Product Owner - Consumer Banking

10 - 15 years

15 - 25 Lacs

Posted:None| Platform: Naukri logo

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Job Description

Description:

Product Owner – Digital Banking Platform

We are seeking an experienced Product Owner to lead the delivery of innovative digital banking solutions that meet the evolving needs of customers and users. In this role, you will translate product vision and market insights into prioritized user stories, guiding a cross-functional team of 6–10 to deliver impactful product outcomes.

You will collaborate closely with clients, Product Managers, the Product Advisory Council, and development teams to define, refine, and implement features for the Banking Platform. This includes managing backlogs, supporting release planning, ensuring alignment across digital banking products, and validating that solutions meet quality, compliance, and usability standards.

Requirements:

Must Have skills :

- Web or Mobile software product offerings.

- Technical Skills - Migration from React Native to Full Native React

- Personal & Retail Banking Exp

- Colloboration with Customer Success Team & Technical Writing Team

- Partner Integration Skills"

Job Responsibilities:

PRODUCT OWNER


Position SummaryProduct Owners are focused on delivering product outcomes and functionality that meets the needs ofthe customers / users, translating product vision and insights into prioritized user features and userstories that are developed by their product team of 6-10 people Work with banking clients and product managers to identify and prioritize the requirementsfor enhancements to the Banking Platform Work with the Product Advisory Council, participating in user group discussions as well aspresenting for consideration new strategic and tactical functionality Participate in release planning, product roadmap maintenance, and backlog grooming forassigned strategic Banking ServicesKey Areas of Responsibility Lead the effort to detail the specific functions, integration requirements, user experience, anddeployment of the solution set to the company and to the market. Define, develop, shape, and refine user stories, problem statements, and acceptance criteria aspart of the preparation of work for efficient and effective consumption by the developmentteam Work in collaboration with the development organization to ensure the delivered product meetsthe specified requirements and is delivered on time and within budget Drive understanding of work to be completed by the development team to support effectivesequencing and incremental delivery with each sprint cycle Collaborate and participate in scrum ceremonies like sprint planning sessions, sprint reviews,retrospectives, daily stand-ups, and work item demos Maintain the functional quality of the work being delivered by setting and evaluatingexpectations and acceptance criteria. Present and train internal customers on new services/features offered within new releaseversions of the platform Prepare explanatory documentation for customers for both existing and new platformfunctionality Document business requirements per the company’s software development tools andmethodologyProduct P&L and Pricing

• Drives product profitability and performance with Product Manager, managing short
and long-term outcomes of the product team including connection to product roadmapand objectivesProduct Strategy, Vision, and Planning

• Gathers customer / user needs and market research to help inform the product vision
and strategy developed by the Product Manager• Utilizes product vision and research to define product features and prioritize the team’sbacklog

Customer Experience Research, Insights, and Execution

• Demonstrates deep understanding of customer / user through research and insights
development (e.g., personas, journeys, product chartering)

Product Design and Development

• Participates in PI planning to prioritize the product roadmap, which informs the team
backlogs• Writes and prioritizes user stories in the product backlog with the team, focusing onuser and business needs and technical requirements to achieve the identified objectives• Refines product backlog based on reprioritization and analysis of impact vs. effort• Defines acceptance criteria and validates features & user stories meet quality standardsfor users• Drives product development with the cross-functional team and actively engagesstakeholders (e.g., PM, other POs, functions) where needed to manage issues /dependencies

Qualifications
Bachelor’s degree, computer science degree or equivalent, proven work experience 10+ years of experience in the finance industry, preferably providing large/enterprise digital,online, or mobile banking applications to consumers and/or small businesses Ability to thoroughly understand complex business and technical issues Must have relevant experience working through the definition, design, and release cycle ofdelivering product software to market Experience with the entire SDLC using Agile/Scrum methodologies Experience with industry standards such as PCI, WCAG, FFIEC Strong leadership, project management, time management, and problem-solving skills Excellent written and verbal communication skills Deep understanding of business and user needs to translate them into prioritized user storiesand deliver valuable functionality Ability to prioritize based on business value, user impact, and technical feasibility

What We Offer:

Exciting Projects:

Collaborative Environment:

Work-Life Balance:

Professional Development:

Excellent Benefits:

Fun Perks:

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Globallogic

Software Development

Santa Clara CA

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