Product Manager - Payment Aggregator

About Us:

Airtel Payments Bank, India's first payments bank is a completely digital and paperless bank. The bank aims to take basic banking services to the doorstep of every Indian by leveraging Airtel's vast retail network in a quick and efficient manner. At Airtel Payments Bank, we’re transforming the way banking operates in the country. Our core business is banking and we’ve set out to serve each unbanked and underserved Indian. Our products and technology aim to take basic banking services to the doorstep of every Indian. We are a fun-loving, energetic and fast growing company that breathes innovation. We encourage our people to push boundaries and evolve from skilled professionals of today to risk-taking entrepreneurs of tomorrow. We hire people from every realm and offer them opportunities that encourage individual and professional growth. We are always looking for people who are thinkers & doers; people with passion, curiosity & conviction; people who are eager to break away from conventional roles and do 'jobs never done before’.

About the Role:

Product Manager

Key Responsibilities:

• Lead

  execution and rollout

  of the Bank’s PA stack – onboarding journeys, checkout integrations (cards, UPI), and transaction flows along with UI/UX.
• Coordinate BIN certification requirements with card schemes and PG partners; manage PG integrations across phases (dedicated BIN, shared BIN, multi-PG).
• Drive

  end-to-end project management

  for PA onboarding across internal teams (compliance, legal, risk, technology, operations).
• Translate regulatory and scheme guidelines (RBI, PCI DSS, Card Schemes) into actionable product and process flows.
• Support compliance and audit readiness – ensure KYC, merchant underwriting, data localization, fraud monitoring, and other mandated processes are implemented.
• Work closely with external Technology Service Providers (TSPs), gateways, and vendors to monitor implementation SLAs and transaction success rates.
• Prepare documentation, SOPs, and process notes for go-live readiness and internal stakeholder alignment.
• Own reporting formats for network schemes, regulatory filings, and internal performance tracking dashboards.
• Work on the cost optimisation.

Qualifications & Skills:

• 3–5 years of experience in Product / Program Management roles within Payments, Fintech, or Banks.
• Strong understanding of

  payment transaction processing

  (cards, UPI),

  PA/PG ecosystem

  , and

  BIN management

  .
• Exposure to regulatory guidelines relevant to

  Payment Aggregators

  (RBI PA Guidelines, merchant onboarding norms, etc.).
• Familiarity with

  scheme certifications

  , compliance audits, KYC/AML, and merchant lifecycle processes.
• Excellent project execution skills with ability to manage timelines across multiple internal and external stakeholders.
• Strong analytical and documentation skills; ability to translate regulatory and business requirements into technical deliverables.

Good to Have:

• Experience working with card schemes (Visa, MasterCard, RuPay) or network certification processes.
• Exposure to APIs and payments technology infrastructure.

Why Join Us?

Airtel Payments Bank is transforming from a digital-first bank to one of the largest Fintech company. There could not be a better time to join us and be a part of this incredible journey than now. We at Airtel payments bank don’t believe in all work and no play philosophy. For us, innovation is a way of life and we are a happy bunch of people who have built together an ecosystem that drives financial inclusion in the country by serving 300 million financially unbanked, underbanked, and underserved population of India. Some defining characteristics of life at Airtel Payments Bank are Responsibility, Agility, Collaboration and Entrepreneurial development : these also reflect in our core values that we fondly call RACE..