1)Sales & Distribution Management 2) Merchant acquisition in the circle 3) Apt knowledge of the geography to support deployment of resources for merchant business. 4) Merchant activation (Small Merchants & Large format retail) 5) Ensure Visibility in the market place for the brand 6) Supporting cross functional teams to ensure merchant business growth 7) Merchant Servicing & relationship Management 8) Planning & execution of strategies related to merchant for the circles to ensure deliverables related to merchant acquisition, Activation, unique customers & throughput are met as per the plan 9 ) Training, developing, mentoring team of team leads & Merchant executives 10) Coordination with key functions at circle to ensure all possible support for the business e.g marketing, MIS, cross functional sales teams etc

Roles and Responsibilities Design, develop, and execute automated tests using Appium for mobile applications. Collaborate with cross-functional teams to identify requirements and create test plans. Troubleshoot issues related to automation testing and provide timely resolutions. Participate in Agile development cycles by providing feedback on product features. Desired Candidate Profile 2-5 years of experience in Automation Test Engineering or Software Development background. B.Tech/B.E. degree from a reputed institution (Any Specialization). Strong understanding of software development concepts, including object-oriented programming languages like Java or C#. Proficiency in at least one scripting language such as Python or JavaScript.

1)Sales & Distribution Management 2) Merchant acquisition in the circle 3) Apt knowledge of the geography to support deployment of resources for merchant business. 4) Merchant activation (Small Merchants & Large format retail) 5) Ensure Visibility in the market place for the brand 6) Supporting cross functional teams to ensure merchant business growth 7) Merchant Servicing & relationship Management 8) Planning & execution of strategies related to merchant for the circles to ensure deliverables related to merchant acquisition, Activation, unique customers & throughput are met as per the plan 9 ) Training, developing, mentoring team of team leads & Merchant executives 10) Coordination with key functions at circle to ensure all possible support for the business e.g marketing, MIS, cross functional sales teams etc

Responsibilities: Resolving queries end to end and ensure zero repeat and escalations. CGO is also responsible for managing customer grievances in the defined timelines Responsible for one or more districts and will visit the designated locations in each district for defined duration Will take care of operations activities in assigned geography Will attend all complaints coming from customers. CGO will collate complaints submitted in the access point and share with the central team through CRM. CGO in their capacity as frontline ambassadors of the bank, enlighten the customers of the grievance redressal mechanism, time frame for resolution of their complaints, name, address and contact number of Principal Nodal Officer, Contact details of Banking Ombudsman of the area. He/S he should have updated knowledge of the banks policy relating to various products offered by it and its terms and conditions. Contact the concerned either by phone, e-mail or in person, to get the grievance redressed say within a day, if the complaint is in respect of a particular customer, CGO should explain the Complaint escalation mechanism to the complainant. Give high priority to the complaints received through the Banking Ombudsman, Consumer Education and Protection Department of Reserve Bank of India and Consumer forums. Promote and market the new and existing products and services introduced by the bank. Follow all banking polices as determined by the board of directors or owners of the bank. Requirements: A positive and outgoing attitude, with a passion for customer interaction Excellent communication and interpersonal skills Ability to work independently and take initiative Willingness to travel to different locations as required Previous experience in sales or field-related roles is a plus, but not necessary

Responsibilities: Resolving queries end to end and ensure zero repeat and escalations. CGO is also responsible for managing customer grievances in the defined timelines Responsible for one or more districts and will visit the designated locations in each district for defined duration Will take care of operations activities in assigned geography Will attend all complaints coming from customers. CGO will collate complaints submitted in the access point and share with the central team through CRM. CGO in their capacity as frontline ambassadors of the bank, enlighten the customers of the grievance redressal mechanism, time frame for resolution of their complaints, name, address and contact number of Principal Nodal Officer, Contact details of Banking Ombudsman of the area. He/S he should have updated knowledge of the banks policy relating to various products offered by it and its terms and conditions. Contact the concerned either by phone, e-mail or in person, to get the grievance redressed say within a day, if the complaint is in respect of a particular customer, CGO should explain the Complaint escalation mechanism to the complainant. Give high priority to the complaints received through the Banking Ombudsman, Consumer Education and Protection Department of Reserve Bank of India and Consumer forums. Promote and market the new and existing products and services introduced by the bank. Follow all banking polices as determined by the board of directors or owners of the bank. Requirements: A positive and outgoing attitude, with a passion for customer interaction Excellent communication and interpersonal skills Ability to work independently and take initiative Willingness to travel to different locations as required Previous experience in sales or field-related roles is a plus, but not necessary

Purpose of the job: The incumbent will be responsible for driving channel distribution (BC network) channel identification (business points), enablement and channel wealth creation. Handling of BDEs and Market Operations of Airtel payments bank in assigned territories and drive the business metrics of Airtel Payments Bank. Deliverables: Developing and Managing Sales distribution channel across the assigned territory by identification of suitable channel for distribution. Distribution expansion with DPL approach. Expansion at Block, Village level to ensure Arms Length Airtel Payments Bank BC network. Handling of BDEs, Gate Meeting, and OJTs for BDEs and market development. Monitor the ROI and take measures to increase the ROI. Partner profitability. Onboarding of new Partners and Branding. Expansion of Airtel Payments Bank outlets, attracting and retaining the right kind of outlets. GTM and sales of all banking products. Drive and increase Throughput in zones – AePS/MATM/Cash withdrawals, Cash Deposits, DMT, CMS, Utilities, Recharges and other bank use cases. Preferred Candidate: - Willingness to travel to different locations as required - Previous experience in sales or field-related roles

Role & responsibilities The incumbent will be responsible for driving channel identification (business points / money depot), enablement and channel wealth creation. Manage Market Operations aspects of Airtel payments bank in the zones and drive the business metrics of airtel money for the zones. Deliverables - Influencing the sales organization (ZBM, ZSM, TM, FSE) to deliver all Airtel Payments Bank KPIs for the zone - Look after channel wealth (partner profitability) - Increase Market share in the zone - Monitor the ROI and take measures to increase the ROI - Onboarding of new Partners and Branding - Expansion of airtel money outlets, attracting and retaining the right kind of outlets - New Product training and Business development - Analysis / identify business opportunity (partner search, training, branding) - Quality and productivity of Airtel Money outlets - GTM and sales of all banking products - Drive and increase Throughput in zones money transfers (P2P, P2B) - Bank’s Revenues, finding synergies with mobility, telemedia and DTH benefiting both mobility and AIRTEL PAYMENTS BANK from differentiated airtel money offering Challenges: 1. Output is dependent on coordinating with ZBM, ZSMs, TMs in the circles to drive outlet on-boarding / productivity, on-boarding customers, circle AIRTEL PAYMENTS BANK merchant SPOC for merchant programs etc 2. Manage internal and external Stake holders effectively Influencing Skills Good Oral and Written communication skills Strong inter-personal and team working ability (since this requires strong cross-functional working fostered by this individual) Focused and Result-orientation (to prioritize the zonal energy on few key results) Demonstrates strong independent ownership of targets (despite influence nature of role) Knowledge about banking transactions and procedures. Ability to work in a startup based and dynamic work environment Good Market Intelligence and knowledge of banking products.

Role & responsibilities The incumbent will be responsible for driving channel identification (business points / money depot), enablement and channel wealth creation. Manage Market Operations aspects of Airtel payments bank in the zones and drive the business metrics of airtel money for the zones. Deliverables - Influencing the sales organization (ZBM, ZSM, TM, FSE) to deliver all Airtel Payments Bank KPIs for the zone - Look after channel wealth (partner profitability) - Increase Market share in the zone - Monitor the ROI and take measures to increase the ROI - Onboarding of new Partners and Branding - Expansion of airtel money outlets, attracting and retaining the right kind of outlets - New Product training and Business development - Analysis / identify business opportunity (partner search, training, branding) - Quality and productivity of Airtel Money outlets - GTM and sales of all banking products - Drive and increase Throughput in zones money transfers (P2P, P2B) - Bank’s Revenues, finding synergies with mobility, telemedia and DTH benefiting both mobility and AIRTEL PAYMENTS BANK from differentiated airtel money offering Challenges: 1. Output is dependent on coordinating with ZBM, ZSMs, TMs in the circles to drive outlet on-boarding / productivity, on-boarding customers, circle AIRTEL PAYMENTS BANK merchant SPOC for merchant programs etc 2. Manage internal and external Stake holders effectively Influencing Skills Good Oral and Written communication skills Strong inter-personal and team working ability (since this requires strong cross-functional working fostered by this individual) Focused and Result-orientation (to prioritize the zonal energy on few key results) Demonstrates strong independent ownership of targets (despite influence nature of role) Knowledge about banking transactions and procedures. Ability to work in a startup based and dynamic work environment Good Market Intelligence and knowledge of banking products.

Purpose of Job The incumbent is required to manage Airtel Payments Bank's visibility from the BTL (Retail/Merchant/Activations/Events) perspective. This would also include developing tactical creative, as and when required, for various Distribution channels, duly discussed with the concerned stakeholders (Central Distribution). The primary objective of the incumbent would be to assist the sales and distribution teams in acquisition through retailer/merchant channels. Job Description Create visibility to drive TOMA and brand preference at all Distribution channels (Retailers/Merchants/Alliance Partners). Devise brand collateral strategy in line with the business requirements and plan the budget for the same. Be the Marketing SPOC for the Product division (RnM, FS etc.) and devise tactical campaign development enabling acquisition. Managing Retail/Activation agency relationships, including evaluation and association. Owning Retail/Activation aspects of every campaign, including, but not limited to Communication brief development, strategy and creative development with agency stakeholders End-to-End Campaign Execution Campaign budgeting and operations, along with control of inventory for optimal usage Providing visibility and engagement at sales-led activations/events at the circle level Internal stakeholder alignments including compliance, legal, alliances, sales, finance, SCM, etc. Achieving Marketing and Brand KPIs for campaigns including Awareness, Preference etc. Achieving Business KPIs for campaigns including throughput, usage etc Retail/POS innovations in alignment with the Merchant/Alliances/Distribution team Developing and fostering the team of Regional Marketing Managers to ensure 100% execution at the circle level, thus providing last-mile solutions to circle S&D teams. Plan and drive ROI-linked micro-marketing initiatives, aligned with business teams, with a key focus on scaling up revenueacquisition, AePS, Remittance, Insurance, etc.

Purpose of the Job The incumbent will be responsible to ensure that Bank complies with AML regulations and provides necessary support to the Compliance function in monitoring of transactions. Deliverables 1. Closure of alerts with respect to AML 2. Recommending STRs on cases fit for STR filing 3. To do various transaction monitoring activities 4. Preparation and Updation of data for FIU reporting 5. Suggesting AML process improvement plans to eliminate gaps 6. Ensuring that the Bank complies with FIU/RBI regulations Demonstrate Result-oriented with ability to complete tasks within the timelines defined by the Regulator In-depth knowledge on PMLA including FINGate Analytical and problem solving abilities Excellent communication skills Hands on MS-Excel; SQL would be an added advantage Decision Level Final Decision Making authority, accountable to the Management 1) Closure and Recommendations on AML alerts 2) Conduct trainings on RBI Compliances 3) Process Improvement Plans 4) Reporting and presentations on non- compliances 1) Documentation on AML procedures 2) Coordinate with other Control functions Contributory: Makes a major contribution to a decision or policy judgment reached by others 1) Guidance to staff and various team members on AML related issues. Educational Level Post Graduate preferably in Banking related courses Working Experience: 10-20 years in Banking Industry only

Company Description Airtel Payments Bank, India’s first Payments Bank, launched in January 2017, offers safe, simple, and rewarding banking services through a network of over 500,000 Banking Points. As the fastest-growing digital bank in the country, we are ranked number six in mobile banking. Leveraging cutting-edge technology, we continually innovate, recently introducing a Smartwatch for seamless and contactless payments. Our bank provides comprehensive salary management solutions for small businesses, last-mile collection management services, and open banking APIs for large industries and institutions. Recognized as a Great Place to Work™️, we foster a culture of flexibility, continuous learning, and growth. Role Description This is a full-time, on-site role located in Ludhiana for a Zonal Enterprise Lead(Manger Level). The Zonal Enterprise Lead will be responsible for driving the Salary accounts business through a dedicated sales team and would be involved in cold calling ,market visits and funnel management.He/She will be driving Salary accounts business along with cross selling. Day-to-day tasks include driving sales and marketing initiatives, conducting market analysis, and ensuring excellent client service and satisfaction. Qualifications Mandatory Experience of Salary accounts Business and proven track record. Client Relationship Management and Customer Service skills Strategic Planning and Market Analysis experience Leadership and Team Management skills Excellent written and verbal communication skills Strong analytical and problem-solving abilities Ability to work independently and collaboratively within a team Experience in the banking or financial services industry is a plus Bachelor's degree in Business, Marketing, Finance, or related field Show more Show less

About the Role We are looking for an experienced and regulatory-savvy Product Manager to lead the onboarding product charter for Savings Bank Accounts (SBA) and Prepaid Payment Instruments (PPI/Wallets) at Airtel Payments Bank. The ideal candidate must have prior experience in a banking or regulated fintech setup and a strong track record in building end-to-end digital KYC and onboarding journeys, including Biometric e-KYC, OTP KYC, Video KYC, and wallet onboarding (min/full KYC). This role requires a mix of product expertise, regulatory understanding, and cross-functional execution skills to build compliant, scalable, and customer-friendly onboarding experiences. Key Responsibilities Own the end-to-end product roadmap for Savings Account and PPI Wallet onboarding across all digital and assisted channels. Design, build, and continuously improve journeys such as: Full KYC Savings Account Onboarding (Biometric, OTP, Paper) Full KYC and Minimum KYC Wallet Onboarding Face Auth / Video KYC onboarding Re-KYC and KYC refresh journeys Biometric e-KYC and AUA/KUA architecture Passbook/Statement Access Dormancy Removal/Reactivation Flows Translate RBI, UIDAI, PPI Master Direction, and PMLA circulars into product requirements and ensure end-to-end compliance. Work closely with compliance, legal, technology, design, ops, and business teams to ship compliant and customer-centric products. Ensure KYC success rates, funnel conversion, onboarding time, and drop-offs are continuously monitored and optimized. Manage the integration with UIDAI (AUA/KUA), CERSAI, CKYCR, and other onboarding ecosystem players. Enable automation, self-serve tools, and real-time validations to reduce friction in the onboarding experience. Represent product during internal and regulatory audits, ensuring accurate and confident articulation of processes.

About the Role We are looking for an experienced and regulatory-savvy Product Manager to lead the onboarding product charter for Savings Bank Accounts (SBA) and Prepaid Payment Instruments (PPI/Wallets) at Airtel Payments Bank. The ideal candidate must have prior experience in a banking or regulated fintech setup and a strong track record in building end-to-end digital KYC and onboarding journeys, including Biometric e-KYC, OTP KYC, Video KYC, and wallet onboarding (min/full KYC). This role requires a mix of product expertise, regulatory understanding, and cross-functional execution skills to build compliant, scalable, and customer-friendly onboarding experiences. Key Responsibilities Own the end-to-end product roadmap for Savings Account and PPI Wallet onboarding across all digital and assisted channels. Design, build, and continuously improve journeys such as: Full KYC Savings Account Onboarding (Biometric, OTP, Paper) Full KYC and Minimum KYC Wallet Onboarding Face Auth / Video KYC onboarding Re-KYC and KYC refresh journeys Biometric e-KYC and AUA/KUA architecture Passbook/Statement Access Dormancy Removal/Reactivation Flows Translate RBI, UIDAI, PPI Master Direction, and PMLA circulars into product requirements and ensure end-to-end compliance. Work closely with compliance, legal, technology, design, ops, and business teams to ship compliant and customer-centric products. Ensure KYC success rates, funnel conversion, onboarding time, and drop-offs are continuously monitored and optimized. Manage the integration with UIDAI (AUA/KUA), CERSAI, CKYCR, and other onboarding ecosystem players. Enable automation, self-serve tools, and real-time validations to reduce friction in the onboarding experience. Represent product during internal and regulatory audits, ensuring accurate and confident articulation of processes. Candidate Profile Experience: 5–8 years of experience in banking, payments, or regulated fintech. Proven experience in building and scaling digital onboarding/KYC journeys. Experience working on both Savings Account and Wallet (PPI) products preferred. Expertise: Deep understanding of: RBI KYC Master Directions UIDAI AUA/KUA protocols OTP, Biometric, and Video KYC Wallet (PPI) guidelines and onboarding limits Dormancy/reactivation processes Hands-on experience in: Designing user journeys and writing product requirement documents. Collaborating with backend and frontend engineers. Launching and scaling products in agile teams. Skills: Strong communication and documentation skills – capable of translating complex compliance needs into product flows. Analytical thinker with data-driven decision-making – ability to work with SQL/data dashboards to analyze onboarding performance. Proactive in identifying gaps, solving for edge cases, and building robust journeys across platforms (app, assisted, web, IVR, USSD). Show more Show less

Purpose of the Job The incumbent will be responsible to ensure that Bank complies with AML regulations and provides necessary support to the Compliance function in monitoring of transactions. Deliverables Closure of alerts with respect to AML Recommending STRs on cases fit for STR filing To do various transaction monitoring activities Preparation and Updation of data for FIU reporting Suggesting AML process improvement plans to eliminate gaps Ensuring that the Bank complies with FIU/RBI regulations Demonstrate Result-oriented with ability to complete tasks within the timelines defined by the Regulator In-depth knowledge on PMLA including FINGate Analytical and problem solving abilities Excellent communication skills Hands on MS-Excel; SQL would be an added advantage Decision Level Closure and Recommendations on AML alerts Conduct trainings on RBI Compliances Process Improvement Plans Reporting and presentations on non- compliances Documentation on AML procedures Coordinate with other Control functions Education Post Graduate preferably in Banking related courses Working Experience: 7-15 years in Banking Industry Show more Show less

Responsibilities: Resolving queries end to end and ensure zero repeat and escalations. CGO is also responsible for managing customer grievances in the defined timelines Responsible for one or more districts and will visit the designated locations in each district for defined duration Will take care of operations activities in assigned geography Will attend all complaints coming from customers. CGO will collate complaints submitted in the access point and share with the central team through CRM. CGO in their capacity as frontline ambassadors of the bank, enlighten the customers of the grievance redressal mechanism, time frame for resolution of their complaints, name, address and contact number of Principal Nodal Officer, Contact details of Banking Ombudsman of the area. He/S he should have updated knowledge of the bank’s policy relating to various products offered by it and its terms and conditions. Contact the concerned either by phone, e-mail or in person, to get the grievance redressed say within a day, if the complaint is in respect of a particular customer, CGO should explain the Complaint escalation mechanism to the complainant. Give high priority to the complaints received through the Banking Ombudsman, Consumer Education and Protection Department of Reserve Bank of India and Consumer forums. Promote and market the new and existing products and services introduced by the bank. Follow all banking polices as determined by the board of directors or owners of the bank. Requirements: A positive and outgoing attitude, with a passion for customer interaction Excellent communication and interpersonal skills Ability to work independently and take initiative Willingness to travel to different locations as required Previous experience in sales or field-related roles is a plus, but not necessary Show more Show less

Purpose of the Job: The purpose of the job is to design, develop and execute Mobile and API automation scripts. Should be able to coordinate with multiple teams and stakeholders to gather and understand the requirements for Mobile and API testing. . Responsibilities Good experience in Mobile testing and automation using Emulators/ Simulators and Real devices. Should have good expertise on API testing and automation. Develop and Execute automated test scripts for mobile applications on Android and iOS platform Develop and Execute API automation scripts using Karate Framework. Skills Required: 5+ years of experience in Automation Testing related activities. Good knowledge of Java, Selenium and Appium is required. Good Knowledge on Agile and Jira Test Management tool Good Communication and coordination Strong Knowledge of Agile Concepts and tools Female candidates preferred Preferable: Banking Domain expertise Qualification : BE, BTech/MS/MCA,, Mtech in Computer Science or equivalent Show more Show less

About Us: Airtel Payments Bank, India's first payments bank is a completely digital and paperless bank. The bank aims to take basic banking services to the doorstep of every Indian by leveraging Airtel's vast retail network in a quick and efficient manner. At Airtel Payments Bank, we’re transforming the way banking operates in the country. Our core business is banking and we’ve set out to serve each unbanked and underserved Indian. Our products and technology aim to take basic banking services to the doorstep of every Indian. We are a fun-loving, energetic and fast growing company that breathes innovation. We encourage our people to push boundaries and evolve from skilled professionals of today to risk-taking entrepreneurs of tomorrow. We hire people from every realm and offer them opportunities that encourage individual and professional growth. We are always looking for people who are thinkers & doers; people with passion, curiosity & conviction; people who are eager to break away from conventional roles and do 'jobs never done before’. About Insurance Vertical: The Insurance and Assurance team at Airtel Payments Bank plays a pivotal role in offering comprehensive financial protection through a range of products. They provide Life Insurance for personal security, General Insurance covering Motor and Property Insurance, and Health Insurance for well-being. Operating under strict regulatory compliance, the team ensures seamless integration and customer access to these critical financial services. Through strategic partnerships with leading insurers, they deliver reliable and accessible insurance solutions that safeguard our customers' interests. Job Overview: The product team at Airtel Payments Bank is a highly motivated, forward thinking team comprised of highly talented product managers with a singular focus of delivering innovative products. As a product manager, you will spearhead the advancement of our feature roadmap by measuring customer adoption, feedback, and satisfaction to guide future of the product. Your pivotal role within our team of accomplished product managers will elevate our innovation trajectory within our current range of products. Key Responsibilities : This role will comprise of User Centric Mindset: You will be responsible for understanding customer needs as well as stay on top of the customer pulse via secondary insights - both qualitative and quantitative. Should have Capability to translate user feedback into actionable insights for product development. Product Vision & Strategy : Should have ability to define both long-term strategy and quarterly roadmap to achieve the product vision and create impact. Product enhancement with a problem first, data-driven, and test & iterate approach. Product Development Life Cycle : Should have strong understanding of stages that a product goes through from concept to market launch & beyond. Ecosystem collaboration : Self-starter to collaborate closely with ecosystem players to co-build products that don’t exist. Collaborate with cross-functional teams (engineering, design, and marketing, and risk, compliance) to develop and launch new card products. Assist in fostering relationships with key stakeholders within the organization to ensure smooth product development. Market Research & Analysis - Conduct in-depth market research to understand user needs, industry trends, and regulatory landscape for payments in India. Tech Know-how - Strong knowledge of engineering practices in product development using Agile / Scrum principles Data-driven decision making – You will be responsible in using data and analytics to guide decisions about product development , enhancement and in deciding overall strategy of the product Required qualifications, capabilities, and skills: 2-5 years on Product Management & MBA from top schools IIMs, ISB, FMS, MDI, etc. with a technical background preferred Proficiency in product management tools (JIRA , Excel , SQL etc) Passion for understanding customer needs and demonstrated ability to build digital products Ability to think strategically while still comfortable diving into the details required to ensure successful execution Why Join Us? Airtel Payments Bank is transforming from a digital-first bank to one of the largest Fintech company. There could not be a better time to join us and be a part of this incredible journey than now. We at Airtel payments bank don’t believe in all work and no play philosophy. For us, innovation is a way of life and we are a happy bunch of people who have built together an ecosystem that drives financial inclusion in the country by serving 300 million financially unbanked, underbanked, and underserved population of India. Some defining characteristics of life at Airtel Payments Bank are Responsibility, Agility, Collaboration and Entrepreneurial development : these also reflect in our core values that we fondly call RACE.. Show more Show less

About Us: Airtel Payments Bank, India's first payments bank is a completely digital and paperless bank. The bank aims to take basic banking services to the doorstep of every Indian by leveraging Airtel's vast retail network in a quick and efficient manner. At Airtel Payments Bank, we’re transforming the way banking operates in the country. Our core business is banking and we’ve set out to serve each unbanked and underserved Indian. Our products and technology aim to take basic banking services to the doorstep of every Indian. We are a fun-loving, energetic and fast growing company that breathes innovation. We encourage our people to push boundaries and evolve from skilled professionals of today to risk-taking entrepreneurs of tomorrow. We hire people from every realm and offer them opportunities that encourage individual and professional growth. We are always looking for people who are thinkers & doers; people with passion, curiosity & conviction; people who are eager to break away from conventional roles and do 'jobs never done before’. Job Overview: The product team at Airtel Payments Bank is a highly motivated, forward thinking team comprised of highly talented product managers with a singular focus of delivering innovative products. As a product manager you will own one or more product features of high complexity or importance. With minimal supervision, you will develop a product strategy and lead project execution. About Lending & Wealth Management Vertical: Airtel Payments Bank's Financial Services Product Vertical is integral to the holistic approach in meeting diverse customer financial needs. This cross-sell team offers a wide array of products including Lending (unsecured personal and business loans, secured gold loans, and auto-loans), and Wealth Management solutions such as Fixed Deposits and DigiGold. Operating under RBI guidelines, the team facilitate seamless customer referrals to esteemed Partner Banks and NBFCs, ensuring robust financial offerings through strategic partnerships. Key Responsibilities: This role will comprise of • User Centric Mindset: You will be responsible for understanding customer needs as well as stay on top of the customer pulse via secondary insights - both qualitative and quantitative. Should have Capability to independently translate user feedback into actionable insights for product development. • Product Vision & Strategy: Should have ability to independently define both long-term strategy and quarterly roadmap to achieve the product vision and create impact. Product enhancement with a problem first, data-driven, and test & iterate approach. • Product Development Life Cycle: Should have strong understanding of stages that a product goes through from concept to market launch & beyond. • Ecosystem collaboration: Self-starter to collaborate closely with ecosystem players to co-build products. Effectively influencing stakeholders, building alliances, and advocating product strategies • Market Research & Analysis - Conduct in-depth market research to understand user needs, industry trends, and regulatory landscape for payments in India. • Tech Know-how - Strong knowledge of engineering practices in product development using Agile / Scrum principles. Ensure that product requirements are feasible and technically viable. Collaborate closely with engineering teams, to prioritize features and ensure alignment with product road map goals • Data-driven decision making – You will be responsible in using data and analytics to guide decisions about product development , enhancement and in deciding overall strategy of the product. Required qualifications, capabilities, and skills: • 2-5 years on Product Management & MBA from top schools IIMs, ISB, FMS, MDI, etc. with a technical background preferred. • Proficiency in product management and data analytics tools (JIRA , Excel , SQL etc) • Passion for understanding customer needs and demonstrated ability to build digital products • Ability to think strategically while still comfortable diving into the details required to ensure successful execution • Highly skilled in leveraging data analytics to drive strategic product decisions • Experience in Lending domain is highly preferred. Why Join Us? Airtel Payments Bank is transforming from a digital-first bank to one of the largest Fintech company. There could not be a better time to join us and be a part of this incredible journey than now. We at Airtel payments bank don’t believe in all work and no play philosophy. For us, innovation is a way of life and we are a happy bunch of people who have built together an ecosystem that drives financial inclusion in the country by serving 300 million financially unbanked, underbanked, and underserved population of India. Some defining characteristics of life at Airtel Payments Bank are Responsibility, Agility, Collaboration and Entrepreneurial development : these also reflect in our core values that we fondly call RACE.. Show more Show less

About Us: Airtel Payments Bank, India's first payments bank is a completely digital and paperless bank. The bank aims to take basic banking services to the doorstep of every Indian by leveraging Airtel's vast retail network in a quick and efficient manner. At Airtel Payments Bank, we’re transforming the way banking operates in the country. Our core business is banking and we’ve set out to serve each unbanked and underserved Indian. Our products and technology aim to take basic banking services to the doorstep of every Indian. We are a fun-loving, energetic and fast growing company that breathes innovation. We encourage our people to push boundaries and evolve from skilled professionals of today to risk-taking entrepreneurs of tomorrow. We hire people from every realm and offer them opportunities that encourage individual and professional growth. We are always looking for people who are thinkers & doers; people with passion, curiosity & conviction; people who are eager to break away from conventional roles and do 'jobs never done before’. Purpose of the Job: The Developer will be part of a cross-functional Scrum team responsible for designing, developing, and testing diverse features of Airtel Payments Bank agile stream. Payments bank values software engineers who are motivated, creative, passionate and positive. You must be comfortable working closely with others and have solid communication skills. Software engineers who learn quickly and have strong technical skills will thrive at Airtel Payments Bank. You must have considerable experience with object-oriented programming and should be familiar with design patterns, data structures, database and other staples of practical software development Key Deliverables : Guide team development efforts towards successful project delivery. Provide technical leadership to teammates through coaching and mentorship. Maintain high standards of software quality within the team by establishing good practices and habits. Identify and encourage areas for growth and improvement within the team. Design, develop, and unit test applications in accordance with established standards. Participate in peer-reviews of solution designs and related code. Adhere to high-quality development principles while delivering solutions on-time and on-budget. Provide third-level support to business users. Research and evaluate a variety of software products. Technical design, implementation, deployment, and support. Partner with Business Analysts to review and implement business requirements. Mentors and oversees development of resources, including reviewing designs and performing code reviews. Ensure designs are in compliance with specifications Develop high-volume, low-latency applications for mission-critical systems and delivering high-availability and performance Skills Required: Experience: 2-5 years Proficient in at least one of the object-oriented programming language such as Java. Knowledge of No-SQL Database technologies, Caching data stores, Queuing systems and Search technologies. Experience with version control tools (SVN or Git) Proficiency in Computer Science fundamentals – object oriented design, data structures, algorithm - design, and complexity analysis Excellent problem-solving skills Good with the Design patterns and architecture solution to large scale applications. Hands on experience on building highly-available, scalable systems Qualification : Technical background (BS/MS in Computer Science/Engineering or related discipline/experience) Why Join Us? Airtel Payments Bank is transforming from a digital-first bank to one of the largest Fintech company. There could not be a better time to join us and be a part of this incredible journey than now. We at Airtel payments bank don’t believe in all work and no play philosophy. For us, innovation is a way of life and we are a happy bunch of people who have built together an ecosystem that drives financial inclusion in the country by serving 300 million financially unbanked, underbanked, and underserved population of India. Some defining characteristics of life at Airtel Payments Bank are Responsibility, Agility, Collaboration and Entrepreneurial development : these also reflect in our core values that we fondly call RACE.. Show more Show less

Job Description: Monitor & analyze key risk KPI and its business impact and respond to risk and fraud conditions RBI and IBA Reporting and Filling FMR Hands on experience on transaction monitoring tool such as Falcon, Sas, Clarify Ability to lead projects on enhancement of fraud risk areas like threshold calibration, alert optimization Filling EDSP on Daksh Portal Team Handling Experience Required Investigation of Fraudulent cases of own Bank Customer Reviews Logs and conduct End to END Investigation Review & follow up on suspicious cases with internal teams to develop appropriate risk mitigation strategies Analytic support on abnormal trends and assist in identifying new fraud/cybercrime threats to the business Prepare reports, briefings and regular updates Complete fraud reviews and determine if transactions are fraudulent and complete the corresponding actions, for example chargeback Managing relationships with key stakeholders from business partners, internal risk team, outsourcing partner to drive implementation and meet the risk standard Requirements: Bachelor’s degree or equivalent work experience; Strong analytical skills; Familiar with SQL language Supports diversity by actively building and cultivating strong connections and partnerships across businesses/regions; Strong project management abilities and direct experience with Agile methodology principles; Ability to work independently and influence others; Fraud experience in a Financial Institution; Experience with data analytics; Progressive leadership experience in a fraud-based role; Bachelor’s degree; Strong knowledge of the fraud management life cycle and industry trends. Experience 12-15 years of experience in Banking Show more Show less