1507 Operational Risk Jobs - Page 42

Risk & Control Hat Develop an in-depth knowledge of the operational risk and control profile across Asset & Wealth Management Advise, challenges, informs the businesses on recommended ways to mitigate risk; reviews actions items to ensure that risk is being sufficiently addressed Sets the tone from the top: Acts as a culture carrier by embedding & propagating a risk mind-set and awareness within the team, region & globally Identifies ways to share risk best practice across teams and functions, and with other business lines where like processes exist/there is exposure to similar risk Partner with the business lines to understand the residual risks that exist after issues are resolved and engage across the front to back to apply lessons learned to improve our risk and control framework Risk analysis : Work with the stakeholders to develop KRI s / KPI s which can be used to monitor operational health of our framework. Use these to drive the risk agenda with the leadership group, highlight areas of concerns and partner with line managers to develop, execute and monitor progress on remediation plans QA & Technical Hat Develop Control QA & Monitoring framework. Identify continuous improvement mechanisms to strengthen the framework based on ever-evolving changes in process, regulations & platforms Work with our QA team to design tests for data quality, lineage, and controls across a range of products, business lines and processes, including both manually and systematically created data Develop methodologies to define test scripts, execute tests, including frequency, sampling, evidencing, and follow-up actions which integrate with the broader Divisional risk management framework and datasets Partner with developers and low-code specialists to develop tooling to support test execution, recordkeeping, and reporting Work with our BI team in building data models / data visualization for generating multi-dimensional reporting Maintain strong relationships and connectivity with the broader control and data organizations to enable maintenance of the test suites as the operating and control environment changes Execute test suites using manual and automated techniques, and integrate results into the broader risk management framework, including control enhancements and risk assessments Coordinate end-to-end risk management delivery with other Divisions, such Compliance, Legal, Risk and Internal Audit as we'll as support regulatory interactions SKILLS & QUALIFICATIONS Solid understanding of the Asset & Wealth Management franchise and experience within a risk management context are required Exposure to qualitative and quantitative controls and data testing across financial products. Working knowledge of programming fundamentals including software development life cycle concepts. Ability to navigate data sets, develop metrics and perform analysis. An energetic self-starter with strong control mindset with a passion for risk management Excellent communication skills to clearly articulate issues and ideas with different levels across Asset & Wealth Management stakeholders Strong analytical skills with an ability to understand complex workflows, and excellent attention to details Innovative, including a keen eye for identifying areas of control enhancements and automation which have practical value. Good influencing skills to challenging the status quo and continuously enhance the control environment Ability to perform data analytics using metrics to identify trends and themes Sound time management skills to be able to effectively prioritize and multi-task. A mentor / coach to the juniors in the team Drive and motivation to improve personal performance, broaden knowledge, work intensely towards extremely challenging goals, and persist in the face of obstacles or setbacks Good interpersonal and teamwork skills to collaborate as a global team and build strong relationship with key stakeholders across Divisions Keeps current with emerging business, economic and market trends Aptitude handling large data sets, synthesizing a variety of information to summarize a profile Track record of delivering and enhancing measurable, impactful business outcomes and product

Prepare to gain a comprehensive understanding of the life cycle of a trade by interacting with traders, strategists, sales, and structurers in addition to middle office, legal, product control and documentation teams in order to work toward the shared goal of risk mitigation Partner with a team of product experts to review all economic aspects of derivative trades while gaining strong exotic derivatives knowledge and financial risk awareness Showcase your attention to detail by ensuring all trade economics, pay-off profiles and pricing factors are correctly captured in the risk management system Use your inquisitive mind set to identify control weaknesses with respect to booking methodology as well as discrepancies in the legal documentation Leverage your quantitative skills to deconstruct complex structured payoffs and propose creative, robust booking solutions Work in a strong team setting to develop a deeper understanding of complex transactions and work with our business partners to automate and improve our existing processes BASIC QUALIFICATIONS Bachelor s degree with 4-7 years of experience in financial services Proven analytical skill, problem solving ability and a control mentality paired with meticulous attention to detail Aptitude for building relationships and ability to communicate complex issues to a wide array of internal clients with differing levels of product experience Self-motivated and proactive team player who takes ownership and accountability of projects, has strong organizational and communication skills and the ability to effectively manage competing priorities Flexible and able to work well under pressure in a team environment PREFERRED QUALIFICATIONS Quantitative educational background. Prior experience working with Structured Products Pursuing CFA/FRM

Develop an in-depth knowledge of the operational risk and control profile across Global Banking Markets (GBM) Advise, challenges, informs the businesses on recommended ways to mitigate risk; reviews actions items to ensure that risk is being sufficiently addressed Sets the tone from the top: Acts as a culture carrier by embedding propagating a risk mind-set and awareness within the team, region globally Identifies ways to share risk best practise across teams and functions, and with other business lines where like processes exist/there is exposure to similar risk Partner with the business lines to understand the residual risks that exist after issues are resolved and engage across the front to back to apply lessons learned to improve our risk and control framework QA / Technical Hat Control QA Monitoring framework. Identify continuous improvement mechanisms to strengthen the framework based on ever-evolving changes in process, regulations platforms Work with our QA team to design tests for data quality, lineage and controls across a range of products, business lines and processes, including both manually and systematically created data. Develop methodologies to define test scripts, execute tests, including frequency, sampling, evidencing, and follow-up actions which integrate with the broader Divisional risk management framework and datasets Partner with developers and low-code specialists to develop tooling to support test execution, recordkeeping and reporting Work with our BI team in building data models / data visualization for generating multi-dimensional reporting Maintain strong relationships and connectivity with the broader control and data organisations to enable maintenance of the test suites as the operating and control environment changes Execute test suites using manual and automated techniques, and integrate results into the broader risk management framework, including control enhancements and risk assessments Participate in the ongoing uplift and innovation of operational risk processes designed which facilitate GBM Operational Risk Resilience (ORR) supervisors and leadership s understanding and management of their risk and controls. Coordinate end-to-end risk management delivery with other Divisions, such Compliance, Legal, Risk and Internal Audit as well as support regulatory interactions BASIC QUALIFICATIONS Good understanding of the global markets franchise offered by the firm and experience within a risk management context are required. An energetic self-starter with strong control mindset with a passion for risk management Excellent communication skills to clearly articulate issues and ideas with different levels across Global Banking and Markets stakeholders. Strong analytical skills with an ability to understand complex workflows, and excellent attention to details. Innovative, including a keen eye for identifying areas of control enhancements and automation which have practical value. Good influencing skills to challenging the status quo and continuously enhance the control environment. There is also opportunity within the role to learn and apply advanced analytics software to develop low code risk management solutions. Sound time management skills to be able to effectively prioritize and multi-task. Drive and motivation to improve personal performance, broaden knowledge, work intensely towards extremely challenging goals and persist in the face of obstacles or setbacks Good interpersonal and teamwork skills to collaborate as a global team and build strong relationship with key stakeholders across Divisions. Keeps current with emerging business, economic and market trends Aptitude handling large data sets, synthesizing a variety of information to summarise a profile. Proficient in Excel, Powerpoint, MS Word PREFFERED QUALIFICATIONS Practical experience in Sales and Trading, Risk or Operations functions. Experience in audit / testing methodologies, Control testing (manual automated)

Skill required: Control Testing - Agile testing Designation: Regulatory Compliance Senior Analyst Qualifications: Any Graduation Years of Experience: 5 to 8 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do Help clients transform their compliance function from reactive to proactive through an intelligent compliance operating model powered by data, intelligent technologies and talentLooking for someone with SOX testing experience.Conduct testing tasks within Agile models and integration processes and manage development sprints. What are we looking for Conduct testing tasks within Agile models and integration processes and manage development sprints.Conduct testing tasks within Agile models and integration processes and manage development sprints. Roles and Responsibilities: In this role you are required to do analysis and solving of increasingly complex problems Your day to day interactions are with peers within Accenture You are likely to have some interaction with clients and/or Accenture management You will be given minimal instruction on daily work/tasks and a moderate level of instruction on new assignments Decisions that are made by you impact your own work and may impact the work of others In this role you would be an individual contributor and/or oversee a small work effort and/or team Please note that this role may require you to work in rotational shifts Qualification Any Graduation

Skill required: Control Testing - Agile testing Designation: Regulatory Compliance Analyst Qualifications: Any Graduation Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do Help clients transform their compliance function from reactive to proactive through an intelligent compliance operating model powered by data, intelligent technologies and talentLooking for someone with SOX testing experience.Conduct testing tasks within Agile models and integration processes and manage development sprints. What are we looking for Conduct testing tasks within Agile models and integration processes and manage development sprints.Conduct testing tasks within Agile models and integration processes and manage development sprints. Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts Qualification Any Graduation

Prepaid C2 Service Join our Payments Solution Center team at JPMorgan Chase Co., where payments are more than just transactions. We provide support to clients leveraging sophisticated digital, end-to-end solutions to manage their business and working capital. You will utilize various digital channels. Successful specialists balance their focus on business results with offering options and finding solutions to help our customers. This role requires managing interactions with business partners at all levels and across multiple lines of business, ensuring daily tasks are completed. You will be part of a high-performing global team, working with a variety of clients, tackling diverse problem types of varying complexity across multiple products. Job Responsibilities Are very comfortable communicating with customers in a metrics-driven environment. Are able to navigate multiple technologies while staying engaged with our customers. Demonstrate resiliency and extreme adaptability in a fast-paced environment. Possess strong customer focus with the ability to have detailed conversations with our customers. Take ownership of each customer interaction while treating customers with respect and responding with empathy. Document customer account activities thoroughly and concisely. Demonstrate personal excellence, including punctuality, integrity, and accountability. Approach problems logically and with good judgment to ensure the appropriate customer outcome. Make appropriate decisions on behalf of our customers quickly and effectively. Effectively prioritize work to ensure efficiency. Abide by all applicable regulatory and department practices and procedures. Have the ability to work independently and in a team environment. Think critically and exercise independent judgment. Required qualifications, capabilities and skills High School diploma/GED required. 2+ years of Customer Service experience preferred. Minimum of one year of customer interaction or customer support experience strongly preferred, either by phone or face-to-face. Full-time in-office availability across various shifts and holidays where supported markets are open. Proficiency with basic computer functions, including mouse and keyboard usage, launching applications, conducting searches on the Internet, and maneuvering in a Windows-based environment strongly preferred. Ability to build and maintain good working relationships with business partners. Ability to work in a fast-paced environment, be flexible, follow tight deadlines, organize, and prioritize work. Effectively manage operational risk through adherence to established procedures and controls. Strong oral and written communication skills, with a proven ability to communicate and interact with various levels and translate complex requirements into simple guidance. Work Schedule The position requires candidates to work varying schedules within the companys operating hours of 24/7.

Some careers open more doors than others. If you re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. The Risk Compliance function is a Second line of defence (LOD) function, responsible for reviewing and challenging the activities of the Group s businesses (also referred to as the First LOD ) to ensure that they effectively manage as Risk Owners the risks inherent in or arising from the conduct of their activities and for which they are responsible. The Second LOD consists of Risk Stewards who are independent of the commercial risk-taking activities undertaken by the First LOD. The Risk Compliance function is a Risk Steward for a number of risks in accordance with HSBC Group s risk framework. We are currently seeking an experienced individual to join this team in the role of Head of Wholesale Credit Risk Management (WCRM) - India Role purpose The Head of Wholesale Credit Risk Management role is primarily responsible for leading the wholesale credit risk management function (WCRM) for INM. The role holder exercises the highest level of wholesale credit, counterparty credit and portfolio approval authorities in the country/market. In addition, the role holder is responsible for providing portfolio and country oversight to ensure that businesses operate within the desired level of risk appetite. The role holder is also responsible for loan management of distressed credits in India, proposing and approving expected credit loss (IFRS9) impairments for accounting purposes, stewarding or owning various local relevant regulatory reports, and engagement with the local regulator as required in financial risk matters, responsibility for local policies, regulatory and other stress testing and other credit related processes. This role is additionally responsible for delivery and effective implementation of WCR risk systems strategy. Impact on the Business/Function Accountable as the most senior Wholesale Credit Risk Officer for India. Direct accountability for the Wholesale Credit, Special Credit Unit (SCU) and WCR policy, processes, IFRS9 impairments, WCR stress testing and other associated tasks. Assisting the SLOD management of transition, ESG and first party fraud risk. Significant input into the strategic plans for the country and accountable for converting strategic plans into operational objectives including setting appetites at geographic, industry, product and single name levels. Produce WCR risk policies and thresholds within global guidelines for Country WCR risk operations that ensure the realization of the Country risk appetite. Liaise with Region and Country Business, Risk Strategy and Finance teams to determine the Country risk appetite. Develop and set portfolio, asset class, country and cross border thresholds/ limits that reflect the Country/market WCR. Approve various limits that govern counterparty credit, country and concentration risk that are operated by the Treasury and Traded Risk vertical. Maintain risk appetite to ensure that returns are balanced appropriately against the level of risk taken and reflective risk appetite of relevant strategic business plans. Enhance risk/return framework, and capital deployment including review of new business models/ product proposition. Actively manage team and individual costs within FRP and in line with the Risk and Compliance Blueprint Ensure that analytic models are fit for purpose and outputs are being utilized effectively to manage the Country/market WCR portfolios. Drive and deliver strategic change initiatives supporting risk framework for change and growth. Responsible as Risk Owner or Risk Steward for local WCR regulations Customers / Stakeholders Develop approach and appetite for the WCR function for India. Manage and own strong professional relationships with CIB Country Business Heads and relevant stakeholders. Manage the relationship with external regulators and rating agencies. Input into business planning and Country Risk Plans based upon own deep understanding of risk appetite. Continue to embed a robust Risk Governance Framework with internal stakeholders and ensure risk appetite is embedded within decision making in the region. Improve customer engagement and minimize customer complaints / credit impairments through robust process, credit decisioning and strategy enhancements. Principal stakeholders include: Regional Chief Credit Officer, Asia Pacific and ASP Wholesale Credit Risk management team. India Chief Risk Officer. India CEO, Country Head of Banking / Product Heads. India CFO, Audit. Regional CRCO/CROs. Represent HSBC at critical Industry and Government forums in the region/country. Ensures that WCR risk policies and Risk appetite are effectively communicated to and implemented by the appropriate stakeholders at Country level. Manage stakeholder expectations and address any misalignment. Manage challenging stakeholder situations across a regional and functional remit in a credible and culturally aware manner. Lead and support clear and effective lines of communication at all levels. Leadership Teamwork Manage and motivate the India WCR team. Provides direction at a Country level and support at a regional level to the WCR Risk function. Establishes policies to attract, retain and motivate high caliber talent. Works effectively with the Country Risk leadership team, including contribution to the activities to join up the Global Risk Lead and manage the activity of Country WCR Risk team including attracting top talent, critical role management, succession planning, talent management, performance management and improving employee engagement. Support and drive staff engagement, training, development and retention initiatives across the region in line with group guidelines. Build and maintain a strong network of WCR risk specialists in the Country. Work closely and cohesively with India Compliance, Operational Risk, Retail Credit Risk, and Enterprise Risk Teams. Requirements Functional Knowledge, Skills and Competencies Highly developed experience of lending and credit assessment for corporates, banks, fund and hedge funds, sovereigns and cross border risk management. Extensive credit risk experience in the relevant lines of Businesses (CIB, MSS, Private Bank) including products and services. Significant experience in Counterparty Credit Risk management and measurement techniques as well as risk mitigation and settlement risk management. Significant experience of distressed loan management and accounting for IFRS9 Expected Loss reporting Working across all levels of the organization to understand cross-functional linkages and interdependencies, as well as the implications of credit, traded and treasury risks at both a strategic l and at the Global Business level. Highly developed experience of cross-risk, horizontal concentration risk management at single name, sector and geography. Be a sound and highly competent decision maker balancing risk and reward considerations and good commercial outcomes Ability to form effective relationships and achieve influence at the senior level in the organization. Strong communication and interpersonal skills, including the capacity to articulate the case for risk management in the language of business. Ability to lead changes, contributing to joining up the function regionally and globally. Proven ability to prioritize competing demands. Demonstrated ability to assess risk trends, both internally and externally. High levels maturity, resilience, sharp negotiation and communication skills. Experience of creating and leading a team and driving forward under a strategic framework with demonstrated results

Some careers open more doors than others. If you re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. International Wealth and Personal Banking (IWPB) helps deliver on HSBC s purpose of opening up a world of opportunity by providing our customers with borderless banking and world-class wealth management through best-in-class, mobile-first capabilities and exceptional people. Our international network and breadth of expertise enable us to support individuals, families, business owners, investors and entrepreneurs. International Wealth and Personal Banking provides a leading premium proposition through Premier Banking and, together with our Global Private Bank, are present across the world s most important markets, booking centres, and corridors most valued by our clients. Our wealth offering is further enhanced through our best-in-class manufacturing capabilities in Asset Management and Insurance. We are currently seeking an experienced person to join the WPB Premier Services Team Role Purpose The HSBC Premier offering is one of the world s first globally linked banking offerings. And of strategic importance for HSBC, the role requires you to be part of premier relationship team across branches The role provides dedicated support to a team of Premier Relationship Managers (PRM) in the overall achievement of their income plans (covering acquisition, cross sales, retention, and growth of their portfolios) and day to day contact with their clients in the delivery of the proposition objectives In order to deliver client centric service the role also requires you to be a point of contact for clients as and when required and provide customer with a memorable service experience by having a problem solving attitude In addition, the Premier Officer may provide credit/lending support to the PRM if dictated by market requirements. Building an ongoing relationship based on value and service is critical to being successful in this role. In order to deliver a high quality service to our highest value personal clients the role holder will need to demonstrate an extensive knowledge of banking products and services across wealth and retail. Principal Responsibilities Impact on the business Provide high quality sales support to a team of PRMs mainly focused on getting appointment for PRMs and supporting PRMs in servicing their clients Reduce the time spent on process and administrative tasks by PRM to increase PRM s capacity Support PRMs to manage client contact and service, including, in the absence of PRMs, answering client calls, resolving client enquiries on transactional needs and facilitating a smooth hand-off to the correct channels where appropriate, and managing key event reminders to maintain active client contact Provide sales support to PRMs including preparing and completing sales documents, managing data input and report generation, and liaising with support functions to follow through client purchase process requirement Clients/Stakeholders Handle client s enquiries relating to the PRM s portfolio in a positive, timely, and appropriate manner. Aim to resolve the customer s queries at the first point of contact and minimise referrals to the PRM for routine transactions. Has strong knowledge of the PRM s portfolio of clients with the support of CRMS and analytical tools Proactively responds to client in face-to-face and/or telephone settings, updating client profile screens with details of client contact Maintains a basic understanding and technical knowledge of relevant products and services Support PRMs to execute suitable solutions for product areas responsible for with clients to fulfill their needs and ensure efficient follow up Manager the Premier desk (including required contact activity) in the absence of PRM. Assist the PRM in organizing events as and when required. Refer the attrition cases to PRM immediately Coordinate with cross functional teams to manage Premier TAT / customer expectations Leadership and teamwork Communicate effectively and works well with other teams within the Branch, Call Center, HTS, and other relevant partners that impact the client s experience of HSBC; in order to ensure a consistent approach and application of Premier standards Efficiently manages time in order to support different PRMs concurrently Proactively identifies opportunities/issues and provides feedback to branch management and HTS to improve products and service processes Delivering the firm - Put the client at the heart of our business and deliver joined up services and solutions aligned to customer needs. Operational effectiveness and control Ensure all processes and procedures are accurate and in accordance with HSBC Bank policy standards, regulatory requirements, Group Compliance Policy and Internal Controls. Comply with local regulations in all aspects of strategy, sales processes, client correspondence, financial promotions, administration, and complaint handling Zero discrepancies on documentation for new Liability Wealth accounts. Ensure 100% accuracy on all KYC and Non KYC documentation and processing of customer instructions Ensure all entries captured on WMS are error free and that the entries are reconciled everyday. Achieve the operational standards for the business and work within agreed procedures and guidelines - displaying high levels of integrity at all times Maintain awareness of operational risk and minimize the likelihood of it occurring including its identification, assessment, mitigation and control, loss identification and reporting in accordance with section B.1.2 of the Group Operations FIM. Minimum concurrent audit comments and NIL reminders Ensure NIL frauds for any cases sourced /handled by the branch. Ensure use of RMP for activity management and referring leads to PRMs Comply with the applicable laws, regulations, Group and local guidelines related to Sanctions and AML policy of HSBC while undertaking various day to day operations Remain alert and promptly report to the Sanctions Officer/ INM FCC office/ Line manager ( As applicable and required by the AML and sanction Policy) if a customer is found to be engaging in sanction evasion activities or violations of AML policy or any other related procedures. Understand the legal responsibility to be vigilant for unusual activity and reporting of the unusual activities Support the Country or Regional FCC AML Office/ AML Investigations by providing additional information when required Responsible for attending and successfully completing the AML and Sanctions related assigned training in the mandated timeframe Understanding the consequences of failing to attend or successfully complete the training as mandated by the AML Education Lead FCC; Requesting additional AML training that you deem necessary or appropriate to perform your jobs through your entity manager Demonstrate an understanding of PEP acceptance, prohibition, CDD EDD guidelines in order to ensure that the INM RBWM is fully compliant with the PEP LoBP. Understand the relatively high reputational risk that arises from any perceived weaknesses in controls in respect of substantial cash deposits or withdrawals activity, wire transfer, monetary instruments and pouch and mail To be aware and Identify high risk indicators for various products and Services offered by INM RBWM example Cash, insurance, credit cards products etc Ensure that all records are obtained in respect of INM RBWM customers or New to bank customer for any products and services provided by HSBC are as per the process laid down. Must ensure that the prescribed process is being followed while dealing with non HSBC customers request for monetary instruments and wire transfers Ensure Adherence to the regulatory guidelines and internal AML Sanction Policy of HSBC, which includes pouch and mail, monetary instruments, cash services and payment transparency Line of Business Procedures To be aware of AML risk posed by pouch and mail, Monetary instruments, cash services and wire transfer services and should undergo the mandatory training for the same Necessary remediation steps needs to be undertaken in case if there is any breach or non-adherence to the policy laid down in the LoBP Must undertake necessary due diligence to ensure that the nature of the transaction is in sync with the customer profile , else raise it to line manager for further clarification The staff must be aware of the scope of services of various products and services that are offered and those which are prohibited because of the guidelines laid down in the line of Business procedures and must ensure the same is communicated to customer in a effective and polite manner Ensure adequate due diligence is undertaken by the Individual/team to ensure that the nature of the various transactions of wire transfer, cash services, monetary instruments are in sync with customer profile Major Challenges Provide high quality support to PRMs Build extensive knowledge of HSBC systems and procedures in order to handle client needs Proactively help HSBC identify opportunity to improve process efficiencies Sensitively redirect clients to the most effective and efficient channel Support the client in navigating the channel of their choice (to interact with HSBC) effectively and efficiently Ensure the client consistently receives a professional premium service which exceeds their expectations at all times Maintain high standards of control and operational practices in line with HSBC s expectations Ensuring the highest standards of customer service in terms of timeliness and customer experience. Enhancing customer confidence in the bank s Global Premier proposition by ensuring the offer of a relevant product suite and supporting this through systematic and regular communication is a key aspect of the role. given the growth aspirations of the WM business, the jobholder is to constantly source, develop and grow Premier relationships in a highly competitive market. The said role requires to balance customer servicing activity along with sales acquisition while ensuring the necessary growth in the existing portfolio coupled with minimal attrition. Another key challenge is to be able to provide superior service to all walk in customers as per guidelines Role Context Premier is a key proposition in the bank s strategy. Over recent years, our business and organisation has made considerable progress both in our performance versus peer group and in our strategic transformation. Over the medium term we have been improving both our profitability and our ability to meet the needs of our target clients. We have four overriding principles that will apply to the delivery of all propositions, products and services through all channels to all customers at all times: We will treat all customers fairly We will apply the HSBC Group values and business principles in all of our dealings with customers We will meet, or exceed, all local and international laws, regulations, and codes of practice We will deliver services to customers in a manner that provides speed, ease, certainty and empathy Management of Risk Adheres to processes and controls to identify and mitigate risks and ensures timely escalation of control issues and reputation risks. Observation of Internal Controls Maintains HSBC internal control standards and addresses audit points and/or any issues raised by regulators in a timely manner. Role Dimensions Has exceptional and updated knowledge of Banking products, systems and processes. Is well organized and depicts professional image Displays extra-ordinary Business focus and customer orientation and provides exemplary service Is self-motivated and has the drive to overachieve on goals and targets set out Displays close bonding with immediate team members and skillful association with support group colleagues Requirements Minimum Bachelor s degree / Graduation with 2 years of experience Holistic understanding of the Branch Operations and Processes of the bank Sound understanding of the company s customer service requirements Additional Information Mandatory to successfully complete Anti-Money Laundering and Sanctions training and post-course assessment, as required. Link to Careers Site: Click HERE You ll achieve more at HSBC.

Data Science, Data Mining, Data co-ordination with marketing team, BI team Driving FA data campaigns Sales query resolution on regular basis Meeting exceeding business goals/targets in different products ie. Loans Insurance bundled/Non Bundled through Lead fulfillment Field Activity on existing Data Base Manage, control own all channels businesses. Recruit, retain, manage build a productive team of Off Roll employees Maintain delinquency on the portfolio, in line with the Product Segment. Take Care of customer Escalations and Complaint Monitor measure key conversion, productivity data penetration metrics Effectively engage with Credit, Operations Risk teams. Required Qualifications and Experience Graduates with relevant experience of 2-3 prior work experience of Direct or Channel sales in loans. Experience in Insurance will be an added advantage. Excellent Team Handling and problem resolving ability. Ability to Recruit FOS through different channels. Good hands on experience and knowhow for working on Data Management and MS Office. A good team leader to handle the team and achieve the set target. Exceptionally high motivational levels and needs to be a self starter.

Summary: The Model Risk Management Group (MRMG) is a centralized model risk management function within the Bank. It has seen fast growth in the past few years reflecting global regulators increasing attention on model risk. We are searching for an Senior Consultant, Risk analytics to join our team. The primary responsibility of this role is to act as a lead contributor in the discovery and diagnostic of model related risks including input data, assumption, conceptual soundness, methodology, outcomes analysis, benchmarking, monitoring and model implementation. Specific Responsibilities Validates models that are typically developed in Python or R and occasionally SAS. Able to challenge conceptual soundness of regression and machine learning models as well as assure that appropriate and good quality data was used for development. Has advanced proficiency of financial models used in portfolio analysis, asset management, Value at Risk, Monte Carlo, CAPM, Factors. Has solid understanding of risks that are posed by AI/ML models (Fairness, Privacy, Transparency and Explainability, etc.) Has good understanding of stress testing, CCAR, CECL, etc. Solves complex quantitative problems and takes a new perspective on existing solutions. Acts independently and analyzes possible solutions using technical experience and judgment and precedents. Develops and maintains an understanding of many algorithms across supervised learning, unsupervised learning and time series analysis. Utilizes expertise in machine learning algorithms and statistics to challenge how algorithms are selected, trained and tested. Perform reviews of bank-wide quantitative models including models used for CECL and CCAR/DFAST stress testing, credit risk loss projections (PD, LGD, EAD), operational risk, interest rate risk models, AML (Anti-Money Laundering and Fraud Detection), and various machine learning models. Ensure model development, monitoring, and validation approaches meet regulatory expectations such as SR 11-7 and internal risk management needs. Evaluate conceptual soundness of model specifications; reasonableness of assumptions and reliability of inputs; completeness of testing performed to support the correctness of the implementation; robustness of numerical aspects; suitability and comprehensiveness of performance metrics and risk measures associated with model use. Review model documents, and conduct test runs on model codes. Assess and measure the potential impact of model limitations, parameter estimation, error and/or deviations from model assumptions; compare model outputs with empirical evidence and/or outputs from model benchmarks. Document and present observations to Model Validation Team Lead and to model owners and users, recommend remediation action plans, track remediation progress and evaluate remediation evidence. Monitor model performance reports on an on-going basis to ensure models remain valid, as well as contribute in the bank-wide model risk and control assessment. Support development of comprehensive documentation and testing of risk management framework. Deliver a work product that requires little revision. Establish and maintain strong relationship with key functional stakeholders such as model developers, model owners, and users. Qualifications: 8 - 10 years of modeling or quantitative analysis experience, preferably in a discipline relevant to risk management to include statistical/mathematical and financial modeling. A College or University degree in STEM field, mathematics, actuarial science, engineering or statistics or related discipline (Advanced degree preferred). Good interpersonal, verbal, and written communication skills. Programming experience in Python required, experience in SAS and R desired. Mastery of analytical tools, such as, Excel as well as Word and PowerPoint is required. Deep understanding of linear regression and logistic regression. Experience with Machine Learning models (supervised/unsupervised learning, neural networks, classification, clustering, hyperparameter tuning, etc.) desired. Familiarity with cloud and big data technologies is desired.

Skill required: Control Testing - Agile testing Designation: Regulatory Compliance Senior Analyst Qualifications: Any Graduation Years of Experience: 5 to 8 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do Help clients transform their compliance function from reactive to proactive through an intelligent compliance operating model powered by data, intelligent technologies and talentLooking for someone with SOX testing experience.Conduct testing tasks within Agile models and integration processes and manage development sprints. Automated / IT Control Tester is must What are we looking for Results orientationCommitment to qualityRisk managementCollaboration and interpersonal skillsWritten and verbal communicationAutomated Control Tester is must Roles and Responsibilities: In this role you are required to do analysis and solving of increasingly complex problems Your day to day interactions are with peers within Accenture You are likely to have some interaction with clients and/or Accenture management You will be given minimal instruction on daily work/tasks and a moderate level of instruction on new assignments Decisions that are made by you impact your own work and may impact the work of others In this role you would be an individual contributor and/or oversee a small work effort and/or team Please note that this role may require you to work in rotational shifts Qualification Any Graduation

Skill required: Control Testing - Agile testing Designation: Regulatory Compliance Analyst Qualifications: Any Graduation Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do Help clients transform their compliance function from reactive to proactive through an intelligent compliance operating model powered by data, intelligent technologies and talentLooking for someone with SOX testing experience. Control testing experience especially in automated/IT control is requiredConduct testing tasks within Agile models and integration processes and manage development sprints. What are we looking for Results orientationCommitment to qualityRisk managementCollaboration and interpersonal skillsWritten and verbal communicationControl Testing in automated controls is must Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts Qualification Any Graduation

Skill required: Control Testing - Agile testing Designation: Regulatory Compliance Analyst Qualifications: Any Graduation Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do Help clients transform their compliance function from reactive to proactive through an intelligent compliance operating model powered by data, intelligent technologies and talentLooking for someone with SOX testing experience.Conduct testing tasks within Agile models and integration processes and manage development sprints. What are we looking for Conduct testing tasks within Agile models and integration processes and manage development sprints.Conduct testing tasks within Agile models and integration processes and manage development sprints. Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts Qualification Any Graduation

Skill required: Marketing Operations - Creative Design Designation: Quality Auditing Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do Help balance increased marketing complexity and diminishing marketing resources. Drive marketing performance with deep functional and technical expertise, while accelerating time-to-market and operating efficiencies at scale through Data and Technology, Next Generation Content Services, Digital Marketing Services & Customer Engagement and Media Growth Services.The QA Specialist be a part of the team responsible for auditing website for various markets that deliver of marketing services to our client regarding the campaign and content management processes. Auditing campaigns and online content for the websiteCompleting audits as per clients requirements and agreed timelinesEnsure quality and timely completion of auditsEnsure clear feedback on errors Flag risks to quality to the leads and reporting of audit resultsExperience in content/campaign management systems like SDL Tridion, AEM,ACM,SFMC etcKnowledge/basic experience in HTML coding and CSS What are we looking for Strong Interpersonal and communication skills including ability to interact with senior members in the project board.Ability to work independently with minimal supervision as a self-starter and chase down people/teams to achieve closure when required.Ability to take end-to-end ownership of audits by collaborating across teams and individuals.An organized and planned approach to work with the ability to move things swiftly despite several dependencies. Appreciation of the need for documentation.Identify operational risks and issues related to current process and indicate to operationsBe flexible to work in shift hours ensuring complete overlap with markets and stakeholdersHelp in overall teams work-load by managing own deliverables and help team when required Roles and Responsibilities: Audit requests for all types of work using standard checklistsTracking audit resultsCompleting audits based on targets and timelinesAdhere to the audit framework when conducting auditsIdentify common defects and devise measures and actions for improvementReporting audit results, feedback and progress on improvements at frequency defined by managementCoach individuals to improve their output qualityMaintain checklists versions and communicate updates to the team Qualification Any Graduation

Job Description: Senior Manager/ AVP - Wholesale Risk About Credit Saison : Established in 2019, CS India is one of the country s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintech s. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people. Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Credit Saison Co., Ltd. ( ) is a leading Japanese financial services company, founded in 1951 and headquartered in Tokyo. As the 3rd largest credit card issuer in Japan, Credit Saison boasts over 35 million cardholders. The company operates across five main segments: Payments (B2C): Offering a variety of payment services, including credit and prepaid cards, and smartphone-based payments. Payments (B2B): Providing credit cards and other payment services to businesses, enhancing cash flow and back-office efficiency. Finance: Offering financial products for home purchases, rentals, and leases. Global Business: Delivering digitalized and localized financial services to underserved communities in Southeast Asia, India, and Latin America. Asset Management: Providing asset management services tailored to business operators capital investment plans. Saison International serves as the international headquarters and global business arm of Credit Saison and plays a key role in connecting its subsidiaries. Established in 2014, Saison International operates in Southeast Asia, India, and Latin America, partnering with local non-bank financial institutions and FinTech companies to manage a lending business for individuals and MSMEs. This includes Onshore subsidiaries engaged in wholesale lending in Brazil and Mexico. An offshore wholesale lending business based out of Singapore (Saison Investment Management Pte Ltd). A non-bank finance company in India engaged in both retail and wholesale lending. Associates engaged in retail and wholesale lending in southeast Asian countries such as Indonesia and Vietnam. In addition to its lending business, Saison International also engages in Investment activities, including venture capital. Saison International has been the key driver of growth for Credit Saison, notably establishing a US$ 2bn lending business in India in the last 5 years. Saison International forms the core of the groups future growth strategy. 2. About the Role: This role is in the risk management team of Saison International. The candidate will be based out of Bangalore office, India. As a Risk Manager at Saison International, you will be responsible for overseeing all types of risk, including credit risk, market risk, liquidity risk, and operational risk. You will play a crucial role in establishing and maintaining a robust risk management framework as the risk team is being set up, with a focus on lending entities outside India. Your key responsibilities will include: Risk Oversight and Management Credit Risk: Assess and manage the credit risk associated with lending activities. Develop credit risk models and frameworks to evaluate the creditworthiness of borrowers. Market Risk: Monitor and manage market risk exposures, including interest rate risk, foreign exchange risk, and other market-related risks. Implement strategies to mitigate these risks. Liquidity Risk: Ensure adequate liquidity management by monitoring cash flow positions and liquidity ratios. Develop contingency funding plans to address potential liquidity shortfalls. Operational Risk: Identify, assess, and mitigate operational risks across the organization. Implement risk controls and procedures to minimize operational disruptions. Risk Capital Calculation and Stress Testing Risk Capital Calculation: Calculate risk capital requirements for various risk types, ensuring compliance with regulatory and internal capital adequacy standards. Stress Testing: Perform stress tests to evaluate the impact of adverse scenarios on the organizations risk profile. Develop stress testing models and methodologies to assess the resilience of the business. Policy Maintenance and Development Policy Maintenance: Maintain and update risk management policies and procedures to ensure they are aligned with industry best practices and regulatory requirements. Policy Development: Develop new risk management policies and frameworks from scratch, tailored to the specific needs of Saison International. Risk Reporting and Communication Risk Reports: Develop and create comprehensive risk reports for the Risk Management Committee, senior management, and other stakeholders. Ensure timely and accurate reporting of risk exposures and mitigation measures. Strategic Risk Management: The candidate will provide strategic insights and recommendations to senior management, helping to shape the overall risk management strategy. This includes staying updated on market trends, regulatory changes, and emerging risks. Audit Preparation: Prepare for and face internal and external audits. Ensure all risk management practices and documentation are audit-ready and comply with regulatory standards. Team Development and Collaboration Knowledge sharing and Guidance: The Risk Manager will also play a role in guiding and sharing risk expertise across the various subsidiaries of Saison International . This includes sharing best practices, providing training, and fostering a culture of continuous improvement in risk management practices. Collaboration: Work closely with other departments, including finance, operations, and compliance, to ensure a holistic approach to risk management. Foster a culture of risk awareness across the organization. Continuous Improvement Risk Framework Enhancement: Continuously improve the risk management framework by incorporating new risk assessment tools, technologies, and methodologies. Training and Development: Stay updated on industry trends and best practices in risk management. Participate in relevant training and development programs to enhance your skills and knowledge. Other aspects Geographical Scope: The role covers all the lending subsidiaries of Saison International primarily focusing on Southeast Asia, Brazil and Mexico. This global exposure provides a diverse and dynamic work environment. Travel Requirements: The position may involv for site visits to new deals. These visits are essential for conducting thorough risk assessments and typically last around three days. The candidate should be prepared for travel as part of their responsibilities (~25% in first year, business dependent after that). 3. Leadership Accountabilities Lead risk assessment and management for Saison International. Collaborate with the business teams and risk teams across subsidiaries to ensure comprehensive risk evaluation. Provide strategic risk insights and recommendations to senior management. Oversee the preparation and review of risk reports to risk management committee. Ensure effective monitoring and reporting of risk factors across risk typ[es. Knowledge sharing and oversight of risk teams across subsidiaries. 4. Qualifications At least 5 years of experience in credit risk management at banks, non banking financial institutions or management consulting companies. Knowledge and experience of developing stress testing frameworks and risk capital assessment. A business degree or certifications such as CFA or FRM. Strong analytical skills and attention to detail. Excellent communication and interpersonal skills. 5. Why Join Us? Opportunity to join a fast-growing team within a large and stable Japanese company. Exposure to global markets and diverse geographies. Exposure to all risk types leading to well-rounded risk profile. Chance to be part of the journey of building risk framework for a global company. Chance to work on impactful projects that promote financial inclusion. Collaborative and innovative work environment. Competitive compensation and benefits package. Job Description: Senior Manager/ AVP - Wholesale Risk About Credit Saison :Established in 2019, CS India is one of the country s fastest growing Non-Bank Financial Company (NBFC) lenders, with vertica...

Some careers open more doors than others. If you re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. We are currently seeking an experienced professional to join the Global Private Banking t eam. Job Introduction The Client Lifecycle Management team sits in the first line of defense and evaluates the quality of the client information gathered and consolidated for the client onboarding, customer due diligence (CDD) and Know Your Customer (KYC). Our objective is to centralize key Financial Crime Control (FCC) knowledge in one team to better support the front office with consistency and quality. The CLM Specialist (or as Team Lead) role will proactively engage with their designated Relationship Manager (RM)/Customer Service Executive (CSE) team, providing advice and support throughout the customer pre-on boarding, on boarding and periodic reviews process with regards to CDD policy implementation. The job holder should be precise, detailed oriented and be able to establish a strong working relationship with the front office Relationship Manager team. Principal Responsibilities To guide the Relationship Manager (RM)/Customer Service Executive in identifying and documenting the information required to satisfy the Bank s KYC due diligence policies and processes Review complex onboarding cases with ability to work on these cases independently Executes and reviews negative media alerts, and performs sanction & Politically Exposed Persons screening Check/identifies for discrepancies between the information held in the customer s documentation and profile on the system. Reviews and validated the quality of the due diligence and Know Your Customer (KYC) information on the bank s customers, in line with HSBC policies at on boarding and periodic reviews Work with the customer due diligence Advisor when additional guidance on customer due diligence policy is required Driving sustainable growth. Identifies and acts on opportunities to improve efficiency in the workflow Makes considered decisions with factual and coherent recommendations, benefits and implications Keeps colleagues and stakeholders informed, and takes accountability for following through on outstanding issues raised within the Client Lifecycle Management team to ensure prompt and efficient delivery of service Assists assigned internal clients to be aware of and be able to critically examine relevant policies and practices and processes to mitigate risk, ensure compliance and deliver a superior end client experience Takes a pro-active approach to identifying and highlighting work flow process improvements needed to increase productivity and efficiency on an end-to-end basis Take on any ad hoc projects or business initiatives as a senior member in Client Lifecycle Management . Team owning responsibilities for key aspects of client onboarding and ongoing CDD reviews (periodic and event trigger reviews) to fulfill Anti Money Laundering (AML) and regulatory requirements and internal policies for Private Banking (PB). Decision-Making Responsibility : Plans and prioritize their own and/or others work, to ensure alignment with business needs and efficient use of resources. Takes responsibility for completing assigned tasks to a high quality standard. Communicates business issues, findings and solutions in a succinct, precise and target manner. Daily discretion within assigned authority. Management of Risk Have a comprehensive knowledge of all HSBC policies and procedures (CDD, AML and Sanctions) Take personal accountability to keep their procedural knowledge up to date Adhering strictly to compliance and operational risk controls in accordance with HSBC and regulatory standards, policies and practices; escalating control weaknesses Helps their colleagues to consider the importance of risk and compliance policies and procedures and how to follow them properly Anticipates and identifies risk, and ensures appropriate steps are taken to mitigate them with timely and decisive action. Observation of Internal Controls Each employee must understand, follow and demonstrate compliance with all relevant internal and external rules, regulations and procedures that apply to the conduct of the business in which the jobholder is involved, specifically HSBC s Internal Controls and any Compliance policy including, inter alia, the Group Compliance policy . Requirements Subject matter knowledge of AML, regulatory compliance and controls within the banking and financial services industry Seeks out and interprets information, evidence and gaps and uses their business and specialist knowledge to identify and highlight issues and areas of concerns Strong understanding of the connection between the financial services industry, the regulatory environment and their business function, and assists in passing on their practical knowledge to their colleagues Understands the nature and importance of the quality data and information needed to provide compliance assurance for the business function Strong teamwork initiative Good research and communication skills Ability to work professionally with all levels of staff and management Strong familiarity with Microsoft Word, Microsoft Excel, and Internet Explorer Strong English fluency and written skills Minimum of a B.A. degree or relevant work experience of at least 5 to 7 years Additional languages welcomed Useful Link Link to Careers Site: Click HERE

Skill required: Risk & Compliance - Operational Audit & Compliance Designation: Risk and Compliance Manager Qualifications: BCom/Master of Business Administration/CA Inter Years of Experience: 13 to 18 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do "You will be aligned with our Risk and Compliance vertical and help us perform compliance reviews, publish reports with actions and provide closure guidance as needed. We design & recommend effective controls to mitigate risks and help service delivery team prepare for upcoming client / external audits.You will be working as a part of the Risk & compliance team which is responsible for helping clients and organizations identify risks and create mitigation plans.Audit and manage effective implementation and delivery of functional processes within operations to mitigate risk. e.g. Policies; Anticorruption, BCM, InfoSec, P104, Records Management and Contractor controls. Establish processes to audit/validate current control effectiveness and drive improvements wherever required. " What are we looking for "Experience managing Risk and Compliance auditsLeadership and presentation skillsStakeholder managementPeople management" Roles and Responsibilities: "In this role you are required to identify and assess complex problems for area of responsibility The person would create solutions in situations in which analysis requires an in-depth evaluation of variable factors Requires adherence to strategic direction set by senior management when establishing near-term goals Interaction of the individual is with senior management at a client and/or within Accenture, involving matters that may require acceptance of an alternate approach Some latitude in decision-making in involved you will act independently to determine methods and procedures on new assignments Decisions individual at this role makes have a major day to day impact on area of responsibility The person manages large - medium sized teams and/or work efforts (if in an individual contributor role) at a client or within Accenture Please note that this role may require you to work in rotational shifts" Qualification BCom,Master of Business Administration,CA Inter

Skill required: Control Testing - Agile testing Designation: Delivery Lead Manager Qualifications: Any Graduation Years of Experience: 13 to 18 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do Help clients transform their compliance function from reactive to proactive through an intelligent compliance operating model powered by data, intelligent technologies and talentLooking for someone with SOX testing experience.Conduct testing tasks within Agile models and integration processes and manage development sprints. What are we looking for Conduct testing tasks within Agile models and integration processes and manage development sprints.Conduct testing tasks within Agile models and integration processes and manage development sprints. Roles and Responsibilities: In this role you are required to identify and assess complex problems for area of responsibility The person would create solutions in situations in which analysis requires an in-depth evaluation of variable factors Requires adherence to strategic direction set by senior management when establishing near-term goals Interaction of the individual is with senior management at a client and/or within Accenture, involving matters that may require acceptance of an alternate approach Some latitude in decision-making in involved you will act independently to determine methods and procedures on new assignments Decisions individual at this role makes have a major day to day impact on area of responsibility The person manages large - medium sized teams and/or work efforts (if in an individual contributor role) at a client or within Accenture Please note that this role may require you to work in rotational shifts Qualification Any Graduation

Skill required: Control Testing - Agile testing Designation: Delivery Lead Manager Qualifications: Any Graduation Years of Experience: 13 to 18 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do Help clients transform their compliance function from reactive to proactive through an intelligent compliance operating model powered by data, intelligent technologies and talentLooking for someone with SOX testing experience.Conduct testing tasks within Agile models and integration processes and manage development sprints. What are we looking for Conduct testing tasks within Agile models and integration processes and manage development sprints.Conduct testing tasks within Agile models and integration processes and manage development sprints. Roles and Responsibilities: In this role you are required to identify and assess complex problems for area of responsibility The person would create solutions in situations in which analysis requires an in-depth evaluation of variable factors Requires adherence to strategic direction set by senior management when establishing near-term goals Interaction of the individual is with senior management at a client and/or within Accenture, involving matters that may require acceptance of an alternate approach Some latitude in decision-making in involved you will act independently to determine methods and procedures on new assignments Decisions individual at this role makes have a major day to day impact on area of responsibility The person manages large - medium sized teams and/or work efforts (if in an individual contributor role) at a client or within Accenture Please note that this role may require you to work in rotational shifts Qualification Any Graduation

As the Data & Technology Enablement - End User Computing (EUC) Senior Analyst, you will be part of the GRAO (Global Regulatory Affairs Office), primarily supporting Risk and Control Enhancements (RCE) program with a focus on EUC Remediation ( End User Computing) & Governance. You will be supporting US Time Zone - onsite EUC Governance & Remediation leadership team, Partner with Technology, Data, ERM, Compliance, Liquidity, and other corporate functions to deliver at-scale change in our risk, reporting, and resiliency capabilities of End User Computing tools. The ideal candidate will have experience with EUC remediation and governance as well as change initiatives, working effectively with cross-functional teams and facilitating alignment between business, risk, and technology stakeholders across the organization. The ideal candidate would also understand the systems and data required for managing Risk and/or Remediation at a large financial organization. This role will be responsible to support and drive compliance to EUC Policy and standards, implementation and maintenance of EUC management tools to support EUC Policy, ensure adherence to EUC related controls, EUC registrations and retirements monitoring and reporting, support design and implementation of RCSA to support quality assurance (QA) and first line credible challenges (FLCC) with Business stakeholders and EUC Champions. The role requires a broad and comprehensive understanding of Risk & Control Data, Analytics, and Technology strategy for eliminating data risk with specific focus on EUC risk and remediation. The role will also engage in supporting Internal Audit and Risk and Compliance requirements to ensure that business and functions are compliant with the policies and standards. The individual would be a seasoned multi-disciplinary person with extensive technical and business knowledge and experience. Excellent communication and influencing skills are key for success in the role. Responsibilities: Execute against EUC governance oversight and remediation capabilities. Be a subject matter expert (SME) in processes, data risk & controls, understanding Data & Architecture to support remediation / elimination of EUCs. Ensures adherence and compliance to EUC Policy, Standards and Procedures and manages go-live of changes. Works with the business and functions SMEs and Tech support to implement EUC governance and management tools to support EUC Policy, Standards and Procedures Supports design and implementation of RCSA to support Quality Assurance (QA) and First Line Credible Challenges (FLCC) Operationalize a robust EUC inventory system with appropriate controls partnering with Technology and various stakeholders. This includes inventorying of EUCs, SAS and AI solutions. EUC Inventory monitoring, EUC remediation tracking and insightful reporting Works closely with EUC Champions to manage new EUC creation & registration process. Provide support & independent review of retirement plans (New EUCs and Exceptions), exception monitoring which includes review and approval of EUCs continued use. Support planning and change control processes for Risk & Control Enablement (RCE) related to Technology and Data work embedded in individual RCE programs as it relates EUC risk elimination. Promptly escalate any issues on capability structure, scope, or execution Provide credible challenge for all aspects of the pertinent EUC processes in support of RCE Program, including and not limited to: RAG ratings, KPIs, status updates, path to green, adherence to dates and deliverables, and quality of deliverables. Required: Must be a strong team player, ready to step up as and when the need arises 10+ years experience required. Experience working as a self-directed contributor and be able to meet complex business objectives in a highly matrixed environment. Strong Program & Project Management skills Experience in technology and data, including large transformation programs with focus on EUC risk management and/or remediation. Specific subject matter expertise in one or more of the following domains: enterprise risk management, GRC, compliance, risk and controls, operational risk, operational resiliency, liquidity Well-developed listening skills Articulate and effective communicator Strong people skills, and proficient with working with teams in complex operational environment Ability to influence positive outcome without direct functional control. No surprise: approach in communicating issues and requests. Strong Leadership skills with proven history of delivering positive and sustainable change. Knowledge of general risk, compliance and governance concepts and methods such as policy management, risk assessments, control testing etc. Understanding of data and technology needs to support regulatory expectations. Bachelors and/or masters degree in business, operations, data, or technology Preferred or nice to have specific skills: Understanding of key banking regulations Good understanding of the SDLC and Agile Scrum methodologies to deliver solutions. Information Security, Risk Management, and Project Management credentials Line 2, Line 3, Line 1.5 experience with focus on Technology or Audit or Quality Assurance Understanding and experience with BCBS 239 Remediation with focus on Technology and Data in a GSIB Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for . We value an inclusive workplace and understand flexibility means different things to different people. Apply today and talk to us about your flexible working requirements and together we can achieve greater.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. The Enterprise Risk Management and Risk Oversight organization within Global Risk and Compliance (GRC) is responsible for identifying and managing risk across all processes and geographies at American Express. The Manager, Enterprise Risk Management CoE, will be part of the GRC organization and will report to the Director of International ERM based out of India. The incumbent will help support the risk identification, risk aggregation and escalation for all of proprietary business across International legal entities / markets. The risk universe s scope would include but not limited to Credit Risk, Operational Risk, Strategic and Business Risk Market Risk, Liquidity & Funding Risk, Conduct Risk, and Reputational Risk. The incumbent will lead a team of risk professionals in India and will partner closely with stakeholders across geographies. We are seeking an experienced leader to be a part of this exciting journey. Key Responsibilities: Develop risk tolerance limits, and establish risk appetite metrics and escalation thresholds for all major risk types Identify emerging risks in accordance with the risk appetite program Support development of policies, practices, and other control mechanisms to manage key enterprise risks Monitor and report on international legal entities aggregate risk profile, initiating appropriate actions to ensure adherence to risk appetite Support the creation of dashboards and other reporting tools for all major risk types and provide regular updates to applicable Legal Entity boards, International leadership and Risk leadership Minimum Qualifications: Experience and Background: 4+ years of leadership experience in risk management, compliance, treasury, controllership or a similar role; Experience in Enterprise Risk Management function Strong business and risk acumen with a risk-reward control perspective Strong analytical ability to connect disparate risks with the ability to measure them Good understanding of payment systems, payment networks, banking industry and related regulatory nuances Demonstrated ability to successfully manage multiple priorities Advanced degree in business, engineering, economics or a related field is preferred Strong knowledge of SAS/SQL/ Hive/ Python / R / Google Cloud Platform would be preferred Leadership Skills: Proven leader who can build, inspire, and coach a team; Excellent relationship and influence management skills with the ability to build productive relationships across teams and levels of seniority; Self-confident with a strong sense of integrity and the ability and willingness to challenge and be challenged; Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks; Ability to communicate risk observations to colleagues, business partners, and senior leaders; Strong verbal and written communication skills

What is IBOR Services - responsible for? The team is responsible for a variety of investment accounting functions such as recording cash-related transactions in the SimCorp Dimension application, reconciling cash and security positions to various custodian records, and ensuring the portfolios are in good order for Portfolio Managers. What is the Senior Analyst - IBOR - in the IBOR responsible for? The Senior Analyst is responsible for reviewing all IBOR Services Operations through process and data analysis in order to ensure that appropriate internal controls are in place. This may include reconciling, analysis, and/or reporting. To resolve non-routine problems in a timely manner in order to minimize financial and operational risk exposure. To support the IBOR Services team s initiatives, providing leadership and expertise in all key functions related to IBOR Services. May assist with the planning and administration of the daily work assigned to staff in order to ensure it is completed in accordance with departmental guidelines. What are the ongoing responsibilities of the Senior Analyst - IBOR? Core Responsibilities: Ensure timely completion of reconciliations, daily/periodic processes within a specified line group. Review and provide signoffs for accounting transactions which breaches specified thresholds. Support analysts in the resolution of cash and/or security breaks in a timely manner through use of effective communication skills. Monitor daily and monthly reporting requirements to ensure department deliverables are met. Prepare /Review applicable reporting to internal and external entities. Propose procedure revisions as weaknesses and inefficiencies are identified. Assist supervisor in staff and workflow planning to ensure proper coverage of daily work within a specified line group. Provide training/cross training to new/existing team members Actively play a key role in project and process implementation, i.e., requirements gathering, gap analysis, roll out process/procedures, training, etc. Problem solving, decision-making and analytical skills: Analyze, identify, and report trends in a timely manner. Recommend ways to minimize the reoccurrence of any exceptions noted. Guide team in resolving non-routine problems and escalate to the supervisor and/or manager. Ensure timely resolution of these issues considering impact to other areas and sites. Liaise with internal and external teams to resolve issues and discrepancies Test and recommend process or product changes to maximize system efficiencies or enhancements and ensure that appropriate internal controls are in place. Other Responsibilities: Assist in compilation of management reporting such as performance metrics and ad hoc reporting. Complete tracking of assigned goals for performance management. Offer suggestions for improvement to department workflows. Attend, participate in and provide feedback for department meetings Work on special projects as assigned Assist with maintaining up-to-date department procedures. What ideal qualifications, skills & experience would help someone to be successful? Bachelors Degree or equivalent experience in Business, Accounting or Finance preferred 3-5 years of accounting experience in the financial services industry Basic knowledge of mutual fund industry regulations and accounting standards Good knowledge of MS Excel and other Microsoft Office applications Able to work independently, take initiative and demonstrate accountability Good analytical and organizational skills Good verbal and written communication skills Experience with the SimCorp Dimension Accounting System and Reconciliation Manager would be viewed favorably Proficiency in business intelligence tools (VBA, Power Apps. Alteryx) preferred. Work Shift Timings - 2:00 PM - 11:00 PM IST Experience our welcoming culture and reach your professional and personal potential! Our culture is shaped by our diverse global workforce and strongly held core values. Regardless of your interests, lifestyle, or background, there s a place for you at Franklin Templeton. We provide employees with the tools, resources, and learning opportunities to help them excel in their career and personal life. Hear more from our employees By joining us, you will become part of a culture that focuses on employee well-being and provides multidimensional support for a positive and healthy lifestyle. We understand that benefits are at the core of employee well-being and may vary depending on individual needs. Whether you need support for maintaining your physical and mental health, saving for life s adventures, taking care of your family members, or making a positive impact in your community, we aim to have them covered. Highlights of our benefits include: Professional development growth opportunities through in-house classes and over 150 Web-based training courses An educational assistance program to financially help employees seeking continuing education Medical, Life and Personal Accident Insurance benefit for employees. Medical insurance also cover employee s dependents (spouses, children and dependent parents) Life insurance for protection of employees families Personal accident insurance for protection of employees and their families Personal loan assistance Employee Stock Investment Plan (ESIP) 12 weeks Paternity leave Onsite fitness center, recreation center, and cafeteria Transport facility Child day care facility for women employees Cricket grounds and gymnasium Library Health Center with doctor availability HDFC ATM on the campus Franklin Templeton is committed to fostering a diverse and inclusive environment. 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The Control Management team collaborates with various control disciplines to oversee and develop control functions and protocols. The Controls Room serves as a firmwide Reporting Utility, offering standardized control-related data and facilitating efficient reporting, visualizations, and analytics. The primary goal is Job Summary As an Associate within the controls management team, you will be responsible for enhancing control oversight and efficiency by standardizing and automating operational risk reporting. You will provide access to aggregated firm-wide information and generate business risk insights. The Controls Room includes several functional units, such as Data Management & Operations, Analytics, Reporting, and the Project Management Office. Job responsibilities Lead daily system support operations, including complex issue resolution, user requests, enhancement requests, and user acceptance testing. Oversee and optimize support tools and mailbox for user tickets/issues, ensuring timely resolution. Prioritize, schedule, and manage tickets; escalate complex issues to L3 teams as required. Provide advanced technology troubleshooting support for user and system issues, including data problems. Coordinate Access Administration and support Recertification for supported applications. Lead and participate in projects, driving innovation and efficiency. Mentor and guide junior team members, fostering a collaborative and high-performing team environment. Demonstrate leadership by setting clear goals, providing direction, and motivating the team to achieve objectives. Drive continuous improvement initiatives to enhance service delivery and operational efficiency. Manage and oversee key operational areas including user ticket management, data quality reconciliation, application health checks, defect and change management, entitlement management, reporting and analytics, release validation support, incident management, project management, and heightened support during new application go-lives. Required qualifications, capabilities, and skills 8+ years of relevant experience. In-depth knowledge of risk management and control principles. Exceptional written and verbal communication skills. Strong customer service orientation with a focus on delivering high-quality solutions. Ability to effectively communicate with both Technical and Business Partners. Excellent organizational, documentation, and multi-tasking skills with a proven ability to manage expectations and deliver results. High level of professionalism, self-motivation, and a proactive approach to problem-solving. Leadership skills with the ability to influence and drive change. Proficiency in ITIL practices and frameworks. Experience with ServiceNow and Jira for incident management and project tracking.

Are you collaborative? Are you an expert in second line-of-defense activities, balancing compliance objectives with legal, regulatory, and ethical considerations? Do you advocate for the importance of compliance and operational risks? Does this sound like you? If so, you have the right qualities to join us. Succeeding at UBS means respecting, understanding, and trusting colleagues and clients. It involves challenging others and being challenged in return. Join our Group Compliance Regulatory & Governance (GCRG) India team - apply now. - Act as a subject-matter expert in compliance and operational risk control (C&ORC) in managing risk. - Ensure a robust C&ORC framework is in place and kept up-to-date with policies, procedures, and legal, regulatory, and business standards. - Deliver independent risk assessment and provide effective challenge to the 1st and 2nd line of defense concerning consequential risks and risk frameworks. - Provide business management with training, frameworks, information, and insights required to manage risk. - Review operational risk issues, checking and challenging as per the operational risk framework, and ensuring timely completion. - Coordinate with senior management to ensure a healthy control environment and continuously review it to ensure it is fit-for-purpose, complete, and accurate. UBS is the world s largest and the only truly global wealth manager. We operate through four business divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management and the Investment Bank. Our global reach and the breadth of our expertise set us apart from our competitors.

Some careers open more doors than others. If you re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. If you re looking to unlock new job opportunities, take a look at the possibilities right on your doorstep here at HSBC. Business Descriptor: International Wealth and Personal Banking (IWPB) helps deliver on HSBC s purpose of opening up a world of opportunity by providing our customers with borderless banking and world-class wealth management through best-in-class, mobile-first capabilities and exceptional people. Our international network and breadth of expertise enable us to support individuals, families, business owners, investors and entrepreneurs. International Wealth and Personal Banking provides a leading premium proposition through Premier Banking and, together with our Global Private Bank, are present across the world s most important markets, booking centres, and corridors most valued by our clients. Our wealth offering is further enhanced through our best-in-class manufacturing capabilities in Asset Management and Insurance. We are currently seeking an experienced professional to join the Global Business team Role Purpose To grow and nurture HSBC Premier relationships (the HNI segment of the PLB customer base) and achieve business targets as laid down and in accordance with the business plan. Manage clients with a portfolio between USD 0.5M to USD 1M. To facilitate a single point of contact for all Premier customers, anticipate needs and provide required banking/financial advisory services. The jobholder to ensure that high quality customer service is provided to customers in line with Global Premier Service Standards. Principal Accountabilities Impact on the Business / Function Maximize profit and achievement of the growth of Premier clients portfolio Achieve agreed financial targets by development of existing and new relationships Build effective relationships with clients to retain and develop sustainable relationships Complete regular reviews with clients to understand their current and long term needs and advise them on the products and services that help them achieve their goals Effective use of tools and information to drive client service delivery and RBWM performance Maintain a minimum standard of qualifying Premier clients within portfolio as stated by Group B uild a high personal and corporate profile in the community in which you are based. Develop network of Group and External professional contacts with the aim of introducing new business, enhancing technical knowledge and promoting the brand Monitor and act on daily sales activity management information and other internal information tools, using them to coach the wider Branch team in support of business goals Establish and agree client contact strategies in line with Group operating models Fully utilize and input to Client Relationship Management data, ensuring all client information is complete and kept up to date Customers / Stakeholders Own the client relationship with HSBC Maintain a deep understanding and technical knowledge of relevant products and services available from Group sources and elsewhere in order to provide the best solutions for clients and maximize revenues for Global Wealth and the Group Maintain highest standard of excellence in client service across the team and with individual portfolio - Ongoing analysis of client portfolios through marketing of ideas and researching clients Monitor client satisfaction data implementing portfolio level improvements Work with the broader branch, support and direct teams to ensure achievement of the business performance measures by delivering differentiated products and services to the client Leadership & Teamwork To work as part of an integrated branch management team to ensure, standards and are met and operating models delivered Proactively support others through direct and indirect actions beyond activities particular to this role Collaborate with the wider team to deliver the Branch RBWM Performance measures and plan to support the multi-channel client journey Establish and maintain strong working relationships with colleagues in the wider RBWM businesses and others as appropriate to service client needs Operational Effectiveness & Control Ensuring that sales & operations are undertaken in accordance with HSBC Bank plc FIM, BIM and Credit Policy Manual appropriate lending guidelines Agree and manage lending facilities within any agreed Approval Authority (RAA) Manage operational risk, by using relevant MI to identify risk situations and take any appropriate action to minimize loss Adhere to selling process and sales quality requirements Comply with the applicable laws, regulations, Group and local guidelines related to Sanctions and AML policy of HSBC while undertaking various day to day operations Remain alert and promptly report to the Sanctions Officer/ INM FCC office/ Line manager ( As applicable and required by the AML and sanction Policy) if a customer is found to be engaging in sanction evasion activities or violations of AML policy or any other related procedures. Understand the legal responsibility to be vigilant for unusual activity and reporting of the unusual activities Support the Country or Regional FCC AML Office/ AML Investigations by providing additional information when required Responsible for attending and successfully completing the AML and Sanctions related assigned training in the mandated timeframe Understanding the consequences of failing to attend or successfully complete the training as mandated by the AML Education Lead FCC; Requesting additional AML training that you deem necessary or appropriate to perform your jobs through your entity manager Demonstrate an understanding of PEP acceptance, prohibition, CDD & EDD guidelines in order to ensure that the INM RBWM is fully compliant with the PEP LoBP. Understand the relatively high reputational risk that arises from any perceived weaknesses in controls in respect of substantial cash deposits or withdrawals activity, wire transfer, monetary instruments and pouch and mail To be aware and Identify high risk indicators for various products and Services offered by INM RBWM example Cash, insurance, credit cards products etc Ensure that all records are obtained in respect of INM RBWM customers or New to bank customer for any products and services provided by HSBC are as per the process laid down. Must ensure that the prescribed process is being followed while dealing with non HSBC customers request for monetary instruments and wire transfers Ensure Adherence to the regulatory guidelines and internal AML & Sanction Policy of HSBC, which includes pouch and mail, monetary instruments, cash services and payment transparency Line of Business Procedures To be aware of AML risk posed by pouch and mail, Monetary instruments, cash services and wire transfer services and should undergo the mandatory training for the same Necessary remediation steps needs to be undertaken in case if there is any breach or non-adherence to the policy laid down in the LoBP Must undertake necessary due diligence to ensure that the nature of the transaction is in sync with the customer profile , else raise it to line manager for further clarification The staff must be aware of the scope of services of various products and services that are offered and those which are prohibited because of the guidelines laid down in the line of Business procedures and must ensure the same is communicated to customer in a effective and polite manner Ensure adequate due diligence is undertaken by the Individual/team to ensure that the nature of the various transactions of wire transfer, cash services, monetary instruments are in sync with customer profile Requirements Knowledge & Experience Bachelors degree or equivalent experience Minimum of five years proven and progressive financial services and/or retail sales experience or equivalent Evidence of strong sales results in insurance and investment products Relationship management experience with high net worth clients Strong technical skills in wealth management Strong communication, client focus and influencing skills Strong sales orientation, networking and portfolio management skills Sound knowledge of financial services products and services and the client relationship management system Understanding of business banking client segment and products and services Local regulatory & license requirements - job holder should possess valid licenses with accreditation on wealth management and qualification as required by country Clear view on how to work with Compliance, Credit & Risk and Internal Control to ensure a balanced risk operating environment Able to communicate well in English and local languages Accreditations Attain appropriate professional and regulatory qualifications as required by market AMFI & IRDA Leadership Capabilities Have an understanding of the immediate regional Global Wealth strategy and the ability to plan own activities accordingly Be ambitious about providing the highest standards of delivery to colleagues and clients Show ability to set stretch goals for self and the ability to deliver these with courage and tenacity Be authentic and show ability to engage with colleagues and clients to deliver at pace Make considered decisions that protect HSBC & Global Wealth values, reputation and businesses Additional Information Mandatory to successfully complete Anti-Money Laundering and Sanctions training and post-course assessment, as required.