1507 Operational Risk Jobs - Page 39

We are looking for a highly skilled and experienced Field Risk Officer to join our team at Equitas Small Finance Bank. Roles and Responsibility Conduct thorough risk assessments and analyses to identify potential threats to the organization. Develop and implement effective risk mitigation strategies to minimize losses. Collaborate with cross-functional teams to ensure compliance with regulatory requirements. Monitor and report on key performance indicators (KPIs) related to risk management. Provide expert guidance on risk-related matters to stakeholders. Stay up-to-date with industry trends and developments in risk management. Job Requirements Strong understanding of risk management principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Strong attention to detail and organizational skills. Experience working with financial institutions or similar organizations is preferred.

The PRM & SPRM role are client facing roles Playing a integral part of HSBC RBWM flagship offering of Premier Banking’ To grow and nurture HSBC Premier relationships (the HNI segment of the PLB customer base) and achieve business targets as laid down and in accordance with the business plan To facilitate a single point of contact for all Premier customers, anticipate needs and provide required banking/financial advisory services The jobholder to ensure that high quality customer service is provided to customers in line with Global Premier Service Standards The identification of opportunities for wealth reviews and delivering wealth solutions as an adviser are amongst the key activities to achieve your goals as complied with local regulatory requirement All this needs to be achieved by keeping the highest standards of integrity towards the bank and clients and the regulatory requirements. Principal Accountabilities Impact on the Business / Function Maximize profit and achievement of the growth of Premier clients portfolio Achieve agreed financial targets by development of existing and new relationships Build effective relationships with clients to retain and develop sustainable relationships Complete regular reviews with clients to understand their current and long term needs and advise them on the products and services that help them achieve their goals Effective use of tools and information to drive client service delivery and RBWM performance Maintain a minimum standard of qualifying Premier clients within portfolio as stated by Group Build a high personal and corporate profile in the community in which you are based. Develop network of Group and External professional contacts with the aim of introducing new business, enhancing technical knowledge and promoting the brand Monitor and act on daily sales activity management information and other internal information tools, using them to coach the wider Branch team in support of business goals Establish and agree client contact strategies in line with Group operating models Fully utilize and input to Client Relationship Management data, ensuring all client information is complete and kept up to date Demonstrate excellent understanding of client needs, recommend appropriate products and services, and achieve closure of sales Customers / Stakeholders Own the client relationship with HSBC Maintain a deep understanding and technical knowledge of relevant products and services available from Group sources and elsewhere in order to provide the best solutions for clients and maximize revenues for Global Wealth and the Group Maintain highest standard of excellence in client service across the team and with individual portfolio - Ongoing analysis of client portfolios through marketing of ideas and researching clients Monitor client satisfaction data implementing portfolio level improvements Work with the broader branch, support and direct teams to ensure achievement of the business performance measures by delivering differentiated products and services to the client Leadership & Teamwork To work as part of an integrated branch management team to ensure, standards and are met and operating models delivered Proactively support others through direct and indirect actions beyond activities particular to this role Collaborate with the wider team to deliver the Branch RBWM Performance measures and plan to support the multi-channel client journey Establish and maintain strong working relationships with colleagues in the wider RBWM businesses and others as appropriate to service client needs Operational Effectiveness & Control Ensuring that sales & operations are undertaken in accordance with HSBC Bank plc FIM, BIM and Credit Policy Manual appropriate lending guidelines Agree and manage lending facilities within any agreed Approval Authority (RAA) Manage operational risk, by using relevant MI to identify risk situations and take any appropriate action to minimize loss Adhere to selling process and sales quality requirements Comply with the applicable laws, regulations, Group and local guidelines related to Sanctions and AML policy of HSBC while undertaking various day to day operations Remain alert and promptly report to the Sanctions Officer/ INM FCC office/ Line manager ( As applicable and required by the AML and sanction Policy) if a customer is found to be engaging in sanction evasion activities or violations of AML policy or any other related procedures. Understand the legal responsibility to be vigilant for unusual activity and reporting of the unusual activities Support the Country or Regional FCC AML Office/ AML Investigations by providing additional information when required Responsible for attending and successfully completing the AML and Sanctions related assigned training in the mandated timeframe Understanding the consequences of failing to attend or successfully complete the training as mandated by the AML Education Lead FCC; Requesting additional AML training that you deem necessary or appropriate to perform your jobs through your entity manager Demonstrate an understanding of PEP acceptance, prohibition, CDD & EDD guidelines in order to ensure that the INM RBWM is fully compliant with the PEP LoBP. Understand the relatively high reputational risk that arises from any perceived weaknesses in controls in respect of substantial cash deposits or withdrawals activity, wire transfer, monetary instruments and pouch and mail To be aware and Identify high risk indicators for various products and Services offered by INM RBWM example Cash, insurance, credit cards products etc Ensure that all records are obtained in respect of INM RBWM customers or New to bank customer for any products and services provided by HSBC are as per the process laid down. Must ensure that the prescribed process is being followed while dealing with non HSBC customers request for monetary instruments and wire transfers Ensure Adherence to the regulatory guidelines and internal AML & Sanction Policy of HSBC, which includes pouch and mail, monetary instruments, cash services and payment transparency Line of Business Procedures To be aware of AML risk posed by pouch and mail, Monetary instruments, cash services and wire transfer services and should undergo the mandatory training for the same Necessary remediation steps needs to be undertaken in case if there is any breach or non-adherence to the policy laid down in the LoBP Must undertake necessary due diligence to ensure that the nature of the transaction is in sync with the customer profile , else raise it to line manager for further clarification The staff must be aware of the scope of services of various products and services that are offered and those which are prohibited because of the guidelines laid down in the line of Business procedures and must ensure the same is communicated to customer in a effective and polite manner Ensure adequate due diligence is undertaken by the Individual/team to ensure that the nature of the various transactions of wire transfer, cash services, monetary instruments are in sync with customer profile Major Challenges The bank seeks to grow its RBWM business through an efficient operation and the pursuit of providing clients with globally consistent experiences, excellent service, cross selling products and services appropriate to client needs in order to enhance that value. In the face of fierce competition in this segment the bank is seeking to grow the significance of this group in their contribution to our business. The Premier segment typically comprises clients with Total Relationship Balances. We should also recognise our responsibility to the community in which we operate and improve the bank’s profile within those communities building economic value for the bank and its shareholders. The range of competitors and products has established an increased financial awareness in clients, creating demand for increased experience and skill at PRM level. A Premier Relationship Manager requires the following key attributes: Excellent sales and people management skills Client driven with a strong focus on quality of service Strong interpersonal communication skills A strong sense of ownership, responsibility and accountability An excellent understanding of financial planning, wealth management and understanding client need The jobholder forms an integral part of the wider HSBC management team. As part of this wider team the jobholder is expected to identify opportunities in their day to day activities that directly or indirectly contribute to the success of colleagues with differing responsibilities, particularly in other areas of HSBC such as Commercial and Private Bank. Role Context The jobholder will own and manage a portfolio of clients with Total Relationship balance. The jobholder has prime responsibility for: Maximising growth in their portfolio and achieving the RBWM plan/metrics Leading Premier activities to ensure opportunities are identified. Client needs are met effectively, maximising all available resources. Compliance with the relevant Group standards, including GHQ and the Regulatory organisation as applied to the implementation of the RBWM strategy in their country Jobholder will hold Lending Approval authorities appropriate to their role. The job holder operates within the approved operating and strategic plan process to develop the RBWM business. Management of Risk Adheres to processes and controls to identify and mitigate risks and ensures timely escalation of control issues and reputation risks. Observation of Internal Controls Maintains HSBC internal control standards and addresses audit points and/or any issues raised by regulators in a timely manner. Role Dimensions Portfolio Size of Total Relationship Value of customer Portfolio Size of Premier clients or number of relationships as dictated by market requirements Growth in Income, balances, clients volumes, number of clients, etc Requirements Bachelor's degree with relevant experience Minimum of 5-8 years of Relationship management work experience with high net worth clients. Evidence of strong sales results in insurance and investment products Relationship management experience with high net worth clients Strong technical skills in wealth management Strong communication, client focus and influencing skills Strong sales orientation, networking and portfolio management skills Sound knowledge of financial services products and services and the client relationship management system Understanding of business banking client segment and products and services Local regulatory & license requirements - job holder should possess valid licenses with accreditation on wealth management and qualification as required by country Clear view on how to work with Compliance, Credit & Risk and Internal Control to ensure a balanced risk operating environment Able to communicate well in English and local languages Accreditations IRDA and AMFI certifications are mandatory Leadership Capabilities Have an understanding of the immediate regional Global Wealth strategy and the ability to plan own activities accordingly Be ambitious about providing the highest standards of delivery to colleagues and clients Show ability to set stretch goals for self and the ability to deliver these with courage and tenacity Be authentic and show ability to engage with colleagues and clients to deliver at pace Make considered decisions that protect HSBC & Global Wealth values, reputation and businesses Global Wealth Management - Relationship Manager Technical Capabilities Technical Capabilities Client Skills Client focus Sales orientation Portfolio management Communicating & influencing Business Acumen Marketplace knowledge Business understanding Solutions Premier products and services HSBC services and propositions Processes Risk and compliance Business processes Tools and systems Additional Information Mandatory to successfully complete Anti-Money Laundering and Sanctions training and post-course assessment, as required. The GCB 5 or GCB 6 will be offered depending on the selected candidate's skill and relevant experience

Join us as a "AVP Assurance Law, Rules Regulation", as part of Control Assurance Services at Barclays, where youll spearhead the evolution of our digital landscape, driving innovation and excellence. Youll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. To be successful as a "AVP Assurance Law, Rules Regulation" , you should have experience with: Provide controls assurance on processes/controls primarily covering Barclays adherence to Laws, Rules and Regulations Review adequacy of framework, processes and controls established to achieve adherence to Laws, Rules and Regulations and other operational risks. Govern end to end delivery of the Controls Testing Framework to understand and report on control effectiveness for Barclays. Identify, evaluate, report and escalate risks in line with Barclays risk and control frameworks, utilizing relevant tools and analytical techniques. Report the results of testing activities to Senior Stakeholders across Business Units, Functions and Shared Services. Influence and support the implementation of the Controls Assurance strategy. Ensuring reviews are managed within the approved scope and budgets on a regular basis. Basic/ Essential Qualifications: Basic Minimum Educational Qualification - Post Graduate or equivalent (Chartered Accountant/ MBA/ ACCA). Preferred experience in Legal/Regulatory functions or regulatory process/ control testing. Experience in the application of and methodologies relating to Control Design Effectiveness Assurance and Operating Effectiveness Testing. Experience in implementing Data Analytics i.e. performing full population, hand on with building scripts in SQL /python/other tools. Specialist Risk and/or Control-related qualification - formal accreditation / qualification relating to audit, risk and/or control etc. Strong project & change management, analytical and organization skills. Proven experience of influencing Stakeholders including briefings and presentations. Analytical approach and proven ability to manage issues through to resolution. Desirable skillsets/ good to have: Relevant academic/professional certifications (Post graduate/equivalent related to Laws applicable in banking industry across geographies) with post qualification relevant experience of Years. Experience in Laws, Rules and Regulations related to Markets risk across US, UK geographies. Knowledge of the Financial Services regulatory environment. Knowledge of Project Management and Change Management, proven through a relevant professional qualification e.g. Prince2, Project Management Institution would be beneficial, but is not essential. Understanding and experience in establishing/evaluating frameworks related to identification and compliance with Laws, Rules and Regulations (LRR) applicable to Banking industry across geographies. Ability to explore relevant regulatory requirements and identify consequences resulting from non-adherence. Knowledge of principal risks such as Operational risk, Market Risk etc. Experience to consolidate and process information from multiple sources to create meaningful insight and reporting for stakeholders. Proven experience of influencing Stakeholders including briefings and presentations. Analytical approach and proven ability to manage issues through to resolution. Experience or knowledge of working within a regulatory and control environment. Experienced in dealing with multiple stakeholders in different business / functions who have different objectives. Experience in providing informed opinion and being a trusted source on business / function s policies and standards. Strong interpersonal skills and ability to communicate effectively across a global team. Ability to successfully multitask and complete assignments with varying lead times. Self-starter. You may be assessed on the key critical skills relevant for success in role, such as experience with following as well as job-specific skillset: Location: Pune Purpose of the role To partner with the bank, to provide independent insurance on control processes and advise on improvements to ensure the efficiency and effectiveness of the bank s internal controls framework. Accountabilities Collaboration across the bank to maintain a satisfactory, robust, and efficient control environment through the execution of ad-hoc assessments and testing on the design and operational effectiveness of the internal controls, aligned to control policies and standards. Development of detailed test plans and procedures to identify weaknesses in internal controls and other initiatives aligned to the bank s control framework to mitigate any potential risks and issues, prioritised by its severity to disrupt bank operations, potential losses, and reputational impact. Communication of key findings and observations to the relevant stakeholders and business units to improve overall control efficiency and provide corrective actions to senior managers. Collaboration with other control professionals to resolve complex issues and ensure consistent testing methodologies across the bank. Development of a knowledge centre containing detailed documentation of control assessments, testing on design and operational effectiveness of procedures, findings, and the distribution of material on internal controls to train and upskill colleagues within the bank. Assistant Vice President Expectations To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions. Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes. Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues. Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda. Take ownership for managing risk and strengthening controls in relation to the work done. Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy. Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively. Communicate complex information. Complex information could include sensitive information or information that is difficult to communicate because of its content or its audience. Influence or convince stakeholders to achieve outcomes.

Join us as a "AVP Assurance Law Rules & Regulation", as part of Control Assurance Services at Barclays, where youll spearhead the evolution of our digital landscape, driving innovation and excellence. Youll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. To be successful as a "AVP Assurance Law Rules & Regulation", you should have experience with: Provide controls assurance on processes/controls primarily covering Barclays adherence to Laws, Rules and Regulations. Review adequacy of framework, processes and controls established to achieve adherence to Laws, Rules and Regulations and other operational risks. Govern end to end delivery of the Controls Testing Framework to understand and report on control effectiveness for Barclays. Identify, evaluate, report and escalate risks in line with Barclays risk and control frameworks, utilizing relevant tools and analytical techniques. Report the results of testing activities to Senior Stakeholders across Business Units, Functions and Shared Services. Influence and support the implementation of the Controls Assurance strategy. Ensuring reviews are managed within the approved scope and budgets on a regular basis. Basic/ Essential Qualifications: Basic Minimum Educational Qualification - Post Graduate or equivalent (Chartered Accountant/ MBA/ ACCA). Preferred experience in Legal/Regulatory functions or regulatory process/ control testing. Experience in the application of and methodologies relating to Control Design Effectiveness Assurance and Operating Effectiveness Testing. Experience in implementing Data Analytics i.e. performing full population, hand on with building scripts in SQL /python/other tools. Specialist Risk and/or Control-related qualification - formal accreditation / qualification relating to audit, risk and/or control etc. Strong project & change management, analytical and organization skills. Proven experience of influencing Stakeholders including briefings and presentations. Analytical approach and proven ability to manage issues through to resolution. Desirable skillsets/ good to have: Relevant academic/professional certifications (Post graduate/equivalent related to Laws applicable in banking industry across geographies) with post qualification relevant experience of Years. Experience in Laws, Rules and Regulations related to Markets risk across US, UK geographies. Knowledge of the Financial Services regulatory environment. Knowledge of Project Management and Change Management, proven through a relevant professional qualification e.g. Prince2, Project Management Institution would be beneficial, but is not essential. Understanding and experience in establishing/evaluating frameworks related to identification and compliance with Laws, Rules and Regulations (LRR) applicable to Banking industry across geographies. Ability to explore relevant regulatory requirements and identify consequences resulting from non-adherence. Knowledge of principal risks such as Operational risk, Market Risk etc. Experience to consolidate and process information from multiple sources to create meaningful insight and reporting for stakeholders. Proven experience of influencing Stakeholders including briefings and presentations. Analytical approach and proven ability to manage issues through to resolution. Experience or knowledge of working within a regulatory and control environment. Experienced in dealing with multiple stakeholders in different business / functions who have different objectives. Experience in providing informed opinion and being a trusted source on business / function s policies and standards. Strong interpersonal skills and ability to communicate effectively across a global team. Ability to successfully multitask and complete assignments with varying lead times. Self-starter. You may be assessed on the key critical skills relevant for success in role, such as experience with following as well as job-specific skillset: Location: Noida Purpose of the role To partner with the bank, to provide independent insurance on control processes and advise on improvements to ensure the efficiency and effectiveness of the bank s internal controls framework. Accountabilities Collaboration across the bank to maintain a satisfactory, robust, and efficient control environment through the execution of ad-hoc assessments and testing on the design and operational effectiveness of the internal controls, aligned to control policies and standards. Development of detailed test plans and procedures to identify weaknesses in internal controls and other initiatives aligned to the bank s control framework to mitigate any potential risks and issues, prioritised by its severity to disrupt bank operations, potential losses, and reputational impact. Communication of key findings and observations to the relevant stakeholders and business units to improve overall control efficiency and provide corrective actions to senior managers. Collaboration with other control professionals to resolve complex issues and ensure consistent testing methodologies across the bank. Development of a knowledge centre containing detailed documentation of control assessments, testing on design and operational effectiveness of procedures, findings, and the distribution of material on internal controls to train and upskill colleagues within the bank. Assistant Vice President Expectations To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions. Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes. Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues. Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda. Take ownership for managing risk and strengthening controls in relation to the work done. Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy. Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively. Communicate complex information. Complex information could include sensitive information or information that is difficult to communicate because of its content or its audience. Influence or convince stakeholders to achieve outcomes.

Company: Marsh Description: Same as above Guy Carpenter, a business of Marsh McLennan (NYSE: MMC), is a leading global risk advisory and reinsurance specialist and broker. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businesses: Marsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $24 billion and more than 90,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective. For more information, visit guycarp.com, or follow on LinkedIn and X.

Some careers have more impact than others. If you re looking for a career where you can make a real impression, join HSBC and discover how valued you ll be. HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions. We are currently seeking an experienced professional to join our team in the role of Analyst - Pricing Principal responsibilities To ensure that all work is delivered within agreed timeframes and meets the required high-quality standard. To deliver a high-quality customer driven service which provides customers with a positive view of HSBC and meets their expectation in terms of accuracy, timeliness and professionalism. Understand and deliver excellent customer service. Process customer instructions accurately to achieve agreed quality standards and targets (as amended or notified from time to time) on all the processes worked. To pro-actively suggest and design improvements in process workflows To ensure that common errors / irregular transactions are identified and escalated in accordance with procedures in a timely manner. To understand and comply with all relevant policies and procedures issued by the Group and contained within the Group Standards Manual and relevant Functional Instruction Manuals, Desk Instruction Books and Process Guides To be aware of the Operational Risk scenario associated with the role and to ensure that all actions take into account of the likelihood of operational risk occurring. To maintain HSBC internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators. To acquire and update knowledge on procedures related to processes and to ensure that work is completed in accordance with procedures and within timeframes. To ensure that issues / problems are effectively investigated and resolved or are appropriately referred with recommendations. To respond quickly to urgent work demands and be flexible with work timings. Requirements Graduate in Commerce, Finance or Equivalent Fluent in English spoken and written. Proficient in MS Office, including Excel, Access, and PowerPoint Knowledge on Fixed Income, Equities, Derivatives & FX related products & Money Market products Experience with vendor systems Refinitiv & Bloomberg data feed Excellent attention to detail Work on own initiative Good knowledge of Derivatives/Fixed Income/Equities/FX Rates (D) Should be able to work flexible hours (Rotation Shift) (E) You ll achieve more at HSBC HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, youll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. Global Merchant & Network Services (GMNS) brings together American Express merchant-and network related businesses to enable a sharp focus on using the power of our network to provide unique value to all our mutual customers. The organization manages the relationships with the millions of merchants around the world that accepts American Express and runs the company s payment network and manages bank partnerships globally. The objective of the GMNS Control Management Governance team is to establish the Operational Risk and Controls strategy for GMNS, set up a foundational governance structure that ensures operational risks are identified, assessed, and managed in compliance with enterprise Operational Risk Management programs and reporting. GMNS is looking for a Mgr of Governance - Regulatory Change Management (RCM) focused on ensuring control management is embedded in the day-to-day operations of our organization. It will involve extensive collaboration with multiple partners across numerous business units, functional areas, and geographies. The Manager Control Management RCM will: Advise on execution plans for operational risk management within the business unit (BU), including BU specific guidelines, project plans, etc. Track issues with KRI limits and risk appetite for GMNS to ensure operational risks are managed within agreed thresholds, and leverage these metrics to help detect concerning rises in emerging problems, e.g., upticks in reload complaints, then escalate and flag concerns accordingly Provide support to develop the operational risk framework to enable effective risk management and decision making in the BU Manage details of specific risk and controls forums for GMNS, interfacing with org-wide governance processes and committees (e.g., Operational Risk Management Committee) and share insights and lessons learned across forums Provide support to develop BU-specific procedures and additional standards (i.e., escalation protocols), related to the execution of the Operational Risk Management programs Facilitate the understanding and use of the risk governance framework across BUs through regular communication Support the day-to-day internal and external exam management process, working with the Enterprise functions (e.g., data request compilation, action implementation, and regulatory adherence) Aggregate reporting, approvals/exceptions and support "change-the-function" activities for the BU Administer implementation of key areas training initiatives that align with Operational Risk Management Facilitate processes to ensure and monitor the integration of regulatory changes & updates into the Operational Risk framework and training materials Support sharing insights, better practices, themes, etc. across the enterprise Oversee processes to ensure and monitor the integration of regulatory changes & updates into the Operational Risk framework and training materials Required Qualifications: 3+ Years experience in operational risk management (e.g., within Risk and/or Internal Audit function) Understanding of critical operational risk management lifecycle activities Strong project management, communication, and interpersonal skills Experience in process governance, with an understanding of processes that align with policies, regulatory frameworks, and/or operational standards Proficient analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate risk scenarios effectively [BU-SPECIFIC] Preferred Qualifications: Bachelors Degree in Finance, Business, Risk Mgmt., or related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous Experience in at least one of the following: o Translating operational risk strategy and appetite into execution guidelines o Shift : EMEA Market , 11 am to 8pm IST. Flexibility expected o Tracking and identifying issues with Key Risk Indicator (KRI) limits and risk appetite to ensure operational risks are managed within agreed thresholds o Oversee the implementation of the operational risk governance frameworks o Communicating and ensuring understanding and adherence to operational risk procedures and standards o Facilitating the operational risk exam management processes Experience in financial services industry ORMCM

Role & responsibilities Enterprise Risk Management • Implement guidelines across the organization and conduct audit/ compliance/ drills to ensure adherence as per RBI guidelines • Perform vendor assessment from Risk management perspective and provide recommendations to minimize associated risks • Review products proposed by the Business and analyze them from Risk perspective to ensure risk remains within thresholds • Review and update existing Policies and Frameworks (Process notes) as per RBI guidelines to ensure adherence submission of report • Assist in Pricing of loans and suggest strategies to improve NIM • Conduct Risk Management Committee meetings to identify Operational Risks in collaboration with all functions Residual Value (RV) Management Review and ensure the correctness of the Residual Value model • Manage the RVs of Dry and Wet Leasing • Build stakeholder concurrence on RVs Internal Business Analysis & Analytics • Review and monitor the Acquisition scorecards • Review the Probability or Default for ECL calculations • Review various statistical calculations on the portfolio to improve upon weak areas Reporting • Review Origination based Profitability and suggest ROA improvement strategies • Review the Origination based delinquency performance and highlight risk mitigation for bad performers . Internal Business Analysis & Analytics • Review and monitor the Acquisition scorecards • Review the Probability or Default for ECL calculations • Review various statistical calculations on the portfolio to improve upon weak area

We are looking for a highly skilled and experienced Field Risk Officer to join our team at Equitas Small Finance Bank. Roles and Responsibility Conduct thorough risk assessments and analyses to identify potential threats to the bank's assets. Develop and implement effective risk mitigation strategies to minimize losses. Collaborate with cross-functional teams to monitor and manage risk exposure. Identify and report on key performance indicators (KPIs) related to risk management. Provide expert guidance on risk-related matters to stakeholders. Stay up-to-date with industry trends and regulatory requirements to ensure compliance. Job Requirements Strong understanding of risk management principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment with multiple priorities. Strong communication and interpersonal skills. Experience working with financial data and systems. Knowledge of regulatory requirements and industry standards. Educational qualifications: Any Graduate or Postgraduate degree. About Company Equitas Small Finance Bank is a leading player in the BFSI industry, committed to providing high-quality banking services to its customers. We offer a dynamic and supportive work environment, with opportunities for professional growth and development. Location - Kumbakonam,Mannargudi,Thanjavur,Thiruvaiyaru

Who You ll Work With: Provide a brief overview of the IT group, including the core businesses and business functions and applications the group supports, or, if an enterprise-servicing group, what enterprise functions and applications it supports: The Operations & Technology Risk Management Group encompasses the Operations & Technology Client Risk Event Coordinators, IT & Operations Audit Management and Vendor Management Teams. Together, the teams are responsible for supporting AB s Operational Risk Management Framework across AB s Global Operations & Technology departments. We are seeking an Operations Risk Analyst to join our Global Operations Risk Management Team in Global Technology & Operations based out of one of Nashville, Pune, or San Antonio offices. What You ll Do: The candidate will join a team responsible for responding to client risk events involving Operations and Technology processes. The candidate will partner with our Client Group to protect client relationships, speak with subject matter experts via email and video conference to understand processes, and identify process weaknesses to help deliver a culture of continuous improvement. The candidate will then summarize the findings of the event in a written case summary. The ideal candidate has a high degree of personal integrity and an inquisitive mind. This position will report to the Operations Client Risk Event Coordinator Manager based in San Antonio, Texas. The position location may be filled in one of San Antonio, Nashville or Pune (India) offices. Describe the applications and business or enterprise functions the role supports: The team make use of our Error & Incident Tracking Systems (EITS and Resolver), and a variety of account and portfolio management systems. Operations and Technology encompass teams performing new account creation, account reconciliation, security reference management, pricing & valuation, fund administration, broker dealer operations, collateral management, and trade settlement. Additionally, the role will involve working with a variety of MS Office applications, including excel, word, power point, and Power BI. The key job responsibilities include, but are not limited to: Lead coordination on potential client risk events. Provide information and support to our Client Group to protect client relationships Bring subject matter experts together to conduct root cause analyses. Provide guidance on appropriate controls to mitigate risks. Recognize connections and trends within and across teams. Document the investigation and its conclusions. Collaborate with firm-wide Client Risk Event Coordinators to share best practices What makes this role unique or interesting (if applicable)? This role provides window into a wide scope of AllianceBernstein activities, interact with a large variety of AllianceBernstein teams, and directly impact AB risk mitigation. Additionally, this role informs AB leadership on a variety of risk and Client Risk Event Coordinator activities through meetings and metrics reporting. There is also an aspect of this role that requires working with large data sets and the gleaning analysis from the information. What is the professional development value of this role, i.e. what learning and professional growth does the role offer the candidate? This role provides ample opportunity to interact with Operations & Technology, Sales, and our investment professionals and learn about their processes. The role also requires the person filling the role to lead meetings, providing an opportunity to expand their experience in communication and coordination. What We re Looking For: Highly analytical mind with a strong attention to detail Superior written and verbal communication and interpersonal skills Ability to multitask and prioritize Understanding of investment management processes Understanding of operational risk/risk frameworks Prior experience in data management, project management, and/or analytics is desirable Experience with MS 360 (Word, Excel, etc) Bachelor s degree or 4 years relevant work experience in an investment management operation, business analyst, or risk & control role. Experience with risk management tools is preferred Experience exhibiting strong communication skills, both written and verbal Strong project management skills Who We Are: As a leading global investment management firm, AB fosters diverse perspectives and embraces innovation to help our clients navigate the uncertainty of capital markets. Through high-quality research and diversified investment services, we serve institutions, individuals, and private wealth clients in major markets worldwide. Our ambition is simple: to be our clients most valued asset-management partner. With over 4,400 employees across 51 locations in 25 countries, our people are our advantage. We foster a culture of intellectual curiosity and collaboration to create an environment where everyone can thrive and do their best work. Whether youre producing thought-provoking research, identifying compelling investment opportunities, infusing new technologies into our business, or providing thoughtful advice to clients, we re looking for unique voices to help lead us forward. If you re ready to challenge your limits and build your future, join us. San Antonio, TexasNashville, Tennessee, Pune, India

About Us We are a fast-growing digital marketplace, connecting users with top brands for gifting, rewards, and loyalty. As we scale, ensuring platform integrity, regulatory compliance, and fraud resilience is critical. Were looking for a hands-on Risk and Compliance Officer to help us build a secure, trusted, and compliant ecosystem. Role Overview As our Risk and Compliance Officer (RCO), you will lead our efforts to prevent fraud, ensure regulatory compliance (e.g., data protection, payment regulations), manage operational risk, and uphold brand and partner standards. You ll work cross-functionally with product, operations, engineering, legal, and customer support to identify and mitigate risks across the business. Key Responsibilities - Develop and maintain a risk register and mitigation framework. - Identify key risks across fraud, payments, supply chain, legal exposure, and customer abuse. - Collaborate with fraud analysts, product teams, and vendors to implement controls. - Ensure compliance with relevant laws and regulations (e.g., AML, GDPR, PCI-DSS, KYC as applicable). - Lead audits or compliance assessments with partners, banks, and regulators. - Review and enforce internal policies around data security, vendor management, user verification, and transaction monitoring. - Oversee fraud detection rules and strategy in collaboration with fraud operations. - Manage escalation of high-risk transactions, chargebacks, and disputes. - Create and maintain policies covering refund, dispute, onboarding, payout, and access controls. - Respond to brand partner or payment provider due diligence requests. - Serve as the point of contact for legal teams and regulators if needed. Requirements Experience & Background: - 5+ years of experience in risk management, compliance, or fraud operations (marketplace, fintech, payments, or e-commerce preferred). - Strong understanding of digital fraud types: refund abuse, gift card fraud, BEC, identity fraud. - Familiarity with regulatory standards such as GDPR, PCI-DSS, AML/KYC (depending on jurisdiction). - Experience with fraud tools (e.g., SEON, Sift, Stripe Radar) or rule-based detection systems. Skills: - Analytical and detail-oriented; able to audit systems, write policies, and track metrics. - Strong written and verbal communication skills; able to interact with legal, technical, and customer teams. - High integrity and discretion; able to handle sensitive data and incidents. - Bonus: Experience working with law enforcement or industry groups on fraud mitigation. KPIs You ll Influence - Fraud rate (as % of transactions) - Chargeback ratio - Dispute resolution time - Compliance audit score / readiness - Incident response time

About this role: Wells Fargo is seeking a Financial Crimes Associate. As a part of Wells Fargo's second line of defense and Independent Risk Management team, Financial Crimes Risk Management covers jobs responsible for implementing and maintaining an effective financial crimes program for the company that complies with all applicable laws, regulations, and regulatory expectations including Bank Secrecy Act, Anti-Money Laundering, Counter-Terrorist Financing, and Global Sanctions. In this role, you will: Participate in and provide support for low complexity initiatives Investigate, negotiate and mitigate potential or known moderate dollar loss or risk claims with customer suspects Examine evidence and work with more difficult customers or collect losses from responsible party Examine fraud findings to determine extent of fraud risk Review issues and policies or procedures for which answers can be quickly obtained related to lower risk tasks and deliverables with narrower impact Research and scrutinize complex transactions and referrals to prevent and detect financial crimes activities, policy violations and suspicious situations with low to moderate risk Perform analysis to detect patterns, trends, anomalies and schemes in transactions and relationships across multiple businesses or products Receive direction from supervisor and exercise judgment within defined parameters while developing understanding of function, policies, procedures, and compliance requirements Draft report of findings and trend evaluation and make recommendations to mitigate risk Provide information to managers, functional colleagues and stakeholders Provide litigation support, under guidance by more experienced colleagues, by providing support documentation, testimony and evaluating cases for potential risk Conduct education for financial crimes awareness Required Qualifications: 6+ months of Financial Crimes, Operational Risk, Fraud, Sanctions, Anti-Bribery, Corruption experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Anti -Money Laundering (AML) / Bank Secrecy Act (BSA) experience including strong knowledge and understanding of transaction monitoring. Good analytical skills with high attention to detail and accuracy. Good verbal and written communication skills. Good time management skills and ability to meet deadlines. Microsoft Office (Word, Excel, and Outlook) skills

About this role: Wells Fargo is seeking a Senior Enterprise Risk Specialist In this role, you will: Participate and develop, implement and monitor risk based governance programs to identify, assess and mitigate risks across lines of business and risk domains in multiple risk categories Review moderately complex business, operational, or technical challenges that require an in depth evaluation of variable factors Provide oversight, develop, implement, monitor and challenge for corporate governance risk programs and manage reporting Utilize risk knowledge to issue resolutions for moderate to high risk companywide projects and initiatives Develop, implement, monitor and interpret, risk based governance programs, create new policies and guidelines Resolve moderately complex issues and lead team to meet risk area, projects and process deliverables, while leveraging solid understanding of the risk policies, procedures and compliance requirements Guide and direct the organization in terms of policies, effectiveness of companywide initiative execution, and reporting to the Board Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals, may lead projects, teams or serve as a mentor Identify training opportunities, design and coordinate development of the training materials, deliver training Required Qualifications: 4+ years of Risk Management experience (includes Compliance, Financial Crimes, Operational Risk, Audit, Legal, Credit Risk, Market Risk, IT Systems Security, Business Process Management) or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Execute the Validation processes based on model risk supervisory guidance, Model Risk Management Policy and procedures, and current industry best-practices in one or more of the above-named areas. In particular: Ensure credible challenge of models through validation process Evaluate all relevant components of models and assess model soundness across lifecycle Identify areas of weakness and work with model owners, risk partners, and other key stakeholders to ensure risk commensurate remediation Demonstrate strong knowledge of subject matter area of focus, as well as sound validation and analysis techniques Deliver high quality and timely validation reports combining intellectual rigor, analytical depth, and key model risk perspective Support timely resolution of model weaknesses Follow reporting and escalation protocols of review results and follow up on identified risks/observations Continually work to improve efficiency, consistency, and quality of independent model validation Ensure all models within scope are independently validated per expected standards and schedule Build and maintain effective working relationships with key partners and stakeholders across Wells Fargo Understand model risk supervisory guidance, Model Risk Management Policy, and current industry best-practices Degree in statistics, math, engineering, physics, accounting, finance, economics, econometrics, computer sciences, or business/social and behavioral sciences with a quantitative emphasis preferred 5+ years of experience model validation /model implementation/ model development or performing deep risk analytics across liquidity risk, capital oversight for a large multinational bank or large US bank or major consulting firm Experience in liquidity risk management and stress testing in a complex banking environment Experience in regulatory capital requirements, risk aggregation, and capital allocation Experience with Treasury risks including asset liability management (ALM), interest rate risk in banking book, and market risk in trading portfolios Strong analytical skills with high attention to detail and accuracy Technical or academic writing skills and experience Strong project management skills to ensure delivery of highest quality of work within tight timelines, as well as creating, maintaining, and supporting processes subject to intense regulatory scrutiny Excellent communication skills and experience in building and maintaining partnerships across various levels of the organization Proficiency managing databases, spreadsheets, or programming (understanding code and coding including one or more of SAS, Python, R, VBA, C, Java, or C++) License certifications in finance and risk such as CFA, FRM, preferred Understanding of model risk supervisory guidance and model validation requirements for large and complex institutions, across geographies Knowledge of Wells Fargo systems and process, and industry standard practices for CCAR/DFAST, RRP, etc.

Some careers open more doors than others. If you re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Principal Responsibilities This role is responsible for Stewardship of Data, Technology and Cyber Security, Resilience Risks as well as providing oversight of the Data Privacy Office capability. The role is also a nodal officer, for the central banking regulator, RBI, for all IT and Cyber risks, and is the designated CISO for the bank. CISO responsible for bringing to the notice of the Exco / IT sub-committee of the Exco about the vulnerabilities and cyber security risk the bank is exposed to. member secretary of information security and related committee(s), if any, and ensuring current / emerging cyber threats to banking (including payment systems) sector and the banks preparedness in these aspects are invariably discussed in such committee(s). manage and monitor SOC and drive cyber security related projects in collaboration with CIO/CTO. coordinate the activities pertaining to Cyber Security Incident response Teams (CSIRT). develop cyber security KRIs and KPIs and get an independent assessment of the same including its coverage at least on a quarterly basis. shall have a robust working relationship with CRO to enable holistic risk management approach. To this effect, CRO may be invited to information security committee meetings. CISO may be a member of (or invited to) committees on operational risk where IT/IS risk is also discussed. CISOs office shall be adequately staffed with technically competent people, if necessary through recruitment of specialist officers, commensurate with the business volume, extent of technology adoption and complexity. an invitee to the IT strategy committee and IT steering committee. Data Privacy and data risk responsible for ensuring the bank meets its obligations under data protection and privacy laws and provide expert advice, guidance and direction and support the necessary standards and controls to enable the Bank, including its employees and relevant third parties, to manage privacy risks and comply with obligations under data protection laws in relation to the processing of personal data. To establish a culture of privacy within HSBC, to work collaboratively with key senior stakeholders across the business and be accountable for keeping executives appraised of privacy risks and issues. Informing and advising the business and its employees of their data privacy and protection compliance obligations Providing expert guidance, oversight and challenge on all aspects of data protection and privacy risk strategy and compliance focusing efforts on areas that present higher data privacy risks Monitoring compliance with data privacy provisions and with HSBC Group policies relating to the protection of personal data, including the assignment of responsibilities, staff education and awareness training, and ensuring remediation of any related audit findings Reviewing and advising on Data Protection Impact Assessments (DPIAs) and monitoring performance of mitigations, where necessary Cooperating with the regulatory authority Acting as the contact point internally and externally with data subjects and the regulatory authority Advising on, and providing the business with support, to ensure the necessary safeguards and controls are in place to ensure compliance with requirements for international data transfers by identifying all circumstances in which personal data is transferred outside of the relevant jurisdiction; and Provide incident management advice and/or support as needed and ensure that data incidents and breaches are responded to and managed effectively with data subjects and that the relevant authorities are informed within necessary timeframes. Resilience Risk (RR) Specialists provide expert advice covering specific RR risk lens to ensure high quality advice, expertise and guidance is available across the responsible risk types: Technology (including Cyber Security) Risk; Data and Information Security Risk. RR Specialists operate on an entity-wide basis and must work closely with the ERM Business and Functions aligned roles to support them by providing RR technical advice and guidance for their consumption and use in delivering their respective relationship management remits. Given the broad scope of the RR risk types, in country RR specialists will also operate within a regional RR specialist community, which will operate in each region. Provide technical advice and support to INM ERM Business and Functions teams and ensure they understand and are aware of the control environment and assessment of risk within the country commensurate with the scale and nature of operations. Support the ERM, Business & Functions teams to explain in non-technical terms the impact of issues or events, and top and emerging risks that may require changes (for example, to controls, resources or business operations) to remain within respective Risk Appetite. Support the ERM Business & Functions teams to ensure Risk and Control Owners have clear understanding of the effectiveness of the current control environment. Monitor the local external environment to get early sight of emerging risks and provide detailed guidance on controls required to mitigate against them. Build and maintain relevant cross-organisation and industry relationships. Deliver tailored and specific expertise across INM enabling 1LOD to successfully deploy and operate mitigating key controls. Provide technical guidance to support development and completion of Enterprise Risk and Regulatory reporting obligations (e. g. RAS, Top & Emerging Risks, Risk Profile Reporting, RMM, Board reporting where relevant, etc) Ensure the root cause of relevant local operational risk issues and events are fully understood and correctly treated. Ensure any concerns with key controls and material change programmes, relevant to their area of RR specialism, are understood and escalated (i. e. within country, to region and/or global peers) as needed. Work in conjunction with the ERM Business & Functions team and 1LOD to escalate any matters within the RR classes when needed. Lead INM regulator and audit engagement pertaining to RR risk types; ensure regulatory compliance for the specialist area/s and timely completion of Audit actions and findings. Support ERM Business & Functions team in the development and implementation of localised Non-Financial Risk framework activity as required (e. g. Locally Significant Risks) or to meet local regulatory expectations. Support training and capability uplift for the ORR Business & Functions team and to the wider HSBC community to ensure robust understanding of all RR risk areas Support the region/ global RR Specialist teams to leverage niche expertise and knowledge as required Additional specific Country responsibilities may be added to this role profile at the direction of the CRO and the country reporting line. Emerging Risks & Change Oversight: Ensuring critical issues, events and incidents both in key controls and material change programmes are managed and understood by and escalated to appropriate governance forums for appropriate and timely resolution Educating stakeholders to understand the impact of emerging risks that require changes to controls, resources and business operations to ensure they remain within appetite Ensuring that Data, Technology and Cyber/Digital related initiatives are not adversely affected as a result of poor planning, testing and approach during the delivery of significant change Conduct Impacts: Overseeing, escalating and providing guidance on the identification of conduct impacts across Data, Technology and Cyber Security risks and activities owned by the 1LOD, including where control weaknesses and risk events impact the delivery of good outcomes Requirements Strong leader with the ability to influence at the senior levels of the organisation Strong level of Data, Technology and Cyber Security risk management knowledge and relevant deep experience Strong level of business knowledge and experience of working in the key resilience risk specialist areas Ability to communicate effectively, building strong relationships and influence senior internal and external stakeholders Comprehensive knowledge of the external environment (threat, regulatory, geopolitical, competitor, technological landscapes) Comprehensive knowledge of the internal control environment MBA / FRM / CA or equivalent with at least 10 years of post-qualification work experience in related industry / field plus a professional certificate in one or more RR specialist disciplines, will be an advantage Professional qualifications in the area of Cybersecurity, Information Systems Audit or equivalent qualification from a recognised professional body may be advantageous You ll achieve more at HSBC. HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Job summary As an Employee Compliance Operations Lead, leading the India Operations team within the Compliance Conduct and Operational Risk organization, you will manage the Processing team to ensure that our customers, employees, and lines of business are in adherence with firm standards and required regulations. Through your leadership, the department will design and operate processes supporting adherence to JPMorgan s Code of Conduct, including but not limited to Personal Account Dealing, Licensing & Registration requirements, and all Employee Conduct requirements. Your role requires a high level of collaboration across the global Advisory, Technology, LOB, Control and Operations teams. It is expected that you will bring an innovation mindset to this role as the department is continuously looking for effective solutions harnessing the most current tools and technologies. In particular you are expected to be capable of implementing solutions utilizing large language models (LLM) and Natural Language Processing (NLP) as well as closely to design strategic technology platforms. You will help lead a team of professionals to create global alignment on processes and risk frameworks. It will be important to foster an inclusive workforce and help develop your team to work collaboratively across the firm. Job responsibilities Manage the day-to-day operations of the Hyderabad Employee Compliance Operations team, ensuring that key indicators of quality and capacity are being met Ensure that teams are continually upskilling on relevant emerging technologies and tools and deploying solutions Develop and implement programs related to employee conduct or licensing and registrations Maintain effective relationships with Advisory partners, ensuring that service levels are being met Oversee effective metrics reporting and data analytics, where insights can be obtained for improved efficiency and effectiveness Assess group-wide capacity to ensure the department can handle production volumes Monitor and evaluate program effectiveness, making necessary adjustments to achieve desired outcomes. Hire, train, and manage staff, ensuring a positive and productive work environment. Provide guidance and mentorship to staff, fostering professional development and growth. Evaluate staff performance, providing regular feedback and coaching. Monitor changes in laws and regulations, making necessary adjustments to ensure compliance. Required qualifications, capabilities, and skills Qualified graduate with minimum of 18 yrs of experience in Compliance Conduct and Operational Risk managing a team of 50 people Experience in developing and implementing programs related to employee conduct or licensing and registrations. Experience in managing staff and budgets. Strong understanding of relevant laws, regulations, and policies. Excellent communication, interpersonal, and presentation skills. Ability to work independently and as part of a team. Preferred qualifications, capabilities, and skills Qualified graduate with minimum of 15 years of relevant work experience managing a global team Demonstrated communication and diplomacy skills to work cross-organizationally to influence others, steer results/change and implement projects/processes Knowledge and experience of controls, employee compliance and conduct, as well as managing to stringent Regulatory requirements Must have the ability to manage multiple complex change initiatives and priorities across varying timelines concurrently Ability to assess controls and processes to leverage further opportunities for automation / technological advancement Possess proficiency with leveraging data for proactive solutions, problem solving, impact quantification, and reporting Demonstrated experience leading department based activities including team performance oversight, escalation assist, coaching, directing, and building a high-performance team culture Ability to attract and develop diverse talent as well as develop, motivate, and recognize employees Excellent written and verbal communication skills with diverse audiences, including ability to synthesize data into insights and influence through effective storytelling

Support and drive implementation and compliance of various risk management•Review and write assessment/audit reports•Work with Clients for closure of external risks•Knowledge of ISO 27001, PCI DSS, Data Privacy, India IT Act/Cyber Laws Required Candidate profile Coordinate various risk assessments and audits call @9716551077 share cv at mamta@emsol.co.in

Key Skills: Power BI, Risk Management, Risk Reporting, Non-Financial Risk, Python, Risk and Control, Operational Risk, SharePoint, QLIK Sense, Risk Analytics, Risk identification Roles & Responsibilities: Working with the Reporting Manager and Delivery VP to deliver the NFR Reporting Strategy from a Production Perspective Assisting with Developing and Designing Operations Dashboards and Risk Metrics Delivering the Global reporting agenda through production of reports and analytics Interacting with Global NFR Teams and Leads to ensure Global NFR reporting is executed Producing Global NFR reporting for Product and Regional Meetings Process ad hoc queries in a timely manner for all Stakeholders Candidate should be able to compile, replicate and execute daily, monthly, or quarterly reports in allocated time frame and adapt to moving deadlines Understand the RTCL and its impact on MSS Operations Understand Governance initiatives and BoW within the wider MSS Operations NFR and MSS Operations Experience Requirments: Good working knowledge and appreciation for risk management across strategies, capabilities, and governance Strong knowledge of the external environment - regulatory, political, competitors, innovation etc. Proven ability in working across multi-disciplinary and multi-cultural diverse work environments Good understanding of organisation risk management framework and associated governance practices Previous experience in pack production and/or experience pulling together content for key governance meetings Proven ability to articulate complex issues concisely and in clear language Outstanding interpersonal and communication skills with a proven ability to communicate effectively and confidently at all levels along with proven experience of positive, challenging interactions with Senior Management Positive 'can do' attitude, high level of motivation to meet challenging deadlines and targets Strong English writing skills Desirable Additional Skills Experience of working in MSS Operations is highly desirable Data analysis skills in particular around KRIs and KPIs Strong knowledge and understanding of PowerPoint and Excel Good knowledge and understanding of SharePoint, QlikSense, Python, PowerBi applications Ability to work in coordination with a global team and manage multiple responsibilities Qualifications: Any Post Graduation, Any Graduation in Accounting, BFSI & Marketing, Finance

About The Role Job Role: Manage Day to-day Operational Activities of Customer Deliverables like Debit card / Credit Card / Cheque book etc" Manage deliveries, coordinate with various production vendors, courier partners and Stationery vendors. Ensure TAT for all the activities & experience in leading a team operations. To handle escalations in operations. Reconciliation of processing data on a day-to-day basis. Provides support and guidance to Team Leaders and subordinates and give decision on complex operational and technical issues. Continuously work on improvements & error reduction thru regular analysis. Elimination of redundant internal processes/ procedures and duplication/ over-lapping etc. Take up any other assignments as conveyed by seniors from time to time. Very good command on MS-office (Word, Excel, PowerPoint, etc.) Should have built and worked on SOP"™s, BRD, and operational risk matrices for the team Excellent project, analytical, execution skills & effective communication skills Should be able to drive efficiency and an error free ops organization. Job Requirements: Be flexible to the work timings as the role demands. Should be fast and accurate with excellent written and oral communication skills. Should be a strong team player and demonstrate excellent team work. High commitment to work Willingness to work late hours /work in staggered working arrangement, in case the same is required.

About The Role Job Role: Manage Day to-day Operational Activities of Customer Deliverables like Debit card / Credit Card / Cheque book etc" Manage deliveries, coordinate with various production vendors, courier partners and Stationery vendors. Ensure TAT for all the activities & experience in leading a team operations. To handle escalations in operations. Reconciliation of processing data on a day-to-day basis. Provides support and guidance to Team Leaders and subordinates and give decision on complex operational and technical issues. Continuously work on improvements & error reduction thru regular analysis. Elimination of redundant internal processes/ procedures and duplication/ over-lapping etc. Take up any other assignments as conveyed by seniors from time to time. Very good command on MS-office (Word, Excel, PowerPoint, etc.) Should have built and worked on SOP"™s, BRD, and operational risk matrices for the team Excellent project, analytical, execution skills & effective communication skills Should be able to drive efficiency and an error free ops organization. Job Requirements: Be flexible to the work timings as the role demands. Should be fast and accurate with excellent written and oral communication skills. Should be a strong team player and demonstrate excellent team work. High commitment to work Willingness to work late hours /work in staggered working arrangement, in case the same is required.

About The Role About The Role Process Support Visits to Branches for Process Adherence Surprise Vigilance Visits to Branches and doing a random check of critical items of branch banking processes Pre and Post Account opening sampling of data for RCU Manage Team & Agencies to drive field level Initiatives, activities & Investigations Follow ups on the Unusual Events to ensure timely closure Support for counterfeit note reporting to authorities Ensure Fraud benchmarks are achieved with a view to minimize fraud numbers and plug in controls for product/ process lapses identified through proactive & hind-sighting measures. Understanding emerging fraud patterns from a strategic perspective and thereby guide the teams to develop effective controls, systems & processes. Liaison with legal & other govt. enforcement agencies The measurable will be Branch Audit Ratings Effectiveness of control in the branches in terms of tracking control items Critical findings in the vigilance visits Number of Unusual Events/Operational events coming out of the branches and their closures Number of STRs coming out of the branches.

Join us as a Analyst : Assurance, Laws Rules and Regulations as part of Control Assurance Services at Barclays, where youll spearhead the evolution of our digital landscape, driving innovation and excellence. Youll harness cutting-edge technology to revolutionise our digital offerings, ensuring unapparelled customer experiences. You may be assessed on the key critical skills relevant for success in role, such as experience with following as well as job-specific skillset: Provide controls assurance on processes/controls primarily covering Barclays adherence to Laws, Rules and Regulations Review adequacy of framework, processes and controls established to achieve adherence to Laws, Rules and Regulations and other operational risks Perform Design Effectiveness and Operating Effectiveness of controls to ensure that controls mitigate the linked risks. Identify, evaluate, report and escalate risks in line with Barclays risk and control frameworks, utilising relevant tools and analytical techniques. Influence and support the implementation of the Controls Assurance strategy. To be successful as a Analyst : Assurance, Laws Rules and Regulations, you should have experience with: Basic/ Essential Qualifications: Basic Minimum Educational Qualification - Post Graduate or equivalent (Chartered Accountant/ MBA/ ACCA) Preferred experience in control testing/ regulatory functions or regulatory process Experience in the application of and methodologies relating to Control Design Effectiveness Assurance and Operating Effectiveness Testing. Risk and/or Control-related qualification - formal accreditation / qualification relating to audit, risk and/or control etc. Strong project change management, analytical and organisation skills. Desirable skillsets/ good to have: Relevant academic/professional certifications (Post graduate/equivalent related to Laws applicable in banking industry across geographies) with relevant experience of 3+ Years Knowledge of the Financial Services Understanding and experience in establishing/evaluating frameworks related to identification and compliance with Laws, Rules and Regulations (LRR) applicable to Banking industry across geographies Knowledge of principal risks such as Operational risk, Market Risk etc. Experience to consolidate and process information from multiple sources to create meaningful insight and reporting for stakeholders. Proven experience of influencing Stakeholders including briefings and presentations. Analytical approach and ability to manage issues through to resolution. Strong interpersonal skills and ability to communicate effectively across a global team. Ability to successfully multitask and complete assignments with varying lead times. Self-starter. This role will be based out of Pune. Purpose of the role To partner with the bank, to provide independent insurance on control processes and advise on improvements to ensure the efficiency and effectiveness of the bank s internal controls framework. Accountabilities Collaboration across the bank to maintain a satisfactory, robust, and efficient control environment through the execution of ad-hoc assessments and testing on the design and operational effectiveness of the internal controls, aligned to control policies and standards. Development of detailed test plans and procedures to identify weaknesses in internal controls and other initiatives aligned to the bank s control framework to mitigate any potential risks and issues, prioritised by its severity to disrupt bank operations, potential losses, and reputational impact. Communication of key findings and observations to the relevant stakeholders and business units to improve overall control efficiency and provide corrective actions to senior managers. Collaboration with other control professionals to resolve complex issues and ensure consistent testing methodologies across the bank. Development of a knowledge centre containing detailed documentation of control assessments, testing on design and operational effectiveness of procedures, findings, and the distribution of material on internal controls to train and upskill colleagues within the bank. Analyst Expectations To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requires in-depth technical knowledge and experience in their assigned area of expertise Thorough understanding of the underlying principles and concepts within the area of expertise They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate. Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team s operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.

Join us as a Analyst : Assurance, Laws Rules and Regulations as part of Control Assurance Services at Barclays, where youll spearhead the evolution of our digital landscape, driving innovation and excellence. Youll harness cutting-edge technology to revolutionise our digital offerings, ensuring unapparelled customer experiences. You may be assessed on the key critical skills relevant for success in role, such as experience with following as well as job-specific skillset: Provide controls assurance on processes/controls primarily covering Barclays adherence to Laws, Rules and Regulations Review adequacy of framework, processes and controls established to achieve adherence to Laws, Rules and Regulations and other operational risks Perform Design Effectiveness and Operating Effectiveness of controls to ensure that controls mitigate the linked risks. Identify, evaluate, report and escalate risks in line with Barclays risk and control frameworks, utilising relevant tools and analytical techniques. Influence and support the implementation of the Controls Assurance strategy. To be successful as a Analyst : Assurance, Laws Rules and Regulations, you should have experience with: Basic/ Essential Qualifications: Basic Minimum Educational Qualification - Post Graduate or equivalent (Chartered Accountant/ MBA/ ACCA) Preferred experience in control testing/ regulatory functions or regulatory process Experience in the application of and methodologies relating to Control Design Effectiveness Assurance and Operating Effectiveness Testing. Risk and/or Control-related qualification - formal accreditation / qualification relating to audit, risk and/or control etc. Strong project change management, analytical and organisation skills. Desirable skillsets/ good to have: Relevant academic/professional certifications (Post graduate/equivalent related to Laws applicable in banking industry across geographies) with relevant experience of 3+ Years Knowledge of the Financial Services Understanding and experience in establishing/evaluating frameworks related to identification and compliance with Laws, Rules and Regulations (LRR) applicable to Banking industry across geographies Knowledge of principal risks such as Operational risk, Market Risk etc. Experience to consolidate and process information from multiple sources to create meaningful insight and reporting for stakeholders. Proven experience of influencing Stakeholders including briefings and presentations. Analytical approach and ability to manage issues through to resolution. Strong interpersonal skills and ability to communicate effectively across a global team. Ability to successfully multitask and complete assignments with varying lead times. Self-starter. This role will be based out of Noida. Purpose of the role To partner with the bank, to provide independent insurance on control processes and advise on improvements to ensure the efficiency and effectiveness of the bank s internal controls framework. Accountabilities Collaboration across the bank to maintain a satisfactory, robust, and efficient control environment through the execution of ad-hoc assessments and testing on the design and operational effectiveness of the internal controls, aligned to control policies and standards. Development of detailed test plans and procedures to identify weaknesses in internal controls and other initiatives aligned to the bank s control framework to mitigate any potential risks and issues, prioritised by its severity to disrupt bank operations, potential losses, and reputational impact. Communication of key findings and observations to the relevant stakeholders and business units to improve overall control efficiency and provide corrective actions to senior managers. Collaboration with other control professionals to resolve complex issues and ensure consistent testing methodologies across the bank. Development of a knowledge centre containing detailed documentation of control assessments, testing on design and operational effectiveness of procedures, findings, and the distribution of material on internal controls to train and upskill colleagues within the bank. Analyst Expectations To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requires in-depth technical knowledge and experience in their assigned area of expertise Thorough understanding of the underlying principles and concepts within the area of expertise They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate. Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team s operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.

About Us Standard At ANZ, were shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers. About the Role As a PMO Analyst, you will ensure the Portfolio / Domain achieves its objectives (financial, customer, people, risk/process) by providing guidance and oversight for overall health of Portfolio / Domain operations. You will provide advisory services to enable the Portfolio / Domain to understand insights and opportunities for improvement. Banking is changing and we re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you ll be building your future, while helping to build ours. Role Type: Permanent Role Location: Manyata Tech Park, Bengaluru What will your day look like? As a PMO Analyst, you are accountable for: Contributing within a project management office that focuses on collecting, analysing, and reporting data related to projects/programs/initiatives. Supporting the preparation of governance reporting and materials such as steering committee packs and project checkpoint submissions Financial management across the program/initiative, including (for example), working with project leadership and delivery workstreams on forecasting, reconciliation of actuals, reporting, management of PPM financials and preparing financial information for checkpoint submissions Supporting the management of risks, issues, dependencies and decision records per applicable ANZ frameworks Collaboration with the Business Team to support planning and maintenance/quality of Jira records and the reporting of program milestones Supporting the management of PMO stakeholders in identifying areas where project management processes can be improved and work with project managers to implement changes Ability to communicate effectively with various stakeholders What will you bring? To grow and be successful in this role, you will ideally bring the following: Must have knowledge, skills and experiences Strong Project Management Office experience in the domains of financial management, RAID management, planning and schedule management and reporting Understanding of ANZ s corporate structure, banking products, channels,,services and project management disciplines.. Assist with ensuring the Portfolio / Domain is well managed and complies with ANZ Group processes and policies (e.g. Vendor, travel, workforce approvals, events, Business Continuity Planning), external regulatory and legislative requirements Ability to solve problems involving various stakeholders, create shared clarity, remain results focused and balance risk and customer outcomes Strong experience with Atlassian and Microsoft tooling. Experience in building relationships across ANZ to realise the Portfolio / Domain operational strategy Adaptable and flexible to deal with uncertainty and ambiguity Ability to synthesis information from multiple sources to produce meaningful reporting, insights and action plans Ability to effectively communicate ideas in a consumable format with supporting action plans Good to have knowledge, skills and experiences Experience in operational risk, audit or compliance projects Experience in the ANZ Checkpoint and/or ADF frameworks Reporting to senior committees You re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we d love to hear from you. So why join us? From the moment you join ANZ, youll be doing meaningful work that will shape a world where people and communities thrive. But its not just our customers wholl feel your impact. youll feel it too. Because at ANZ, youll have the resources, opportunities, and support you need to take the next big step in your career. Were a diverse bunch at ANZ in different roles, different locations, doing different things. Thats why we have a range of flexible working arrangements, so our people can make work, work for them. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more. At ANZ, youll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. Thats because were committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support. To find out more about working at ANZ, visit https://www.anz.com.au/careers . You can apply for this role by visiting ANZ Careers and searching for reference number 98296 Job Posting End Date 12/06/2025 , 11.59pm, (Indian Standard Time)

Job Description: Role Title : AVP, Risk Testing (L10) Company Overview : Synchrony (NYSE: SYF) is a premier consumer financial services company delivering one of the industry s most complete digitally enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and wellness, retail, telecommunications, home, auto, outdoors, pet and more. We have recently been ranked #2 among India s Best Companies to Work for by Great Place to Work. We were among the Top 50 India s Best Workplaces in Building a Culture of Innovation by All by GPTW and Top 25 among Best Workplaces in BFSI by GPTW. We have also been recognized by AmbitionBox Employee Choice Awards among the Top 20 Mid-Sized Companies, ranked #3 among Top Rated Companies for Women, and Top-Rated Financial Services Companies. Synchrony celebrates ~52% women diversity, 105+ people with disabilities, and ~50 veterans and veteran family members. We offer Flexibility and Choice for all employees and provide best-in-class employee benefits and programs that cater to work-life integration and overall well-being. We provide career advancement and upskilling opportunities, focusing on Advancing Diverse Talent to take up leadership roles. Organizational Overview : Synchronys Risk Team provides independent oversight of Synchrony s risk-taking activities to ensure safety and soundness, meet regulatory and legal requirements, and manage risks to the risk-appetite of the Board. Risk is responsible for independently assessing, quantifying, and overseeing risks & providing effective challenge. Risk serves as Synchrony s Second Line of Defense. Overall, Risk Team oversees and manages the Risk Program to support the business in anticipating and addressing risks, issues and challenges. Results are consistent with the respective strategic uses and complying with related overall risk, risk testing policies, standards, procedures as well as regulations. Our Risk organization consists of 4 pillars: Compliance, Credit & Financial Risk, Enterprise Risk and Operational Risk. Each of the pillars play a vital role in managing Risk and supports the business in anticipating and addressing risks, issues, and challenges. Role Summary/Purpose: Risk Testing is an independent 2nd line assurance process that, together with 1st line business surveillance and 3rd line independent audit, make up the three lines of defense that are the cornerstone of an effective control framework. This position is responsible for conducting and leading other associates in key control testing activities of Synchrony Bank ( SYB ) and Synchrony Financial ( SYF ) to assess compliance with applicable laws and regulations and ensure prompt remediation of control deficiencies. Key Responsibilities: Develop and execute control testing to ensure that key risks are mitigated. Document detailed test results to performance standards and meet required deadlines. Identify control gaps and potential issues, discuss viable solutions with the business to address gaps, and obtain management action plans for remediation. Communicate test results to leaders and other stakeholders throughout the business and provide periodic updates regarding status of testing activities. Provide effective challenge to the business regarding the assessment of risks and controls. Influence stakeholders and process owners to implement necessary process and control modifications to mitigate operational, regulatory, and financial risks. Provide guidance to process owners regarding key risks and mitigation strategies. Perform any special projects as assigned Required Skills/Knowledge: Bachelors degree with minimum 4+ years in Financial Services industry, or in lieu of a degree 6+ years of relevant work experience in Financial Services industry Minimum 2+ years of Audit, Testing, Surveillance. Minimum 3+ years in consumer banking laws and regulations Effective written and verbal communication skills Experience applying analytical skills and attention to detail Proven ability to work independently and meet deadlines Proficiency in Microsoft Office Suite applications Desired Skills/Knowledge: Minimum 2+ years of Audit, Testing, Surveillance Knowledge of process and systems related to Servicing, Collections, Credit, Fraud, and AML/BSA Effective written and verbal communication skills Experience applying analytical skills and attention to detail Proven ability to work independently and meet deadlines Proficiency in Microsoft Office Suite applications Demonstrated ability to communicate effectively with various levels of stakeholders Relevant industry certifications - CIA, CISA, CRCM, CAMS, CPA, etc. Eligibility Criteria: Bachelors degree with minimum 4+ years in Financial Services industry, or in lieu of a degree 6+ years of relevant work experience in Financial Services industry Work Timings: This role qualifies for Enhanced Flexibility and Choice offered in Synchrony India and will require the incumbent to be available between 06:00 AM Eastern Time - 11:30 AM Eastern Time (timings are anchored to US Eastern hours and will adjust twice a year locally). This window is for meetings with India and US teams. The remaining hours will be flexible for the employee to choose. Exceptions may apply periodically due to business needs. Please discuss this with the hiring manager for more details. For Internal Applicants : Understand the criteria or mandatory skills required for the role, before applying Inform your manager and HRM before applying for any role on Workday Ensure that your professional profile is updated (fields such as education, prior experience, other skills) and it is mandatory to upload your updated resume (Word or PDF format) Must not be any corrective action plan (Formal/Final Formal) L8+ Employees who have completed 18 months in the organization and 12 months in their current role and level are only eligible. Employees at L8+ can only apply for this opportunity. Level / Grade : 10 Job Family Group: Risk Management

To provide customized lending solutions for business loans, empowering clients to achieve their financial goals Identify and target potential clients for business loans through channel partners/open market sourcing.Build, retain and maintain strong relationships with Clients/Channel partners to generate business.Effectively engage with credit, operations & risk team to streamline the loan approval process and enhance customer experience.Guide clients through the loan application process, addressing any questions or concernsStay updated on market trends, loan products, and regulatory changes to provide informed advice to clientsConduct follow-ups with clients pre-closure and post-closure to ensure satisfaction and encourage referrals.Collaborate with Collection team to improve recovery process.Ensure compliance with company policies and regulations. Required Qualifications and Experience To provide customized lending solutions for business loans, empowering clients to achieve their financial goals