3994 Mortgage Loans Jobs - Page 20

Source home loan and loan against property (LAP) leads via open market— DST, brokers, builders, and property advisors Build and manage relationships with connecters and referral partners, and develop your own network Achieve monthly sales targets Required Candidate profile 1 year of 4 years experience in NBFC or banking sectors in home loans, mortgage loans, or LAP, particularly in the DSA channel Knowledge of housing finance products Open Market - Field sales

We are hiring smart sales professional on the rolls of AU Bank for the profile of Sales officer & Business Manager in Micro Business Loan vertical Locations- Jaipur Interview Date - 25th -July-25 (Friday) Timing - 10. Am to 4 PM Interview Venue - AU Small Finance Bank, (A Scheduled Commercial Bank), AU Centre, 3rd Floor, Sunny Trade Centre, New Atish Market, Jaipur, Rajasthan 302019 Contact Person - Mr. Devender Upadhayay & Mr. Dhanraj Sharma-HR . Job Responsibilities: 100% achievement of the assigned targets for sales and collection. Doing Marketing activities, leafleting, Canopy. Identifying new source of business prospect and areas. Coordinating with prospective customer and existing customers for sourcing new business . Serving customer queries and Build up customer relationship and develop brand value in the market. Attending all the customer queries and providing resolution of their issues accordingly. Portfolio Management in Co-ordination with Operations & Collection department. Physical verification of customer's residence, business and any other asset crucial from credit point of view and taking photographs. Following BM/PM and senior instruction , coordinating with FI, Collection , Valuation , Legal team for getting the desired visits reports done . Visiting the customers for first FI and meeting, taking the seniors to the customer place for visit and verification. Physical Verification of credit related documents like ITR'S, Bank Statements, receipts, ledger etc. and the property documents- Doing OSV ( Original Seen and verified) of these documents. Preparing basic CAM (Credit Appraisal Memo). Taking reference check of customer from local market and existing customers. Following policies & procedure as laid down by the company. Portfolio Management and visit to delinquent cases, doing collection of EMIs of such delinquent cases in calibration with collection team. Awareness, maintaining and stopping the Early Delinquency , Nonstarter cases in portfolio, train the team in order to be goal oriented and action oriented, deciding for the treatment of such cases wisely. Maintaining least OTC / PDD pendency and timely clearance of the same. Ensure to maintain non RPDC portfolio , all cases of portfolio should be ACH. Maintaining and collection of fresh bouncing cases EMI with charges as mentioned in policy, try to correct the operational errors and get the 100% cases repayment in NON PDC mode. collection of fresh data from open marketing activities for tele calling and self sourcing . Following of the leads so generated from this data receiving from telemarketing team . Completing the documentation of the files , filling the agreements , formats and other formalities for the disbursement of the case . Clearing all queries coming from credit , OPS , Legal , Valuation . Timely submission of daily MIS and sourcing data to reporting authority . Providing true and fair opinion based on customer's interaction. Clearing all the queries of the customer and make sure to clear him final ROI , Fees , Charges , and all other terms of the case absolute terms . Should not involve in any financial/non-financial transaction with the customer. Maintaining good and decent behavior while dealing with the customer, visiting his property, shop , go down and specially while taking photos of the property and house and surrounding with permission of the customer. Conducting the customer reference checks with at most sincerity and maturity - so the goodwill of the client should not be hampered or no defame should be there . Be sure not to disclose any financial or personal information of the existing / new clients with any ( existing / prospective clients ) or to anybody whomsoever outside company. Desired Profile: Min- 3 Years to 10 Year of experience in sales Age- Max 40 Should be comfortable with smart phones and computers and able to execute the basic functions on both the platforms, good knowledge of local demographics, Bearing KYC , NOC from other institution ( if coming from another FI/ employer) Should be preferably from local area having geographical knowledge of the place Customer Focus, Integrity Inclination towards Action and Urgency, Dynamic Growth Hard Work and orientation towards detailing

We are currently seeking a highly motivated and dynamic individual to join our team in Rural Banking. We have scheduled an upcoming recruitment drive at our Vijayawada Regional Office to support the opening of our new branches in Andhra Pradesh: Vyyuru, Guduru, Jaggayypeta, Rajamundry, Kakinada, Eluru, Tuni, Vizag, Narasapuram Role/Job Title: Relationship Manager - Loan Against Property Function/Department: Rural Banking Job Purpose: To deliver a high-quality client service and customer retention. Enhance product sales and new client acquisition. Roles & Responsibilities: Identifying New Markets, must work towards attracting new customers and generating leads through local activities like organizing canopy activities/leaflet distribution/cold calling and etc. To service, the leads referred by sales front/cross/selling or other channels. To deliver a high-quality client service and customer retention approach to managing client relationships to enhance product sales and new client growth targets. Achieve agreed individual performance targets for income generation, product sales and new client growth targets. Login to disbursement completion, fulfilment, counselling, and handholding the customer through the entire process of sanction and disbursement. Ensuring that customer doesn't become a non-starter e.g. helping collections to recover EMIs in case of default. Building the relationship in the Market by meeting the Local Builders, Business communities and new channels. Education Qualification: Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 1 to 6 Years in NBFCs/Banking. For Mortgage Vertical (Loan Against Property) -Relationship Manager-Loan Against Property Interview Details- Address: IDFC First bank, 3RD&4TH FLOOR, H NO. 54-18-37, PLOT NO. 26, ITI COLLEGE ROAD, SRINAGAR BANK COLONY, VIJAYWADA, KRISHNA DISTRICT, ANDHRA PRADESH-520008, NTR 520008 Time: 10AM-4PM Date: 4 th Aug'25 Looking forward to seeing you there on 4th Aug'25 at Vijayawada regional office, Andhra Pradesh.

Role/Job Title: Associate Relationship Manager-Home loan / Loan against property Function/Department: Rural Banking Job Purpose: To deliver a high-quality client service and customer retention. Enhance product sales and new client acquisition. Roles & Responsibilities: Identifying New Markets, must work towards attracting new customers and generating leads through local activities like organizing canopy activities/leaflet distribution/cold calling and etc. To service, the leads referred by sales front/cross/selling or other channels. To deliver a high-quality client service and customer retention approach to managing client relationships to enhance product sales and new client growth targets. Achieve agreed individual performance targets for income generation, product sales and new client growth targets. Login to disbursement completion, fulfilment, counselling, and handholding the customer through the entire process of sanction and disbursement. Ensuring that customer doesn't become a non-starter e.g. helping collections to recover EMIs in case of default. Building the relationship in the Market by meeting the Local Builders, Business communities and new channels. Education Qualification: Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 0 to 2 Years in NBFCs/Banking. Locations : Vyyuru, Tadepallegudem, Mandapeta, Tanuku, Hanuman Junction, Nuzvidu, Gollapudi, Apply Link : https://careers.idfcfirstbank.com/in/en/job/IFBAINP179828ENIN/Associate-Relationship-Manager-HL

Sales Manager LAP Role Sell Loan against Property (LAP) products for the organization. Plan & execute the LAP strategy for the month/ quarter to ensure regional goals are over achieved. Identifying potential channel partners based on agreed profiles. and ensure tie up is in accordance with the business plan & SOPs Relationship management with DSA, connectors & individual concerns where business leads can come from Control & monitor distribution network, plan sales promotion activities Handling the documentation and supporting customers with building the application files - mitigating issues Working with support functions for optimum TAT and service delivery Feed backing to customers on loan status & resolution required Must have customer centricity and create a culture of customer satisfaction across all levels within the team. Maintaining database and MIS & reporting on a regular basis. Cross sell of Insurance and related products. Qualification & experience Applicant should be Graduate / MBA from a good institute. Specialisation in sales and marketing/ Finance Experience of 2 to 5 years in Sales. Age up to 30 yrs. Experience in selling LAP products Essential skills Excellent communication Ability to understand business financials & assess health of cases Relationship building & networking Internal stakeholder management Good analytical skills High on integrity Proficient in MS Office Excel, PowerPoint Nature of role Field based Individual contributor role no direct team reporting in to this role

Area Manager LAP Role Sell Loan against Property (LAP) products for the organization. Plan & execute the LAP strategy for the month/ quarter to ensure regional goals are over achieved. Identifying potential channel partners based on agreed profiles. and ensure tie up is in accordance with the business plan & SOPs Relationship management with DSA, connectors & individual concerns where business leads can come from Control & monitor distribution network, plan sales promotion activities Handling the documentation and supporting customers with building the application files - mitigating issues Working with support functions for optimum TAT and service delivery Feed backing to customers on loan status & resolution required Must have customer centricity and create a culture of customer satisfaction across all levels within the team. Maintaining database and MIS & reporting on a regular basis. Cross sell of Insurance and related products. Qualification & experience Applicant should be PGDM / MBA from a good institute. Specialisation in sales and marketing/ Finance Experience of 3 to 5 years in Sales. Age up to 35 yrs. Experience in selling LAP products Essential skills Excellent communication Ability to understand business financials & assess health of cases Relationship building & networking Internal stakeholder management Good analytical skills High on integrity Proficient in MS Office Excel, PowerPoint Nature of role Field based Team Handlin role- direct team reporting in to this role

1.Acquiring new clients as per the defined slabs in Micro housing loan vertical. 2.Cross sell Micro Housing Loans designed to cater to the needs of existing customers. 3. Leverage the existing relationships to promote and source the Housing Loan. Required Candidate profile 1. Manage an on-roll team of RO/RE/RM 2. Candidate must have experience of selling housing loans/LAP product and must have team handling experience 3. Can manage 3 to 5 branches

Role & responsibilities Sales Strategy and Execution: Developing and implementing sales plans to achieve business objectives, focusing on generating leads and converting them into sales. Team Leadership: Leading and motivating a team of sales professionals, providing guidance, training, and support to ensure team success and individual growth. Relationship Management: Building and maintaining strong relationships with key stakeholders, including customers, channel partners (like DSAs), and internal teams. Market Knowledge: Staying updated on market trends, competitor activities, and customer needs within the assigned territory. Sales Operations: Managing the sales process from lead generation to closure, ensuring smooth operations and adherence to company policies and procedures. Performance Monitoring: Tracking sales performance, analyzing data, and identifying areas for improvement to optimize sales strategies and team productivity

Sr. No Task performed 1 Identification and development of Channels 2 Supervision of Channels through regular visits 3 Possess database of all the schools, colleges, industries and potential bases for salaried business. 4 Create Awareness in the market through direct or indirect marketing activities 5 Tracks competition in terms of rates, proposals and policy. 6 Gathering and building on references. 7 Is constantly monitoring the quality of the portfolio and performance. 8 Provide regular updates and training to DSAs and channels on products and policies 9 Provide solutions to issues faced and thoughts which can lead to more business generation 10 Ensure payouts to channels are on-time and audited 11 Ensures visits to DSAs are regularly undertaken and reviews done. 12 Has a productive pipeline. 13 Builds and maintains a steady relationship with customers. 14 Attract channels which do business for other competitors 15 Weeding out of unproductive channels. 16 Ensure Login to conversion ratio is maintained at 60% 17 Ensuring 100% of the proposals are given LI 18 Have a concrete understanding of the Mortgage policy in terms of documents required, process to be followed. 19 Ensure all the cases are legally cleared before disbursing the case. 20 Ensure delinquency is within the norms and provide adequate support to the collection team as and when the need arises. 21 Identify and groom DSA / channels specializing in Salaried and Self Employed businesses. 22 Ensure delivery is spaced out through the month rather than accumulation towards month end. 23 Ensure all the documents are given at the time of login to help risk in taking a decision on the case 24 Pre-screening of documents before login. 25 Presenting cases for rate waivers and following on approvals 26 Ensure rejection percentage is below the threshold set. 27 Where required provide for re-look of rejected cases 28 Liaises with the risk team to do PD in every case 29 Meets atleast 3 new customers everyday. Expertise required/ Domain Knowledge: Channel sourcing exposure of High Ticket LAP product is preferred. Ticket size 4 Cr. To 20 Cr. No. of years of relevant experience: Minimum 5 years of experience in High Ticket LAP For Mumbai location please share resume on - Sumedh.Bhaskar@smfgindia.com For Pune location please share resume on - Sahil.Nakil1@smfgindia.com

Key Responsibilities: Bucket Management: Handle collections for the X Bucket of Two-Wheeler loan accounts (e.g., 60+ DPD) with focus on reducing delinquency and improving recovery rates. Team Management: Supervise and manage in-house and outsourced field collections teams; set targets, monitor performance, and provide necessary training/coaching. Agency & Vendor Coordination: Engage with collection agencies/vendors; monitor productivity and ensure adherence to compliance and process norms. Customer Interaction: Directly interact with customers wherever necessary to resolve disputes, negotiate settlements, and facilitate repayments. Data Analysis & Reporting: Analyze collection data, aging reports, and performance metrics. Share regular MIS reports with senior management. Compliance & Risk: Ensure all collections practices adhere to RBI guidelines, fair practices code, and internal compliance standards. Recovery Strategies: Develop and implement strategies for skip tracing, repossession (if applicable), and legal action for chronic defaulters.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location- Mumbai,Delhi,Pune,Bangalore,Hyderabad,Chennai

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location- Mumbai,Delhi,Pune,Bangalore,Hyderabad,Chennai

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals.o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales.o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategieso Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline Location - Mumbai,Delhi / NCR ,Pune,Bangalore,Hyderabad,Chennai

Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. Facilitate the development of new network/channel relationships so as to penetrate new markets and thereby increase business Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Facilitate the development of a robust business plan so as to improve the disbursal patterns. Ensure high quality Customer Service and good portfolio quality

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable) Location - Mumbai,Delhi / NCR ,Pune,Bangalore,Hyderabad,Chennai

- Sourcing from DSA , DST , Connecter as per experience - ROI - 11 % TO 13.5% - Ticket Size 5L to 3Cr -Call on : 7038700944 Required Candidate profile Only from Home loan, Lap ( Affordable ) - Only Sales

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

Job Responsibilities: Create and execute sales plans to achieve company goals in the assigned region. Evaluate performance, offer feedback, and organize training to enhance the team's abilities and output. Thanks & Regards Shilpa 9220272047

Key Responsibilities 1. Sales Leadership & Strategy Develop and execute sales strategies to achieve targets for secured business loans (e.g., Micro LAP). Lead and mentor a team of sales professionals to drive business growth. Monitor and report on sales performance and targets. 2. Client Acquisition & Relationship Management Identify and target potential clients for business loans through channel partners and open market sourcing. Build, retain, and maintain strong relationships with clients and channel partners to generate business. Location: mumbai,delhi,pune,bangalore,hyderabad,chennai