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Loan Executive

1 years

0 Lacs

India

Posted:3 weeks ago| Platform: GlassDoor logo

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Skills Required

documentation creditworthiness data reports compliance regulations underwriting service finance accounting lending communication negotiation software crm certification analysis multilingual

Work Mode

On-site

Job Type

Full Time

Job Description

Key Responsibilities : Evaluate loan applications and documentation for accuracy and completeness. Assess the creditworthiness of potential borrowers using financial data, credit reports, and internal criteria. Explain different types of loans and credit options to applicants. Guide clients through the loan process from application to closing. Ensure compliance with all banking regulations and internal policies. Maintain accurate records and update client files regularly. Meet or exceed loan sales targets and KPIs. Build and maintain relationships with clients to encourage repeat business and referrals. Collaborate with internal departments such as underwriting, customer service, and collections. Requirements : Bachelor’s degree in Finance, Accounting, Business Administration, or a related field. Proven experience in lending, banking, or a financial sales environment (typically 1–3 years). Strong knowledge of loan products and financial regulations. Excellent communication, interpersonal, and negotiation skills. Attention to detail and analytical thinking. Ability to work under pressure and meet deadlines. Preferred Skills : Knowledge of financial software systems (e.g., LOS, CRM tools). Certification in credit analysis or a related field (optional). Multilingual abilities (if relevant to the client base). Job Types: Full-time, Permanent Pay: ₹12,000.00 - ₹15,000.00 per month Benefits: Cell phone reimbursement Paid time off Provident Fund Supplemental Pay: Commission pay Performance bonus Yearly bonus Application Question(s): are you willing work in target based job Work Location: In person Speak with the employer +91 7799789895

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