Lead Analyst - TEV

CARE Analytics and Advisory Private Limited (CareEdge Advisory):

CareEdge Advisory is a wholly owned subsidiary of CARE Ratings Limited, India’s leading ratings agency. CareEdge Advisory provides credible, end-to-end ESG services to Corporates, Financials Institutions, Banks and Institutional Investors with business solutions which are tailored made, pragmatic and practically implementable.

https://careedgeadvisory.com/

Key Responsibilities

Banking & Institutional Liaisoning

• Establish, nurture, and manage strong professional relationships with Banks, FIs, and NBFCs at various levels.
• Act as the primary point of contact for discussions on lending, credit facilities, restructuring, and resolution of stressed assets.
• Liaise with lenders/investors to ensure smooth coordination and information flow for ongoing and new assignments.

Financial Modelling & Analysis

• Develop detailed financial models from scratch to evaluate project feasibility, debt capacity, and funding requirements.
• Review and validate financial models to ensure accuracy, robustness, and alignment with client and lender expectations.
• Conduct sensitivity analysis, cash flow projections, and scenario planning for decision-making.

Project & Sector Assessment

• Perform technical and financial due diligence of projects across multiple sectors.
• Stay updated on industry trends, sectoral performance, and emerging opportunities in conventional and new-age industries.
• Provide insights on sector dynamics, risks, and opportunities to support strategic decision-making.

Documentation & Reporting

• Prepare comprehensive appraisal reports, including Lenders’ Independent Engineer (LIE) reports, Techno-Economic Viability (TEV) studies, and other bank-specific reports.
• Draft and review Information Memorandums, Credit Appraisal Notes, Due Diligence reports, and other documentation required by lenders/investors.
• Ensure compliance with bank policies, regulatory requirements, and internal standards while preparing reports.

Client & Assignment Management

• Oversee multiple client engagements simultaneously, ensuring timely delivery of assignments.
• Collaborate with internal teams, clients, and lenders to drive assignments to successful closure within agreed timelines.
• Provide strategic advisory to clients on fund-raising, debt structuring, and restructuring of stressed assets.

Skills & Competencies

·      Strong relationship management and interpersonal skills with the ability to influence stakeholders.

·      Deep understanding of banking operations, credit policies, restructuring frameworks, and stressed asset resolution mechanisms.

·      Proven expertise in financial modelling, due diligence, credit appraisal, and legal documentation.

·      Strong analytical and problem-solving skills with attention to detail.

·      Proficiency in MS Office (Excel, PowerPoint, Word) and advanced financial analysis.

Experience & Education Qualification

·      B.Tech with MBA (Finance) from reputed institutes

·      CA / CFA with a bachelor’s degree in commerce, economics, or related fields.

·      Experience 4-5 years in project appraisal, DPR, LIE, restructuring and ASM

Preferred Sector Expertise

·      Core Industries: Steel, Chemicals, Power, Paper & Pulp, Textiles

·      Infrastructure: Roads, Transport, Renewables

·      Healthcare: Hospitals & allied services

Emerging Sectors: