Head of Credit

Head-Credit for a leading NBFC in Mumbai

We are a leading, professionally managed Recruitment organisation engaged in placements with MNCs & Indian Enterprises across diverse verticals. We conduct placements across various functions and throughout India.

We are partnering with a leading NBFC in Mumbai for an exciting leadership opportunity in Credit Management.

This role is ideal for someone with a strong track record in credit risk management with mid-sized NBFCs, banks, or FinTech organisations.

We are a leading, professionally managed Recruitment organisation engaged in placements with MNCs & Indian Enterprises across diverse verticals. We conduct placements across various functions and throughout India.

We are partnering with a leading NBFC in Mumbai for an exciting leadership opportunity in Credit Management.

This role is ideal for someone with a strong track record in credit risk management with mid-sized NBFCs, banks, or FinTech organisations.

KRAs:

1. Credit Strategy & Underwriting:

o Oversee credit policies, underwriting, and risk assessment for MSME lending.

o Ensure minimal delinquencies/NPAs with a proven track record of sound credit decisions.

2. Function Leadership:

o Build and scale a robust credit function, including digital lending/tech-based underwriting.

o Lead and mentor a pan-India team of credit officers.

3. Business Alignment:

o Balance risk with business growth objectives while maintaining compliance and ethical standards.

4. Stakeholder Collaboration:

o Work closely with business teams, demonstrating strong interpersonal and leadership skills.

Candidate Profile:

• Skills: Assertive, results-driven, collaborative leader with excellent communication.

• Traits: Self-starter, ethical, and adept at consensus-building.

1.MBAs / CAs 15-25 years in BFSI sector (Banks/NBFCs).

2.Credit Function: Minimum 8+ years (12+ years preferred) in credit underwriting/management.

3.Leadership: 3+ years (5+ years preferred) independently managing credit for SME/MSME lending in an NBFC/mid-sized bank (Indian private/PSU banks only).

4.Book Size: Managed loan portfolios of ₹1,500+ crores (₹2,500+ crores preferred).

5.Early Career: Initial experience in large financial institutions, followed by 5-10 years in NBFCs/mid-sized banks

6.Required experience in setting up and scaling Pan-India credit functions.

7.Proficiency in digital lending and technology-based credit approval or underwriting processes.

8 Exposure to both system-driven mid/large-sized companies, followed by start-ups or scale-ups

9.Team leadership

Our clients offer excellent salaries and opportunities for career growth.

If interested, please email your Resume to prakash@impsmanagement.com, referencing Credit, NBFC, Mumbai.