Head of Credit

Role Overview: As the Head of Credit at Malankara Multi State Co-Operative Credit Society, located in Trichur, your primary responsibility will be to oversee credit management, credit risk management, analytical tasks, finance-related duties, and portfolio management on a day-to-day basis. You will be leading the credit function and ensuring adherence to industry standards and best practices in the multi-state cooperative society. Key Responsibilities: - Manage credit management and credit risk management functions effectively - Utilize analytical skills to make informed decisions related to credit operations - Perform finance-related duties to ensure the financial health of the society - Oversee portfolio management activities to optimize performance - Demonstrate excellent problem-solving skills and attention to detail in all tasks - Thrive in a high-pressure environment and deliver results consistently Qualifications Required: - Proficiency in Credit Management and Credit Risk Management - Strong analytical skills to drive strategic decision-making - Bachelor's degree in Finance, Business, Economics, or related field - MBA degree preferred - Minimum of 15 years of experience in Credit Underwriting for Retail and SME segments - Fluency in Malayalam or the ability to understand the language is preferred - Experience in Banks and NBFCs is advantageous (Note: No additional company details were provided in the job description),