Head of Credit

Job Description

Moneybase is a multi-award-winning finance platform that allows individuals and businesses to easily manage all their financial needs, from daily payments and investments to treasury and wealth management. Moneybase forms part of Calamatta Cuschieri Moneybase plc, a leading diversified financial services group that founded the Maltese financial services industry in 1971. We are a team of 200 people spread across 3 core business lines namely Fintech, Investment services and Fund administration. Calamatta Cuschieri Moneybase plc is considered to be an innovator in the areas it operates in. We believe in the well being of our staff and in challenging the status quo to achieve excellence in everything we do. Moneybase is rapidly expanding in Malta, serving over 45,000 clients with a diverse range of investment, and payment solutions. As we strategically grow our product offerings, we're commited to innovation and client-focused solutions. Role Overview We are seeking a seasoned Head of Credit that will lead and shape the design, structuring, and rollout of our lending product suite. This role requires a professional with extensive experience in credit services, a keen mathematical mind, and deep regulatory knowledge to develop and deliver competitive lending solutions. Responsibilities: Spearhead the launch of the Credit offering, and take a leading role in shaping of the products, ensuring a smooth customer experience whilst meeting regulatory obligations Collaborate with internal teams and stakeholders to define clear and detailed business and technical requirements Lead financial modeling analysis that will influcence product specifications Provide strategic insights through detailed financial and risk assessments Form part of the credit committee Qualifications: At least 7 years’ experience in banking or lending, specifically in credit Strong background in financial modeling, analytics, and lending product structuring Comprehensive understanding of regulatory requirements related to credit and lending in Europe Proven ability to clearly communicate complex financial concepts to diverse stakeholders Remuneration We are committed to attracting and selecting top people to join our team. We are also committed to creating a workplace that encourages individual growth; we value our people and their well-being. What we offer: Health Insurance and fitness allowances Study Leave Fully paid sponsorship schemes for further studies Exposure to the very latest technologies Opportunities for career growth Opportunity to lead and influence significant product developments Variable bonus linked to KPI Visit our home page to see more about our company All Applications will be acknowledged and treated with maximum confidentiality “The enduring goal of Calamatta Cuschieri is that the composition of our workforce should reflect that of the communities in which we work.” Reference: CCMT02825