2191 Gold Loan Jobs - Page 16

Physical verification of Cash in hand, Foreign currency, and Gold packets as to its correctness with the Computer records. Checking of ornaments as to its quantity, weight, quality, and purity taken for pledge during the current gold inspection period. Random checking of gold packets as to its quantity, weight, quality, and purity for which gold inspections were done earlier. Verification of Gold Loan pledge/release documents and reporting of anomalies if any observed. Checking and reporting whether any overdue gold loans are re pledged under higher rate Verifying whether all the ornaments pledged under discharge scheme are solid ornaments, low purity and stoned ornaments are not accepted for pledge under discharge scheme Conducting handing over/Taking over of branch as and when required by the Management and sending reports of the same to HO. Reporting any discrepancies observed about the new & old packets checked Reporting of any observations/anomalies not rectified by the branch Immediate reporting of spurious ornaments found during the current Gold Inspection Sending various reports as required by the RM Dept. Verification of Gold Ornaments pledged by Pawn Brokers and given instruction to Branches strictly avoid it & verification of Gold Packets relating to registered letters returned.

Physical verification of Cash in hand, Foreign currency, and Gold packets as to its correctness with the Computer records. Checking of ornaments as to its quantity, weight, quality, and purity taken for pledge during the current gold inspection period. Random checking of gold packets as to its quantity, weight, quality, and purity for which gold inspections were done earlier. Verification of Gold Loan pledge/release documents and reporting of anomalies if any observed. Checking and reporting whether any overdue gold loans are re pledged under higher rate Verifying whether all the ornaments pledged under discharge scheme are solid ornaments, low purity and stoned ornaments are not accepted for pledge under discharge scheme Conducting handing over/Taking over of branch as and when required by the Management and sending reports of the same to HO. Reporting any discrepancies observed about the new & old packets checked Reporting of any observations/anomalies not rectified by the branch Immediate reporting of spurious ornaments found during the current Gold Inspection Sending various reports as required by the RM Dept. Verification of Gold Ornaments pledged by Pawn Brokers and given instruction to Branches strictly avoid it & verification of Gold Packets relating to registered letters returned.

Main Tasks (1) Physical verification of Gold Packets, Cash including Vault Cash and Foreign Currency as to its correctness with the system records. (2) Checking of ornaments as to its quantity, weight, quality and purity taken for pledge during the current gold inspection period. (3) Checking of greater than 5 months gold packets as to its quantity, weight, quality and purity for which gold inspections were done earlier. (4) Verification of Gold Loan pledge/release documents and reporting of anomalies if any observed. (5) Verifying whether the ornaments pledged under all schemes are solid ornaments and LP/SP ornaments are not accepted for pledge under any schemes. (6) Verification and reporting of any overdue gold loans, Low Purity and Spurious accounts are re-pledged or re-pledged under higher rate. (7) Verification of Documents and ornaments/coins for Swarnavarsham/Shwethavarsham Loans disbursed. (8) Verification of all Gold Loan related products/Packets, MSME Packets, Mahilamitra Loan Packets and Chitty Security Packets etc. (9) Conducting Handing over/Taking over of branch as and when required by the Management and sending reports of the same to BAI Dept. (10) Purity Index updation in the system (11) Verification and sealing of auction related packets. (12) Participating in the Gold Auction conducted in various branches as per the instruction from the Department Head (13) Conducting Special Inspection in Selected branches along with Internal Auditors as per instruction from HO Audit. (14) Verification of Bulk Pledge Packets, Balance Transfer Pledges, Doubtful Pledges as per the instruction from HOD. (15) Conducting Gurukul Training and Appraisal training to be given to Branch staff during Gold Inspection. (16) Other Key activities instructed by the Management on Demand. Areas Of Responsibility (1) Timely Reporting of discrepancies observed from the new & old packets Verification. (2) Reporting of observations/anomalies which are not rectified by the branch from the earlier inspections. (3) Immediate reporting of spurious ornaments found during the current Gold Inspection. (4) Verifying the each and every release of Gold Ornaments made during the period of inspection as the GI act as Joint Custodian during the period of audit. (5) Sending various reports as required by the BAI Dept. (6) Observing and reporting confidentially any malpractices made by the branch staff. (7) Reporting of acceptance for pledge certain type of ornaments like Cumbum chain, Karimani chain etc instructed not to be accepted for pledge by Management. (8) Verification of Gold Ornaments pledged by Pawn Brokers and give instruction to Branches to strictly avoid it & verification of Gold Packets relating to registered letters returned. Special Requirements - Compensation Band Based on Market Standards/Internal norms Entitlements As per policy Stake Holders MFL Staff, Group Company Staff Assets Required As per policy Career Progression As per policy Educational Qualification Minimum Graduation with 2-3 yrs of Gold Appraisal experience Preferred. Willing to Travel. Technical Qualification Basic Computer Knowledge, esp.MS Office applications mandatory Skills - Communication Skill Conversant in local language & English (proficiency in read, write and speak required)

Job Description A Job Specification 1 Company Name : Muthoot Fincorp Limited 2 Position / Designation : Cluster Credit Manager Secured & Unsecured Lending Business 3 Grade : D2 4 Employment Type : All Employment Type 5 Reporting to Designation & Grade : State Credit Manager Secured & Unsecured Lending Business 6 No. of Reportees, Designation & Grade : Credit Operations 7 Main Tasks & Areas of Responsibility : End to End Managing of Credit Shop at PAMAC which is Standardized/ central processing centre for All Branches Across India. Primarily leading a set of outsourced credit process staff working out our Vendor PAMAC in Chennai , leading them to process credit proposals send by Branches thru Finn One system. Proactively respond to the business requirements & challenges and support Branch Team to acquire Quality Portfolio To ensure FIRST TIME RIGHT of approvals , and Disbursement dockets submitted to Central Operations. Review Branch level/Area level delinquency against policy parameters , delinquencies and NPAs . Analytically capable to set up proper credit parameters in system and lead the credit process into more digitally driven Eco system. To liaison with Gold Loan Branches and Area Managers login quality , training and process initiative implementation. To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr. Management for addressing the unmet needs of the customer. Continuously work on process improvements with PAMAC and Branches . To effectively liaison with law authorities for resolving conflicts if any. To Build a Quality and Profitable Loan Portfolio. 8 Skills and Exposure : A result oriented individual with Positive Mental Attitude with Integrity, willing to put hard work. Proven ability to Work under Pressure with regard to TAT Adherence to laid down credit policies and suggest improvements if any. Atleast 5 years experience in underwriting role, with at least 3 years unsecured Lending experience in small mid ticket loans. Experience in Origination software like Finn one, risk tools like Perfios, Hunter, Karza is desirable. Strong understanding of appraising proposals from Lower & Middle Income MSME Customer Segments Excellent interpersonal and verbal communication skills Ability to Work & Deliver business targets under pressure Working knowledge of Collections/ Recoveries. Be Accountable for Portfolio Quality of the Location. 9 Special Requirements (If any) : Working knowledge of small ticket unsecured Business loans preferred. 10 Job Location / State : Chennai /TN. 11 Compensation Band : As per policy 12 Entitlements : As per policy 13 Stake Holders : Should be able to manage multiple stakeholders and collaborate with State, Zonal, National teams B 15 Educational Qualification / Technical Certification : Any UG/PG or MBA 16 Skill Sets : Unsecured Lending Credit experience. 17 Communication Skills : Good oral, written and presentation skills 18 Experience : 5+ years of overall experience 19 Behavioral Competencies : Uncompromising ethical standards and discipline expected 20 Other Requirements (If any) : -

Channel Head II Location: Bangalore Experience: 8-13 years Main Tasks Oversee the entire Gold Loan from Home end-to-end process and ensure a high level of customer satisfaction in their territory Responsible for business performance and profitability against stated targets and achievement of overall business goals in their territory Areas of Responsibility Monitor and Control: (i) Daily monitoring of critical parameters of performance; (ii) Implement and facilitate business development strategies Responsible for GLFH disbursal numbers and values targets Monitoring and ensuring Operational efficiency and Asset quality in GLFH by educating employees to adhere to systems & procedures Market study: Identify and assess market needs and market potential KRA Achievement of overall business goals Ensuring seamless operation of Gold Loan from Home including timely resolution of issues Establish and maintain a high level of customer satisfaction ExcitedSo are we! Apply now to be a part of our incredible workforce!

Job Description A Job Specification 1 Company Name : Muthoot Fincorp Limited 2 Position / Designation : Cluster Credit Manager Secured & Unsecured Lending Business 3 Grade : D2 4 Employment Type : All Employment Type 5 Reporting to Designation & Grade : State Credit Manager Secured & Unsecured Lending Business 6 No. of Reportees, Designation & Grade : Credit Operations 7 Main Tasks & Areas of Responsibility : End to End Managing of Credit Shop at PAMAC which is Standardized/ central processing centre for All Branches Across India. Primarily leading a set of outsourced credit process staff working out our Vendor PAMAC in Chennai , leading them to process credit proposals send by Branches thru Finn One system. Proactively respond to the business requirements & challenges and support Branch Team to acquire Quality Portfolio To ensure FIRST TIME RIGHT of approvals , and Disbursement dockets submitted to Central Operations. Review Branch level/Area level delinquency against policy parameters , delinquencies and NPAs . Analytically capable to set up proper credit parameters in system and lead the credit process into more digitally driven Eco system. To liaison with Gold Loan Branches and Area Managers login quality , training and process initiative implementation. To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr. Management for addressing the unmet needs of the customer. Continuously work on process improvements with PAMAC and Branches . To effectively liaison with law authorities for resolving conflicts if any. To Build a Quality and Profitable Loan Portfolio. 8 Skills and Exposure : A result oriented individual with Positive Mental Attitude with Integrity, willing to put hard work. Proven ability to Work under Pressure with regard to TAT Adherence to laid down credit policies and suggest improvements if any. Atleast 5 years experience in underwriting role, with at least 3 years unsecured Lending experience in small mid ticket loans. Experience in Origination software like Finn one, risk tools like Perfios, Hunter, Karza is desirable. Strong understanding of appraising proposals from Lower & Middle Income MSME Customer Segments Excellent interpersonal and verbal communication skills Ability to Work & Deliver business targets under pressure Working knowledge of Collections/ Recoveries. Be Accountable for Portfolio Quality of the Location. 9 Special Requirements (If any) : Working knowledge of small ticket unsecured Business loans preferred. 10 Job Location / State : Chennai /TN. 11 Compensation Band : As per policy 12 Entitlements : As per policy 13 Stake Holders : Should be able to manage multiple stakeholders and collaborate with State, Zonal, National teams B 15 Educational Qualification / Technical Certification : Any UG/PG or MBA 16 Skill Sets : Unsecured Lending Credit experience. 17 Communication Skills : Good oral, written and presentation skills 18 Experience : 5+ years of overall experience 19 Behavioral Competencies : Uncompromising ethical standards and discipline expected 20 Other Requirements (If any) : -

To Conduct internal Audit in all MFL Branches as per the program given from the Department. The job involves extensive traveling and confidentiality is to be maintained very strictly. Verification of Documents of Fixed Deposits/Secured Debentures and their interest payments Verification of Documents of Secured Loans/Part Withdrawals and theirinterest receipts Verification of Bank transactions and utilization of Cheque Verification of Gold Loan Notice Documents and utilization of stamps Verification Leave records and other Statutory records of Staff maintained by the branch Verification of Salary payment records of staff and recovery of excess payments, if any made Verification of Incentive payment records under various schemes to staff and recovery of excess payments, if any Verification of Reconciliation statements of HO/RO Accounts Verification of Gold Loan Documents i.e. Pledge & Release Documents Verification of Documents of Swarna varsham Loans disbursed Verification of various Daily, Weekly & Monthly Statements of Branch Vouching of various Receipts &Payments of Branch with Day Book Verification of authorization of various payments and Reporting of any unauthorized payments for which ex post facto approval is required Verification of Western Union money transfer documents Verification of Auction Documents Verification of various Registers/Records/Files to be maintained by the Branch as per the standing instructions and as per circulars issued from time to time.

A Job Specification 1 Company Name : MUTHOOT FINCORP LTD 2 Position / Designation : INTERNAL AUDITOR 3 Grade : B2 4 Department : INTERNAL AUDITOR & QUALITY ASSURANCE 5 Employment Type : Probation > Permanent 6 Reporting to Designation & Grade : MANAGER-AUDIT - INTERNAL AUDITOR & QUALITY ASSURANCE 7 Areas of Responsibility : To Conduct internal Audit in all MFL Branches as per the program given from the Department. The job involves extensive traveling and confidentiality is to be maintained very strictly. Verification of Documents of Fixed Deposits/Secured Debentures and their interest payments Verification of Documents of Secured Loans/Part Withdrawals and their interest receipts Verification of Bank transactions and utilization of Cheque Verification of Gold Loan Notice Documents and utilization of stamps Verification Leave records and other Statutory records of Staff maintained by the branch Verification of Salary payment records of staff and recovery of excess payments, if any made Verification of Incentive payment records under various schemes to staff and recovery of excess payments, if any Verification of Reconciliation statements of HO/RO Accounts Verification of Gold Loan Documents i.e. Pledge & Release Documents Verification of Documents of Swarna varsham Loans disbursed Verification of various Daily, Weekly & Monthly Statements of Branch Vouching of various Receipts &Payments of Branch with Day Book Verification of authorization of various payments and Reporting of any unauthorized payments for which ex post facto approval is required Verification of Western Union money transfer documents Verification of Auction Documents Verification of various Registers/Records/Files to be maintained by the Branch as per the standing instructions and as per circulars issued from time to time. 8 Job Location / State : Karnataka

A Job Specification 1 Company Name : MUTHOOT FINCORP LTD 2 Position / Designation : INTERNAL AUDITOR 3 Grade : B2 4 Department : INTERNAL AUDITOR & QUALITY ASSURANCE 5 Employment Type : Probation > Permanent 6 Reporting to Designation & Grade : MANAGER-AUDIT - INTERNAL AUDITOR & QUALITY ASSURANCE 7 Areas of Responsibility : To Conduct internal Audit in all MFL Branches as per the program given from the Department. The job involves extensive traveling and confidentiality is to be maintained very strictly. Verification of Documents of Fixed Deposits/Secured Debentures and their interest payments Verification of Documents of Secured Loans/Part Withdrawals and their interest receipts Verification of Bank transactions and utilization of Cheque Verification of Gold Loan Notice Documents and utilization of stamps Verification Leave records and other Statutory records of Staff maintained by the branch Verification of Salary payment records of staff and recovery of excess payments, if any made Verification of Incentive payment records under various schemes to staff and recovery of excess payments, if any Verification of Reconciliation statements of HO/RO Accounts Verification of Gold Loan Documents i.e. Pledge & Release Documents Verification of Documents of Swarna varsham Loans disbursed Verification of various Daily, Weekly & Monthly Statements of Branch Vouching of various Receipts &Payments of Branch with Day Book Verification of authorization of various payments and Reporting of any unauthorized payments for which ex post facto approval is required Verification of Western Union money transfer documents Verification of Auction Documents Verification of various Registers/Records/Files to be maintained by the Branch as per the standing instructions and as per circulars issued from time to time. 8 Job Location / State : Karnataka

To Conduct internal Audit in all MFL Branches as per the program given from the Department. The job involves extensive traveling and confidentiality is to be maintained very strictly. Verification of Documents of Fixed Deposits/Secured Debentures and their interest payments Verification of Documents of Secured Loans/Part Withdrawals and theirinterest receipts Verification of Bank transactions and utilization of Cheque Verification of Gold Loan Notice Documents and utilization of stamps Verification Leave records and other Statutory records of Staff maintained by the branch Verification of Salary payment records of staff and recovery of excess payments, if any made Verification of Incentive payment records under various schemes to staff and recovery of excess payments, if any Verification of Reconciliation statements of HO/RO Accounts Verification of Gold Loan Documents i.e. Pledge & Release Documents Verification of Documents of Swarna varsham Loans disbursed Verification of various Daily, Weekly & Monthly Statements of Branch Vouching of various Receipts &Payments of Branch with Day Book Verification of authorization of various payments and Reporting of any unauthorized payments for which ex post facto approval is required Verification of Western Union money transfer documents Verification of Auction Documents Verification of various Registers/Records/Files to be maintained by the Branch as per the standing instructions and as per circulars issued from time to time.

Responsibilities: * Lead regional growth through gold loan sales & biz dev. * Manage team, communicate effectively. * Drive revenue expansion in assigned region. * Report results to senior leadership.

Good News for Off Roll Employees -CHENNAI We are offering ONROLL Jobs - for Sales Officers-Gold Loan (Field Sales) for Chennai Location Conducting Walk-in Interviews on 4th July'25 (Friday-Tomorrow) @ NUNGABAKKAM from 10:00AM-3:00PM Position : Sales Officer/Territory Manager-GOLD LOAN(Field Sales) No.of openings: 45 Exp : min 1yr any product sales from BANKING /NBFC /INSURANCE / Financial Services Industry Salary :Upto 4LPA +Petrol Allowance+Incentives Qualification: ANY Degree If interested please call /share resume on 9705847421 . (Venue details will be shared to interested & suitable candidates ) Regards, Lakshmi

ESAF Small Finance Bank is Hiring!! Job Profile : Gold Loan Officer Vertical : Branch Banking Interested candidates may contact or WhatsApp: Ms.christina - 9072603435 Location: R aipur,Rajim,Rajnandgaon,Pakhanjore,Katghora,Bhatapara,Dhamdha,Ambikapur,Balrampur Criteria: Candidates having minimum 1 year of experience in Gold Loan Job Description - - Evaluate gold purity and weight to determine loan eligibility. - Process gold loan applications and maintain accurate records. - Ensure proper documentation and KYC compliance. - Manage daily transactions including disbursals and collections. - Promote gold loan products and achieve assigned targets. - Ensure safe custody of pledged gold. - Handle customer queries and provide excellent service. - Assist in audits and adhere to company policies and RBI guidelines.

Roles and Responsibilities Conduct gold appraisals at customer locations to assess the value of gold ornaments. Manage loan operations, including processing loan applications, disbursements, and repayments. Generate leads through various channels (field work) to acquire new customers for gold loans. Develop strong relationships with existing customers to increase repeat business and referrals. Ensure timely completion of tasks assigned by management while maintaining high levels of accuracy. Desired Candidate Profile 2-6 years of experience in Gold Loan industry or related field (appraisal, banking, finance). Strong knowledge of gold valuation techniques and market trends. Excellent communication skills for effective customer interaction during appraisals. Ability to work independently with minimal supervision in a fast-paced environment. Interested candidate Please do share you CV to : SSrinand.Balaji@axisbank.com Notice max 30- to 60 days , Immediate joiner & Both Male and Female are preferred.

Roles and Responsibilities Conduct gold appraisals at customer locations to assess the value of gold ornaments. Manage loan operations, including processing loan applications, disbursements, and repayments. Generate leads through various channels (field work) to acquire new customers for gold loans. Develop strong relationships with existing customers to increase repeat business and referrals. Ensure timely completion of tasks assigned by management while maintaining high levels of accuracy. Desired Candidate Profile 2-6 years of experience in Gold Loan industry or related field (appraisal, banking, finance). Strong knowledge of gold valuation techniques and market trends. Excellent communication skills for effective customer interaction during appraisals. Ability to work independently with minimal supervision in a fast-paced environment. Interested candidate Please do share you CV to : SSrinand.Balaji@axisbank.com Notice max 30- to 60 days , Immediate joiner & Both Male and Female are preferred.

Roles and Responsibilities Conduct gold appraisals at customer locations to assess the value of gold ornaments. Manage loan operations, including processing loan applications, disbursements, and repayments. Generate leads through various channels (field work) to acquire new customers for gold loans. Develop strong relationships with existing customers to increase repeat business and referrals. Ensure timely completion of tasks assigned by management while maintaining high levels of accuracy. Desired Candidate Profile 2-6 years of experience in Gold Loan industry or related field (appraisal, banking, finance). Strong knowledge of gold valuation techniques and market trends. Excellent communication skills for effective customer interaction during appraisals. Ability to work independently with minimal supervision in a fast-paced environment. Interested candidate Please do share you CV to : SSrinand.Balaji@axisbank.com Notice max 30- to 60 days , Immediate joiner & Both Male and Female are preferred.

WE RECRUITE FOR RELATIONSHIP OFFICER BANKING SALES EXECUTIVE: DESIGNATION: Relationship Officer LOCATION: Across Bangalore WORKING TIMINGS: 9:30am to 6:30pm WORKING DAYS: Monday to Saturday BENIFITS: Salary+Exciting Incentives+Provident Fund+Health Insurance JOB DECRIPTION: Handle existing bank customers for cross selling Calling customers and generating business from the given data Meeting customers in customer Places Collecting Documents and doing documentation in the given branch Achieving daily targets, weekly targets, monthly targets Giving updates to reporting manager in daily bases Contact;7259236093

Roles and Responsibilities Identify potential customers for Personal loans and cross-sell relevant products. Develop strong relationships with existing clients to increase repeat business and referrals. Conduct field visits to meet new prospects, understand their financial needs, and provide tailored loan solutions. Collaborate with internal teams to resolve customer queries and issues related to loan disbursement. Meet sales targets by acquiring new customers and increasing revenue growth.

graduate from any Stream min - 0.6 - 4 Y exp in sales with Good skills Open to travel Handle existing customers, build relationships, cross-sell financial products, and ensure post-sales service and comp. Fixed salary + Incentives PF Health Insurance

Senior Loan Manager Location: Bangalore Experience: 4 + Years What is Muthoot FinCorp ONE Muthoot FinCorp ONE , is a fintech startup, building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving Investment, Protection, and Remittance. Ou r products are designed to ensure a simple, reliable, and responsive financial environment for our customers. Envisioned to be the most trusted financial service provider, our app has an easy-to-use interface aimed to enhance user experience and comfortabl e navigation. Our promoter, Muthoot FinCorp Ltd., is one of the most reputed names in the Fintech industry and has the customers trust in diverse segments like Financial Services, Automotive, Hospitality, Alternate Energy, Real Estate, and Precious Metals . In our quest to build teams across diversified domains, we recently acquired Paymatrix, an award-winning start-up founded in 2016. It has helped us venture into rent and rent-related payments and other vendor payments using credit cards. Currently, we are working on transforming Paymatrix into a Virtual POS platform. Muthoot FinCorp ONE believes in an ownership driven startup culture, where cumulative success is paramount, and each team member is valued and nurtured. What can you expect Build the future, Today - Build for scale in an ever-expanding marketplace Attractive compensa tion with wealth- building ESOPs - Attractive salaries and benefits Perks other benefits - Wholesome well-being and personal satisfaction Work with the brightest minds in the industry - Premium colleges, great pedigree and amazing teams Dy namic work environment: Stable yet exciting - Constant challenges that test the best in you Fast-paced growth - Wide exposure, and terrific mentors to accelerate professional growth Main Task : Serve Gold Loan from Home customers by handling the end-to-end transactions, while ensuring the customer gets the most optimal service. Source new customers through BTL marketing and customer calling. Team Management. Business development: Involves actively in marketing and business development aspects on field Assists gold loan managers/GLFH in lead generations, BTL marketing. Areas of Responsibility : Ensuring the customer gets the most optimal service and completing the end-to-end GLFH transaction Promptly travel to and from the customers home while safely handling the gold in transit Carry out GLFH transaction while strictly adhering to process and policies Maintain high level of customer satisfaction Gold appraisal Generating leads for GLFH By conducting BTL marketing Call inactive and other prospective customers Responsible for conversion of leads generated KRA: Adherence of timeliness (fulfilling the appointment within a specified time) Proper adherence to process and policies to facilitate smooth functioning of GLFH (zero spurious) Quality of service Number of leads generated through customer visit/calls and conversion % ExcitedSo are we! Apply now to be a part of our incredible workforce!

JOB DESCRIPTION A Job Speci cation 1 Company Name : Muthoot Fincorp Ltd. 2 Position/Designation : Business Development Executive 3 Grade : B2 4 Department : BRANCH 5 Sub Department (if any) : N/A-Sub Department 6 Employment Type : Probationer B Job Role 1 Job Role : Branch Business Development 2 Reporting to - Designation and Grade : Branch Manager 3 No Of Reportees : 4 Main Tasks : Increase the Branch business 1.Field Marketing. 2.Generate Leads on daily basis. 3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party. 5 Areas of Responsibility : 1.Achieve Monthly Sales Target. 2.Cross selling and up selling of third Party and group products to Gold Loan customers. 3.Adhere to lending norms and maintain integrity in customer transactions. 4.Support the branch in interest collection. 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA. 6 Special Requirements (if any) : Graduate/Post Graduate. 7 Compensation Band : Based on Market Standards/Internal norms 8 Entitlements : As per policy 9 Stake Holders : MFL Sta , Group Company Sta , Customers 10 Assets Required : As per policy 11 Career Progression : Null Personal Speci cation 12 Educational Quali cation : Graduate (minimum) 13 Technical Certi cation : Basic Computer Knowledge, esp.MS O ce applications mandatory. MS Excel preferable. 14 Skill Sets : Sales orientation. Good communication skills. Outgoing and confident. Problem solving capabilities, Result oriented, Proactive, Creative, and innovative, Perseverance, Flexibility, Pleasant and Smart, Integrity, Effective, Team player. And Empathetic 15 Communication Skills : Conversant in local language and English 16 Total Field Sales Experience : 1Year(s)0 Month(s) 17 Behavioral Competencies : NA 18 Other Requirements (if any) : Null 19 Remarks : C Approvals 24 Prepared by (Name/Designation/ Date) : 25 Approved by (Name/Designation/ Date) : Need to be a Team player. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments live Organizational values. MFL/HR/JD/V1.0@2014 Not for External Circulation FLN

JOB DESCRIPTION A Job Speci cation 1 Company Name : Muthoot Fincorp Ltd. 2 Position/Designation : Business Development Executive 3 Grade : B2 4 Department : BRANCH 5 Sub Department (if any) : N/A-Sub Department 6 Employment Type : Probationer B Job Role 1 Job Role : Branch Business Development 2 Reporting to - Designation and Grade : Branch Manager 3 No Of Reportees : 4 Main Tasks : Increase the Branch business 1.Field Marketing. 2.Generate Leads on daily basis. 3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party. 5 Areas of Responsibility : 1.Achieve Monthly Sales Target. 2.Cross selling and up selling of third Party and group products to Gold Loan customers. 3.Adhere to lending norms and maintain integrity in customer transactions. 4.Support the branch in interest collection. 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA. 6 Special Requirements (if any) : Graduate/Post Graduate. 7 Compensation Band : Based on Market Standards/Internal norms 8 Entitlements : As per policy 9 Stake Holders : MFL Sta , Group Company Sta , Customers 10 Assets Required : As per policy 11 Career Progression : Null Personal Speci cation 12 Educational Quali cation : Graduate (minimum) 13 Technical Certi cation : Basic Computer Knowledge, esp.MS O ce applications mandatory. MS Excel preferable. 14 Skill Sets : Sales orientation. Good communication skills. Outgoing and confident. Problem solving capabilities, Result oriented, Proactive, Creative, and innovative, Perseverance, Flexibility, Pleasant and Smart, Integrity, Effective, Team player. And Empathetic 15 Communication Skills : Conversant in local language and English 16 Total Field Sales Experience : 1Year(s)0 Month(s) 17 Behavioral Competencies : NA 18 Other Requirements (if any) : Null 19 Remarks : C Approvals 24 Prepared by (Name/Designation/ Date) : 25 Approved by (Name/Designation/ Date) : Need to be a Team player. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments live Organizational values. MFL/HR/JD/V1.0@2014 Not for External Circulation FLN

JOB DESCRIPTION A Job Speci cation 1 Company Name : Muthoot Fincorp Ltd. 2 Position/Designation : Business Development Executive 3 Grade : B2 4 Department : BRANCH 5 Sub Department (if any) : N/A-Sub Department 6 Employment Type : Probationer B Job Role 1 Job Role : Branch Business Development 2 Reporting to - Designation and Grade : Branch Manager 3 No Of Reportees : 4 Main Tasks : Increase the Branch business 1.Field Marketing. 2.Generate Leads on daily basis. 3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party. 5 Areas of Responsibility : 1.Achieve Monthly Sales Target. 2.Cross selling and up selling of third Party and group products to Gold Loan customers. 3.Adhere to lending norms and maintain integrity in customer transactions. 4.Support the branch in interest collection. 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA. 6 Special Requirements (if any) : Graduate/Post Graduate. 7 Compensation Band : Based on Market Standards/Internal norms 8 Entitlements : As per policy 9 Stake Holders : MFL Sta , Group Company Sta , Customers 10 Assets Required : As per policy 11 Career Progression : Null Personal Speci cation 12 Educational Quali cation : Graduate (minimum) 13 Technical Certi cation : Basic Computer Knowledge, esp.MS O ce applications mandatory. MS Excel preferable. 14 Skill Sets : Sales orientation. Good communication skills. Outgoing and confident. Problem solving capabilities, Result oriented, Proactive, Creative, and innovative, Perseverance, Flexibility, Pleasant and Smart, Integrity, Effective, Team player. And Empathetic 15 Communication Skills : Conversant in local language and English 16 Total Field Sales Experience : 1Year(s)0 Month(s) 17 Behavioral Competencies : NA 18 Other Requirements (if any) : Null 19 Remarks : C Approvals 24 Prepared by (Name/Designation/ Date) : 25 Approved by (Name/Designation/ Date) : Need to be a Team player. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments live Organizational values. MFL/HR/JD/V1.0@2014 Not for External Circulation FLN

JOB DESCRIPTION A Job Speci cation 1 Company Name : Muthoot Fincorp Ltd. 2 Position/Designation : Senior Business Development Executive 3 Grade : JM3(60) 4 Department : BRANCH 5 Sub Department (if any) : N/A-Sub Department 6 Employment Type : Probationer B Job Role 1 Job Role : Senior Branch Business Development 2 Reporting to - Designation and Grade : Branch Manager 3 No Of Reportees : 4 Main Tasks : Increase the Branch business 1.Field Marketing. 2.Generate Leads on daily basis. 3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party. 5 Areas of Responsibility : 1.Achieve Monthly Sales Target. 2.Cross selling and up selling of third Party and group products to Gold Loan customers. 3.Adhere to lending norms and maintain integrity in customer transactions. 4.Support the branch in interest collection. 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA. 6 Special Requirements (if any) : Graduate/Post Graduate. 7 Compensation Band : Based on Market Standards/Internal norms 8 Entitlements : As per policy 9 Stake Holders : MFL Sta , Group Company Sta , Customers 10 Assets Required : As per policy 11 Career Progression : Null Personal Speci cation 12 Educational Quali cation : Graduate (minimum) 13 Technical Certi cation : Basic Computer Knowledge, esp.MS O ce applications mandatory. MS Excel preferable. 14 Skill Sets : Sales orientation. Good communication skills. Outgoing and confident. Problem solving capabilities, Result oriented, Proactive, Creative, and innovative, Perseverance, Flexibility, Pleasant and Smart, Integrity, Effective, Team player. And Empathetic 15 Communication Skills : Conversant in local language and English 16 Total Field Sales Experience : 1Year(s)0 Month(s) 17 Behavioral Competencies : NA 18 Other Requirements (if any) : Null 19 Remarks : C Approvals 24 Prepared by (Name/Designation/ Date) : 25 Approved by (Name/Designation/ Date) : Need to be a Team player. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments live Organizational values. MFL/HR/JD/V1.0@2014 Not for External Circulation FLN

JOB DESCRIPTION A Job Speci cation 1 Company Name : Muthoot Fincorp Ltd. 2 Position/Designation : Business Development Executive 3 Grade : B2 4 Department : BRANCH 5 Sub Department (if any) : N/A-Sub Department 6 Employment Type : Probationer B Job Role 1 Job Role : Branch Business Development 2 Reporting to - Designation and Grade : Branch Manager 3 No Of Reportees : 4 Main Tasks : Increase the Branch business 1.Field Marketing. 2.Generate Leads on daily basis. 3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party. 5 Areas of Responsibility : 1.Achieve Monthly Sales Target. 2.Cross selling and up selling of third Party and group products to Gold Loan customers. 3.Adhere to lending norms and maintain integrity in customer transactions. 4.Support the branch in interest collection. 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA. 6 Special Requirements (if any) : Graduate/Post Graduate. 7 Compensation Band : Based on Market Standards/Internal norms 8 Entitlements : As per policy 9 Stake Holders : MFL Sta , Group Company Sta , Customers 10 Assets Required : As per policy 11 Career Progression : Null Personal Speci cation 12 Educational Quali cation : Graduate (minimum) 13 Technical Certi cation : Basic Computer Knowledge, esp.MS O ce applications mandatory. MS Excel preferable. 14 Skill Sets : Sales orientation. Good communication skills. Outgoing and confident. Problem solving capabilities, Result oriented, Proactive, Creative, and innovative, Perseverance, Flexibility, Pleasant and Smart, Integrity, Effective, Team player. And Empathetic 15 Communication Skills : Conversant in local language and English 16 Total Field Sales Experience : 1Year(s)0 Month(s) 17 Behavioral Competencies : NA 18 Other Requirements (if any) : Null 19 Remarks : C Approvals 24 Prepared by (Name/Designation/ Date) : 25 Approved by (Name/Designation/ Date) : Need to be a Team player. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments live Organizational values. MFL/HR/JD/V1.0@2014 Not for External Circulation FLN