2191 Gold Loan Jobs - Page 15

Manage customers and ensure satisfaction Build and maintain client relationships Drive business growth through the team Lead and motivate the sales and marketing team Develop and implement sales strategies Monitor sales targets and team performance Required Candidate profile Any graduate with min 1 year of sales exp Good communications skills Convincing Power Understanding of client requirement Contact - Brijesh@theinfinityspace.com. HR Brijesh -92743 79428 Perks and benefits Full Time On Roll Medical benefits Career Growth

Manage customers and ensure satisfaction Build and maintain client relationships Drive business growth through the team Lead and motivate the sales and marketing team Develop and implement sales strategies Monitor sales targets and team performance Required Candidate profile Any graduate with min 1 year of sales exp Good communications skills Convincing Power Understanding of client requirement Contact - Janvi.n@theinfinityspace.com. HR Janvi- 884 9405064 Perks and benefits Full Time On Roll Medical benefits Career Growth

We are hiring fresher 12th pass Sales Officer for Durgapur. Roles and Responsibilities Identify potential customers for business loans, personal loans, and lending services through field sales activities. Conduct meetings with clients to understand their financial needs and provide customized loan solutions. Develop strong relationships with existing customers to increase repeat business and referrals. Meet monthly targets set by the organization for new loan disbursements and customer acquisition. Salary - Fresher 12th pass - 10k-10.5k Nth +PF+ESIC+Incentives. Male & female both can apply. Experience are also welcome. Bike/ Scotty Must. Location - Durgapur( Benachity ) For more details call Somnath Sir 8617638967 (Monday to Saturday)(10:00a.m-7:00p.m) Reference - Sarmistha TA Team.

Invite for Interview, Date: 18-07-2025 Experience: 1 to 5 years Maximum Age : 32 Years Annual CTC: Rs 2,00,000 to 5,00,000 + Quarterly Incentives+ Petrol Allowances Location : Mumbai All Areas Vacancies for the following post- 1. Business Development Officer 2. Business Development Manager 3. Gold Loan Officer Your Job Role Fitment: As per the interview panel decision based on your overall experience, Interview performance, and the current role you are handling Note: #Candidates should be Graduate in regular stream is must with relevant experience in mentioned domain and can join us at the earliest. # Kindly do not pay any money to any person on behalf of ESAF Small Finance Bank for job offers. Interested candidates can share their CV on below WhatsApp no Ms Chanchal Purohit 9072603438

Invite for Interview, Date: 09-07-2025 Experience: 1 to 5 years Maximum Age : 32 Years Annual CTC: Rs 2,00,000 to 5,00,000 + Quarterly Incentives+ Petrol Allowances Location : Pune DP Road & Kharadi Vacancies for the following post- 1. Business Development Officer 2. Business Development Manager 3. Gold Loan Officer Your Job Role Fitment: As per the interview panel decision based on your overall experience, Interview performance, and the current role you are handling Note: #Candidates should be Graduate in regular stream is must with relevant experience in mentioned domain and can join us at the earliest. # Kindly do not pay any money to any person on behalf of ESAF Small Finance Bank for job offers. Interested candidates can share their CV on below WhatsApp no Ms Chanchal Purohit 9072603438

Is responsible for driving sales and revenue growth by acquiring new customers and cross-selling other financial products, while also maintaining strong relationships with existing clients.

India's leading asset-backed, digital lending fintech platform, Rupeek is hiring for Relationship Manager across Mumbai(All Areas ) Job Title: Territory Manager Education: Bachelors degree (Graduation) Experience: Minimum 5 years of experience in sales and operations management, with at least 2 years in a team-leading role. . Key Responsibilities : Business Development: Drive revenue generation by implementing effective sales and retention strategies to achieve AUM targets in the territory. Operations Management: Oversee and ensure smooth day-to-day operations of the branch, adhering to operational guidelines and compliance standards. Recruitment of Frontline Employees: Identify staffing needs, recruit talented individuals, and build a high-performing team of frontline employees. Training and Nurturance: Provide training, mentoring, and ongoing support to frontline employees to enhance their skills, product knowledge, and customer service abilities . Risk and Audit and Compliance Adherence: Implement risk management protocols, ensure compliance with internal policies and external regulations, and conduct periodic audits to maintain a secure and compliant environment. Ensure adherence to regulatory and compliance requirements at all times, maintaining the highest standards of ethical conduct. Liaising with Lending Partner Banks: Foster strong relationships with lending partner banks, collaborate on business strategies, and ensure seamless communication and cooperation. Cross-Selling of Third-Party Products: Identify opportunities for cross-selling various third-party products to customers, increasing revenue and enhancing the customer experience. Building Rupeek Business Partners and DSA Channel: Establish and nurture partnerships with local businesses and develop a robust DSA channel to drive business growth. Reporting and Analysis: Prepare regular reports on business performance, monitor key metrics, analyze trends, and make data-driven decisions to improve operational efficiency and effectiveness. Essential Skills : Excellent leadership and team management skills, with the ability to motivate and inspire a diverse team. In-depth knowledge of loan products, lending processes, and regulatory frameworks. Strong analytical and problem-solving abilities, with a keen eye for detail. Excellent communication, negotiation, and relationship-building skills. Ability to work in a fast-paced, target-driven environment and adapt to changing market conditions. Demonstrated ability to handle multiple priorities and meet deadlines effectively. Ability to do demand generation in the market and build offline channels. Should be good at relationship management across various stakeholders (Customer, Channel partner, Internal team, cross functional) Local language proficiency and geography knowledge are preferred . Ideal Persona: Should be a graduate or above in any stream. Minimum 5 years of experience in sales and operations management, with at least 2 years in a team-leading role. Candidates from BFSI/Fintech would be an ideal fit Strong background in the BFSI lending business is highly preferred. Proven track record of achieving sales targets and driving business growth. Why Join Us: Be part of a fast-paced and innovative environment where you can make a direct impact on the companys growth. Competitive compensation and benefits package, with opportunities for professional growth and development. Work with a talented and ambitious team that is driving innovation in the financial services industry. If you are interested to join our organization, Kindly share your resume at jaie.more@rupeek.com

graduate from any Stream min - 0.6 - 4 Y exp in sales with Good skills Open to travel Handle existing customers, build relationships, cross-sell financial products, and ensure post-sales service and comp. Fixed salary + Incentives PF Health Insurance

Role & responsibilities: Gold loan processing and disbursement of loan handel a branch Preferred candidate profile: Specify required role expertise, previous job experience, or relevant certifications.

Branch Gold Loan Officer INTERNAL USAGE: (to be removed before publishing externally) No. of Vacancies: Manager: Branch Operations Head Is a Team leader? N Team Size: 0 Grade: Officer, AM, DM Business: Rural Lending Department: Rural Lending Gold Sub - Department: NA Location: - About Branch Banking With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services About the Role Gold Loan Officer is responsible for Gold Loan Operations in the branch. Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory. Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and minimal attrition. Process and Compliance To achieve the highest level of operational and compliance superiority along with top line numbers. Key Responsibilities To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel. To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team. Qualifications Optimal qualification for success on the job is: Graduate/ MBA (Marketing) preferred from a recognized institute. 2-4 years of relevant work experience (preferably NBFC). Role Proficiencies: For successful execution of the job, a candidate should possess: Proven work experience in branch banking or channel sales Solid Relationship Building Skills with experince of channel sales, team management Strong problem solving skills and willingness to roll up one s sleeves to get the job Skilled at working effectively with cross functional teams in a matrix organization Excellent written and verbal communication skills"

Branch Gold Loan Officer INTERNAL USAGE: (to be removed before publishing externally) No. of Vacancies: Manager: Branch Operations Head Is a Team leader? N Team Size: 0 Grade: Officer, AM, DM Business: Rural Lending Department: Rural Lending Gold Sub - Department: NA Location: - About Branch Banking With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services About the Role Gold Loan Officer is responsible for Gold Loan Operations in the branch. Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory. Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and minimal attrition. Process and Compliance To achieve the highest level of operational and compliance superiority along with top line numbers. Key Responsibilities To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel. To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team. Qualifications Optimal qualification for success on the job is: Graduate/ MBA (Marketing) preferred from a recognized institute. 2-4 years of relevant work experience (preferably NBFC). Role Proficiencies: For successful execution of the job, a candidate should possess: Proven work experience in branch banking or channel sales Solid Relationship Building Skills with experince of channel sales, team management Strong problem solving skills and willingness to roll up one s sleeves to get the job Skilled at working effectively with cross functional teams in a matrix organization Excellent written and verbal communication skills"

Branch Gold Loan Officer INTERNAL USAGE: (to be removed before publishing externally) No. of Vacancies: Manager: Branch Operations Head Is a Team leader? N Team Size: 0 Grade: Officer, AM, DM Business: Rural Lending Department: Rural Lending Gold Sub - Department: NA Location: - About Branch Banking With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services About the Role Gold Loan Officer is responsible for Gold Loan Operations in the branch. Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory. Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and minimal attrition. Process and Compliance To achieve the highest level of operational and compliance superiority along with top line numbers. Key Responsibilities To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel. To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team. Qualifications Optimal qualification for success on the job is: Graduate/ MBA (Marketing) preferred from a recognized institute. 2-4 years of relevant work experience (preferably NBFC). Role Proficiencies: For successful execution of the job, a candidate should possess: Proven work experience in branch banking or channel sales Solid Relationship Building Skills with experince of channel sales, team management Strong problem solving skills and willingness to roll up one s sleeves to get the job Skilled at working effectively with cross functional teams in a matrix organization Excellent written and verbal communication skills"

Experience: 1 to 5 years Maximum Age : 35 Years Interview Date : 09/07/2025 Vacancies for the following post- 2. ASSISTANT BRANCH HEAD 1. RM HNI 2. GOLD LOAN OFFICER 4. TELLER 3. BUSINESS DEVELOPMENT OFFICER Note: #Candidates should be Graduate in regular stream is must with relevant experience in mentioned domain and can join us at the earliest. # Kindly do not pay any money to any person on behalf of ESAF Small Finance Bank for job offers. Interested candidates can share their CV on below WhatsApp no Mr. ABIEL : 8714084222 NICY : 8138801523

Greetings from HDB Financial services Urgent Requirement We are hiring for sales officer for below location Chennai, Tirunelveli, Thanjavur, Trichy, Villupuram,Erode, Roles and Responsibilities Generate leads through various channels such as DSA, Field Sales, and referrals. Conduct cold calls to potential customers to promote Gold Loans, Business Loans, Personal Loans, and Unsecured Loans. Identify customer needs and provide tailored solutions for their financial requirements. Meet sales targets set by the organization on a monthly basis. Maintain accurate records of customer interactions and transactions.

Responsibilities: Responsible for overall branch operations,performance & profitability of the branch. Drive & participate in field-marketing activities of various financial products along with the team to improve brand visibility Plan,conduct & monitor the branch & field level marketing activities to ensure health pipeline of leads resulting into business conversion & branch growth Focus on customer engagement for new customer acquisitions & retainment of old customers Conducting error free valuation & appraisal of gold ornaments being pledged in branch with correct weight & purity assessment as per company policy and auditory compliance Joint custodian of the Vault with responsibility of safekeeping of of pledged securities as per company policies Responsible for keeping NPAs in control through strong follow-ups from the customers for interest collections Good planning abilities are required for smooth functioning of the branch & for developing cohesiveness within the company and co-workers. Hiring, coaching, mentoring and training employees and providing them with timely feedback on their performance Maintaining quality & performance of the business, preparing various reports of the same and take necessary actions for growth of business in branch Increase Gold Loan business, plus various other third-party products i.e., NCDs, Gold Coins sale etc. Responsible for keeping NPAs in control through strong follow-ups from the customers for interest collections. Responsible for correct valuation & maintenance of 100% process compliance at branch. Manage error free valuation & appraisal of gold ornaments being pledged in branch with correct weight & purity assessment as per company policy and auditory compliance. Required Qualifications and Experience Education & Skill Qualifications: 4-7 years of relevant experience required. Bachelor s Degree/Post-graduation Degree preferred. Previous experience in gold loan banking, gold loan products, management or client service preferred. Consistently demonstrates clear and concise written and verbal communication skills.

Branch Gold Loan Officer INTERNAL USAGE: (to be removed before publishing externally) No. of Vacancies Manager Branch Operations Head Is a Team leader? N Team Size 0 Grade Officer, AM, DM Business Rural Lending Department Rural Lending Gold Sub - Department NA Location - About Branch Banking With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services About the Role Gold Loan Officer is responsible for Gold Loan Operations in the branch. Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory. Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and minimal attrition. Process and Compliance To achieve the highest level of operational and compliance superiority along with top line numbers. Key Responsibilities To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel. To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team. Qualifications Graduate/ MBA (Marketing) preferred from a recognized institute. 2-4 years of relevant work experience (preferably NBFC). Role Proficiencies For successful execution of the job, a candidate should possess: Proven work experience in branch banking or channel sales Solid Relationship Building Skills with experince of channel sales, team management Strong problem solving skills and willingness to roll up one s sleeves to get the job Skilled at working effectively with cross functional teams in a matrix organization Excellent written and verbal communication skills"

Roles and Responsibilities Conduct gold appraisals at customer locations to assess the value of gold ornaments. Manage loan operations, including processing loan applications, disbursements, and repayments. Generate leads through various channels (field work) to acquire new customers for gold loans. Develop strong relationships with existing customers to increase repeat business and referrals. Ensure timely completion of tasks assigned by management while maintaining high levels of accuracy. Desired Candidate Profile 2-6 years of experience in Gold Loan industry or related field (appraisal, banking, finance). Strong knowledge of gold valuation techniques and market trends. Excellent communication skills for effective customer interaction during appraisals. Ability to work independently with minimal supervision in a fast-paced environment. Interested candidate Please do share you CV to : SSrinand.Balaji@axisbank.com Notice max 30- to 60 days , Immediate joiner & Both Male and Female are preferred.

Roles and Responsibilities Conduct gold appraisals at customer locations to assess the value of gold ornaments. Manage loan operations, including processing loan applications, disbursements, and repayments. Generate leads through various channels (field work) to acquire new customers for gold loans. Develop strong relationships with existing customers to increase repeat business and referrals. Ensure timely completion of tasks assigned by management while maintaining high levels of accuracy. Desired Candidate Profile 2-6 years of experience in Gold Loan industry or related field (appraisal, banking, finance). Strong knowledge of gold valuation techniques and market trends. Excellent communication skills for effective customer interaction during appraisals. Ability to work independently with minimal supervision in a fast-paced environment. Interested candidate Please do share you CV to : SSrinand.Balaji@axisbank.com Notice max 30- to 60 days , Immediate joiner & Both Male and Female are preferred.

Roles and Responsibilities Conduct gold appraisals at customer locations to assess the value of gold ornaments. Manage loan operations, including processing loan applications, disbursements, and repayments. Generate leads through various channels (field work) to acquire new customers for gold loans. Develop strong relationships with existing customers to increase repeat business and referrals. Ensure timely completion of tasks assigned by management while maintaining high levels of accuracy. Desired Candidate Profile 2-6 years of experience in Gold Loan industry or related field (appraisal, banking, finance). Strong knowledge of gold valuation techniques and market trends. Excellent communication skills for effective customer interaction during appraisals. Ability to work independently with minimal supervision in a fast-paced environment. Interested candidate Please do share you CV to : SSrinand.Balaji@axisbank.com Notice max 30- to 60 days , Immediate joiner & Both Male and Female are preferred.

Roles and Responsibilities Conduct gold appraisals at customer locations to assess the value of gold ornaments. Manage loan operations, including processing loan applications, disbursements, and repayments. Generate leads through various channels (field work) to acquire new customers for gold loans. Develop strong relationships with existing customers to increase repeat business and referrals. Ensure timely completion of tasks assigned by management while maintaining high levels of accuracy. Desired Candidate Profile 2-6 years of experience in Gold Loan industry or related field (appraisal, banking, finance). Strong knowledge of gold valuation techniques and market trends. Excellent communication skills for effective customer interaction during appraisals. Ability to work independently with minimal supervision in a fast-paced environment. Interested candidate Please do share you CV to : SSrinand.Balaji@axisbank.com Notice max 30- to 60 days , Immediate joiner & Both Male and Female are preferred.

Roles and Responsibilities Conduct gold appraisals at customer locations to assess the value of gold ornaments. Manage loan operations, including processing loan applications, disbursements, and repayments. Generate leads through various channels (field work) to acquire new customers for gold loans. Develop strong relationships with existing customers to increase repeat business and referrals. Ensure timely completion of tasks assigned by management while maintaining high levels of accuracy. Desired Candidate Profile 2-6 years of experience in Gold Loan industry or related field (appraisal, banking, finance). Strong knowledge of gold valuation techniques and market trends. Excellent communication skills for effective customer interaction during appraisals. Ability to work independently with minimal supervision in a fast-paced environment. Interested candidate Please do share you CV to : SSrinand.Balaji@axisbank.com Notice max 30- to 60 days , Immediate joiner & Both Male and Female are preferred.

Role :- Gold Appraiser Key Responsibilities:- To ensure 100% right valuation - capturing right cartage, proper stone deduction. Adhering to high ethical standards and comply with all the laid down processes / policies of IIFL KYC adherence, maintaining all important registers etc. Verify customers KYC & complete online registration. Maintaining the quality of portfolio by tracking & controlling the threshold IRR and prompt resolution of queries pre & post loan disbursal. Participate in field-marketing activities to improve the brand visibility of IIFL Gold Loan branch in the proper catchment areas and to generate leads for prospective Customers. Ensure to bring in New CUIDs ( New Customers) and maintain good relationship with existing customers for generating renewal & referral business. Ensuring to call customers as per CRM leads (Winback, Customer Referral & Leaders app fresh leads) and update in system. Ensuring strong follow up for interest collections to keep NPAs in control & thereby achieving higher revenue. Drive cross-selling of other financial products to existing customers. Role: Customer care executive Key Responsibilities: Attending Customer Walk Ins and addressing customer grievances w.r.t. Gold Loan process & various schemes available at IIFL.Verify customers KYC & complete online registration. Ensure to adhere to standard operations procedure of organization and maintain all important registers at branch level. Provide after sales service to existing customers and obtain references from them to increase customer base. Ensure to bring in New CUIDs ( New Customers) and maintain good relationship with existing customers for generating renewal & referral business. Participate in field-marketing activities to improve the brand visibility of IIFL_Gold Loan branch in the proper catchment areas and generate leads for prospective customers. Ensuring to call customers as per CRM leads (Winback, Customer Referral & Leaders app fresh leads) and update in system. Ensuring strong follow up for interest collections to keep NPAs in control & thereby achieving higher revenue. Drive cross-selling of other financial products to existing customers Vacancies at :HYDERABAD-CHINTAL SRI SAI COLONY,HYDERABAD-HYD-KUKATPALLY,HYDERABAD-GAJULARAMARAM,SHANKARPALLI,HYDERABAD-SIGNAL MIYAPUR,HYDERABAD-NIZAMPET. Office Timings:- Monday to Saturday - 9.30 am to 6.30 pm Dress Code:- Monday to Friday - Formal dress code & Saturday - Smart Causal Preferred candidate profile : Candidates with more than 1 year of Gold loan experience are preferred. Interested candidates can share CV's to sravanthi.ch@iifl.com

Role :- Gold Appraiser Key Responsibilities:- To ensure 100% right valuation - capturing right cartage, proper stone deduction. Adhering to high ethical standards and comply with all the laid down processes / policies of IIFL KYC adherence, maintaining all important registers etc. Verify customers KYC & complete online registration. Maintaining the quality of portfolio by tracking & controlling the threshold IRR and prompt resolution of queries pre & post loan disbursal. Participate in field-marketing activities to improve the brand visibility of IIFL Gold Loan branch in the proper catchment areas and to generate leads for prospective Customers. Ensure to bring in New CUIDs ( New Customers) and maintain good relationship with existing customers for generating renewal & referral business. Ensuring to call customers as per CRM leads (Winback, Customer Referral & Leaders app fresh leads) and update in system. Ensuring strong follow up for interest collections to keep NPAs in control & thereby achieving higher revenue. Drive cross-selling of other financial products to existing customers. Branch Manager :Should be able to manage the portfolio for Gold Loan/financial business of the branch. • Should be able to handle all the branch level activities for ensuring business growth. • Drive cross-selling of other financial products to existing customers Office Timings:- Monday to Saturday - 9.30 am to 6.30 pm Dress Code:- Monday to Friday - Formal dress code & Saturday - Smart Causal Preferred candidate profile : GA role: Candidates with more than 1 year of Gold loan experience are preferred. BM role: candidates with minimum 4 years of GL or banking experience are preferred. Interested candidate can share CV's to sravanthi.ch@iifl.com

To Conduct internal Audit in all MFL Branches as per the program given from the Department. The job involves extensive traveling and confidentiality is to be maintained very strictly. Verification of Documents of Fixed Deposits/Secured Debentures and their interest payments Verification of Documents of Secured Loans/Part Withdrawals and theirinterest receipts Verification of Bank transactions and utilization of Cheque Verification of Gold Loan Notice Documents and utilization of stamps Verification Leave records and other Statutory records of Staff maintained by the branch Verification of Salary payment records of staff and recovery of excess payments, if any made Verification of Incentive payment records under various schemes to staff and recovery of excess payments, if any Verification of Reconciliation statements of HO/RO Accounts Verification of Gold Loan Documents i.e. Pledge & Release Documents Verification of Documents of Swarna varsham Loans disbursed Verification of various Daily, Weekly & Monthly Statements of Branch Vouching of various Receipts &Payments of Branch with Day Book Verification of authorization of various payments and Reporting of any unauthorized payments for which ex post facto approval is required Verification of Western Union money transfer documents Verification of Auction Documents Verification of various Registers/Records/Files to be maintained by the Branch as per the standing instructions and as per circulars issued from time to time.

Main Tasks (1) Physical verification of Gold Packets, Cash including Vault Cash and Foreign Currency as to its correctness with the system records. (2) Checking of ornaments as to its quantity, weight, quality and purity taken for pledge during the current gold inspection period. (3) Checking of greater than 5 months gold packets as to its quantity, weight, quality and purity for which gold inspections were done earlier. (4) Verification of Gold Loan pledge/release documents and reporting of anomalies if any observed. (5) Verifying whether the ornaments pledged under all schemes are solid ornaments and LP/SP ornaments are not accepted for pledge under any schemes. (6) Verification and reporting of any overdue gold loans, Low Purity and Spurious accounts are re-pledged or re-pledged under higher rate. (7) Verification of Documents and ornaments/coins for Swarnavarsham/Shwethavarsham Loans disbursed. (8) Verification of all Gold Loan related products/Packets, MSME Packets, Mahilamitra Loan Packets and Chitty Security Packets etc. (9) Conducting Handing over/Taking over of branch as and when required by the Management and sending reports of the same to BAI Dept. (10) Purity Index updation in the system (11) Verification and sealing of auction related packets. (12) Participating in the Gold Auction conducted in various branches as per the instruction from the Department Head (13) Conducting Special Inspection in Selected branches along with Internal Auditors as per instruction from HO Audit. (14) Verification of Bulk Pledge Packets, Balance Transfer Pledges, Doubtful Pledges as per the instruction from HOD. (15) Conducting Gurukul Training and Appraisal training to be given to Branch staff during Gold Inspection. (16) Other Key activities instructed by the Management on Demand. Areas Of Responsibility (1) Timely Reporting of discrepancies observed from the new & old packets Verification. (2) Reporting of observations/anomalies which are not rectified by the branch from the earlier inspections. (3) Immediate reporting of spurious ornaments found during the current Gold Inspection. (4) Verifying the each and every release of Gold Ornaments made during the period of inspection as the GI act as Joint Custodian during the period of audit. (5) Sending various reports as required by the BAI Dept. (6) Observing and reporting confidentially any malpractices made by the branch staff. (7) Reporting of acceptance for pledge certain type of ornaments like Cumbum chain, Karimani chain etc instructed not to be accepted for pledge by Management. (8) Verification of Gold Ornaments pledged by Pawn Brokers and give instruction to Branches to strictly avoid it & verification of Gold Packets relating to registered letters returned. Special Requirements - Compensation Band Based on Market Standards/Internal norms Entitlements As per policy Stake Holders MFL Staff, Group Company Staff Assets Required As per policy Career Progression As per policy Educational Qualification Minimum Graduation with 2-3 yrs of Gold Appraisal experience Preferred. Willing to Travel. Technical Qualification Basic Computer Knowledge, esp.MS Office applications mandatory Skills - Communication Skill Conversant in local language & English (proficiency in read, write and speak required)