Loan Officer

0 - 3 years

3 - 6 Lacs

Posted:11 hours ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

About the Role:

Loan Officer

Key Responsibilities:

Client Consultation & Advisory

  • Meet with potential and existing clients to understand their

    financial needs and lending requirements

    .
  • Advise clients on loan products, terms, interest rates, repayment schedules, and eligibility criteria.
  • Assist clients in completing loan applications and gathering required documentation.

Loan Evaluation & Processing

  • Review clients financial information, credit history, and repayment capacity.
  • Evaluate loan applications and recommend approval, modification, or rejection based on creditworthiness.
  • Ensure all loan documentation is

    accurate, complete, and compliant

    with regulatory and internal guidelines.

Customer Service & Relationship Management

  • Serve as the primary point of contact for clients throughout the loan process.
  • Address client queries, concerns, and complaints promptly and professionally.
  • Build and maintain strong relationships with clients, real estate agents, and other referral partners.

Business Development & Growth

  • Identify and generate new loan opportunities through networking, referrals, and market outreach.
  • Collaborate with sales, marketing, and branch teams to achieve

    loan origination targets

    .

Preferred Qualifications:

  • Advanced degree or professional certification (MBA, CFA, or equivalent).
  • Experience in

    mortgages, personal loans, SME lending, or business loans

    .
  • Familiarity with

    digital lending platforms, fintech solutions, and automated credit assessment tools

    .

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