At PwC, our people in finance consulting specialise in providing consulting services related to financial management and strategy. These individuals analyse client needs, develop financial solutions, and offer guidance and support to help clients optimise their financial performance, improve decision-making, and achieve their financial goals. As a finance consulting generalist at PwC, you will possess a broad understanding of various aspects of finance consulting. Your work will involve providing comprehensive guidance and support to clients in optimising their financial performance, improving decision-making, and achieving their financial goals. You will be responsible for analysing client needs, developing financial solutions, and offering recommendations tailored to specific business requirements.Focused on relationships, you are building meaningful client connections, and learning how to manage and inspire others. Navigating increasingly complex situations, you are growing your personal brand, deepening technical expertise and awareness of your strengths. You are expected to anticipate the needs of your teams and clients, and to deliver quality. Embracing increased ambiguity, you are comfortable when the path forward isn’t clear, you ask questions, and you use these moments as opportunities to grow.
Skills
Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to:
- Respond effectively to the diverse perspectives, needs, and feelings of others.
- Use a broad range of tools, methodologies and techniques to generate new ideas and solve problems.
- Use critical thinking to break down complex concepts.
- Understand the broader objectives of your project or role and how your work fits into the overall strategy.
- Develop a deeper understanding of the business context and how it is changing.
- Use reflection to develop self awareness, enhance strengths and address development areas.
- Interpret data to inform insights and recommendations.
- Uphold and reinforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance), the Firm's code of conduct, and independence requirements.
Job Summary
The transactions team operates within a dynamic marketplace that evolves daily with new regulations and technological advancements. This role offers a unique opportunity to thrive in a fast-paced transaction environment, support diverse engagement teams, collaborate with a broad spectrum of clients, and take a lead in business development activities for strategic global accounts in the securitization marketplace across various asset classes, including ABS, CMBS, RMBS, and CLO.What does this role entail?
Responsibilities
Demonstrate strong capabilities and a proven track record in financial analysis, capital markets, and transactions lifecycle management. Skills and responsibilities for this level include but are not limited to:
- Specialization in evaluating and comparing the quality and risks associated with various securities, particularly within structured finance such as asset-backed securities (ABS), commercial mortgage-backed securities (CMBS), residential mortgage-backed securities (RMBS), and collateralized loan obligations (CLO).
- Working closely with primary broker dealers, investment banks, and mortgage loan originators/issuers in the fixed income industry.
- Assisting clients in understanding complex financial structures prior to securitization issuance, ensuring alignment of disclosures with underwriters’ intentions.
- Drafting Engagement Letters, Proposals, and Agreed upon Procedures Reports detailing due diligence, cash flow modeling, and deal structuring.
- Performing thorough reviews of loan documents and data, recalculating fields on data tapes and generating exception reports to reconcile with clients.
- Interpret prospectus and indenture information comprehensively, focusing on collateral, waterfalls for structured deals, credit enhancements and triggers, hedging instruments, bond principal and interest paydown rules, loss allocation rules, and extracting other pertinent details specified in transaction indentures.
- Recompute investor analytics such as declining balance tables, weighted average lives, and pre-tax yield to maturity tables using proprietary cash flow modeling tools and software applications.
- Develop collateral stratification tables to assess loan pool characteristics.
- Conduct due diligence reviews of ABS, CMBS, RMBS, and CLO transactions.
- Recalculate various statistical attributes, stratification tables, and statistical pool percentages using asset-level portfolio data expected in transactions, leveraging tools like Excel, INTEXcalc, Alteryx, or Collateral Analysis System (“CAS”).
Demonstrates abilities and/or a proven record of success in problem-solving skills:
- Researching and analyzing pertinent client, industry, and financial matters while demonstrating thorough technical and analytical skills.
- Being agile and flexible when adapting to changing client needs and market conditions with the ability to prioritize and manage multiple tasks.
- Managing engagements, including preparing concise, accurate documents and maintaining project economics while maintaining flexibility for unanticipated issues.
- Communicate confidently in a clear, concise and articulate manner, verbally and in writing, within a professional services business environment.
Demonstrates abilities and/or a proven record of success in the identification and addressing of client needs:
- Participating in client discussions and meetings.
- Building, maintaining, and utilizing networks of client relationships and community involvement.
- Communicating value propositions; understanding resource requirements, project workflow.
- Participate in communicating and interacting with various internal and client stakeholders in both written and verbal forms.
Demonstrates thorough abilities and/or a proven record of success as a team leader:
- Creating a positive environment by monitoring workloads of the team while meeting client expectations and respecting the work-life quality of team members.
- Providing candid, meaningful feedback in a timely manner.
- Keeping leadership informed of progress and issues.
- Understanding personal and team roles.
- Uphold the firm's code of ethics and business conduct.
What skill does it take?
Must-have
- Attention to detail
- Passion for learning finance and Financial Markets
- Technical capability - Familiarity with MS Office and Adobe Acrobat
- Strong communication skills
- Teamplayer, committed to providing high quality work and maintaining timeliness
- Demonstrate self-motivation and a desire to take responsibility for personal growth
and development
- Commitment to continuous training and to proactively learn new processes.
Good-to-have
- Certifications in Finance
- Understanding of the Structured Finance industry
- Technical capability - Familiarity with industry software like INTEXcalc, Alteryx
and CAS
