1565 Creditworthiness Jobs - Page 25

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...

Position Overview : The Manager of Credit Management & Control is responsible for overseeing the credit management function of the region, ensuring effective credit risk assessment and control processes. This role is vital for maintaining the organization’s financial health by managing credit exposure and optimizing cash flow. Job Purpose : To lead the credit management team in assessing creditworthiness, establishing credit policies, and implementing strategies to minimize credit risk while supporting business growth. Key Roles & Responsibilities : Develop and implement credit policies and procedures to manage credit risk effectively. Oversee the credit assessment process, evaluating custom...

We’re Hiring: US Mortgage Loan Underwriter at Consultixs! Are you detail-oriented, analytical, and ready to build your career in the mortgage industry? At Consultixs, we’re looking for motivated professionals to join our growing team as Mortgage Loan Underwriters. This is an exciting opportunity to play a critical role in the lending process while working in a fast-paced, entrepreneurial environment. Who We Are Consultixs is a technology-forward consulting and outsourcing firm that partners with organizations to accelerate growth through financial operations, mortgage processing, and marketing automation. We help businesses increase efficiency, enhance customer experience, and make smarter d...

Position Overview: The Manager of Credit Management & Control is responsible for overseeing the credit management function of the region, ensuring effective credit risk assessment and control processes. This role is vital for maintaining the organization’s financial health by managing credit exposure and optimizing cash flow. Job Purpose: To lead the credit management team in assessing creditworthiness, establishing credit policies, and implementing strategies to minimize credit risk while supporting business growth. Key Roles & Responsibilities: Develop and implement credit policies and procedures to manage credit risk effectively. Oversee the credit assessment process, evaluating customer ...

Job Description Position Overview: The Manager of Credit Management & Control is responsible for overseeing the credit management function of the region, ensuring effective credit risk assessment and control processes. This role is vital for maintaining the organization’s financial health by managing credit exposure and optimizing cash flow. Job Purpose To lead the credit management team in assessing creditworthiness, establishing credit policies, and implementing strategies to minimize credit risk while supporting business growth. Key Roles & Responsibilities Develop and implement credit policies and procedures to manage credit risk effectively. Oversee the credit assessment process, evalua...

Job Title: Trainee Credit Officer Department: Credit & Risk Location: Varanasi & Surrounding Areas Employment Type: Full-time Key Responsibilities: Assist in evaluating loan applications and verifying customer details Conduct field visits for residence and business verification Assess borrower’s creditworthiness as per company policy Prepare and maintain credit appraisal reports Coordinate with branch teams for loan documentation and disbursement Support in portfolio monitoring and risk assessment Eligibility Criteria: Qualification: Minimum 12th pass (Graduate preferred) Experience: Fresher or up to 1 year in banking/finance preferred Good communication and analytical skills Basic knowledge...

A Personal Loan Job Description typically involves assisting applicants, evaluating their financial status and creditworthiness, processing loan applications, and ensuring compliance with financial regulations. The role includes guiding clients through the loan process, collecting and verifying necessary documentation, structuring loan agreements, and maintaining accurate loan records. Key responsibilities also extend to communication with applicants, reporting on loan decisions, and sometimes cross-selling other financial products

Job Description You will join the Risk function that provides credible challenge to the business as a second line of defense to keep the firm strong and resilient. Wholesale Credit Risk function oversee the credit risk associated with Investment Bank clients as well as the firm’s wholesale credit portfolio. As an Vice President within APAC& EMEA Structured Finance Team, you will lead the evaluation, underwriting, and management of a diverse portfolio in the Asset-Backed markets including Public ABS, Private Asset Back Financing, conduits and other SPVs. You will partner with Securitized Products, Corporate and Investment Bankers, Treasury Services and Traders to analyze, structure, risk grad...

Job Description Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Our professionals measure the profitability of, and risks associated with, every aspect of the firm's business. Controllers also ensure that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. OUR IMPACT We're a team of specialists charged with managing the firm’s liquidity, capital, and risk, and providing the overall financial control and reporting functions. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated...

Job Description CONTROLLERS Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Our professionals measure the profitability of, and risks associated with, every aspect of the firm's business. Controllers also ensure that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. OUR IMPACT We're a team of specialists charged with managing the firm’s liquidity, capital, and risk, and providing the overall financial control and reporting functions. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risk...

About Us: Delta Chase is a leading financial consultancy firm based in Thrissur, specializing in housing loans, mortgage loans, business loans, personal loans, car loans, insurance, and investment services. As a trusted partner with banks, NBFCs, and insurance providers, we pride ourselves on delivering personalized financial solutions and empowering clients to achieve their goals. Role Overview: We are looking for a Credit Assessment Officer who will be responsible for evaluating loan applications, analyzing creditworthiness, and ensuring compliance with internal and external policies. The ideal candidate should have strong analytical skills, attention to detail, and the ability to make inf...

JD of Credit Manager 1. Handling leads that are received through online digital 2. marketingResearch and evaluate clients' 3. creditworthiness after checking all documents 4. Create credit scoring models to predict risks. 5. Approve or reject loan requests, based on credibility and potential revenues and losses. 6. Calculate and set interest rates. 7. Negotiate loan Contact at - 9266015511 Pay: ₹15,000.00 - ₹25,000.00 per month Job Type: Full-time Pay: ₹359,743.57 - ₹1,150,296.53 per year Benefits: Provident Fund Work Location: In person

📢 If you are looking for an exciting opportunity, join us at the Walk-in Drive! HCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Sholinganallur. 📅 Walk-in Drive Details: 📍 Location: HCL TECH- Sholinganallur, ( Address: Elcot SEZ, Medavakkam High Road, Solinganallur, Chennai, Tamil Nadu 600119) 🗓 Date: Thursday, 04 September & Friday, 05 September ⏰ Time: 11:00 AM 3:00 PM Contact HR SPOC Dharani Job Opportunity: Associate / Senior Executive 📍 Location: Chennai - Sholinganallur 🕒 Shift Timing: 7:00 AM 5:00 PM (IST) 📂 Domain: Australian Mortgage Underwriting 🏢 Work Model: Work from Office (WFO) Job Summary: The ideal candidate will be responsible fo...

Analyze income statements, balance sheets, and cash flow statements of corporates, banks, and NBFCs to assess their financial health and creditworthiness. Identify key trends, risks, and opportunities in the financial statements and provide recommendations to stakeholders. Generate detailed reports on borrowers, including credit scores, risk ratings, and recommendations for lending decisions. Develop and maintain financial models to forecast future performance and assess the impact of various scenarios on the borrower's credit profile. Conduct industry research and market analysis to stay up-to-date on industry trends and developments. Collaborate with cross-functional teams, including credi...

Company Prole Morgan Stanley is a leading global financial services rm providing a wide range of investment banking, securities, investment management, and wealth management services. With offices in over 40 countries, the Firm's employees serve clients worldwide including corporations, governments, and individuals. As a market leader, the talent and passion of our people are critical to our success. We share a common set of values rooted in integrity, excellence, innovation, and strong team ethic. Morgan Stanley offers a superior foundation for building a professional career { a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives, and...

Job Summary:We are looking for a skilled professional to manage accounting, audit, and credit analysis functions. The ideal candidate will be responsible for maintaining accurate financial records, supporting audits, and analyzing customer financial data such as bank statements and CIBIL reports to assess creditworthiness. Key Responsibilities:Accounting & Audit Maintain day-to-day accounts and financial records as per accounting standards and RBI guidelines Handle GST, TDS filings, reconciliations, and general ledger maintenance Prepare financial statements and assist with budgeting and MIS reporting Support internal audits, statutory audits, and RBI inspections Coordinate with external aud...

Job Description Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Our professionals measure the profitability of, and risks associated with, every aspect of the firm's business. Controllers also ensure that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. OUR IMPACT We're a team of specialists charged with managing the firm’s liquidity, capital, and risk, and providing the overall financial control and reporting functions. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated...

Senior Credit Underwriter – Fintech/NBFC Location: Bangalore Experience: 4+ Years About the Role: We are seeking an experienced Credit Underwriter with strong expertise in education loans, retail lending, unsecured credit ,secured credit within the Fintech and NBFC space. The candidate should have hands-on experience in underwriting, evaluating financials, managing risk, and working with diverse stakeholders to maintain portfolio quality. Key Responsibilities: Underwrite loan applications across multiple products (Education Loans, Retail Loans, Business Loans, Consumer Loans). Assess loan requests by analyzing financial statements, ratios, repayment capacity, FOIR, and bureau reports (CIBIL/...

Role : Credit Manager for Business Loans Responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies. They analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution. Key Responsibilities: Credit Assessment: Reviewing loan applications, financial statements, credit reports, and other relevant documents to assess a business's creditworthiness. Risk Analysis: Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and...

Build and maintain relationships with clients seeking home loans and loans against property (LAP). Assess client needs, financial situations, and creditworthiness to recommend suitable loan products. Originate and manage a portfolio of home loan and LAP accounts. Conduct thorough due diligence, including credit analysis and property valuation. Ensure compliance with all regulatory requirements and company policies. Achieve sales targets and contribute to the overall growth of the home loan and LAP portfolio. Provide excellent customer service and address client inquiries and concerns. Stay updated on market trends, competitor activities, and industry regulations.

Job description Plan Credit Underwriting vision & outlook. Analyzing financial statements, assessing business viability, and identifying risks related to loan applications. Implementing credit policies and procedures at the state level and ensuring compliance. Monitoring portfolio performance, identifying early warning signs, and taking corrective actions. Conduct portfolio study of the outstanding advances portfolio, Lead credit tightening initiatives to keep delinquencies under control while maintaining a balanced view of business profitability across various products and geographies. Prepare Risk & Credit Decks on monthly basis.Responsible for ensuring sound understanding of credit policy...

About The Role Grade Level (for internal use): 13 About the Role : Director, Data Engineering Manager S&P Global Ratings is seeking for an experienced leader to head our data engineering teams within the Data Services group, a collaborative team of data and technology professionals dedicated to shaping and executing the strategic data roadmap for S&P Global Ratings. This position is based out of Hyderabad, India. The successful candidate will play a key role in designing and building our data engineering platforms, contributing to the design and deployment of advanced engineering and machine learning solutions. We look forward to welcoming a leader who can drive innovation and excellence wit...

This is regarding a Job Opportunity with a Bank 📌 Position: Credit Manager- Wholesale Banking 📍 Locations: Mumbai | Delhi | Hyderabad | Ahmedabad Role Highlights: Assess creditworthiness of potential customers through credit underwriting and detailed credit risk assessment . Prepare and present comprehensive credit appraisal notes to approving authorities. Structure & customize products to match client requirements while mitigating risk. Conduct in-depth financial analysis including balance sheets, P&L, cash flow, and repayment capacity. Evaluate security, collateral, and covenant structures to safeguard exposure. Collaborate closely with the Business Team to design client-focused credit sol...

Company Description Foxhog Ventures Corp. USA is a leading investment firm with a strong presence in global technology products, healthcare, finance, real estate, fintech, aerospace, and technology-led businesses. We are committed to pioneering new opportunities and driving growth across various sectors. Our diverse portfolio reflects our dedication to investing in high-potential industries and innovative solutions. Role Description This is a full-time on-site role for a Team Lead - Credit and Evaluation located in New Delhi. The Team Lead will be responsible for overseeing credit evaluations, managing financial assessments, and ensuring accurate accounting and auditing processes. The day-to...

About Us At Karbon (AI Accountant) , we’re building the future of financial infrastructure. As an AI-driven fintech, we simplify money movement, credit, and financial operations for businesses. Our products combine cutting-edge AI with deep financial expertise to help businesses scale faster, smarter, and more securely. Our Vision & Mission Vision: To be the most trusted AI-driven partner for businesses in managing finance, credit, and growth. Mission: To simplify and democratize access to financial tools by leveraging AI, ensuring speed, accuracy, and trust in every transaction. Job Summary We are looking for a Credit Underwriter with 1–2 years of experience in business loan/SME loan underw...