Sr. Manager/AVP- Credit Manager

This is regarding a Job Opportunity with a Bank

📌 Position: Credit Manager- Wholesale Banking

📍 Locations: Mumbai | Delhi | Hyderabad | Ahmedabad

Role Highlights:

• Assess creditworthiness of potential customers through

  credit underwriting

  and detailed

  credit risk assessment

  .
• Prepare and present comprehensive

  credit appraisal notes

  to approving authorities.
• Structure & customize products to match client requirements while mitigating risk.
• Conduct in-depth financial analysis including balance sheets, P&L, cash flow, and repayment capacity.
• Evaluate security, collateral, and covenant structures to safeguard exposure.
• Collaborate closely with the Business Team to design client-focused credit solutions.
• Ensure compliance with internal policies, regulatory guidelines, and risk frameworks.
• Monitor portfolio performance, identify early warning signals, and initiate corrective actions.
• Maintain strong stakeholder communication with internal risk, legal, and operations teams.
• Support in periodic review of credit policies, frameworks, and approval processes.

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