1565 Creditworthiness Jobs - Page 28

Job Description J.P. Morgan Wealth Management is a global leader in investment and wealth management, serving institutions, high-net-worth individuals, and retail investors worldwide. As an analyst in the Securities Based Lending Team at JP Morgan's Asset and Wealth Management Credit Middle Office, you will support client credit needs by evaluating asset portfolios for lines of credit, focusing on creditworthiness and collateral analysis. Responsibilities include annual credit line reviews, client data analysis, and accurate loan documentation preparation. Job Responsibilities Prepare the analysis of a client prior to underwriting, including pulling client credit and generating a collateral ...

Client Relationship Management: Building and maintaining strong relationships with existing and potential clients to understand their unique business needs and objectives. Financial Analysis: Analyzing clients' financial statements, cash flow cycles, and overall financial position to assess their working capital needs and health. Solution Development: Recommending and developing tailored working capital solutions, including fund-based (like cash credit) and non-fund-based (like letters of credit or bank guarantees) products. Credit Assessment and Risk Management: Evaluating the creditworthiness of clients and managing the associated credit risk to ensure that financial solutions align with c...

Client Relationship Management: Building and maintaining strong relationships with existing and potential clients to understand their unique business needs and objectives. Financial Analysis: Analyzing clients' financial statements, cash flow cycles, and overall financial position to assess their working capital needs and health. Solution Development: Recommending and developing tailored working capital solutions, including fund-based (like cash credit) and non-fund-based (like letters of credit or bank guarantees) products. Credit Assessment and Risk Management: Evaluating the creditworthiness of clients and managing the associated credit risk to ensure that financial solutions align with c...

Client Relationship Management: Building and maintaining strong relationships with existing and potential clients to understand their unique business needs and objectives. Financial Analysis: Analyzing clients' financial statements, cash flow cycles, and overall financial position to assess their working capital needs and health. Solution Development: Recommending and developing tailored working capital solutions, including fund-based (like cash credit) and non-fund-based (like letters of credit or bank guarantees) products. Credit Assessment and Risk Management: Evaluating the creditworthiness of clients and managing the associated credit risk to ensure that financial solutions align with c...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

Job Summary We are seeking a skilled and analytical Credit Manager to oversee the credit evaluation, risk assessment, and approval process for clients, vendors, or business partners. The Credit Manager will ensure that the organization’s credit policies are applied consistently to minimize risk while supporting business growth. Evaluate the creditworthiness of clients, vendors, and partners by analyzing financial statements and repayment history. Conduct risk profiling, scoring, and due diligence before approving credit limits. Recommend or approve credit applications in line with company policies. Develop and implement credit control policies, procedures, and documentation standards. Contin...

About Lowe’s Lowe’s is a FORTUNE® 100 home improvement company serving approximately 16 million customer transactions a week in the United States. With total fiscal year 2024 sales of more than $83 billion, Lowe’s operates over 1,700 home improvement stores and employs approximately 300,000 associates. Based in Mooresville, N.C., Lowe’s supports the communities it serves through programs focused on creating safe, affordable housing, improving community spaces, helping to develop the next generation of skilled trade experts and providing disaster relief to communities in need. For more information, visit Lowes.com. About Lowe’s India Lowe’s India, the Global Capability Center of Lowe’s Compan...

Role Credit Appraisal · Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities · Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training · Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire: Increase in volume of business · Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend · Analyze the NPA trend like area, industry, sector etc. · Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan whic...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

Job Requirements Job Description Job Title - Credit Manager - KCC Business Unit - Retail Banking Function - Credit (KCC / Agri) Job Purpose Agricultural Credit Manager’s job is to assess loan applications, which involves determining the financial health and creditworthiness of potential borrowers, as well as agricultural activities carried out at his field. These managers work with borrowers to explain loan terms and offer advice aimed at reducing risks and achieving positive outcomes for all parties. In addition, Agricultural Credit Managers often help develop relevant ag-related credit policies based on laws, regulations, and industry trends. Roles & Responsibilities Assessment of customer...

This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly. Job Summary Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered's risk appetite against market and economic conditions across the different markets and asset classes. About Our Banking And Coverage Team Our Banking and Coverage team owns and leads the management and development of our Cl...

Aditya Birla Capital Limited Regional Sales Head - SME Emerging Markets - ROK Location: 2 floor, Kamashi Hosp, Mysore, Karnataka Key Result Areas (Max 1325 Characters) Supporting Actions (Max 1325 Characters) Deliver strong sales growth in the region and expand the customer base Identify business growth opportunities across the region, build direct/ channel/ new client acquisition strategies and tap growth opportunities to achieve Regi targets Augment the business volumes of mortgage lending in the region, manage client databases and tap them through Area Sales Managers and dedicated relationship managers Drive relationships with key clients, collaborate with internal stake holders for faste...

Job Description CONTROLLERS Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Our professionals measure the profitability of, and risks associated with, every aspect of the firm's business. Controllers also ensure that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. OUR IMPACT We're a team of specialists charged with managing the firm’s liquidity, capital, and risk, and providing the overall financial control and reporting functions. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risk...

Company Description Sutherland is a digital transformation company focused on delivering exceptional experiences for both customers and employees. For over 37 years, we have been entrusted with caring for our clients’ customers - a responsibility we believe we should earn every day. We are dedicated to making those experiences as delightful as possible - instantaneous, relevant, predictive and frictionless. As an early pioneer in robotic automation, we added to our core through steady investment and acquiring key capabilities. Our design capabilities marry human insight, design-thinking, and process engineering. To make these designs come to life as envisioned by our designers, we employ the...

Job Description CONTROLLERS Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Our professionals measure the profitability of, and risks associated with, every aspect of the firm's business. Controllers also ensure that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. OUR IMPACT We're a team of specialists charged with managing the firm’s liquidity, capital, and risk, and providing the overall financial control and reporting functions. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risk...

Key Result Areas ( Max 1325 Characters) Supporting Actions (Max 1325 Characters) Deliver strong sales growth in the region and expand the customer base Identify business growth opportunities across the region, build direct/ channel/ new client acquisition strategies and tap growth opportunities to achieve Regi targets Augment the business volumes of mortgage lending in the region, manage client databases and tap them through Area Sales Managers and dedicated relationship managers Drive relationships with key clients, collaborate with internal stake holders for faster TAT and cross selling initiatives in order to increase the client base of the Region Monitor lead generation & RM sales produc...

Key Responsibilities: Loan Application Evaluation:  Assess loan applications submitted by the sales team.  Verify customer documentation and ensure accuracy and completeness.  Conduct creditworthiness checks, including financial analysis and risk assessment. Compliance and Risk Management:  Ensure all applications comply with internal credit policies and regulatory guidelines.  Identify potential risks and escalate discrepancies to the Branch Credit Manager.  Maintain a high standard of due diligence in credit processing. Coordination with Teams:  Liaise with the sales team to gather required documents and clarify customer queries.  Work with the operations team to ensure timely loan...

Role : Credit Manager for Business Loans Responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies. They analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution. Key Responsibilities: Credit Assessment: Reviewing loan applications, financial statements, credit reports, and other relevant documents to assess a business's creditworthiness. Risk Analysis: Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and...

Analyze income statements, balance sheets, and cash flow statements of corporates, banks, and NBFCs to assess their financial health and creditworthiness. Identify key trends, risks, and opportunities in the financial statements and provide recommendations to stakeholders. Generate detailed reports on borrowers, including credit scores, risk ratings, and recommendations for lending decisions. Develop and maintain financial models to forecast future performance and assess the impact of various scenarios on the borrower's credit profile. Conduct industry research and market analysis to stay up-to-date on industry trends and developments. Collaborate with cross-functional teams, including credi...

Company Description The Indismart Group is a prominent enterprise focusing on Education and Hospitality sectors. Led by founder Dr Suborno Bose, our group businesses are leaders in delivering graduate education in Hospitality Management across 6 campus locations in India. Our colleges, IIHM and IAM, are nationally recognized for their excellence. Additionally, we operate hotels in Kolkata, New Delhi, and Goa, offering unique experiences in prime locations. Job Description – Credit Control Personnel Position Overview The Credit Control Personnel is responsible for managing the company’s credit policies, monitoring customer accounts, collecting outstanding debts, and minimizing financial risks...

Job Summary Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered’s risk appetite against market and economic conditions across the different markets and asset classes. About Our Banking And Coverage Team Our Banking and Coverage team owns and leads the management and development of our Client Relationships globally. They work across our global network with product partners to deliver working capital, financing, trade, cash and market solutions for our clients. The solutions include v...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

We are looking for a Credit Officer to facilitate lending for our clients in MSME segments by assessing creditworthiness of loan proposals and processing relevant paperwork. You will help our clients acquire loans in a timely manner, while ensuring we comply with the law. To be successful in this role, you should have a good understanding of lending procedures, financial/Balance Sheet analyses and Risk management especially credit risks.He/She should be able to provide excellent customer service and should be a good team player. Responsibilities: 1. Loan Application Review: ○ Review loan applications for Loan against property to determine eligibility and creditworthiness. ○ Review loan appli...

About the Company: At Credit sea , we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of funds. About The Role: We are looking for a detail-oriented and analytical Credit Underwriter to join our Credit & Risk team. The ideal candidate will assess loan applications, evaluate creditworthiness, and make informed decisions that align with the company’s risk appetite and business goals. Key Responsibilities: Review and analyze loan applications, financial documents, and credit reports Assess applica...

A credit controller manages a company's accounts receivable by assessing customer creditworthiness, ensuring timely customer payments, reconciling accounts, and processing invoices and incoming funds. Key responsibilities include building relationships with clients, chasing overdue payments, negotiating repayment plans, and escalating persistent debt to management or legal action when necessary. They also create and uphold payment procedures, monitor debtor balances, and provide financial reports to management. Key Responsibilities Credit Assessment: Evaluating new and existing customers' credit ratings to determine their eligibility for credit and setting appropriate terms. Invoice and Paym...