712 Creditworthiness Jobs - Page 24

🔹 Position: Credit Executive 📍 Location: Mumbai 📅 Experience Required: 6 months to 5 years 💰 Salary: As per industry standards 🗂 Functional Area:*Credit & Finance Job Description: We are seeking a detail-oriented and proactive Credit Executive to join our team. The ideal candidate will have a solid understanding of financial principles and loan underwriting processes for both salaried and self-employed applicants. Key Responsibilities: * Analyze financial documents including Profit & Loss Statements, Balance Sheets, and Financial Ratios * Underwrite home loans for salaried and self-employed individuals * Conduct virtual discussions with clients for loan assessment * Ensure timely delivery of sanction letters and disbursements (TAT management) * Research and evaluate clients’ creditworthiness * Use credit scoring models to assess risk levels * Negotiate loan terms when required * Ensure compliance with all regulatory lending procedures * Allocate loan files to the appropriate banks based on the client’s profile and creditworthiness * Manage the end-to-end credit application process, from file login to final disbursement Desired Candidate Profile: * Graduate from any stream (Bachelor’s degree mandatory) * Prior experience in the banking or financial sector preferred * Willingness to travel as required * Strong communication and interpersonal skills

We are currently seeking to hire a qualified Mortgage Due Diligence Specialist. Please find the detailed job description below: Review Loan Documentation: Ensure that all necessary documentation (e.g., loan application, income verification, credit reports, purchase contracts and lease agreements) is complete and accurate. Verify Compliance: Ensure that the loans comply with investor guidelines. Analyze Credit Risk: Assess borrower creditworthiness by analyzing credit scores, and other factors. Assess Property Valuation: Review property appraisals and ensure that property values are in line with market conditions and the loan’s risk profile. Spot Potential Red Flags: Identify any discrepancies, missing information, or potential fraud indicators within the loan files. Prepare Reports: Generate reports on findings, such as compliance issues, missing documents, or any risks that might affect the loan's performance.

Sourcing business in the assigned location Evaluating the creditworthiness of applicants to determine the loan eligibility Ensuring complete documentation of loan applications Collaborating with internal departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement. Taking Care of Collection of ED and QM Cases / Follow up on E-Nach Mandate Achieving monthly targets which may include loan disbursement volumes and revenue goals Ensure adherence to all processes, compliance & policies.

About This Role Wells Fargo is seeking a CIB Portfolio Manager. In This Role, You Will Participate in monitoring, documenting, underwriting, and reacting to the credit quality of an assigned portfolio of loans within CIB Portfolio Management functional area and contribute to large scale planning related to functional area Identify opportunity for process improvements within scope of responsibilities Review and analyze less complex business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives Exercise independent judgment to guide medium risk deliverables Present recommendations for resolving more complex situations and exercise independent judgment while developing expertise in the functions, policies, procedures and compliance requirements Collaborate and consult with functional colleagues, internal partners and stakeholders. Responsibilities includes, but not limited to - Reviewing monthly servicer/collateral reports received from clients for completeness & accuracy of information and monitor underlying collateral performance including adherence to borrowing base, covenants, deal triggers, tracking & reporting financial trends of servicer/borrowers and ensuring the facility continue to perform in accordance with the terms of the credit agreement. Preparing quarterly surveillance decks summarizing above key information and terms for the entire ABS portfolio. Financial spreading and performing quarterly credit analysis of the clients with detailed credit write-up of both public and non-public companies. The credit write-up includes business (operating), industry, and financial analysis (including forward-looking liquidity, debt schedule and performance to plan analysis) to assess the creditworthiness of borrower/servicer/parent while keeping track of the latest developments in the assigned asset classes. Assisting US-based partners in preparing and drafting of annual credit reviews, as well as providing need-based support in conducting financial analysis for pipeline deals. Preparing tear sheets to evaluate financial performance of the lessees (counterparties to WF borrowers) based on top exposure concentration within the aircraft and shipping/ container portfolio. Performing Basel submissions for all the covered deals by capturing the data against the required Basel variables in an in-house portal on a quarterly basis. Training & mentoring junior team members and taking ownership of reviewing, & oversight responsibilities. Collaborating and consulting with colleagues and managers to achieve team goals. Contributing to transformation/efficiency/process improvement projects, including those with broader impact. Required Qualifications: 2+ years of CIB Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: At least a B.Com/M.Com or an equivalent qualification. MBA, CA, CFA / FRM or an equivalent qualification would be a plus. 2+ years of experience in credit analysis/underwriting of corporates/FIG clients, structured finance, or debt capital markets. Securitization and / or ABS markets related experience, and exposure would be an added advantage. In-depth understanding of financial statements and accounting policies (IFRS/ GAAP etc.) of large corporates and/or financial institutions with ability to comprehend key risks. Proficiency in MS Office (Word, Excel & PowerPoint): Advanced knowledge of excel, VBA, python, macros, etc. would be a plus. Experience in transformation projects, process efficiency, etc. would be an added advantage. Strong communication skills - both verbal and written. Ability to speak articulately and strong business writing skills. High level of personal motivation, strong interpersonal skills, and ability to multitask across contents in an evolving environment. Must be comfortable working independently and as part of a team. Must be flexible to work in EMEA/partial US shift as per business requirements. Posting End Date: 8 Jun 2025 Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants With Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment And Hiring Requirements Third-Party recordings are prohibited unless authorized by Wells Fargo. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. Reference Number R-405670 Show more Show less

Brief Job Description Supports accounts receivable activities through high level collection, deduction, Refund and billing practices Communicates and builds strong partnerships functionally, departmentally and provides excellent service to customer base Investigate and research all claims and deductions for customer accounts. Obtain supporting back up documentation from mills, customers and/or carriers to validate claims. Coordinate with internal business partners the resolution of non-standard complex deduction related issues submitted by both customers and internal stakeholders within set deadlines and authority amounts. Dispute invalid deductions and submit to customers and brokers for repayment. Maintain the track of all open and closed claim deductions for customer accounts. Perform all collection related duties including calls/correspondence, troubleshooting collection issues, processing customer refunds, and resolving client discrepancies and short payments for customer accounts. Maintain collection tracking using a weekly collection report of all open AR in conjunction with various customer watch lists. Address and communicate collection related issues, including dealing with non-standard, complex issues submitted by both customers and internal stakeholders. Convey the highest level of support to the collection effort and overall DSO results. Monitor the aged receivables/credits and work with customers/internal stake holders to close the open issues on a timely manner. Follow up with customer for refund cases and close them on a timely basis Mitigate bad debt by monitoring aging reports and potential write-offs. Perform the Credit/rebill offsets activities by working closely with customers and buyers Perform Check/ACH changes and Bank account confirmations function with highly degree of quality Regularly escalate cases to respective buyers/sales team related to past due payments from customers Work closely with cash application team to ensure accurate and timely receipt of all payments and provide missing remittance advices Evaluate the creditworthiness of potential customers to fix/modify credit limits. Perform Credit Assessment, establish credit policies, Implement/process credit applications and credit reference checks Perform /Maintain up-to-date Portal logins details, Carrier contact list and Customer List/information for smooth Ar functions Monitor and maintain AR Corp Box. Perform Filing all emails for Shared service manager/AR supervisor, Maintain Daily Invoices, Open Invoice Reports, Credit Hold notifications, sent remittances to Corp remits email box for smooth function of cash application process and monitor and file all communications for customer portfolio Support AR Supervisor on all internal/external audit requests. Collate and save all audit selection documentation for selected customer portfolios and perform flow chart reviews/walkthroughs sessions Regularly perform releasing of customer orders and hold orders for past due customers in People soft application Regularly participate in sales call with sales team and note down/track and report the important points Create and maintain credit folders in shared drive to save the credit reports from agencies like Dun & Bradstreet (D&B), Customer Relationship Management (CRM) systems, S&P Global, and Moody’s. Help businesses assess the creditworthiness of their customers, manage credit risk, and make informed decisions about extending credit as needed for credit manager Support in creating/setting up new customers in ERP. Update/maintain related supporting like Credit references, Filing, Documentation collection, Credit Reports & request for resale certificates Support all daily invoicing activities as needed including resolution to sales order errors prior to invoicing and generation of invoices, as needed Enter manually all the invoices/credits for all divisions for customers subscribed Ariba portal. Work with customer services for correcting the errors while entering invoices/credits into the Ariba portal Update approved credit limits and the credit review dates in respective customer records in JDE/ERP as per the request by credit manager Collect the Remittance details, bank fees related to all wire payments and share it with cash application team for timely and accurate application of payments received from customers Generate weekly aging to Sales report from ERP for all divisions and circulate among respective internal stake holders Generate weekly & monthly global aging report from ERP all divisions and circulate among respective internal stake holders Perform the GL reconciliations/ARCS/Hubble Reports with AR Trade, Trade Litigation and deduction accounts Track and report customer transactions like Invoices Issued: Details of invoices sent to customers, Payments Received: Records of payments made by customers, Credit Memos: Issued for returns or corrections, Adjustments: Corrections to customer accounts Post all Intercompany and Sales Coordinator's ERP batches in ERP on a timely manner Track/record/report new misc. cash rec'd at corporate account, reach out respective stake holders for remittances and GL information, tracking misc. cash received in lockbox and Provide backup/supporting to Accounting as and when requested Involve /Participate in calls/testing/implementation as part of Sofidel transition project Involve/participate in all JDE UAT Testing programs related to Tools Updates and implementation of new projects Address, communicate and provide analysis, reporting and support of balances to AR manager. Share ownership of results and maintain a high degree of integrity and honesty. Other duties as assigned. Coordinate the communication of invoices to customers (email, fax, mail). Process and issue manual credits and debits as needed through internal CRDR (credit resolve debit resolution) process. Prepare and maintain internal ad-hoc reporting for AR department as requested. Contribute to the preparation of monthly AR reporting as needed. Support audit requirements on a quarterly basis as needed. Actively participate in company sponsored projects to drive results and improve efficiencies. Update and maintain AR process job aids and SOPs to ensure the most up to date and relevant processes and procedures are documented/ Ability to document the process Responsible for training new hires/team members in the process Responsible for email box handling (Helpdesk) Should be able to handle all AR related calls from customers and internal stake holders independently Competencies Required High degree of business curiosity; quick learner with a proactive and agile mindset Exceptional opportunity identification and resolution mindset Optimistically looks toward future for opportunities to innovate and improve Exceptional communication skills (written and verbal); leading and presenting complex materials for various audiences Demonstrated strong time management skills Confidence in dealing with ambiguity; bringing different perspectives to light Ability to gather, analyze and interpret large quantities of data, and set action plans based on the analysis Technical Skill Requirements Minimum Three to five years claims, collections and accounts receivable experience required. Qualification - Should be a B. Com/M. Com/MBA Finance/CA Inter Strong computer skills fluent in all Microsoft Suite products including Microsoft Excel, Word and Power Point applications. Experience with accounting (ERP) programs/Applications (JDE/Papersoft /Deduction modules). Understanding of Generally Accepted Accounting Principles (US GAAP) Excellent written and oral communication skills. Demonstrated organizational skills. Solid analytical, problem solving, and critical thinking capabilities. Strong customer service and interpersonal skills. High level of detail and efficiency. Solid analytical, problem solving, and critical thinking capabilities. Ability to function in a team environment. Strong accounting knowledge with O2C experience Knowledge of JDE, Papersoft, DMX systems and deduction modules is desired Show more Show less

Brief Job Description Perform daily customer invoicing for PPD division including review for accuracy, freight rating and escalate as needed. Deliver invoices 4x day in Elixir Perform releasing of loads for freight rating, reconcile shipping documents/SDN to invoicing, LC/DP documentations to US Bank, Documentation related to COI's, upload documents to US Bank portal, Marsh portal and for Air freight export shipments Perform /create manual debit/credit and rebates after obtaining adequate approvals per approval matrix and without any non-conformance to Sales Policy. Rebates Process/Manage line-item credits/Internal adjustment entries or claims by /from customers Process/Manage line-item credits/Internal adjustment entries in customer accounts and rebilling to customers due to corrections in original billing due to various reasons. The process includes Load Recalls, Invoice cancellations and reprocessing and Pricing/PO changes Manage FSC (Forest Stewardship Council) related activities like Preparing weekly FSC report, completing line-item credits and Transferring rolls to FSC orders Manage and monitor customer invoicing process to ensure timely completion of entire activities and report business in case of any issue/error to correction Perform /Manage month close/Month end activities related to AR process like Change the dates in ERP(JDE), pre/post close communications to business, adding to auto moved loads at 6 AM, move invoice report to clear of closing month shipment and share reconciliation reports to controllers Participate in UAT related to application and ERP upgradation projects related to AR (applications like Elixir, DMX, Paper Soft and JDE) Support AR Supervisor on various key corporate initiatives Perform daily customer order releasing activity in invoicing applications (Elixir) Responsible for updating the SOP/process map of customer invoicing and exporting invoices to ERP processes Provide trainings to team members on customer invoice application (Elixir) and customer invoicing process Support of controller’s reconciliation of inventory moves vs invoicing weekly/month end Responsible for maintaining the AR resource page and process related documents up to date in SharePoint Supports accounts receivable activities through high level collection, deduction, Refund and billing practices Communicates and builds strong partnerships cross functionally, departmentally and provides excellent service to customer base Investigate and research all claims and deductions for customer accounts. Obtain supporting back up documentation from mills, customers and/or carriers to validate claims. Coordinate with internal business partners the resolution of non-standard complex deduction related issues submitted by both customers and internal stakeholders within set deadlines and authority amounts. Dispute invalid deductions and submit to customers and brokers for repayment. Maintain the track of all open and closed claim deductions for customer accounts. Perform all collection related duties including calls/correspondence, troubleshooting collection issues, processing customer refunds, and resolving client discrepancies and short payments for customer accounts. Maintain collection tracking using a weekly collection report of all open AR in conjunction with various customer watch lists. Address and communicate collection related issues, including dealing with non-standard, complex issues submitted by both customers and internal stakeholders. Convey the highest level of support to the collection effort and overall DSO results. Monitor the aged receivables/credits and work with customers/internal stake holders to close the open issues on a timely manner. Follow up with customer for refund cases and close them on a timely basis Mitigate bad debt by monitoring aging reports and potential write-offs. Perform the Credit/rebill offsets activities by working closely with customers and buyers Perform Check/ACH changes and Bank account confirmations function with highly degree of quality Regularly escalate cases to respective buyers/sales team related to past due payments from customers Reporting of customer aging, customers on hold and handling of various claims from customers Generate weekly customer statements with outstanding, analysis, reporting, circulation to customers and follow up for timely settlements Monitoring of WinSCP application. Track and report movements in customer records on a daily basis. Take corrective actions on any cash application errors. Perform reconciliation between main ERP and subsidiary 's ERP Perform month end activities. The activities incudes review of old/open deductions, monitor/review write offs, bad debts, uncollectable amounts, minor write offs, offset entries, reconciliation between ERPs, inter-company sales, month end customer invoicing, inventory management, month end statement creation, cash discounts and reverse upload from main ERP to subsidiary ERP and Month end reconciliation certification etc. Perform all AR related month end reporting including reconciliation and analysis of data. This needs to be performed prior and post-closing of each month. This includes comprehensive summary reporting of invoicing, bad debts, month on month movement/changes, Status of top 25 customers, DSO, trade litigation and AR scorecard etc. Take care of all the activities as a back of credit manager and also support credit manager to keep the system up to date. The duties include order release, Handle discrepancies, calculation of DSO, discount analysis, update changes in DMX application and address sales related questions and reporting Handle SOX reporting related to orders shipped, but not invoiced Perform/handle adjustments or corrections to customer accounts for over-billed or erroneous charges Perform uploading of Paper Soft supplier invoice into ERP during AP month end Perform customer creation and its related activities like validation/decide on New customer forms, Credit Application, Establish credit limits, Review credit reports, Credit references, Establish terms after discussion with sales team and average Annual volume expectations etc. Maintain/update customer master data in ERP/applications JDE, DMX, Elixir. Track changes, new customer creations and inform master data team for making timely changes in ERP records. Manage C/P hierarchy like master data management, credit assessment, invoice creation and its delivery, Payment monitoring, dispute resolution and reporting & analysis and Tax ID collection Responsible for training new hires/team members in the process Responsible for email box handling (Helpdesk) Should be experienced in credit analysis role. Should be able to evaluate and manage the credit risk associated with customers. Should be experienced in the following activities: Customer Creditworthiness Evaluation: Assessing the financial stability and credit history of customers. This includes reviewing credit scores, financial statements, and payment histories Credit Risk Scoring: Using models and tools to assign a credit risk score to each customer and helps in quantifying the risk and making informed decisions about extending credit Setting Credit Limits: Based on the creditworthiness evaluation, setting appropriate credit limits for customers to ensure that the risk is manageable Monitoring and Reviewing: Continuously monitoring customer accounts for any changes in their financial status or payment behavior. Regular reviews help in adjusting credit limits and taking proactive measures Risk Mitigation Strategies: Implementing strategies such as requiring advance payments, securing collateral, or using credit insurance to mitigate potential losses Collection Management: Developing and executing collection strategies to recover overdue payments. This includes sending reminders, negotiating payment plans, and, if necessary, taking legal action Should be able to manage duties like Order releases, Term discrepancies/changes, Average days to pay (DSO),Discount analysis, Sales questions/reporting & Quarterly Credit Limit reviews Work closely with cash application team to ensure accurate and timely receipt of all payments and provide missing remittance advices Evaluate the creditworthiness of potential customers to fix/modify credit limits. Perform Credit Assessment, establish credit policies, Implement/process credit applications and credit reference checks Perform /Maintain up-to-date Portal logins details, Carrier contact list and Customer List/information for smooth Ar functions Monitor and maintain AR Corp Box. Perform Filing all emails for Shared service manager/AR supervisor, Maintain Daily Invoices, Open Invoice Reports, Credit Hold notifications, sent remittances to Corp remits email box for smooth function of cash application process and monitor and file all communications for customer portfolio Support AR Supervisor on all internal/external audit requests. Collate and save all audit selection documentation for selected customer portfolios and perform flow chart reviews/walkthroughs sessions Regularly perform releasing of customer orders and hold orders for past due customers in Paper soft application Regularly participate in sales call with sales team and note down/track and report the important points Create and maintain credit folders in shared drive to save the credit reports from agencies like Dun & Bradstreet (D&B), Customer Relationship Management (CRM) systems, S&P Global, and Moody’s. Help businesses assess the creditworthiness of their customers, manage credit risk, and make informed decisions about extending credit as needed for credit manager Support in creating/setting up new customers in ERP. Update/maintain related supporting like Credit references, Filing, Documentation collection, Credit Reports & request for resale certificates Support all daily invoicing activities as needed including resolution to sales order errors prior to invoicing and generation of invoices, as needed Enter manually all the invoices/credits for all divisions for customers subscribed Ariba portal. Work with customer services for correcting the errors while entering invoices/credits into the Ariba portal Update approved credit limits and the credit review dates in respective customer records in JDE/ERP as per the request by credit manager Collect the Remittance details, bank fees related to all wire payments and share it with cash application team for timely and accurate application of payments received from customers Generate weekly aging to Sales report from ERP for all divisions and circulate among respective internal stake holders Should be able to handle all AR related calls from customers and internal stake holders independently Competencies Required High degree of business curiosity; quick learner with a proactive and agile mindset Exceptional opportunity identification and resolution mindset Optimistically looks toward future for opportunities to innovate and improve Exceptional communication skills (written and verbal); leading and presenting complex materials for various audiences Demonstrated strong time management skills Confidence in dealing with ambiguity; bringing different perspectives to light Ability to gather, analyze and interpret large quantities of data, and set action plans based on the analysis Technical Skill Requirements Minimum 5 to 8 years claims, collections, deduction management and accounts receivable experience required. Qualification - Should be a B. Com/M. Com/MBA Finance/CA Inter Strong computer skills fluent in all Microsoft Suite products including Microsoft Excel, Word and Power Point applications. Experience with accounting (ERP) programs/Applications (JDE/Papersoft /Deduction modules). Understanding of Generally Accepted Accounting Principles (US GAAP) Excellent written and oral communication skills. Demonstrated organizational skills. Solid analytical, problem solving, and critical thinking capabilities. Strong customer service and interpersonal skills. High level of detail and efficiency. Solid analytical, problem solving, and critical thinking capabilities. Ability to function in a team environment. Strong accounting knowledge with O2C experience Knowledge of JDE, Papersoft, DMX systems and deduction modules is desired Knowledge of SOX related activities and documentation High level of detail, accuracy and efficiency. Ability to research, analyse and reconcile accounts and exercise independent judgement to resolve accounts receivable related issues. Show more Show less

Here’s Where You’ll Demonstrate Your Competencies Lead and oversee AR collections activities across Emerging Asia (Mainly India and Thailand), ensuring timely collections and reduction of DSO. Manage the full AR lifecycle: invoicing, dispute resolution, cash application, and follow-up. Partner with commercial and sales teams to drive accountability for collections, particularly in complex cases. Own daily, monthly collection and timely AR aging reports and drive regular reviews with Global Stakeholders which includes the reporting of APAC nos. Work closely with customers to resolve payment delays, disputes, and ensure contractual compliance. Establish controls and ensure all collection activities are aligned with company policies and compliance standards. Monitor credit limits, customer creditworthiness, and recommend risk mitigation strategies. Collaborate with Shared Service Center (if applicable) for AR operational activities. Support external/internal audits, provide necessary documentation, and ensure audit readiness. Lead process improvement projects using FBS tools (Daily Management, Kaizen, Root Cause Analysis, Visual Management, etc.). Drive performance metrics such as DSO, collection efficiency, dispute resolution turnaround time. Communicates and coordinates with various members of the organization to ensure accuracy of systems and reporting. Respond to inquiries and ad-hoc analysis and reporting. Fortive Corporation Overview Fortive’s essential technology makes the world stronger, safer, and smarter. We accelerate transformation across a broad range of applications including environmental, health and safety compliance, industrial condition monitoring, next-generation product design, and healthcare safety solutions. We are a global industrial technology innovator with a startup spirit. Our forward-looking companies lead the way in software-powered workflow solutions, data-driven intelligence, AI-powered automation, and other disruptive technologies. We’re a force for progress, working alongside our customers and partners to solve challenges on a global scale, from workplace safety in the most demanding conditions to groundbreaking sustainability solutions. We are a diverse team 17,000 strong, united by a dynamic, inclusive culture and energized by limitless learning and growth. We use the proven Fortive Business System (FBS) to accelerate our positive impact. At Fortive, we believe in you. We believe in your potential—your ability to learn, grow, and make a difference. At Fortive, we believe in us. We believe in the power of people working together to solve problems no one could solve alone. At Fortive, we believe in growth. We’re honest about what’s working and what isn’t, and we never stop improving and innovating. Fortive: For you, for us, for growth. About Advanced Sterilization Products ASP is a leading global provider of innovative sterilization and disinfection solutions, and a pioneer of low-temperature hydrogen peroxide sterilization technology.ASP’s mission is to protect patients during their most critical moments. We support healthcare facilities in the fight to protect patients against hospital acquired infections, which are a leading cause of morbidity and mortality. ASP’s products, which are sold globally, include the STERRAD system for sterilizing instruments and the EVOTECH and ENDOCLENS systems for endoscope reprocessing and cleaning. We Are an Equal Opportunity Employer. Fortive Corporation and all Fortive Companies are proud to be equal opportunity employers. We value and encourage diversity and solicit applications from all qualified applicants without regard to race, color, national origin, religion, sex, age, marital status, disability, veteran status, sexual orientation, gender identity or expression, or other characteristics protected by law. Fortive and all Fortive Companies are also committed to providing reasonable accommodations for applicants with disabilities. Individuals who need a reasonable accommodation because of a disability for any part of the employment application process, please contact us at applyassistance@fortive.com. Bonus or Equity This position is also eligible for bonus as part of the total compensation package. ASP is a leading global provider of innovative sterilization and disinfection solutions, and a pioneer of low-temperature hydrogen peroxide sterilization technology.ASP’s mission is to protect patients during their most critical moments. We support healthcare facilities in the fight to protect patients against hospital acquired infections, which are a leading cause of morbidity and mortality. ASP’s products, which are sold globally, include the STERRAD system for sterilizing instruments and the EVOTECH and ENDOCLENS systems for endoscope reprocessing and cleaning. We Are an Equal Opportunity Employer. Fortive Corporation and all Fortive Companies are proud to be equal opportunity employers. We value and encourage diversity and solicit applications from all qualified applicants without regard to race, color, national origin, religion, sex, age, marital status, disability, veteran status, sexual orientation, gender identity or expression, or other characteristics protected by law. Fortive and all Fortive Companies are also committed to providing reasonable accommodations for applicants with disabilities. Individuals who need a reasonable accommodation because of a disability for any part of the employment application process, please contact us at applyassistance@fortive.com. This position is also eligible for bonus as part of the total compensation package. Show more Show less

Job Description CONTROLLERS Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Our professionals measure the profitability of, and risks associated with, every aspect of the firm's business. Controllers also ensure that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. OUR IMPACT We're a team of specialists charged with managing the firm's liquidity, capital, and risk, and providing the overall financial control and reporting functions. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm's success. The business is ideal for collaborative individuals who have strong ethics and attention to detail. BUSINESS UNIT The Controllers group is responsible for safeguarding the firm's assets: to help maintain the integrity of Goldman Sachs' finances and expenditures. Through careful consideration and analyses of firm finances, objectives and strategies, we ensure that the firm's businesses continue to be profitable and efficiently run. Controllers also ensure that all business practices are in compliance with financial and regulatory requirements worldwide. Since contact with virtually every part of the firm is essential to Controllers, professionals in the department experience Goldman Sachs businesses, products, and sophisticated technology systems in depth. Direct Hedge Funds, Hedge Funds Strategies, Private Equity Group teams within Controllers support the alternative investments within Goldman Sachs Asset Management division with oversight over complex private funds. Responsibilities Responsible for end-to-end payroll processing for US/UK/Global Payroll Processing. Responsible for the compensation reporting for both external as well as internal authorities. Commitment to control, ensuring data/ information flow has gone through proper internal controls. Review, reconcile and substantiate monthly entries to general ledger accounts for their region for various payroll and accrual entries. Working closely with Global CA counterparts in the administration of compensation reporting for responsible regions. Documentation of processes. Participation in global projects. Manage Ad-hoc requests. Experience/ Qualifications Degree in Business, Accounting or Finance. 3+ years relevant work experience. Strong PC skills, Peoplesoft, MS Word, MS Excel, Outlook Knowledge on US Domestic payroll and Taxation Knowledge of Payroll processing COMPETENCIES Excellent teamwork, interpersonal and communication skills. Details and controls oriented Flexible, can easily adapt changes About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html Please note that our firm has adopted a COVID-19 vaccination requirement for employees who work onsite at any of our U.S. locations to safeguard the health and well-being of all our employees and others who enter our U.S. offices. This role requires the employee to be able to work on-site. As a condition of employment, employees working on-site at any of our U.S. locations are required to be fully vaccinated for COVID-19, and to have either had COVID-19 or received a booster dose if eligible under Centers for Disease Prevention and Control (CDC) guidance, unless prohibited by applicable federal, state, or local law. Applicants who wish to request for a medical or religious accommodation, or any other accommodation required under applicable law, can do so later in the process. Please note that accommodations are not guaranteed and are decided on a case by case basis. © The Goldman Sachs Group, Inc., 2023. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity Same Posting Description for Internal and External Candidates Show more Show less

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About the company: Accumn - a Yubi company, is India’s most advanced AI-first credit decisioning platform, integrating machine learning (ML) and generative artificial intelligence (GenAI) to empower credit managers with precise, data-driven tools for fair and transparent lending decisions. Formed through the strategic consolidation of Corpository and FinFort, Accumn offers a comprehensive suite of solutions to support the entire credit lifecycle—from lead generation and risk management to post-disbursement monitoring. With over 1 lakh active banking and credit users , Accumn has achieved a 66% reduction in credit processing time and boasts an 85% success rate in predicting defaults. The platform has over 5 lakh entities under credit monitoring . The company has been recognized for “Best Use of AI & ML Models for Credit Default Prediction” by Banking Frontiers and “Best Use of AI in Risk Evaluation” by Dun & Bradstreet. Visit www.hello.accumn.ai and www.go-yubi.com to learn more. About the Role: We are seeking a dynamic and results-driven Sales Director to drive our sales efforts in delivering innovative credit underwriting and risk assessment solutions to Banks/Fintech/NBFC/FIs. The ideal candidate will have extensive experience in sales leadership within the fintech, banking, or financial services industry, with a proven track record of driving revenue growth, building strong client relationships, and leading high-performing sales teams. The Regional Head will be responsible for developing and executing a strategic sales plan for South India (Southern Region), identifying key business opportunities, and driving the overall sales performance. This individual will work closely with our sales leadership, product, marketing, Tech teams and customer success teams to ensure that our solutions align with the evolving needs of the Financial services Sector. Position: Sales Director – Growth Location: Mumbai Mode of working: Work from office, Frequent travel. Education: Bachelor/master’s degree in business/ finance/economics or Chartered Account/CFA. Key Responsibilities: Develop and execute a comprehensive sales strategy to drive the growth of our credit underwriting and risk assessment solutions within the financial services sector including Banks/NBFC/Fintech/FI. Need to chalk out plan for sales target achievement on MTD, QTD, YTD basis. Identify and target new business opportunities, including generating leads, building relationships with key decision-makers, and creating tailored proposals to meet client needs. Build and maintain strong relationships with senior stakeholders/Decision makers, including Chief Risk Officers, Chief Credit Officers, Business heads of various banking verticals such as Business banking, Retail Banking, Wealth etc. Lead all phases of the sales cycle (end to end), right from initial prospecting/lead generation and relationship building to contract negotiation and deal closure. Work closely with internal teams/stakeholders to ensure the product offerings align with the specific needs of the customer. Provide feedback on market trends, customer requirements – our products Vs competitor activity to refine product positioning and sales messaging. Lead negotiations with clients, ensuring favorable terms and conditions for both parties – create a win-win solution, while maintaining a focus on long-term relationships and mutual success. Track sales metrics and KPIs, providing regular reports to the executive team on sales performance, pipeline status, and revenue forecasts. Requirements What we look for: Minimum of 10+ years of sales experience in the fintech, banking, or financial services industry, with a focus on B2B sales of complex software or technology solutions. with at least 2 to 3 years focused on selling to Banks/NBFC or Fintech or BFSI segment in India. Proven track record of successfully selling FinTech solutions, preferably in the areas of credit underwriting & risk assessment, lending or financial services, to banks/Fintech or BFSI clients. Strong knowledge of the BFSI sector, the Forensics industry, with a deep understanding of the credit evaluation process. - including financial analysis and ratio analysis to check creditworthiness of any company/business. Well-versed in other key factors such as GST, external ratings, legal matters, and other related parameters that influence credit assessments. Sound Understanding of banks/NBFC/Fintech structure (verticals/segments), pain points, and decision-making structures with clear focus key decision makers. Excellent communication, presentation, with strong negotiation skills. Should be to influence decision making with internal & external stakeholders. Ability to navigate complex sales cycles and build relationships with senior-level stakeholders internally as well as within banks/NBFC/Fintech and its segments/verticals. Familiarity with the BFSI landscape in India, specifically credit risk assessment technologies and tools. Ability to travel as needed to meet with clients, attend industry events, and oversee business development initiatives. Show more Show less

Role: Credit Underwriter Experience: 1-4 Years Location : Saket (Delhi) About the Company: At WeCredit, we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of funds. About The Role: We are looking for a detail-oriented and analytical Credit Underwriter to join our Credit & Risk team. The ideal candidate will assess loan applications, evaluate creditworthiness, and make informed decisions that align with the company’s risk appetite and business goals. Key Responsibilities: Review and analyze loan applications, financial documents, and credit reports Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity Make clear, data-driven underwriting decisions within defined turnaround times Ensure compliance with internal policies, regulatory norms, and credit risk standards Collaborate with sales, collections, and operations teams to ensure seamless customer journeys Continuously refine underwriting criteria based on performance and market trends Document decisions and maintain accurate underwriting records Qualifications: Bachelor’s degree in Finance, Economics, Business, or related field 1–3 years of experience in credit underwriting, preferably in NBFCs or fintech companies Strong understanding of credit risk, financial ratios, and lending practices Proficiency in MS Excel and credit scoring tools High attention to detail and strong analytical skills Ability to work independently and make sound judgments Experience in underwriting unsecured loans or digital lending platforms (Preferred) If you're someone who enjoys working with data, has a sharp eye for risk, and thrives in a dynamic environment—we’d love to hear from you! Job Type: Full-time Pay: ₹300,000.00 - ₹500,000.00 per year Benefits: Flexible schedule Schedule: Day shift Work Location: In person Speak with the employer +91 9105453268

Job Title: Sales Representative Company: RS ROASTED GRAM MILLS KUMBAKONAM - Roasted Gram Manufacturer Location: Tamil Nadu, India Job Description: As a Sales and Collection Executive at RS ROASTED GRAM MILLS KUMBAKONAM , you will be responsible for driving sales growth and ensuring timely collection of payments from customers for our roasted gram products across 60 KM RADIUS FROM KUMBAKONAM 612001 . Your role will be pivotal in expanding our market presence, maintaining strong customer relationships, and optimizing the collections process to support the company’s financial objectives. Responsibilities: 1. Sales Strategy and Planning: - Develop and implement sales strategies to achieve sales targets for roasted gram products in Tamil Nadu. - Identify potential markets and customer segments, and create action plans to tap into these opportunities. 2. Customer Relationship Management: - Build and maintain strong relationships with existing and prospective customers. - Address customer inquiries, provide product information, and resolve complaints to ensure customer satisfaction and retention. 3. Sales Execution: - Conduct sales visits and presentations to potential customers. - Negotiate and finalize sales agreements, ensuring favorable terms and conditions for the company. - Manage the entire sales cycle from lead generation to order fulfillment. 4. Order Management: - Process customer orders accurately and ensure timely delivery of products. - Coordinate with production and logistics teams to manage inventory levels and fulfill orders efficiently. 5. Market Research and Analysis: - Conduct market research to understand customer needs, preferences, and competitive landscape. - Gather and analyze data on market trends and customer feedback, providing insights to the management team for product development and improvement. 6. Collection Management: - Monitor outstanding invoices and follow up with customers to ensure timely payment collection. - Implement effective collection strategies to minimize overdue accounts and reduce bad debts. - Communicate with customers to resolve payment issues and negotiate payment plans when necessary. 7. Credit Control: - Evaluate customer creditworthiness and establish credit limits in coordination with the finance department. - Review and negotiate credit terms and conditions with customers. 8. Sales Reporting: - Prepare and submit regular sales reports, including sales performance, market trends, and customer feedback, to the management team. - Provide insights and recommendations for improving sales strategies and collection processes. 9. Cross-functional Collaboration: - Collaborate with marketing, production, and finance teams to align sales and collection activities with overall business objectives. - Coordinate promotional activities and campaigns to support sales growth and customer acquisition. 10. Compliance and Documentation: - Ensure compliance with company policies and procedures, as well as legal and regulatory requirements related to sales and collection activities. - Maintain accurate records of sales transactions, customer interactions, and payment collections. Qualifications: - Bachelor’s degree in Business Administration, Marketing, Finance, or a related field. - Proven experience in sales and collection roles, preferably in the food manufacturing or FMCG industry. - Strong negotiation, communication, and interpersonal skills. - Results-driven with a track record of achieving sales targets and collection goals. - Ability to work independently, prioritize tasks, and meet deadlines. - Proficiency in MS Office applications and CRM software. - Knowledge of local market dynamics and consumer behavior in Tamil Nadu. - Willingness to travel extensively within the assigned region. Join our team RS ROASTED GRAM MILLS KUMBAKONAM at and play a vital role in the growth and success of our roasted gram manufacturing business in Tamil Nadu. Your contributions will help us expand our market presence and ensure robust financial health. Job Types: Full-time, Permanent Pay: ₹14,000.00 - ₹20,000.00 per month Benefits: Cell phone reimbursement Health insurance Provident Fund Compensation Package: Performance bonus Yearly bonus Schedule: Day shift Experience: Field sales: 1 year (Required) License/Certification: license (Required) Willingness to travel: 75% (Required) Work Location: In person Speak with the employer +91 9842445056

Job Title: Home Loan Sales Executive Location: Ghansoli, Navi Mumbai Company: Home First Finance Company Job Summary: Home First is looking for dynamic, proactive, and tech-savvy professionals to join our team as Home Loan Sales Executives. The role involves engaging with potential customers, understanding their needs, and offering suitable home loan solutions. You will work on inbound and outbound leads, counsel prospects, and ensure successful closures. Key Responsibilities: Make inbound/outbound calls on leads generated through company marketing efforts to pitch home loan products and ensure their closure. Counsel digital leads centrally and provide end-to-end support for home loan products. Clearly and effectively communicate and counsel prospects regarding product details and queries. Evaluate basic creditworthiness and eligibility of customers based on profile, income, and submitted documents. Ensure follow-ups by passing leads to the appropriate internal teams with complete profile information and requirements. Meet monthly sales targets assigned by the organization. Requirements: Graduate in any discipline. Strong computer knowledge and good communication skills. Confidence and ability to sell financial products effectively. Ability to think on your feet and understand customer requirements. Interactive, tech-savvy, and proactive in approach. Skills & Competencies: Sales & persuasion skills Customer service orientation Attention to detail Time management Basic understanding of credit evaluation Job Type: Full-time Pay: ₹10,000.00 - ₹20,000.00 per month Work Location: In person

Job Requirements Position: Associate Relationship Manager-LAP Company Name: IDFC FIRST Bank Job Type: Full-Time Job Category: Retail Banking Department: Retail Banking > Rural Banking > Assets > Mortgages Location: Naini, Prayagraj, Uttar Pradesh, India IDFC FIRST Bank is seeking a highly motivated and experienced Associate Relationship Manager-LAP to join our Retail Banking team. As an Associate Relationship Manager, you will be responsible for managing and growing the bank's portfolio of mortgage loans in the rural banking sector. Key Responsibilities Develop and maintain relationships with existing and potential customers in the rural banking sector Identify and acquire new customers through various channels such as referrals, cold calling, and networking Conduct thorough financial analysis and risk assessment of potential customers to determine their creditworthiness Structure and negotiate loan terms and conditions with customers Monitor and manage the performance of the existing loan portfolio, ensuring timely repayments and minimizing delinquencies Cross-sell other banking products and services to customers to increase revenue and deepen relationships Stay updated on market trends and competition to identify potential business opportunities Collaborate with other departments within the bank to provide excellent customer service and ensure smooth loan processing and disbursement Qualifications Bachelor's degree in Finance, Business Administration, or a related field Minimum of 2 years of experience in retail banking, preferably in the rural banking sector Strong understanding of mortgage loan products and processes Excellent communication and interpersonal skills Proven track record of meeting and exceeding sales targets Ability to work independently and in a team environment Proficient in MS Office and other relevant software We offer a competitive salary and benefits package, as well as opportunities for career growth and development. If you are a self-starter with a passion for sales and a drive to succeed, we want to hear from you. Apply now to join our dynamic team at IDFC FIRST Bank as an Associate Relationship Manager-LAP. Show more Show less

About The Role Grade Level (for internal use): 10 S&P Global Ratings About the Role : Senior Engineer / Lead Engineer / Senior Lead Engineer - Data Engineering S&P Global Ratings is looking for a Java/Angular full stack solid engineering technologist/individual contributor to join Ingestion Pipelines Engineering team within Data Services group, a team of data and technology professionals who define and execute the strategic data roadmap for S&P Global Ratings. The successful candidate will participate in the design and build of S&P Ratings cutting edge Ingestion pipelines solutions. The Team : You will be an expert contributor and part of the Rating Organization’s Data Services Product Engineering Team. This team, who has a broad and expert knowledge on Ratings organization’s critical data domains, technology stacks and architectural patterns, fosters knowledge sharing and collaboration that results in a unified strategy. All Data Services team members provide leadership, innovation, timely delivery, and the ability to articulate business value. Be a part of a unique opportunity to build and evolve S&P Ratings next gen analytics platform. Responsibilities And Impact Architect, design, and implement innovative software solutions to enhance S&P Ratings' cloud-based analytics platform. Mentor a team of engineers (as required), fostering a culture of trust, continuous growth, and collaborative problem-solving. Collaborate with business partners to understand requirements, ensuring technical solutions align with business goals. Manage and improve existing software solutions, ensuring high performance and scalability. Participate actively in all Agile scrum ceremonies, contributing to the continuous improvement of team processes. Produce comprehensive technical design documents and conduct technical walkthroughs. What We’re Looking For Basic Required Qualifications : Bachelor’s degree in computer science, Information Systems, Engineering, equivalent or more is required Proficient with software development lifecycle (SDLC) methodologies like Agile, Test-driven development Designing/developing enterprise products, modern tech stacks and data platforms 4+ years of hands-on experience contributing to application architecture & designs, proven software/enterprise integration design patterns and full-stack knowledge including modern distributed front end and back-end technology stacks 4+ years full stack development experience in modern web development technologies, Java/J2EE, UI frameworks like Angular, React, SQL, Oracle, NoSQL Databases like MongoDB Experience designing transactional/data warehouse/data lake and data integrations with Big data eco system leveraging AWS cloud technologies Thorough understanding of distributed computing Passionate, smart, and articulate developer Quality first mindset with a strong background and experience with developing products for a global audience at scale Excellent analytical thinking, interpersonal, oral and written communication skills with strong ability to influence both IT and business partners Superior knowledge of system architecture, object-oriented design, and design patterns. Good work ethic, self-starter, and results-oriented Excellent communication skills are essential, with strong verbal and writing proficiencies Exp. with Delta Lake systems like Databricks using AWS cloud technologies and PySpark is a plus Additional Preferred Qualifications Experience working AWS Experience with SAFe Agile Framework Bachelor's/PG degree in Computer Science, Information Systems or equivalent. Hands-on experience contributing to application architecture & designs, proven software/enterprise integration design principles Ability to prioritize and manage work to critical project timelines in a fast-paced environment Excellent Analytical and communication skills are essential, with strong verbal and writing proficiencies Ability to train and mentor About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our Benefits Include Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Inclusive Hiring And Opportunity At S&P Global At S&P Global, we are committed to fostering an inclusive workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and equal opportunity, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.1 - Middle Professional Tier I (EEO Job Group), SWP Priority – Ratings - (Strategic Workforce Planning) Job ID: 313193 Posted On: 2025-03-09 Location: Mumbai, Maharashtra, India Show more Show less

Job Title: Credit Analyst Location: Pune Employment Type: Full-Time Role Overview We are seeking a dynamic and analytical Credit Analyst to join our credit risk team. The ideal candidate will be responsible for preparing robust credit models, conducting credit scoring, and drafting detailed credit memos that support sound, rapid lending decisions. This role demands strong financial acumen, a deep understanding of SME and corporate credit risk, and the ability to operate in a fast-paced, high-impact environment. Key Responsibilities Credit Modeling: Develop and maintain quantitative credit risk models to assess borrower creditworthiness and design cash-flow projection models tailored to seasonal, sector-specific SME cycles. Credit Scoring: Apply proprietary and industry-standard credit scoring techniques to MSMEs and corporate clients. Credit Memos: Draft detailed and concise credit memos to support loan approval decisions, integrating financial analysis, industry outlook, and risk assessment. Financial Analysis: Analyze financial statements, cash flows, business plans, and operational metrics to assess credit risk. Experience evaluating thin-file borrowers using alternative/behavioral data. Due Diligence: Perform background checks and validation of submitted documents for credit assessment. Portfolio Monitoring: Continuously monitor existing clients’ financial health and flag early warning signs for deteriorating credit quality. Collaboration: Work closely with Business Development, Risk, and Legal teams to structure funding solutions aligned with risk appetite and customer needs. Automation & Tools: Contribute to the development and refinement of automated underwriting tools and credit scoring models, participate in training data pipelines and validating ML-based underwriting engines. Requirements CA/CFA level 3 cleared. Bachelor’s degree in Finance, Accounting, Economics, or a related field. 2–5 years of experience in credit analysis, preferably in NBFCs, fintechs, or banks. Strong understanding of SME and corporate credit dynamics, especially in emerging markets. Experience in cash-flow-based lending and forward-looking risk assessments is highly desirable. Proficiency in financial modeling and analysis tools (Excel, Python/R/PowerBi is a plus). Excellent written and verbal communication skills; ability to write concise, data-backed credit memos. Comfortable working in a dynamic, fast-paced lending environment with quick turnaround expectations. Strong attention to detail and risk-oriented mindset. Preferred Qualifications Experience with credit scoring frameworks. Exposure to lending to sectors like manufacturing, trading, or logistics. Familiarity with alternative data and digital underwriting methods. About us RCK Analytics Private Limited provides world-class custom equity research, investment research, PE/VE research support, Investment Banking support, analytics, and assurance services to global clients. We work with financial and investment companies, private equity, asset management and hedge funds, investment banks and broking houses, market research firms, consulting firms, and various sector corporates. The environment at RCK Analytics encourages not only best performance, hard work and commitment but also have fun and work life balance. We promote an open, transparent and performance-based culture in our organization. We provide regular training and feedback to people to ensure consistent performance, skill-set enhancement and systematic growth. Show more Show less

About DMI: Led by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India. Founded in 2008 by Shivashish Chatterjee and Yuvraja C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending, housing finance, digital consumer and MSME finance and asset management. DMI is supported by global institutional investors, strategic family offices and leading banks and public market creditors in India. Job Description: Purpose: Manage and strategize on end-to-end credit underwriting and monitoring of portfolio of personal loans through digital journey. Accountabilities: Underwriting Policies: Working on solutions for credit underwriting basis different product constructs Closely work with Data Science team to analyse of the underwriting models prepared by them and validate the performance of the same on current portfolio Determining performance benchmarks and identify course of action in case of breach Automation of Credit Policies to ensure no/minimal manual Intervention in assessing the creditworthiness Determining the right pricing basis segmentation Working on standardization of policies and processes. 2. Performance monitoring: Portfolio Analysis and recommending the policy changes to Policy head basis the outcome of the analysis Periodical credit review of the existing portfolio and conducting various analysis to identify the high-risk segments. Taking actions to mitigate the risks identified based on portfolio performance Monitor the delinquent accounts to ensure the achievement of company standards/benchmark of the delinquency. Identifying technological solutions to improve existing processes and overall portfolio management functions Analysis of various MIS to monitor portfolio performance and risk. 3. New Partner Integrations Understanding the product being offered by the new channel partner and the segment being catered to. Understanding the journey, identifying the set of information available with the channel partner and requisitioning the set of data to be provided at time of application Creation of policy basis the product, information available and prevailing models Facilitate data room exercise for new segment of customers Formulation of policy keeping the expected loss rates in consideration Monitor the implementation of policy, UAT and production test run of policy and clear the bottlenecks, if any 4. Relationship Management: - Managing relations with Partners, credit reporting agencies and assisting in all credit operations of the company Qualifications: Minimum Qualification required: Postgraduate in Finance/Statistics/Management from A institutes Qualifications preferred: BTech with MBA Skills & Knowledge: Work Experience Minimum 7 years with 3 – 4 years in risk management and policy creation Should have a fair understanding of risk performance Should have a very good communication skill. Superior Stake holder management skills- Work closely and align with each of the internal functions which includes Business development, Credit and Policy, Data science, Legal, Technology, Operations, Collections, Customer Success team and external stakeholders. Hands-on experience to work on large structured and unstructured datasets using different data processing and statistical tools is must Data driven, Analytical approach, Team Player Main Skills: - Applicant should be Proficient in - Data Analytics Model Validation Policy Formulation Portfolio Management Stake Holder Management Technical Skills: - Demonstrated Experience in R/Python (preferred), SQL (MANDATORY), Advanced Excel etc. Show more Show less

Job Description CONTROLLERS Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Our professionals measure the profitability of, and risks associated with, every aspect of the firm's business. Controllers also ensure that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. OUR IMPACT We're a team of specialists charged with managing the firm’s liquidity, capital, and risk, and providing the overall financial control and reporting functions. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm’s success. The business is ideal for collaborative individuals who have strong ethics and attention to detail. BUSINESS UNIT The Controllers group is responsible for safeguarding the firm's assets: to help maintain the integrity of Goldman Sachs' finances and expenditures. Through careful consideration and analyses of firm finances, objectives and strategies, we ensure that the firm's businesses continue to be profitable and efficiently run. Controllers also ensure that all business practices are in compliance with financial and regulatory requirements worldwide. Since contact with virtually every part of the firm is essential to Controllers, professionals in the department experience Goldman Sachs businesses, products, and sophisticated technology systems in depth. Direct Hedge Funds, Hedge Funds Strategies, Private Equity Group teams within Controllers support the alternative investments within Goldman Sachs Asset Management division with oversight over complex private funds. Job Summary And Responsbilities Safeguard the assets and reputation of the firm by controlling and supporting the investment management division, as well as ensuring that they are in compliance with the firm’s policies and with the rules/regulations that govern global financial markets. Managing the expense payment and allocation process for private equity funds and hedge funds, monitoring and liaising with third party vendors providing the expense processing service and performing review functions Handle reporting requirements to Senior Management and to IMD. Work closely with other divisions, including Business Teams, Product Services, Operations, IT and Trading Divisions Work closely with fund administrators and auditors Skills And Relevant Experience Qualified CA / Post Graduate / MBA with experience in the alternative investment/private funds and hedge funds market and process management desired Work Experience: 3 to 7 years Basic knowledge of financial statements preparation & review; USGAAP, IFRS knowledge and experience in coordinating with Big 4 accounting firms during audit cycle is an advantage Basic industry knowledge and strong accounting knowledge is desirable Strong analytical skills and detail oriented Able to grasp new concepts quickly and work in a team environment Able to handle multiple tasks and prioritize Excellent interpersonal, client relationship and communication (written and verbal) skills Self-starter, inquisitive, enthusiastic with a strong analytical mind-set MS Office knowledge (Word, Excel) required About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html Please note that our firm has adopted a COVID-19 vaccination requirement for employees who work onsite at any of our U.S. locations to safeguard the health and well-being of all our employees and others who enter our U.S. offices. This role requires the employee to be able to work on-site. As a condition of employment, employees working on-site at any of our U.S. locations are required to be fully vaccinated for COVID-19, and to have either had COVID-19 or received a booster dose if eligible under Centers for Disease Prevention and Control (CDC) guidance, unless prohibited by applicable federal, state, or local law. ApPlicants who wish to request for a medical or religious accommodation, or any other accommodation required under applicable law, can do so later in the process. Please note that accommodations are not guaranteed and are decided on a case by case basis. © The Goldman Sachs Group, Inc., 2023. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity Show more Show less

JOB DESCRIPTION CREDIT EXECUTIVE Candidate job profile involves assessing and managing creditworthiness to minimize risk for our society. They review loan applications, analyze financial data, and make decisions on approvals and terms, while also ensuring compliance with lending regulations. This role requires strong analytical and communication skills, as well as a deep understanding of financial principles and risk management. ROLES & RESPONSIBILITIES - Monitoring the lending activities of the society and ensuring that all the loan process operate within the right credit risk Developing advanced analytics and modelling of credit and retailer risk strategy and policies Ensuring that advanced analytics are compliant with the set policies and regulations. Producing reports that are accurate, insightful and relevant to society. Managing specifications, implementations and testing of loan strategy changes Supporting a loan process to perform better credit life cycle and risk analysis Working with loan hypothesis and a backend team to enhance the capabilities of a business Reviewing and assessing the financial activities of a borrower to find out their credit risks. · evaluating clients' financial information and calculating risk ratios. · To ensure that the assessment and disbursement of the proposal is in line with society guidelines/manual. · To ensure to maintain TAT for all the advances by continuously monitoring the overall progress of the proposal. · To maintain records of loan applications and monitor payments. · Responsible for loan processing and loan monitoring. DESIRED CANDIDATE PROFILE Must be a graduate from Commerce/BAF/BBI Relevant work experience of Credit Officer. Proficiency in computer applications with Excellent MS Excel Skills Job Types: Full-time, Permanent Pay: ₹18,000.00 - ₹22,000.00 per month Benefits: Leave encashment Paid time off Provident Fund Schedule: Day shift Work Location: In person Expected Start Date: 14/06/2025

Full-time Company Description Travel Super Mall is India's premier B2B travel distribution platform that empowers our partners by offering leading-edge technology, accurate pricing, and a user-friendly platform for smooth transactions. We aim to provide an extensive array of travel solutions customized for travel agents and tour operators throughout the country, catering to major cities such as New Delhi, Mumbai, Chennai, and Kolkata. Our services encompass hotel, bus and flight bookings along with travel insurance. Moving forward, we will also be introducing railway bookings and holiday packages to our range of services. Our aim is to assist these businesses in elevating their operations to unprecedented levels of success. Travel Super Mall is seeking a diligent and proactive Credit Controller for (B2B Vertical) to manage our B2B credit accounts. In this role, you will be responsible for managing outstanding balances, ensuring timely payments, and maintaining a healthy cash flow. The ideal candidate will have strong communication skills, experience in managing B2B client accounts, and the ability to resolve payment issues while building positive relationships with clients. Key Responsibilities Manage B2B Credit Accounts: Oversee the credit accounts of B2B clients, ensuring timely invoicing and collection of payments. Credit Risk Assessment: Conduct credit checks on new clients, establish appropriate credit limits, and monitor the creditworthiness of existing clients. Debt Recovery: Track overdue payments, initiate collection efforts, and follow up on pending invoices. Negotiate payment plans when necessary. Payment Reconciliation: Reconcile client accounts to ensure accurate records of outstanding amounts and payments received. Dispute Resolution: Liaise with clients and internal departments to resolve any payment-related disputes or discrepancies. Reporting: Generate regular reports on outstanding debts, collections performance, and credit control KPIs for management. Process Improvement: Identify and recommend improvements in the credit control process to increase efficiency and reduce risk. Client Relationship Management: Maintain positive relationships with clients while ensuring compliance with credit policies and timely debt collection. Qualifications Educational Background: Bachelor's degree in Finance, Accounting, or a related field. Experience: 3 years of experience in credit control, accounts receivable, or finance, preferably in the travel or hospitality sector. Communication: Excellent verbal and written communication skills with a professional demeanor. Negotiation Skills: Strong negotiation abilities to manage difficult conversations and resolve payment disputes. Attention to Detail: High level of accuracy and attention to detail when managing financial records. Problem-Solving: Ability to identify issues and find effective solutions to ensure payments are received on time. Tech-Savvy: Proficiency in accounting software (e.g., QuickBooks, SAP, or Oracle) and MS Office, especially Excel. Customer Service: A customer-focused approach with a balance between enforcing payment terms and maintaining good client relationships. Preference Added advantage from travel domain. Show more Show less

Job Description CONTROLLERS Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Our professionals measure the profitability of, and risks associated with, every aspect of the firm's business. Controllers also ensure that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. OUR IMPACT We're a team of specialists charged with managing the firm’s liquidity, capital, and risk, and providing the overall financial control and reporting functions. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm’s success. The business is ideal for collaborative individuals who have strong ethics and attention to detail. BUSINESS UNIT The Controllers group is responsible for safeguarding the firm's assets: to help maintain the integrity of Goldman Sachs' finances and expenditures. Through careful consideration and analyses of firm finances, objectives and strategies, we ensure that the firm's businesses continue to be profitable and efficiently run. Controllers also ensure that all business practices are in compliance with financial and regulatory requirements worldwide. Since contact with virtually every part of the firm is essential to Controllers, professionals in the department experience Goldman Sachs businesses, products, and sophisticated technology systems in depth. Direct Hedge Funds, Hedge Funds Strategies, Private Equity Group teams within Controllers support the alternative investments within Goldman Sachs Asset Management division with oversight over complex private funds. RORG is an independent review group that provides continuous monitoring and assurance of the accuracy of the Regulatory Reporting Requirements. Its primary responsibility is to effectively challenge the rigor and accuracy of the firm’s and the Bank’s internal systems/processes supporting regulatory compliance. The independent verification process helps detect and identify potential issues with conformance with instructions and firm policies, data quality, and control effectiveness. Review of this information helps to identify process and reporting gaps, and will be the foundation for determining the examination activities to be conducted. RORG serves to complement the firm’s other independent risk-management infrastructure and internal audit function. Job Summary And Responsbilities Develop an understanding of firm’s regulatory reporting requirements including Capital Planning processes and controls supporting the reporting process and systems Conduct independent reviews of the various regulatory reports filed by the Firm including verification of the regulatory instructions, data accuracy/ aggregation and reporting compliance Assess design adequacy and operating effectiveness of controls Raise action items and independently validate remediation plans Provide effective challenge of stakeholder process(es) and outcomes Liaise across relevant business, technology to prioritize risks, challenge decisions, assumptions and drive appropriate risk response Develop and maintain effective and constructive stakeholder relationships Preferred Qualiciation Attention to detail and possesses strong excel, analytical & organizational skills Proactive, strong interpersonal, written and verbal communication skills Ability to operate in a fast-paced environment with high sense of urgency/ multi-tasking skills Interest in developing a solid understanding of financial markets/ products and regulatory reporting landscape Keen to learn, adopt new skills and identify and make improvements to systems and processes BASIC QUALIFICATION Chartered Accountants/ Certified Public Accountant/ equivalent degree with 3-6 years of experience Public or internal audit experience with exposure in Financial Services sector Quality Assurance experience Understanding of U.S. Regulatory Reporting About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html Please note that our firm has adopted a COVID-19 vaccination requirement for employees who work onsite at any of our U.S. locations to safeguard the health and well-being of all our employees and others who enter our U.S. offices. This role requires the employee to be able to work on-site. As a condition of employment, employees working on-site at any of our U.S. locations are required to be fully vaccinated for COVID-19, and to have either had COVID-19 or received a booster dose if eligible under Centers for Disease Prevention and Control (CDC) guidance, unless prohibited by applicable federal, state, or local law. Applicants who wish to request for a medical or religious accommodation, or any other accommodation required under applicable law, can do so later in the process. Please note that accommodations are not guaranteed and are decided on a case by case basis. © The Goldman Sachs Group, Inc., 2023. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity Show more Show less

Company Description WNS (Holdings) Limited (NYSE: WNS), is a leading Business Process Management (BPM) company. We combine our deep industry knowledge with technology and analytics expertise to co-create innovative, digital-led transformational solutions with clients across 10 industries. We enable businesses in Travel, Insurance, Banking and Financial Services, Manufacturing, Retail and Consumer Packaged Goods, Shipping and Logistics, Healthcare, and Utilities to re-imagine their digital future and transform their outcomes with operational excellence.We deliver an entire spectrum of BPM services in finance and accounting, procurement, customer interaction services and human resources leveraging collaborative models that are tailored to address the unique business challenges of each client. We co-create and execute the future vision of 400+ clients with the help of our 44,000+ employees. Job Description Position Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. Responsibilities: Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines Review all mortgage applications and documentation for accuracy and completeness Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral. Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators Review property documentation including title commitments, sales contracts, insurance, and flood determinations Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud Review and analyze appraisals for value and compliance with industry requirements Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client Maintain confidentiality of all customer and employee information Respond positively to feedback and redirection Fully utilize systems, tools, training, and resources provided to maximize potential Assist other departments as needed Meeting daily production. Meeting the daily SLA requirement Knowledge/Skills/Abilities: Experienced mortgage professional with 2-3 years with mortgage underwriting. Has a complete understanding of Conventional, FHA and VA underwriting guidelines. Has working knowledge of real estate lending criteria and federal, state, and agency compliance Can multi-task and manage time efficiently Has strong organizational skills, attention to detail, and basic Microsoft Office skills Good analytical and problem-solving skills. Strong organization and verbal and written communications skills. Highly adaptive and open to changes as the organization grows and its needs evolve.Hand on experience in Quality Tools such as RCA, Pareto Analysis etc Qualifications Any Batchelor's Degree Show more Show less

Company Description WNS (Holdings) Limited (NYSE: WNS), is a leading Business Process Management (BPM) company. We combine our deep industry knowledge with technology and analytics expertise to co-create innovative, digital-led transformational solutions with clients across 10 industries. We enable businesses in Travel, Insurance, Banking and Financial Services, Manufacturing, Retail and Consumer Packaged Goods, Shipping and Logistics, Healthcare, and Utilities to re-imagine their digital future and transform their outcomes with operational excellence.We deliver an entire spectrum of BPM services in finance and accounting, procurement, customer interaction services and human resources leveraging collaborative models that are tailored to address the unique business challenges of each client. We co-create and execute the future vision of 400+ clients with the help of our 44,000+ employees. Job Description Full Job Description Position Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. Responsibilities: Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines Review all mortgage applications and documentation for accuracy and completeness Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral. Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators Review property documentation including title commitments, sales contracts, insurance, and flood determinations Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud Review and analyze appraisals for value and compliance with industry requirements Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client Maintain confidentiality of all customer and employee information Respond positively to feedback and redirection Fully utilize systems, tools, training, and resources provided to maximize potential Assist other departments as needed Meeting daily production. Meeting the daily SLA requirement Meeting the daily Quality requirements Qualifications Education: Bachelors in any stream. Experience: 2+ years’ increasingly responsible experience in related areas. Knowledge/Skills/Abilities: Experienced mortgage professional with 2-3 years with mortgage underwriting Has a complete understanding of Conventional, FHA and VA underwriting guidelines. Has working knowledge of real estate lending criteria and federal, state, and agency compliance Can multi-task and manage time efficiently Has strong organizational skills, attention to detail, and basic Microsoft Office skills Good analytical and problem-solving skills. Strong organization and verbal and written communications skills. Highly adaptive and open to changes as the organization grows and its needs evolve. Qualifications Batchelor's Degree (Any) Show more Show less

Job Requirements Job Title : Associate Debt Manager-Flows-2 Wheeler Loan Department : Collection Responsibilities Manage the 2 Wheeler Loan portfolio and ensure timely collections and recoveries Monitor delinquent accounts and take necessary actions to minimize losses Conduct field visits to assess customer creditworthiness and collect overdue payments Build and maintain relationships with customers to ensure timely payments and customer satisfaction Collaborate with internal teams to develop and implement strategies for improving loan performance Stay updated on industry trends and regulations related to 2 Wheeler Loans Provide regular reports and updates on portfolio performance to senior management Qualification Graduation- Any Post Graduation- MBA, PGDM Work Experience 0-2 years of work experience Show more Show less

Job Title: Field Sales Executive – Home Loan Sales Company : Snapmoney Finance Pvt Ltd Location : Hyderabad Salary: ₹25,000 – ₹35,000 per month (based on experience and performance) plus incentives Experience Required : Minimum 1 year in home loan or financial product sales Job Type : Full-time Job Summary: Snapmoney Finance Pvt Ltd is hiring Field Sales Executives – Home Loan Sales to drive business through on-ground customer acquisition and relationship management. This role is ideal for Field sales executives with experience in selling housing finance products and a strong network in the real estate and property market. Key Responsibilities: Identify potential customers for home loans by visiting residential areas, and builder project sites through referrals and cold calling. Meet clients to understand their financial needs, explain loan products, interest rates, EMI options, and tailor offerings accordingly. As a Field Sales Executive Assist clients with the complete documentation process, ensuring compliance with company and regulatory guidelines. Pre-screen clients by checking eligibility based on income, property type, and creditworthiness before submission. Coordination with Credit Team for verification departments to ensure timely processing and disbursal of home loans. Build and maintain strong relationships with builders, property agents, and other key market influencers to generate regular leads. Keep updated on competitor offerings, real estate developments, interest rate changes, and RBI guidelines impacting home loan products. Consistently meet or exceed assigned monthly sales and disbursement targets. Provide post-sale support for documentation, queries, and loan status updates until final disbursement. Candidate Requirements: Minimum 1 year of Field sales experience in home loans, LAP, mortgage, or housing finance industry is mandatory Good knowledge of the local property market, builder tie-ups, and housing finance processes Strong negotiation, sales, and interpersonal skills Ability to handle pressure and work independently to achieve sales goals Should be willing to travel extensively within the city Must own a two-wheeler Graduation or equivalent qualification preferred Perks & Benefits: Competitive salary + attractive performance-based incentives Fast-track growth for high performers Field support, product training, and the opportunity to work with a growing finance company Travel allowances are provided. Job Types: Full-time, Permanent Pay: ₹2,732.43 per week Benefits: Paid time off Schedule: Day shift Work Location: In person

Company Description Hero FinCorp Limited (HFCL), initially incorporated as Hero Honda FinLease Limited, rebranded in 2011. Under the leadership of CEO Abhimanyu Munjal, HFCL aims to be India's 'Next Generation, Ultra-Lean, Credit Champion'. The company operates in Corporate Lending (SME & MME) and Retail Financing (Hero MotoCorp Two Wheelers), serving clients through more than 2000 touchpoints across India. Committed to 'Finance Made Easy', HFCL delivers a wide range of capex and opex solutions, continually expanding its financial services to provide flexible, client-centric offerings. Role Description This is a full-time, on-site role for a Credit Analyst based in Mumbai. The Credit Analyst will be responsible for evaluating creditworthiness, performing financial analysis, and managing risk assessments. Day-to-day tasks include analyzing financial statements, preparing credit reports, and maintaining client relationships to ensure compliance with lending policies. The role requires effective communication with internal teams and clients to facilitate credit decisions. Qualifications Expertise in Credit Management and Credit analysis Strong Analytical Skills and Financial acumen Effective Communication skills, both written and verbal Relevant experience in Finance and Credit sectors Bachelor's or Master’s degree in Finance, Economics, Business, or a related field Proficiency in financial modeling and risk assessment tools Attention to detail and strong organizational skills Ability to work collaboratively in a team-oriented environment Show more Show less