Credit Underwriter

Job Description

Job Title: Credit underwriter Experience: 5+ Years Salary: 25-30 LPA Location: Green Park (South Delhi) Working Days: 5 Days Job/role description - strong analytical mindset with strong financial analysis aptitude - capability to analyze case 360 degrees from promoter, group and project level diligence - understanding about stat and legal due diligence - smartness to handle client and internal teams and bridge the gap between the management and deployment requirements - ability to make proposal notes covering all the diligence - undertaking diligence of the investee companies - transaction structuring with risk assessment and mitigating risks with building proper terms and conditions - engaging with third party values and lawyers for transaction execution - navigating transactions with lawyers and investee companies to not compromise on risk yet completing the transaction. - post transaction compliance tracking for perfecting transaction related securities and risk management - transaction monitoring and tracking and legal follow ups with clients. - recovery and collection follow up with clients and taking legal actions in coordination with legal counsel for recovery. Qualification: - ca/cost accountant preferred - MBA finance/finance degrees - Prior experience of ncd, listed capital market debt products preferred. Experience - 5 yrs+ - Credit roles with banks, senior credit roles in hdfc/ kotak / icici /sbi banks specially preferred. - Experience in structured debt products preferred, corporate credit roles preferred. Solely retail loans not preferred. - Experience with non convertible debentures, optionally converted debentures preferred - Experience in collection/recoveries, and should be adept in management of transaction along with client handling and risk assessment. Skills expected: - risk assessment - Analytical mindset - sharp on picking up small clues - self motivation (since small team) - independent handling of situations - strong knowledge of financial products and irr concepts Show more Show less