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Credit Processing Associate-Agri Business Group (ABG)-Credit

1 - 2 years

4 - 7 Lacs

Bengaluru

Posted:1 month ago| Platform: Naukri logo

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Skills Required

credit processing credit approval loan processing mis credit operations credit underwriting credit analysis credit risk credit management credit appraisal accounting disbursement underwriting credit policy home loans mortgage loans finance

Work Mode

Work from Office

Job Type

Full Time

Job Description


 JD - Credit Processing Associate 
Experience :
  • 1 to 2 years of experience in loan processing or credit operations preferred
  • Freshers with good communication and basic banking knowledge can also apply.

    • Job responsibilities:
  • Process loan application as per policy.
  • Maintain file data in Centralized MIS and sales source
  • Check and verify KYC, income and properly documents
  • Coordinate with BC (BSS Microfinance) credit team and sale team
  • Prepare application summary for credit approval.
  • Highlight any risk or mismatch to credit manager
  • Track pending documents and ensure timely follow-up
  • Ensure rejection message are sent to customer and records are maintained
  • Monitor TAT (turnround time) and escalate delays if needed
  • Maintain proper digital and physical file records

    • Skills Required:
  • Knowledge of loan documentation and credit process
  • Familiarity with Sales source and Centralized MIS
  • Good Excel and communication skills
  • Team coordination and follow-up ability

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