Credit Manager

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have a strong background in the BFSI industry, with expertise in credit management and analysis. Roles and Responsibility Manage and analyze credit data to identify trends and areas for improvement. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing and disbursement. Conduct thorough credit assessments and provide recommendations for approval or denial. Monitor and report on credit performance metrics to senior management. Stay up-to-date with regulatory changes and industry best practices in credit management. Job Requirements Strong knowledge of credit principles, including credit scoring and risk assessment. Experience with credit software and systems, such as loan origination and servicing platforms. Excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data. Effective communication and collaboration skills, with experience working with diverse stakeholders. Ability to work in a fast-paced environment and meet deadlines. Strong understanding of the BFSI industry, including financial products and services.