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Credit Manager - Commercial Vehicle - Credit Appraisal

2 - 7 years

13 - 17 Lacs

Posted:5 days ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Credit Manager to join our team in Jaipur. The ideal candidate will have 2-7 years of experience in credit appraisal, underwriting, and portfolio management.
Roles and Responsibility
  • Implement and manage credit processes and underwriting for corporate finance.
  • Monitor systems and processes for smooth implementation of credit policies.
  • Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement.
  • Maintain turnaround time for evaluation and processing of deals.
  • Manage portfolio quality documentation, post-disbursement documents, and delinquency levels.
  • Regularly interact with collections and sales teams to track delinquencies and study delinquent cases.
  • Control and monitor post-disbursement documents, invoices, insurance, and RC by interacting with sales and customers.
  • Create charges for all corporate lending and regularly meet with retail and strategic customers to understand industry and market trends.
  • Pre-approve and rate clients with exposure over Rs 500L, and conduct regular training sessions for sales, channel partners, and field staff on product policies and processes.
  • Train credit ops and CPA resources on policies, processes, and operations to ensure smooth functioning.
  • Submit reports covering approval analysis, PDD collection, delinquency, and monthly activity undertaken in the region.
  • Job
  • MBA/PGDBA/PGPM/CA or equivalent degree.
  • Possess strong knowledge of credit appraisal, underwriting, and portfolio management.
  • Demonstrate excellent communication and interpersonal skills.
  • Ability to work effectively in a fast-paced environment and meet deadlines is essential.
  • Exhibit strong analytical and problem-solving skills.
  • Experience in the banking or financial services industry is preferred.
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