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Tata Capital
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Credit Executive - MFB - Nokha - Bikaner Road - J-Grades

Credit Executive - MFB - Nokha - Bikaner Road - J-Grades

Tata Capital

2 - 7 years

2 - 5 Lacs

Jaipur

Posted:2 days ago| Platform:

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Skills Required

collateral management risk management sales disbursement underwriting business loan lending credit underwriting credit analysis documentation credit management credit appraisal financial services kyc housing loan home loans lap mortgage loans

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Credit Executive to join our team in Nokha, Bikaner Road. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility
Responsible for personal discussions of cases according to laid down policies and procedures while maintaining strict adherence to quality.
Adheres to agreed SLAs and timelines for completing assigned activities.
Possesses skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations.
Protects company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security.
Ensures proper communication of credit decisions to stakeholders.
Improves underwriting efficiencies while ensuring risk management.

Job
Minimum 2 years of experience in the banking or financial services industry.
Strong knowledge of underwriting, disbursements, collateral management, and coordination with cross-functional sales operations.
Ability to evaluate credit requests, establish credit limits, and ensure adequate documentation and security.
Excellent communication skills for communicating credit decisions to stakeholders.
Ability to improve underwriting efficiencies while ensuring risk management.
Familiarity with Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook, and other Document Check.

Additional Info
The selected candidate will be responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

3754 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Credit Executive - MFB - Nokha - Bikaner Road - J-Grades