Credit Analyst

Job Title: Credit Analyst – Real Estate (Fundraising & Financial Modeling)

Location

Industry

Experience

Employment Type

About the Company

Omicron Group, a Pune-based commercial real estate developer, has its roots in Aurangabad with over 35 years of expertise in power infrastructure. Known for delivering Grade-A office spaces across Pune, the group combines engineering precision with modern commercial real estate innovation.

Job Summary

Credit Analyst

Key Responsibilities

• Financial Modeling

  : Develop and maintain detailed Excel-based financial models for real estate projects, including projections for revenue, costs, cash flows, IRR, and ROI.

• Credit Analysis

  : Analyze creditworthiness of the company and its projects, including financial ratios, debt servicing capacity, and risk assessment.

• Fundraising Support

  : Prepare information memorandums (IMs), investor pitch decks, project teasers, and loan proposals for banks, NBFCs, and private investors.

• Liaison with Lenders

  : Coordinate with banks, NBFCs, rating agencies, and investment partners to support due diligence, documentation, and disbursements.

• Project Evaluation

  : Conduct feasibility analysis and sensitivity testing on real estate projects to support decision-making for new launches or acquisitions.

• Market Research

  : Track industry trends, benchmark financing structures, and stay updated on lending terms and real estate sector funding activity.

• MIS & Reporting

  : Prepare regular reports and dashboards on fundraising status, project financials, and loan covenants compliance.

Requirements

• Bachelor’s or Master’s degree in Finance, Accounting, Economics, or related field (CA/MBA Finance preferred).
• 3 to 5 years of relevant experience in financial modeling, project finance, or credit analysis, preferably in the

  real estate or infrastructure sector

  .
• Strong command of

  Excel

  , financial statements, and project finance concepts.
• Experience with debt/equity fundraising documentation is a plus.
• Excellent analytical, communication, and presentation skills.
• Ability to work independently and manage multiple tasks in a fast-paced environment.

Preferred Skills

• Prior exposure to

  real estate project modeling

  (e.g., sales-linked cash flows, construction schedules, and loan drawdowns).
• Familiarity with lender requirements and project finance deal structures.
• Understanding of RERA, stamp duty, and real estate-specific financial considerations.