Branch Credit Manager

Job Description

Basic Section No. Of Openings 1 External Title Branch Credit Manager Employment Type Permanent Employment Category Field Closing Date 29 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Emerging Enterprise Banking Department VF Sub-Department Credit Generic Role Branch Credit Manager External Title (Job Role) Branch Credit Manager Division Emerging Enterprise Banking Zone West State Maharashtra Region Maharashtra Area W.Maha Cluster Western Maharashtra PT Location Maharashtra Branch Code 9096 Branch Name Hadapsar Skills Skill Credit Credit Analysis Team Management Highest Education B.Com BA BBA MBA Working Language English Hindi Marathi About The Role Ensure proper credit evaluation of customers as per policy & process Conduct personal discussion with customers for evaluation of Loan proposal Support the branch team in achieving desired branch objective. Manage & Maintain TAT for Loan disbursement. Supervisor & mentor Credit officer & Officer Credit Operation. To diligently appraise loan applications in line with credit policy of the organization. Ensure Credit policies to build a good quality portfolio of the branch. Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records. Completion of PDD on time for the Loan Disbursed Ensure Quality Portfolio of the branch is Maintained Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria Maintain high standards on credit appraisal through personal understanding of customer, as appropriate supplemented by documentation provided Minimize turnaround time per application Maintain a high quality portfolio at branch level. Manage and support other operations activities at the branch. Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate Ensure that the PDD is collected and maintained as per credit norms.