Branch Credit Manager

2 - 4 years

5 - 7 Lacs

Posted:19 hours ago| Platform: Foundit logo

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Work Mode

On-site

Job Type

Full Time

Job Description

  • Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loan
  • Training- Provide training to CPA's
  • Delinquency Management for the location
  • Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies
  • PDD Management controlling and tracking PDDs through proper MIS for the location
  • Quality Management in terms of Audit, Compliance and Hind sighting

Roles & Responsibilities Specific Responsibilities :

  • Credit Appraisal Underwriting/recommending of proposals for non collateral/collateral backed education loan.
  • Process Understanding process and policies and implementing the same to ensure smooth transactions.
  • Training- Provide training to CPA's so that they work in synergy with the companies policies and norms
  • Delinquency Management for the location
  • Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.
  • Quality Management in terms of Audit, Compliance and Hindsighting
  • PDD Management controlling and tracking PDDs through proper
  • MIS for the location

Technical Competencies / Skills :

  • Basic knowledge of loan underwriting
  • Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
  • Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
  • Good communication and report writing skills
  • Basic knowledge of Banking Good Knowledge of computer applications

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Avanse Financial Services logo
Avanse Financial Services

Financial Services

Mumbai Maharashtra

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