Branch Credit Manager Avanse Financial Services

2.0 - 4.0 years

5 - 7 Lacs

Jaipur, Rajasthan, India

On-site

Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loan Training- Provide training to CPA's Delinquency Management for the location Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies PDD Management controlling and tracking PDDs through proper MIS for the location Quality Management in terms of Audit, Compliance and Hind sighting Roles & Responsibilities Specific Responsibilities : Credit Appraisal Underwriting/recommending of proposals for non collateral/collateral backed education loan. Process Understanding process and policies and implementing the same to ensure smooth transactions. Training- Provide training to CPA's so that they work in synergy with the companies policies and norms Delinquency Management for the location Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies. Quality Management in terms of Audit, Compliance and Hindsighting PDD Management controlling and tracking PDDs through proper MIS for the location Technical Competencies / Skills : Basic knowledge of loan underwriting Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis. Good communication and report writing skills Basic knowledge of Banking Good Knowledge of computer applications

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Branch Credit Manager - Lucknow Avanse Financial Services

2.0 - 4.0 years

5 - 7 Lacs

Lucknow, Uttar Pradesh, India

On-site

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Credit Officer - Delhi Avanse Financial Services

2.0 - 6.0 years

5 - 7 Lacs

Delhi, India

On-site

Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loan. Process Understanding process and policies and implementing the same to ensure smooth transactions. Training- Provide training to CPAs so that they work in synergy with the companies policies and norms Delinquency Management for the location Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies. Quality Management in terms of Audit, Compliance and Hind sighting PDD Management controlling and tracking PDDs through proper MIS for the location Key Performance Indicators Login to Recommendation TAT Maintaining Audit Compliance and errors in Hind sighting Training Delinquency control as per budget Cost management New initiatives Technical Competencies / Skills Financial Appraisal of Salaried and Self Employed loan proposals Knowledge of Unsecured and Mortgage Lending Business Basic knowledge of Banking Good Knowledge of computer applications Personal Attributes Leadership Qualities Drive for results Strategic Orientation Customer Centricity Qualification - Graduate/Post Graduate

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