Associate Vice President - Data

Mobikwik is India's leading Digital Financial Services platform & Largest Digital Wallet, trusted by over 167 million users & 4.4 million businesses. As a pioneer in the Fintech space, Mobikwik empowers its users with a robust suite of services, including Digital payments, Credit & Investments. Recently, Mobikwik achieved a significant milestone with its Initial Public Offering (IPO), marking a new chapter in its journey of innovation & growth. With a mission to democratize financial inclusion, Mobikwik continues to transform how Indians manage their money, offering secure, seamless & user-friendly solutions that cater to a diverse range of financial needs.

Job Title:

Location:

About the Role :

AVP – Data (Data Analytics & Data Science).

Key Responsibilities :

• Lead and manage a team of

  data analysts, data scientists, ML engineers, and BI specialists

  (20+ members).
• Define and execute analytics strategy to support business verticals:

  Payments, Lending, Wealth.

• Develop and deploy predictive algorithms and models for credit risk, fraud detection, customer lifetime value, propensity, churn, personalization, pricing, etc.
• Implement frameworks for continuous learning / model retraining using live/trainable datasets, feedback loops, and model monitoring.
• Oversee

  data pipelines, feature engineering, data ingestion, storage,

  processing and ensure data quality, governance, security, and privacy compliance.
• Collaborate closely with vertical heads (Payments, Lending, Wealth) and senior leadership to translate business problems into data/AI solutions.
• Build internal AI/ML capabilities: MLOps infrastructure, model versioning, drift detection, experimentation, real‑time inference where required.
• Lead innovation in AI use cases (e.g. smart assistants, GenAI applications, recommender systems, anomaly detection) to improve user experience and operational efficiency.
• Provide insights and reporting to drive key business metrics: growth, margins, risk, retention, monetization.

Required Qualifications:

• 14‑18 years of experience in

  Data Science, Machine Learning, Analytics

  , with at least 5+ years in leadership roles.
• Strong domain experience in fintech or financial services, especially in Payments, Lending, Wealth or related risk modelling.
• Exposure with ML frameworks and libraries (Python, TensorFlow / PyTorch / scikit‑learn etc.), SQL, and big data tools/platforms (Spark / Hadoop / cloud data services).
• Experience in deploying models in production, monitoring their performance, addressing model drift, ensuring scalability and reliability.
• Experience in setting up MLOps / AI infrastructure, model versioning, feature stores, experiments / A/B testing frameworks.
• Strong analytical thinking, problem‑solving skills, ability to work with ambiguous requirements and deliver results under deadlines.
• Ability to work with senior leadership, influence cross‑functional teams.

Why Mobikwik?

• Work with a fast-paced and innovative team in one of India’s leading fintech companies.
• Be a part of a company that is transforming digital payments and financial services.