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Kotak Life Insurance
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Area Business Manager - Agri Projects

Area Business Manager - Agri Projects

Kotak Life Insurance

5 - 10 years

11 - 14 Lacs

Jodhpur

Posted:10 hours ago| Platform:

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Skills Required

funding sme marketing portfolio management business operations vendor management project management import purchase logistics networking accounting budgeting vendor development procurement troubleshooting export inventory management finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

Department Agri Business Group (Agri SME Working Capital Loans) Portfolio Management Job Title Area Business Manager (Grade M5 / M6 Chief Manager/ AVP) Reporting to Regional Business Manager Location As per list Job Profile
Job Role

Manage team of Portfolio Managers to manage and grow existing portfolio of customers in Agri SME space.

Acceptable knowledge of respective geography & ability to quickly recruit quality team members.

To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of W orking capital (fund based/non-fund based) & Term Loan facilities

Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis.

Deepening relationship with existing customers through Cross sell liability & other third party products.

Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection

To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements & collaborate with internal bank channels for deepening customer base.

Improve efficiency by monitoring & suggesting improvement in processes basis ground reality & market trends.

Job Requirements
Job Role

CA / Post Graduate Diploma / Post Graduate in Banking and Finance / Commerce etc.

Strong oral and written Communication

Relationship Management Skill

Leadership Skills

Local Market Knowledge will be an added advantage

Minimum SME funding & portfolio management work experience 5 years

P Job Role

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Area Business Manager - Agri Projects