1408 Working Capital Jobs - Page 20

About Alvarez & Marsal Companies, investors and government entities around the world turn to Alvarez & Marsal (A&M) for leadership, action and results. Privately held since its founding in 1983, A&M is a leading global professional services firm that provides advisory, business performance improvement and turnaround management services. When conventional approaches are not enough to create transformation and drive change, clients seek our deep expertise and ability to deliver practical solutions to their unique problems. With 10000+ employees worldwide across 80+ offices in 39+ countries, we deliver tangible results for corporates, boards, private equity firms, law firms and government agencies facing complex challenges. Recognized as one of the Best Firms to Work For by Consulting Magazine since 2008 and ranked as a Top 3 Consulting Firm by Vault, A&M aims to be the leader in developing a great people proposition and using that as a differentiator to deliver value to the business. The role We are looking for professionals to join our working capital team. Considering the pace of targeted growth, we are keen to find a person who is entrepreneurial, driven by a passion to drive significant growth, is comfortable with ambiguity, will roll up the sleeves and be hands on to get things done and can be independent requiring limited cover. Key responsibilities 6-10 years of relevant experience in working capital Educational requirement - MBA/PGDM Execute projects focused on optimizing working capital for clients Design and implement strategies to enhance cash flow, decrease inventory levels, and streamline accounts receivable and payable processes Evaluate clients' financial and operational data to spot opportunities for working capital enhancement Work closely with clients to grasp their business goals and customize solutions to align with their specific requirements Offer support to other team members throughout the project, from planning and execution to successful implementation Foster strong, long-lasting relationships with clients to achieve high satisfaction and retain their business Contribute to business development by spotting new opportunities and assisting in proposal creation

About Alvarez & Marsal Companies, investors and government entities around the world turn to Alvarez & Marsal (A&M) for leadership, action and results. Privately held since its founding in 1983, A&M is a leading global professional services firm that provides advisory, business performance improvement and turnaround management services. When conventional approaches are not enough to create transformation and drive change, clients seek our deep expertise and ability to deliver practical solutions to their unique problems. With 10000+ employees worldwide across 80+ offices in 39+ countries, we deliver tangible results for corporates, boards, private equity firms, law firms and government agencies facing complex challenges. Recognized as one of the Best Firms to Work For by Consulting Magazine since 2008 and ranked as a Top 3 Consulting Firm by Vault, A&M aims to be the leader in developing a great people proposition and using that as a differentiator to deliver value to the business. The role We are looking for professionals to join our working capital team. Considering the pace of targeted growth, we are keen to find a person who is entrepreneurial, driven by a passion to drive significant growth, is comfortable with ambiguity, will roll up the sleeves and be hands on to get things done and can be independent requiring limited cover. Key responsibilities 3-5 years of relevant experience in working capital Educational requirement - MBA/PGDM Execute projects focused on optimizing working capital for clients Design and implement strategies to enhance cash flow, decrease inventory levels, and streamline accounts receivable and payable processes Evaluate clients' financial and operational data to spot opportunities for working capital enhancement Work closely with clients to grasp their business goals and customize solutions to align with their specific requirements Offer support to other team members throughout the project, from planning and execution to successful implementation Foster strong, long-lasting relationships with clients to achieve high satisfaction and retain their business Contribute to business development by spotting new opportunities and assisting in proposal creation

JOB DESCRIPTION: Key Purpose of the Job (Position Summary) SM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Functions & Responsibilities Responsible for setting up the distribution network for machinery loan/ finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Education: Any Graduate /Postgraduate Experience: 1 to 5 Years Language Skills : English, Local Language Technical / Managerial Competencies Required: Relevant experience (1 -5 yrs) in sales of financial products (Selling Loan). Experience in Assets (SME loan, Business Loan, working capital, Overdraft, Cash credit, Term loan, equipment finance, commercial LAP / Mortgage Loan) preferred. Dealer management & experience in equipment finance is a big plus Sound knowledge of MS office, esp. Microsoft excel Should have owned mode of transport as the job requires extensive travel within the allocated geography

Key Functions & Responsibilities: Key Purpose of the Job (Position Summary): SBDM is expected to generate business through various products like Machinary Loan, equipment loan Industrial property loan. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SBDM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Responsibilities: 1. Responsible for setting up the distribution network for Machinery Loan. 2. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. 3. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. 4. Devise finance schemes to suit customers requirements. 5. Recommend manufacturers & dealers as a part of continuous business development. 6. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. 7. Collections & Delinquency management. Education & Experience Requirement Education: Any Graduate and postgraduate Experience: 1 to 5 years Language Skills: English, Hindi Interested Candidate can share resume to mentioned email id damini.bhurewar@efl.co.in

Role & responsibilities Client Acquisition and Relationship Management: Identify and onboard new clients, primarily within the SME segment, focusing on businesses needing working capital. Needs Assessment and Solutioning: Understand clients' businesses, assess their working capital requirements, and offer suitable fund-based and non-fund-based products like Cash Credit, Demand Loans, Buyers Credit, Letters of Credit, and Bank Guarantees. Sales and Revenue Generation: Achieve sales targets by sourcing business through various channels, including branch banking teams, and cross-selling other bank products like Current Accounts, Term Deposits, and Transaction Banking services. Portfolio Management: Manage and grow the assigned portfolio by focusing on increasing book size and profitability, ensuring high utilization rates and managing risk. Credit Process Management: Handle the entire credit process from proposal to disbursement, working closely with the credit team and ensuring timely completion of pre-disbursement activities. Client Relationship Building: Cultivate strong relationships with key client contacts, including CFOs and promoters, to build trust and confidence.

Job Title: Sales Manager Company: Penny Farm Finance Company Location: PAN India (Extensive Travel Required) Industry: Financial Services Role Overview The Sales Manager will spearhead strategic client acquisition and relationship management, focusing on large-ticket deals 510 Cr and above. This is a high-impact, field-oriented role requiring frequent PAN India travel, cross-functional collaboration, and solid market presence. Key Responsibilities Identify and pursue opportunities in Working Capital , Corporate , and Project Finance with ticket sizes of 510 Cr+. Manage endtoend sales cycle — from lead generation and pitch to credit coordination and documentation. Engage directly with clients through field visits, site assessments, and pitch presentations. Build and nurture relationships with corporates, government entities, and NBFCs. Collect and analyze market intelligence to stay ahead of competitors. Provide accurate sales forecasts, pipeline updates, and performance reports via CRM. Collaborate with internal teams (credit, legal, operations) to ensure seamless deal closure and execution. Skills & Qualifications Bachelor's degree in Finance, Business, or related field; MBA preferred. 3+ years’ experience in NBFC/banking, with strong exposure to corporate and working capital financing. Demonstrated expertise in managing 5–10 Cr+ deals . Experienced in field sales , with confidence and comfort to travel PAN India. Prior interaction with government projects or clients is a distinct advantage. Strong analytical mindset, negotiation skills, and self-drive. What We Offer Competitive salary, bonuses, and incentives. Diverse pan-India exposure across industries and geographies. Engaged, collaborative, and high-performance work culture.

Role & responsibilities Acquire and manage Working Capital customers (new-to-bank and existing) for funding solutions such as Cash Credit, Overdraft, Bill Discounting, Term Loans, etc. Perform detailed financial analysis, credit assessment , and prepare credit appraisal memos for working capital limits. Monitor the health of the portfolio by tracking utilization, renewals, repayments, and early warning signals. Ensure compliance with all internal and external regulations, documentation, and policies. Collaborate with credit, operations, and product teams to ensure smooth customer onboarding and servicing. Maintain regular client interactions to build long-term relationships and customer satisfaction . Achieve assigned revenue, asset, and fee income targets . Preferred candidate profile

Role & responsibilities Acquire and manage Working Capital customers (new-to-bank and existing) for funding solutions such as Cash Credit, Overdraft, Bill Discounting, Term Loans, etc. Perform detailed financial analysis, credit assessment , and prepare credit appraisal memos for working capital limits. Monitor the health of the portfolio by tracking utilization, renewals, repayments, and early warning signals. Ensure compliance with all internal and external regulations, documentation, and policies. Collaborate with credit, operations, and product teams to ensure smooth customer onboarding and servicing. Maintain regular client interactions to build long-term relationships and customer satisfaction . Achieve assigned revenue, asset, and fee income targets . Preferred candidate profile

Role & Responsibilities :- Relationship Manager - Emerging Enterprises Group (EEG) Location :- Yamuna Nagar (Haryana) & Rohtak (Haryana) Manage and grow the portfolio of Emerging Enterprises clients through regular branch visits, lead generation, and customer meetings. Facilitate end-to-end loan processing including documentation, financial analysis, and coordination with credit and operations teams. Cross-sell banking products like CASA, credit cards, and insurance tailored to client needs. Ensure timely renewals, compliance with CAM/OBA conditions, and accurate record-keeping (SPE, CRM, call memos). Handle delinquency cases with rigorous follow-up and client coordination. Act as a single point of contact for customers, ensuring high service standards and quick resolution of complaints. Conduct regular branch visits and participate in morning meetings to drive lead generation and relationship activation. Plan and execute joint customer calls with branch staff to identify and convert business opportunities. Implement catchment area activities , spot sanctions, and branch-level campaigns to increase sourcing momentum. Manage the complete credit cycle including documentation checks, financial assessment, KYC, legal/valuation coordination , and file submission. Ensure accurate and timely updates in CRM systems ; follow up on leads and document branch engagements. Promote a full suite of financial products including CASA, credit cards, and insurance through cross-sell opportunities. Review performance with branches and cluster leadership to align efforts with overall business goals under EEG. Preferred candidate profile Education: Graduate / MBA / CA Experience: 1-5 years in relationship management or sales within banking/NBFC Skills: Strong interpersonal skills, multitasking, pressure handling, and coordination across teams Others: Willingness to travel moderately and meet business targets through proactive client engagement. Seek resolution post discussing with Customer Interpersonal Skills Coordination with multiple teams & multiple activities Ability to work under pressure

Role & responsibilities Acquire and manage Working Capital customers (new-to-bank and existing) for funding solutions such as Cash Credit, Overdraft, Bill Discounting, Term Loans, etc. Perform detailed financial analysis, credit assessment , and prepare credit appraisal memos for working capital limits. Monitor the health of the portfolio by tracking utilization, renewals, repayments, and early warning signals. Ensure compliance with all internal and external regulations, documentation, and policies. Collaborate with credit, operations, and product teams to ensure smooth customer onboarding and servicing. Maintain regular client interactions to build long-term relationships and customer satisfaction . Achieve assigned revenue, asset, and fee income targets . Preferred candidate profile

Urgent Job Opening with leading bank Role- Business Banking Relationship Manager- Working Cpital Responsibilities: Acquire and manage a portfolio of SME clients in the lending space. Handle Working Capital Loans and Term Loans for SME customers. Develop and maintain strong relationships with SME clients. Requirements: Minimum of 7-14 years of relevant experience in acquisition and portfolio management in SME lending (from Banks or NBFCs). In-depth knowledge of SME loans and financial products. Excellent relationship management skills. Locations: Chennai, Bangalore, Hyderabad Interested Candidates can share profiles to 8925889564

Role & responsibilities Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets / targets from client relationship across all product groups Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services Manage the client relationships by handling activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the Bank Undertakes brand communication initiatives for designated products Communicates product positioning messaging that differentiates Banks products in the market Illustrates understanding of consumers, competition and current market conditions through primary and secondary research Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group

Sourcing of New to Bank business banking accounts & Managing the Business Banking portfolio assigned Assisting the client’s business with different business banking products like OD/CC/ BG/Term Loans/Forex/etc

Role & responsibilities 1. Leadership & Team Management Supervise and mentor Area Sales Managers across various districts of Andhra Pradesh. Define targets and KPIs for ASMs and their teams in alignment with regional goals. Regularly conduct performance reviews, provide coaching, and ensure staff development. Foster a results-driven, customer-centric sales culture. 2. Sales Strategy & Execution Develop and implement region-specific strategies for business loan and professional loan acquisition. Identify high-potential markets and sectors Collaborate with the Zonal Head to align regional strategies with organizational goals. Coordinate weekly and monthly sales planning with ASMs. 3. Market Development & Channel Management Build and expand a network of DSA/Channel Partners, financial consultants, and professional associations. Drive partnerships with local influencers like Chartered Accountants, doctors, and business forums. Monitor competition and market trends to refine product positioning and pricing. 4. Reporting & Compliance Generate and analyze sales reports from ASMs; present actionable insights to senior management. Ensure region-wide adherence to regulatory, audit, and company policy standards. Implement compliance training and periodic reviews in the field. Preferred candidate profile Graduate/Postgraduate in Business Administration, Finance, or related field (MBA preferred) Experience in sales leadership in the banking/NBFC sector with a focus on business or professional loans Prior experience managing Area Sales Managers or large sales teams Strong understanding of the Andhra Pradesh market and regional customer behavior Strong analytical, team management, and interpersonal skills Willingness to travel across the state regularly

Skill required: Core Banking Operations (incl. Payments) - Retail Banking Card Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Review the dispute claim to determine the authenticity of the card chargeback claim and honor the request as per regulation E. What are we looking for In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised You will be an individual contributor as a part of a team with a predetermined, narrow scope of work Please note that this role may require you to work in rotational shifts Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised You will be an individual contributor as a part of a team with a predetermined, narrow scope of work Please note that this role may require you to work in rotational shifts Qualification Any Graduation

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Associate Qualifications: BBA/BCom/Master of Business Administration Years of Experience: 1 to 3 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management. What are we looking for The employee should have minimum of 10 to 12 years of experience in commercial portfolio management Willing to work in night shifts Have client handling expertise Possess OM fundamental knowledge Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts Qualification BBA,BCom,Master of Business Administration

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations New Associate Qualifications: BCom Years of Experience: 0 to 1 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management. What are we looking for Account ManagementAccounting Journal EntriesAccounting & Financial Reporting StandardsAccount ReconciliationsCommitment to qualityAgility for quick learningProcess-orientationAbility to work well in a teamWritten and verbal communication Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised You will be an individual contributor as a part of a team with a predetermined, narrow scope of work Please note that this role may require you to work in rotational shifts Qualification BCom

Project Role : Tech Delivery Subject Matter Expert Project Role Description : Drive innovative practices into delivery, bring depth of expertise to a delivery engagement. Sought out as experts, enhance Accentures marketplace reputation. Bring emerging ideas to life by shaping Accenture and client strategy. Use deep technical expertise, business acumen and fluid communication skills, work directly with a client in a trusted advisor relationship to gather requirements to analyze, design and/or implement technology best practice business changes. Must have skills : SAP BTP Integration Suite Good to have skills : NAMinimum 5 year(s) of experience is required Educational Qualification : 15 years full time education Summary :As a Tech Delivery Subject Matter Expert, you will drive innovative practices into delivery and bring depth of expertise to various engagements. Your typical day involves collaborating with clients to gather requirements, analyzing business needs, and implementing technology best practices. You will be sought out for your expertise, enhancing the reputation of the organization in the marketplace. By leveraging your technical knowledge and business acumen, you will help shape strategies that bring emerging ideas to life, fostering a trusted advisor relationship with clients and ensuring successful delivery outcomes. Roles & Responsibilities:- Expected to be an SME.- Collaborate and manage the team to perform.- Responsible for team decisions.- Engage with multiple teams and contribute on key decisions.- Provide solutions to problems for their immediate team and across multiple teams.- Facilitate knowledge sharing sessions to enhance team capabilities.- Develop and implement best practices for project delivery. Professional & Technical Skills: - Must To Have Skills: Proficiency in SAP BTP Integration Suite.- Strong understanding of integration methodologies and frameworks.- Experience with cloud-based solutions and architecture.- Ability to analyze and optimize business processes.- Familiarity with agile project management principles. Additional Information:- The candidate should have minimum 5 years of experience in SAP BTP Integration Suite.- This position is based at our Gurugram office.- A 15 years full time education is required. Qualification 15 years full time education

- Generating budgeted Volume. - Generating budgeted GP with targeted yield. - Achieving the desired ROI on working capital deployed. - Outstanding recovery within credit time and limit agreed. - Planning for various trade lane drives. - Maintaining rapport with shipping lines / freight stations / surveyors etc. - Maintaining rapport with various trade bodies and collecting industry data.

- Generating budgeted Volume. - Generating budgeted GP with targeted yield. - Achieving the desired ROI on working capital deployed. - Outstanding recovery within credit time and limit agreed. - Planning for various trade lane drives. - Maintaining rapport with shipping lines / freight stations / surveyorsetc. - Maintaining rapport with various trade bodies and collecting industrydata.

WE ARE HIRING FOR RELATIONSHIP OFFICER BANKING SALES EXECUTIVE: Job Description Role: Relationship Officer (Third Party Payroll) Department : All Banking Loan Product like Home Loan, Merchant Acquiring Business, Personal loan, and Agri Product etc. Qualification: Graduate/UG Experience : Banking Product sales exp. of 0.6 to 5 Years (Fresher also eligible) Age: Below 40 years Two-wheeler : Required Compulsory Location: All over Nagpur Job Profile: To drive Banking Product sales business Generate Leads by conducting activities & drives both in the branch as well as in all attached Locations, dealerships and other sourcing points as identified from time to time Work closely with respected Branch Head, other team members in the branch. ROs from other verticals & Circle Managers. Ensure Proper Reporting, Attendance for Training - Review Meetings & Participation in CO / Circe / Cluster / branch level drives. Ensure leads and business is generated for Banking Products for the branch To coordinate with Leads & Sales Managers of all products and ensuring all leads are responded properly on time. To cross sell other products time to time. If anyone interested in this job, Please share your Updated Resume or Call on below Contact Number Mehreen Khan-9529671166

Role & Responsibilities :- Relationship Manager Emerging Enterprises Group (EEG) Location:- Amritsar (Punjab) Manage and grow the portfolio of Emerging Enterprises clients through regular branch visits, lead generation, and customer meetings. Facilitate end-to-end loan processing including documentation, financial analysis, and coordination with credit and operations teams. Cross-sell banking products like CASA, credit cards, and insurance tailored to client needs. Ensure timely renewals, compliance with CAM/OBA conditions, and accurate record-keeping (SPE, CRM, call memos). Handle delinquency cases with rigorous follow-up and client coordination. Act as a single point of contact for customers, ensuring high service standards and quick resolution of complaints. Conduct regular branch visits and participate in morning meetings to drive lead generation and relationship activation. Plan and execute joint customer calls with branch staff to identify and convert business opportunities. Implement catchment area activities , spot sanctions, and branch-level campaigns to increase sourcing momentum. Manage the complete credit cycle including documentation checks, financial assessment, KYC, legal/valuation coordination , and file submission. Ensure accurate and timely updates in CRM systems ; follow up on leads and document branch engagements. Promote a full suite of financial products including CASA, credit cards, and insurance through cross-sell opportunities. Review performance with branches and cluster leadership to align efforts with overall business goals under EEG. Preferred candidate profile Education: Graduate / MBA / CA Experience: 1-5 years in relationship management or sales within banking/NBFC Skills: Strong interpersonal skills, multitasking, pressure handling, and coordination across teams Others: Willingness to travel moderately and meet business targets through proactive client engagement. Seek resolution post discussing with Customer Interpersonal Skills Coordination with multiple teams & multiple activities Ability to work under pressure

Role & responsibilities - Sales of MSME and Banking products - Acquiring NTB clients - Managing customer relationships - Cross Sales Preferred candidate profile - Candidate having experience in OD, CC, working capital loan sales preferred

Role & responsibilities : Lead a team of Area Business Managers and Relationship Managers and spearhead acquisition of NTB customers in Agri SME space in the assigned geography. Responsible for P & L. Should have the strong hold on Trade / Fx ad working capital products. Focus on building granularity, and enhance coverage by broadening the client base and driving risk calibrated operating profit Acceptable knowledge of respective geography & able to quickly recruit quality team members. Build a strong customer base to increase product penetration and earn revenue by providing them high standards of service on ongoing basis. Build strong connection & engagement with key clients and promoters Drive penetration of Cross sell liability & other third party products on newly on boarded customers. To increase penetration and collaborate with internal bank channels & develop open market sourcing thru DMAs, CAs & financials consultants. Ability to develop network & channels in various business segments thru associations & industry bodies, ware house managers etc Drive efficiency by monitoring & suggesting improvement in processes basis ground reality & market trends. Continuous monitoring and review of accounts to ensure business is as per budgets. Drive portfolio hygiene; ensure no delinquencies, deferrals closures on time, security creation etc. Monitor team performance and positively inspire to achieve results Preferred candidate profile CA / Post Graduate Diploma / Post Graduate in Banking and Finance / Commerce etc. Strong oral and written Communication Relationship Management & Leadership Skills Must have been in team leader role for 5+ years Local Market Knowledge will be an added advantage Ability to lead and build a high performance and result oriented team Minimum SME/ Assets funding work experience 10 years

Role & responsibilities : To understand clients business & provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc. Work closely with Branch Banking teams for new customer addition. To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies. Manage and service existing portfolio of WC clients including renewal and enhancement of limits Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. Focus to continually increase the Book size and profitability of the assigned portfolio. To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships. To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market Maintain high caliber client service. Improve efficiency by monitoring & overseeing continuous improvement of processes Constantly have a rapport with the operating units to customize and develop solution Preferred candidate profile : Experience: 2+ years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like BL,WC, OD,CC etc. Interested candidates please share resumes to kashish.tambe@kotak.com