1408 Working Capital Jobs - Page 19

JOB DESCRIPTION Job Purpose This position is open with Bajaj Finance ltd.” Credit Analyst for Preparation of Credit Appraisal Memo (CAMs) and underwriting of corporates for Commercial Lending Vertical of Bajaj Finance Ltd. The job role includes analyzing the proposal in details including business model, Industry analysis, financial spreads, projections and risks and mitigants. An effective communicator with the ability to coordinate with internal & external stakeholders & relate to people at all levels of business and management. Duties and Responsibilities Preparation of Credit Appraisal Memo’s (CAM) covering details of financials, business, industry and management while maintaining quick TATs. •Understanding of financials and due diligence process for lending to be carried out as per the Lending programs for Commercial lending division of Bajaj Finance Limited •Thorough monitoring of accounts sourced, keep track on customer business and report any early warning signals and take appropriate actions as identified to ensure NIL delinquency in the Portfolio. •Ensure & review that the covenants & conditions as per sanctioned terms are regularly monitored. •Monitoring of the end user industries covering the existing and prospective portfolio and identify any early warning signals •Regular tracking of progress on the agreed key metrics towards delivering on the strategy. •Track developments in the respective markets and provide feedback to the management team Required Qualifications and Experience Educational Qualifications a)Qualifications CA/MBA in Finance b)Work Experience a)Minimum 2 years in the Corporate Lending industry, preferably with a reputed Bank / NBFC. b)Exposure in u/w for Corporate Clients would be preferred. Contact Person - MitaliSingh, 9699042721 HR Team Bajaj FinServ

Role & responsibilities Acquisition of new asset relationships through various channels and managing a portfolio of 30-40 BBG relationships Ensuring cross selling of complete liabilities, corporate salary accounts, other asset products, TPP to the existing Relationships To regularly interact with the branches for lead generation for BBG Market scoping and identifying the potential customers Relationship building with both internal and external customer Co-ordination with credit approval, Maintain HNW relationship management of the BBG customers in order to provide quality service to the customers. Preferred candidate profile Handling portfolio of Working Capital Handling New Acquisition Any Graduate Perks and benefits Aa per Industry Stabdard

Dear Candidate, Greetings to You!!!! We have immediate opening for Area Sales Manager- Machinery Loans Location: Chennai Reporting To: Regional Sales Manager Interested Candidate can contact Judith Mercy Judith.mercy@efl.co.in Ph:9209402945 Key Purpose of the Job (Position Summary) ASM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The ASM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Functions & Responsibilities Responsible for setting up the distribution network for machinery loan/ finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Education: Any Graduate /Postgraduate Experience: 5 to 13 Years Language Skills: English, Local Language

Role & responsibilities To source LAP files through banks internal and external channels To manage a team of HDB right from recruitment, training and sourcing mortgages business To achieve mortgages target for the designated area / branches / channels (internal and external) by driving the team towards the productivity benchmark To cross sell and source Insurance, CASA, credit cards, FD Ensure timely checks are done on health items Preferred candidate profile Graduation with background in LAP/HL/Working Capital Sales Knowledge of Competition & Current trends in financial Industry Sales and Influencing Skills, good communication Interested candidates can share their resume at pratik.adhiya@hdfcbank.com

Job Name PA (Business Unit) : Relationship Manager Retail Agri Job Title : (Job Name) Relationship Manager Business Unit (PA) : Retail Agri Team : (Sub team in the PA) : Agri Sales Team Job Purpose Acquisition, enhancement and retention of customers by providing best possible services and being the dedicated point of contact for customers of Agri sector. Job Responsibilities (JR) : 6 8 Areas Actionable (4-6) • Sourcing and Business Generation • Business scoping of geographical market for farming and rural community • Sourcing proposals from individual farmers / Co- operative societies / Rural Mandis & Markets / Kissan Clubs / Farmer Producer Organizations etc. • Conducting marketing activities for generating new business • Work on productivity benchmarks • Market Update and Change in Product • To keep an update with respect to market / Processes requirement, competition and customer banking behavior. • To understand the changing dynamics in the market and propose amendments in various product offerings. • To keep abreast of changes in State Government laws and policies. • Relationship Building and Maintenance • To liaison with new and existing customers for relationships. • To be in touch with agro centers /rural mandis / Rural markets / Kisan clubs for maintaining and deepening existing relationships. • Addressing complaints received from customers within stipulated TAT. • Delinquency / Rotation & Recovery / Housekeeping • To work towards minimal delinquency in portfolio. • Follow-up with customers for recovery. To monitor rotation of accounts • To avoid dropping of limit in customers account, ensure submission of documents like LAD, CAM, etc. • To support legal and remedial team for legal actions • To work towards keeping Housekeeping parameters under control. • Farmer Education and Capacity • To conduct village level farmer meetings and Building educate farmers on various products offered by bank • To make farmers aware of various aspects of banking and keep them informed about tools and technology for improving farm production. • To educate farmers about debt waivers, crop insurance & government subsidies. • Increased penetration and cross sell • Cross sell of other assets and liability products • Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, Chillr, etc. • Training and Development of SO/HBL • To utilize the sales resources (HBL/SO) for optimal sales support. • To groom supporting staff and enhancing their skills by imparting regular trainings for better customer relationship dealing. • To monitor performance and counseling them for delivery • Relationship with Retail Branches and • Liaise with Credit to ensure timely decisioning of Other Stake holders proposals & closure of Housekeeping items. • To coordinate with Remedial team for NPA cases and work towards recovery of the same • To coordinate with the local Operations team for disbursement • Liaise with RBB team for activation of branches for KGC business & for providing best services to customers • To liaise with Business Correspondents (BCs) for new & existing customer relationships • Others Any other task assigned by seniors from time to time. Educational Qualifications Key Skills • Graduation (preferably Agri Business) • Post-Graduation MBA (preferably Agri Business) • Sales and Influencing Skills • Banking Product & Process Knowledge • Planning and Organizing Skills • Communication • Knowledge of Competition & Current trends in financial Industry . Experience Required • Minimum experience of 1-3 years in a similar role or Sales experience in Seed companies, Fertilizer companies, Agri Product companies, Banks, etc. • Preferred from Banking / Financial Services. Major Stakeholders (intra team and cross functional stakeholders, who would need to be interacted with for discharging duties) • Customers • Credit • Branch Banking • Operations • Farmers • Agro Centres/ Rural mandis / Rural Markets / Kisan Clubs • Business Correspondent • Senior Leaders from Product/Sales • Audit • HR

Job Title: (Job Name) - RM-TIFG-WC Business Unit (PA): Infrastructure Finance Team: (Sub team in the PA) - Working Capital The job is purely for Working Capital experienced candidates Location: Karnal and Sonepat Role & responsibilities - To achieve over all business targets on volumes and profitability for the specific and NTB customers Infrastructure Finance Group Ensure Portfolio Growth and Management in line with business segments objectives. Identifying potential and scoping the clients for Asset growth (Budgeting) Ensure YoY Asset growth in line with verticals targets Responsible for managing the accounts/ clients for desired asset growth as per plan for the year Increasing Asset Product Mix for the client CC/OD/WCDL/TL/DRUL etc Increasing the asset book by acquiring new customers Portfolio monitoring and review Preferred candidate profile Preferred experience of 2 years as RM in working capital product Exposure to banking preferable Exposure to commercial/ capital equipment market, SME preferred Perks and benefits As per industry norms. Please share your resume on mail id - swathi.sankaran@hdfcbank.com Subject - WC Location_Name

We are hiring smart sales professional on the rolls of AU Bank for the profile of Sales officer & Business Manager in Micro Business Loan vertical Locations- Jodhpur Interview Date - 8th -July-25 Timing - 10. Am to 4 PM Interview Venue - AU Small Finance Bank - Plot No. 39 Shanti one tower 5th Floor 11th A Road Sardarpura, Jodhpur Rajasthan 342001 Contact Person - Mr. Manish Gandhi & Mr. Abdul Danish . Job Responsibilities: 100% achievement of the assigned targets for sales and collection. Doing Marketing activities, leafleting, Canopy. Identifying new source of business prospect and areas. Coordinating with prospective customer and existing customers for sourcing new business . Serving customer queries and Build up customer relationship and develop brand value in the market. Attending all the customer queries and providing resolution of their issues accordingly. Portfolio Management in Co-ordination with Operations & Collection department. Physical verification of customer's residence, business and any other asset crucial from credit point of view and taking photographs. Following BM/PM and senior instruction , coordinating with FI, Collection , Valuation , Legal team for getting the desired visits reports done . Visiting the customers for first FI and meeting, taking the seniors to the customer place for visit and verification. Physical Verification of credit related documents like ITR'S, Bank Statements, receipts, ledger etc. and the property documents- Doing OSV ( Original Seen and verified) of these documents. Preparing basic CAM (Credit Appraisal Memo). Taking reference check of customer from local market and existing customers. Following policies & procedure as laid down by the company. Portfolio Management and visit to delinquent cases, doing collection of EMIs of such delinquent cases in calibration with collection team. Awareness, maintaining and stopping the Early Delinquency , Nonstarter cases in portfolio, train the team in order to be goal oriented and action oriented, deciding for the treatment of such cases wisely. Maintaining least OTC / PDD pendency and timely clearance of the same. Ensure to maintain non RPDC portfolio , all cases of portfolio should be ACH. Maintaining and collection of fresh bouncing cases EMI with charges as mentioned in policy, try to correct the operational errors and get the 100% cases repayment in NON PDC mode. collection of fresh data from open marketing activities for tele calling and self sourcing . Following of the leads so generated from this data receiving from telemarketing team . Completing the documentation of the files , filling the agreements , formats and other formalities for the disbursement of the case . Clearing all queries coming from credit , OPS , Legal , Valuation . Timely submission of daily MIS and sourcing data to reporting authority . Providing true and fair opinion based on customer's interaction. Clearing all the queries of the customer and make sure to clear him final ROI , Fees , Charges , and all other terms of the case absolute terms . Should not involve in any financial/non-financial transaction with the customer. Maintaining good and decent behavior while dealing with the customer, visiting his property, shop , go down and specially while taking photos of the property and house and surrounding with permission of the customer. Conducting the customer reference checks with at most sincerity and maturity - so the goodwill of the client should not be hampered or no defame should be there . Be sure not to disclose any financial or personal information of the existing / new clients with any ( existing / prospective clients ) or to anybody whomsoever outside company. Desired Profile: Min- 3 Years to 10 Year of experience in sales Age- Max 40 Should be comfortable with smart phones and computers and able to execute the basic functions on both the platforms, good knowledge of local demographics, Bearing KYC , NOC from other institution ( if coming from another FI/ employer) Should be preferably from local area having geographical knowledge of the place Customer Focus, Integrity Inclination towards Action and Urgency, Dynamic Growth Hard Work and orientation towards detailing

Role & responsibilities Revenue Generation Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets / targets from client relationship across all product groups Relationship Management Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services Manage the client relationships by handling activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the Bank Undertakes brand communication initiatives for designated products Communicates product positioning messaging that differentiates Banks products in the market Preferred candidate profile

Job Name PA (Business Unit) : Relationship Manager Retail Agri Job Title : (Job Name) Relationship Manager Business Unit (PA) : Retail Agri Team : (Sub team in the PA) : Agri Sales Team Job Purpose Acquisition, enhancement and retention of customers by providing best possible services and being the dedicated point of contact for customers of Agri sector. Job Responsibilities (JR) : 6 8 Areas Actionable (4-6) • Sourcing and Business Generation • Business scoping of geographical market for farming and rural community • Sourcing proposals from individual farmers / Co- operative societies / Rural Mandis & Markets / Kissan Clubs / Farmer Producer Organizations etc. • Conducting marketing activities for generating new business • Work on productivity benchmarks • Market Update and Change in Product • To keep an update with respect to market / Processes requirement, competition and customer banking behavior. • To understand the changing dynamics in the market and propose amendments in various product offerings. • To keep abreast of changes in State Government laws and policies. • Relationship Building and Maintenance • To liaison with new and existing customers for relationships. • To be in touch with agro centers /rural mandis / Rural markets / Kisan clubs for maintaining and deepening existing relationships. • Addressing complaints received from customers within stipulated TAT. • Delinquency / Rotation & Recovery / Housekeeping • To work towards minimal delinquency in portfolio. • Follow-up with customers for recovery. To monitor rotation of accounts • To avoid dropping of limit in customers account, ensure submission of documents like LAD, CAM, etc. • To support legal and remedial team for legal actions • To work towards keeping Housekeeping parameters under control. • Farmer Education and Capacity • To conduct village level farmer meetings and Building educate farmers on various products offered by bank • To make farmers aware of various aspects of banking and keep them informed about tools and technology for improving farm production. • To educate farmers about debt waivers, crop insurance & government subsidies. • Increased penetration and cross sell • Cross sell of other assets and liability products • Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, Chillr, etc. • Training and Development of SO/HBL • To utilize the sales resources (HBL/SO) for optimal sales support. • To groom supporting staff and enhancing their skills by imparting regular trainings for better customer relationship dealing. • To monitor performance and counseling them for delivery • Relationship with Retail Branches and • Liaise with Credit to ensure timely decisioning of Other Stake holders proposals & closure of Housekeeping items. • To coordinate with Remedial team for NPA cases and work towards recovery of the same • To coordinate with the local Operations team for disbursement • Liaise with RBB team for activation of branches for KGC business & for providing best services to customers • To liaise with Business Correspondents (BCs) for new & existing customer relationships • Others Any other task assigned by seniors from time to time. Educational Qualifications Key Skills • Graduation (preferably Agri Business) • Post-Graduation MBA (preferably Agri Business) • Sales and Influencing Skills • Banking Product & Process Knowledge • Planning and Organizing Skills • Communication • Knowledge of Competition & Current trends in financial Industry . Experience Required • Minimum experience of 1-3 years in a similar role or Sales experience in Seed companies, Fertilizer companies, Agri Product companies, Banks, etc. • Preferred from Banking / Financial Services. Major Stakeholders (intra team and cross functional stakeholders, who would need to be interacted with for discharging duties) • Customers • Credit • Branch Banking • Operations • Farmers • Agro Centres/ Rural mandis / Rural Markets / Kisan Clubs • Business Correspondent • Senior Leaders from Product/Sales • Audit • HR

Job Name PA (Business Unit) : Relationship Manager Retail Agri Job Title : (Job Name) Relationship Manager Business Unit (PA) : Retail Agri Team : (Sub team in the PA) : Agri Sales Team Job Purpose Acquisition, enhancement and retention of customers by providing best possible services and being the dedicated point of contact for customers of Agri sector. Job Responsibilities (JR) : 6 8 Areas Actionable (4-6) • Sourcing and Business Generation • Business scoping of geographical market for farming and rural community • Sourcing proposals from individual farmers / Co- operative societies / Rural Mandis & Markets / Kissan Clubs / Farmer Producer Organizations etc. • Conducting marketing activities for generating new business • Work on productivity benchmarks • Market Update and Change in Product • To keep an update with respect to market / Processes requirement, competition and customer banking behavior. • To understand the changing dynamics in the market and propose amendments in various product offerings. • To keep abreast of changes in State Government laws and policies. • Relationship Building and Maintenance • To liaison with new and existing customers for relationships. • To be in touch with agro centers /rural mandis / Rural markets / Kisan clubs for maintaining and deepening existing relationships. • Addressing complaints received from customers within stipulated TAT. • Delinquency / Rotation & Recovery / Housekeeping • To work towards minimal delinquency in portfolio. • Follow-up with customers for recovery. To monitor rotation of accounts • To avoid dropping of limit in customers account, ensure submission of documents like LAD, CAM, etc. • To support legal and remedial team for legal actions • To work towards keeping Housekeeping parameters under control. • Farmer Education and Capacity • To conduct village level farmer meetings and Building educate farmers on various products offered by bank • To make farmers aware of various aspects of banking and keep them informed about tools and technology for improving farm production. • To educate farmers about debt waivers, crop insurance & government subsidies. • Increased penetration and cross sell • Cross sell of other assets and liability products • Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, Chillr, etc. • Training and Development of SO/HBL • To utilize the sales resources (HBL/SO) for optimal sales support. • To groom supporting staff and enhancing their skills by imparting regular trainings for better customer relationship dealing. • To monitor performance and counseling them for delivery • Relationship with Retail Branches and • Liaise with Credit to ensure timely decisioning of Other Stake holders proposals & closure of Housekeeping items. • To coordinate with Remedial team for NPA cases and work towards recovery of the same • To coordinate with the local Operations team for disbursement • Liaise with RBB team for activation of branches for KGC business & for providing best services to customers • To liaise with Business Correspondents (BCs) for new & existing customer relationships • Others Any other task assigned by seniors from time to time. Educational Qualifications Key Skills • Graduation (preferably Agri Business) • Post-Graduation MBA (preferably Agri Business) • Sales and Influencing Skills • Banking Product & Process Knowledge • Planning and Organizing Skills • Communication • Knowledge of Competition & Current trends in financial Industry . Experience Required • Minimum experience of 1-3 years in a similar role or Sales experience in Seed companies, Fertilizer companies, Agri Product companies, Banks, etc. • Preferred from Banking / Financial Services. Major Stakeholders (intra team and cross functional stakeholders, who would need to be interacted with for discharging duties) • Customers • Credit • Branch Banking • Operations • Farmers • Agro Centres/ Rural mandis / Rural Markets / Kisan Clubs • Business Correspondent • Senior Leaders from Product/Sales • Audit • HR

Urgent Job Opening with leading bank Role- Business Banking Relationship Manager- Working Cpital Responsibilities: Acquire and manage a portfolio of SME clients in the lending space. Handle Working Capital Loans and Term Loans for SME customers. Develop and maintain strong relationships with SME clients. Requirements: Minimum of 5- 10 years of relevant experience in acquisition and portfolio management in SME lending (from Banks or NBFCs). In-depth knowledge of SME loans and financial products. Excellent relationship management skills. Locations: Chennai, Bangalore, Hyderabad Interested Candidates can share profiles to 7305280683

1.Head all the Branches in the Geography 2.Manage the team of Area Managers/Cluster Heads/Branch Managers/RMs 3.Plan & Achieve the Revenue target 4.Compliances 5.Customer Satisfaction Required Candidate profile 1.Should be either in similar role or a very senior Area Manager managing large bank base 2.Very Senior BMs of very Large Branches may also be considered 3.Proven Track Record with Large Pvt Banks Perks and benefits Excellent Benefits and Rewards Structure

Job description Position Type: Permanent Qualification: MBA (Preferred) / Any Graduate Work Location: As per the location aligned for the job role Experience: 4-8 years Must Have Field Exposure in Open Market doing End to End Sales Preferred Candidates: From B2B Ecommerce, BFSI , Sales SME and Business Banking, Trade Finance, NBFC, Engineering & Construction Role: Individual Contributor Company: L&T SuFin is a B2B Ecommerce Platform which will leverage L&Ts deep knowledge and capabilities in Procurement (through its huge volume of annual procurement) and Logistics, Financing, and IT solutions.This platform is essentially a digital marketplace for SME buyers and sellers (mainly focused on construction and industrial products & services) to connect in an efficient manner, thereby enabling sellers to expand their sales reach, and for buyers to find required products and services at optimal cost and quality. Key Responsibilities: Bringing Buyers to the platform and inducing transactions on the platform. Attaining the numbers and revenue targets Identifying the opportunities and offering platform centric solutions Candidate must be from Finance Acumen and have handled SMEs and MSMEs. Recommending banks/ NBFCs depending on customer profile and coordinating for loans/ finance Deepening the relationship through cross sell and up sell Key Competencies: Should have demonstrated abilities to nurture relationships and generate revenue. Communicate persuasively in English & Hindi and Local language. Stable Career record

Role: Sales Associate Qualification: Diploma/Graduation/ Post Graduation Experience: Minimum 2 year in B2B Sales (B2B-Ecommerce/Industrial Sales/Banking/NBFC) Should be able to speak in local Language Position: Third Party Contract for 1 Year - Renewable Location: Vadodara, Ahmedabad, Aurangabad, Alwar , Jaipur , Jalna , Nashik, Mumbai Responsibilities: Onboarding buyer on platform by through cold calls, reference meeting, direct meeting. Training and guiding buyers to raise buying requirement (RFQ) on platform. Coordinating with supply team for quotes and ensure maximum conversion of RFQ. Cross selling platform linked financial offering to buyers. Collecting documentation for financials offerings ,lesioning with lender for quick limit set up. Coordinating with internal teams for smooth customer experience. Activation of dormant account through regular meetings and updating on our offerings. To create awareness about the portal subscription plan and paid service Company: L&T SuFin is a B2B Ecommerce Platform which will leverage L&Ts deep knowledge and capabilities in Procurement (through its huge volume of annual procurement) and Logistics, Financing, and IT solutions.This platform is essentially a digital marketplace for SME buyers and sellers (mainly focused on construction and industrial products & services) to connect in an efficient manner, thereby enabling sellers to expand their sales reach, and for buyers to find required products and services at optimal cost and quality.

Job description Position Type: Permanent Qualification: MBA Marketing (Preferred) / Any Graduate Work Location: As per the location aligned for the job role Experience: 4-8 years Must Have Field Exposure in Open Market doing End to End Sales Preferred Candidates: From B2B Ecommerce, BFSI , Sales SME and Business Banking, Trade Finance, NBFC, Engineering & Construction Role: Individual Contributor Company: L&T SuFin is a B2B Ecommerce Platform which will leverage L&Ts deep knowledge and capabilities in Procurement (through its huge volume of annual procurement) and Logistics, Financing, and IT solutions.This platform is essentially a digital marketplace for SME buyers and sellers (mainly focused on construction and industrial products & services) to connect in an efficient manner, thereby enabling sellers to expand their sales reach, and for buyers to find required products and services at optimal cost and quality. Key Responsibilities: Bringing Buyers to the platform and inducing transactions on the platform. Attaining the numbers and revenue targets Identifying the opportunities and offering platform centric solutions Candidate must be from Finance Acumen and have handled SMEs and MSMEs. Recommending banks/ NBFCs depending on customer profile and coordinating for loans/ finance Deepening the relationship through cross sell and up sell Key Competencies: Should have demonstrated abilities to nurture relationships and generate revenue. Communicate persuasively in English & Hindi and Local language. Stable Career record

Excellent opportunity for dynamic and results-driven candidates with experience in acquiring and managing high value current account customer segment to join our MSME Business Vertical. Job Purpose for Relationship Manager SBG To acquire new customers in MSME segment for working capital / term loans products. To manage MSME customer relationships across specific branches/ geography. Roles & Responsibilities : Generate leads, meet potential customers and build the SBG portfolio. Perform necessary KYC / due diligence / market enquiry and collect required data / information. Verify references, conduct necessary unit visits, and verify completeness of documents, review financials/bank statements. Responsible for internal co-ordination to obtain sanction and issuance of sanction letter within the stipulated timelines. Ensure overall achievement of individual targets. Coordinate with panel advocates and engineers for title opinion and valuation of properties as per extant guidelines. Create and execute necessary documents, MOD, filing ROC, CERSAI, etc. Ensure the creation of limits in core banking and the disbursal of sanctioned limits. Complete monitoring of the account on an ongoing basis until the next renewal. Maintain cordial relationship with the Branch for leads and servicing of the clients. Locations - Chennai, Telangana, Coimbatore, Vijayawada, Bangalore, Salem, Tirunelveli, Thirupathi, Trichy.

Role: Relationship Manager Emerging Enterprises Group (EEG) Location: Ludhiana (Punjab) Roles & Responsibilities: Manage and expand a portfolio of Emerging Enterprises clients, with a strong focus on Working Capital financing and related banking solutions. Serve as the primary relationship owner for clients, driving engagement through regular client visits, lead generation, and in-depth financial discussions. Oversee the complete credit lifecycle, including client onboarding, financial analysis, preparation of credit proposals, documentation, and coordination with credit, legal, and operations teams to ensure timely disbursal. Structure customized Working Capital solutions (fund-based and non-fund-based) based on client requirements and business models. Ensure timely renewal of facilities, adherence to sanction terms (CAM/OBA), and meticulous record-keeping through tools such as CRM, SPE, and call memos. Proactively monitor portfolio performance and manage delinquency cases through continuous follow-up and resolution strategies in collaboration with collections and risk teams. Cross-sell the banks full suite of products—including Current Accounts, Credit Cards, Trade Finance, and Insurance—to maximize revenue opportunities and deepen client relationships. Act as a single point of contact for clients, providing high service levels and addressing queries or concerns promptly and professionally. Collaborate with branch teams by participating in daily huddles, joint client visits, and performance reviews to drive business conversion and relationship activation. Execute branch and catchment-level marketing activities, spot sanctions, and local campaigns to enhance sourcing momentum and market visibility. Ensure full compliance with internal policies and regulatory requirements related to documentation, KYC, financial due diligence, legal/valuation coordination, and reporting. Provide regular business updates to cluster leadership, aligning individual performance with the broader goals of the Emerging Enterprises Group. Preferred candidate profile Education: Graduate / MBA / CA Experience: 2-7 years in relationship management or sales within banking/NBFC Skills: Strong interpersonal skills, multitasking, pressure handling, and coordination across teams Others: Willingness to travel moderately and meet business targets through proactive client engagement. Seek resolution post discussing with Customer Interpersonal Skills Coordination with multiple teams & multiple activities Ability to work under pressure

HDB Financial Services Ltd . is hiring for the below mentioned Role. Cluster Manager - Enterprise Lending (Location - Lucknow) Candidates with minimum 10-12 years of experience in Prime LAP product. Candidates will be a managing a set of Branches so should be in the similar role. Team handling is a must. Interested Candidates can send their CVs on email id priyanka.gangasai@hdbfs.com with the subject Line Cluster Manager_Location.

Hiring Hiring Hiring!! HDB Financial Services Ltd. is hiring for #senior Sales Manager for LAP vertical . Profile: #Senior Sales Manager ( individual Role) Product : Prime LAP #Location:- #Delhi / #Noida #Exp required : Min 2 years of exp. in LAP / HL/ Working capital product. #Preference : Immediate joiner or 30 days NP and local candidates are preferred. Share your updated Resume : priyanka.gangasai@hdbfs.com

We are hiring for Fintech Company and looking RM who has good experience on SME funding, working capital, Term loan, Business Loan, etc.. Location- Mumbai / Ahmedabad/ Kolkata/Delhi NCR Role and Responsibilities: Acquire, build and maintain the corporate relationships Identify new business opportunities and structure customized supply chain finance solutions on both payables and receivable side of a corporate Engage actively with CFO/Finance Team and Purchase/SCM teams at corporates to grow the corporate supply chain partner base (vendors/dealers) on the platform Driving throughput and revenue growth through existing & new relationships Interface with Finance Partners to drive common goals i.e., new relationships onboarding, throughput growth Interface with the Operations, Technology & Product teams to design & deliver upon client requirements Manage internal processes through Operations team in order to ensure smooth delivery of services, error free transactions and timely resolutions of queries/escalations, if any • Reports to Regional Head - Client Coverage Required Skills & Capabilities: 2-4 years of experience in Relationship Management and Business Development in RM/ARM role Strong communications and presentation skills Analytical and solution-oriented thought process Interest in new age technologies and evolving financial services/products Self-starter, openness to embrace ambiguity and grow & learn in a fast-growing start-up in the ever-evolving fintech landscape. Please share the resume at poojac@recruithunt.in or call me @7999837865 Regards HR Pooja

Job Responsibilities: Gathers and analyzes loan applicants financial data to evaluate risk. Assesses creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans. Makes recommendations about whether to increase, adjust, extend, or close lines of credit. Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. Prepares and presents credit reports. Completes quality assurance reviews. Monitors and adheres to collateral compliance covenants. Ensures that all loans are made in adherence with federal, state, and local financial regulations. Analyzes data to verify information and uncover fraud. Helps to update and improve credit rating criteria. Authors documents on credit risk and related financial matters. Communicates credit decisions and policies to fellow employees and credit applicants. Oversees or undertakes document preparation. Preferred candidate profile Knowledge of commercial credit products, Construction Finance/Loan, Market trends, and/or loan procedures Attention to detail Analytical and critical thinking skills Quantitative skills Strong time management and multitasking skills Strong communication skills Project management Ability to research financial topics and present accessible reports on that research to colleagues with differing areas of expertise Adept at high-stakes decision making and negotiation Strong interpersonal and customer service skills, including the ability to form and maintain client and business relationships Business acumen

Hi, #Connection Seeds Fincap Pvt. Ltd. http://www.Seedsfincap.com Seeds is a growing and trusted company in the NBFC and BFSI sectors to provide Business Loans & Mortgage Loans to micro enterprises across India. We are Hiring Sales Officer ||Team Leader|| Relationship Manager|| Relationship Officer in Secured Loan for Hapur's Multiple Locations Location * -MOTIHARI * -BETTIAH * -GOPALGANJ * -MAHARAJGANJ * -KUSHINAGAR * -GORAKHPUR * -BASTI * -BEGUSARAI * -DARBHANGA * -SITAMARHI * -SAMASTIPUR * -SALEMPUR * -MUZAFFARPUR * -CHHAPRA * -RAXAUL * -AYODHYA Experience: At least 1 Year of experience in Loan Sales Business loans, Mortgage loan, Micro Lap Loan. Personal, and Unsecured loans will be preferred. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 3.Avg ticket size 2 to 10 Lac 4.Should be from Mortgage background - Micro LAP 5.Stability - should not be a Job hopper Interested candidates can share their Cv's on Sandeep Kumar (HR)-9821401592 Email Id-hr.upeast@seedsfincap.com

Responsibilities: Control on New working capital across all the business of Arvind Advanced Materials. Consolidation of Net Working Capital (Accounts Receivable, Inventory, Accounts Payable) for each month and compare with Budget to report the variances. Strict monitoring Accounts receivable, timely collection of AR, set the collection targets at the month start, have a robust customer follow up process working with Key Account Managers. Set the right level of customer credit limit in coordination with Business Heads. Working with Insurance Team and Legal Team on any customer litigation and claim lodge for non-payment of AR invoices. Work with Business Team to set Inventory levels (min, max and re-order) and help in the optimum buying of input materials so as to avoid over stocking of inventory. Review various policies on Revenue, AR, Inventory, payables, advances etc to make necessary provisions for doubtful debts and SLOB inventory. Take lead in the automation and digitalization of various Finance dashboards, Finance MIS, Operational metrics like production, yield, overtime, absenteeism etc using SAP and MS Power BI. Monitor Cost saving programs with newer ideas/ monitor various cost saving programs identified like Wages, overtime, R&M, Sales and marketing and general Admin cost. Monitor Budget Vs actual spends and report key variances. Review of fulfilment of export obligations under Advance authorization & EPCG and work on related compliances. Oversee legal entity level PL, Balance sheet, interact with Auditors ( Internal and Statutory) on resolving key issues, Transfer pricing on intercompany transactions and reconciliation of intercompany transactions and balances. Preferred Candidates with: Working Exposure of SAP. Experience of SAP Development, S4 Hana, Power Bi will be added advantage. Effective Communication & Interpersonal Abilities Experience in Manufacturing Industry is must and experience with Garment/Apparel Industry will be preferred.

Role & responsibilities - Product - Secured Lap Position- SME/SEG - DSA Job Title - Relationship Manager CTC 8 - 9 Lpa Age 32 years Location -Chandigarh & Dehradun Education - Min. Graduate Requirement * Achieving sales targets for SME-Lap product via DSAs and Business Relationship. * Target new client acquisition through sourcing of leads and Business conversation in conjunction with channel partners * Follow the standardized process and documentation norms for quick and complaint closure of client request. Loan ticket size: Max10 CR upto

Job description : - The role holder is responsible for acquisition of Newto–Bank Business Banking MSME relationships through the CRM and Knowledge Banking approach. The role holder is also responsible for building Asset Book by extending Working Capital Facilities and Term Loans to MSME Clients. • Acquisition of New to Bank Business Banking MSME relationships through the CRM and Knowledge Banking approach. • Regularly Engage with colleagues in Branch Banking, MSME Associations Office Bearers which shall help in meeting Min. 2 MSME Clients on daily basis. • Build Asset Book by extending Working Capital Facilities and Term Loans to MSME Clients • Build Liability Book comprising of Current Accounts, Saving Accounts and Fixed Deposits by offering various Trade and Transaction products like Cash Management Services, Trade and Treasury Products. • Enhance Book Profitability and Client stickiness by consistently seeking an opportunity to expand share of wallet of the customer base through Cross Sell of POS (Merchants) Machines, Salary Accounts for employees, Insurance (both Life and Non-Life) and various other Wealth Management Products • Collaborate with the Risk, Operations and service teams to ensure delivering better TAT of Loans delivery and smooth on-boarding of the client • Meeting the Targets - Both in respect of bottom line as well as top line by constantly enhancing the Productivity. • Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are monitored and achieved during the course of the year. • Takes ownership of his/her own learning agenda by identifying development needs in consultation with the reporting manager and working towards bridging the gaps through various means which go beyond just training. • Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively. • Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks.