41 Unsecured Lending Jobs

Credit Appraisal & Underwriting Assess and approve/reject unsecured loan and small personal loan applications as per policy guidelines. Evaluate and approve/reject digital loan applications (personal loans, STPL, P-day Loans small business loans, etc.) as per credit policy Analyze applicants creditworthiness using financial data, income analysis, credit bureau reports, and risk indicators. Ensure balanced judgment between automation outputs and human intervention in borderline cases Recommend appropriate credit limits and structures based on risk assessment Maintain credit quality while meeting business volume and turnaround time (TAT) targets Ensure compliance with RBI and other regulatory ...

Role & respon Job Description - Business Analyst - Risk Role Title: Business Analyst Department / Function: Risk Team / Sub-department: Risk Reporting to: Head of Risk Job Location: Bengaluru Employment Type: On-roll, Full-time Role Overview As a Business Analyst in the Risk team, you will partner closely with Risk Managers and Data Scientists to: Develop, maintain and enhance risk assessment models and frameworks across credit, operational, and portfolio risk. Analyze large datasets to identify risk trends, early warning signals, and portfolio performance metrics. Produce regular risk dashboards, heat maps, and reports for senior management and key stakeholders. Collaborate with product, fi...

Role & responsibilities a) Having handled channels before b) Understanding of PL business c) Knowledge of local market conditions d) Competitor knowledge e) Knowledge of no. of channels servicing the different financial institutions f) Ability to differentiate between PD / DSA / DST / PPC Preferred candidate profile Should be handing unsecured biz through DSA & Channel

Business Relationship Manager / Territory Business Manager : Job Role To understand clients business & provide appropriate working capital and business loan solutions. Deal across Fund/ non-Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc. Work closely with Branch Banking teams for new customer addition. To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies. To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. Focus on continually increasing book size and profitability of the assigned portfolio. To u...

Manage the Area Sales Managers/ Sales Managers and achieve the sales targets across products and channels. Conduct area sales team meetings and set targets to ensure tight control on sales process

Join Credflow as a Business Development Manager (BDM) - Individual Contributor Role Location: Panipat , Chandigarh & Ahmedabad Experience: 15 years (preferred in SME Lending or B2B Sales) About Credflow : At Credflow, we're on a mission to empower small and medium enterprises (SMEs) by making access to credit simple, transparent, and impactful. As a rapidly growing fintech, we’re reshaping the future of SME lending in India — and we want you to be a part of it. Role Overview: We are looking for driven and dynamic professionals to join our team as Business Development Managers (BDMs). In this client-facing, high-impact role, you will play a pivotal part in expanding our SME customer base and ...

Business Relationship Manager Job Role To understand clients business & provide appropriate working capital and business loan solutions. Deal across Fund/ non-Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc. Work closely with Branch Banking teams for new customer addition. To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies. To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. Focus on continually increasing book size and profitability of the assigned portfolio. To understand client business model...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

As a part of the Financial Services team at Meesho, you will play a crucial role in driving the growth and revenue of the company by focusing on lending as the primary area of interest. Your responsibilities will revolve around risk management, a critical component in building a sustainable credit business at scale. Here are the key aspects of the role: **Role Overview:** Lending is the primary focus of Meesho's Financial Services journey, where risk management plays a crucial role. Your main responsibilities will include driving policies, data science, and analytics to assess borrower risk, leveraging alternative information for borrower profiling, and creating a competitive advantage using...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

Collaborate with the Family Board, the President of Unsecured Lending, and other senior leaders to align financial strategies with overall business goals and stakeholder expectations. Develop and implement financial models to optimize profitability, cost efficiency, and portfolio performance. Drive financial planning and analysis (FP&A) for the unsecured lending division, including budgeting, forecasting, and variance analysis. Lead the development and execution of the Annual Operating Plan (AOP) for the unsecured lending division, ensuring alignment with organizational goals and financial targets. Monitor the financial health of the unsecured lending portfolio, analyzing key metrics such as...

Key Responsibilities: Act as a hybrid PM/BA, driving both project delivery and business analysis activities. Lead end-to-end delivery of initiatives within Unsecured Lending and Retail Banking domains. Collaborate with stakeholders across business, technology, and operations to define project scope, requirements, and delivery roadmaps. Translate business needs into clear, actionable requirements, user stories, and process flows. Manage governance forums, prepare concise status updates, and ensure timely risk/issue management. Drive digital transformation initiatives , ensuring alignment with organizational strategy and customer experience goals. Coordinate with cross-functional teams across ...

Roles and Responsibilities Ensures compliance with all current, relevant, and applicable laws, regulations, rules, guidelines (internal/external), documentation and governance. Applies extensive knowledge of relevant field to solve problems. Excellent verbal and written communication skills to effectively interact with stakeholders at various levels. Strong analytical and critical thinking abilities to access the impact of process changes and call out with relevant stakeholders prior to implementation. Ability to work collaboratively with cross-functional teams to understand their business needs and translate them into solutions. Strong MS Office skills Excel, Word, PowerPoint etc. Detail-or...

Job Title: Senior Credit Underwriter Location: Hyderabad, Mindspace Experience: 3+ Years Position Type: Full-time Shift Timings: 6:00 PM to 3.00 AM (Based on day light saving) Work Model: WFO No transport facility At Palni , we are seeking an experienced Credit Underwriter to support our clients credit team. This role is pivotal in managing underwriting, pricing, loan performance, and collections , with a direct impact on customer-level P&L . As part of our Credit Team , you will make data-driven business decisions to optimize lending margins while leveraging analytics to refine policies and pricing strategies. Key Responsibilities: Analyze financial data to assess the creditworthiness of sm...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

About Us BankersKlub is Indias first and only fintech aggregator platform built and designed exclusively for former/retired bankers. The platform redeploys Indias pool of experienced former bankers, leveraging their diverse and regulatory expertise, credit knowledge, and above all, grassroots understanding of the financial ecosystems. It also serves as a unified lending interface (ULI), facilitating a range of lending solutions such as personal, home, LAP, and unsecured business loans, along with loans against mutual funds and shares. Mission At BankersKlub, our mission is to redefine the role of retired bankers in Indias financial ecosystem while enabling clients and lenders to access relia...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

Department : DSA Channel CTC Range : 4 To 5 Lpa Location : Pune (with field visits within the region as required) Reporting To : Regional Manager DSA Channel Experience Required : 13 years Employment Type : Full-time The Relationship Officer DSA Channel will drive the personal loan business through Direct Selling Agent (DSA) partners, Connectors in the Pune region by managing relationships, coordinating lead generation, and ensuring smooth lead-to-disbursement processes. The role involves day-to-day engagement with DSAs and connectors, maintaining daily MIS (target vs. achievement, lead status, login, disbursement, and rejections), ensuring compliance with company policies, and supporting th...

Roles and Responsibilities Ensures compliance with all current, relevant, and applicable laws, regulations, rules, guidelines (internal/external), documentation and governance. Applies extensive knowledge of relevant field to solve problems. Excellent verbal and written communication skills to effectively interact with stakeholders at various levels. Strong analytical and critical thinking abilities to access the impact of process changes and call out with relevant stakeholders prior to implementation. Ability to work collaboratively with cross-functional teams to understand their business needs and translate them into solutions. Strong MS Office skills Excel, Word, PowerPoint etc. Detail-or...

The Zonal Head will hold ultimate responsibility for all collection activities and performance across a designated large geographical zone. This role requires a visionary leader who can set strategic direction, optimize processes, and build robust collection capabilities to achieve zonal recovery goals. We have openings in multiple locations: Delhi, Haryana, Punjab, Himachal, Madhya Pradesh, Maharashtra, Gujarat, Rajasthan, Uttar Pradesh, Ncr, West Bengal, Odisha, Karnataka, Telangana, Andhra Pradesh Key Responsibilities: Formulate and execute comprehensive collection strategies for the entire zone, aligned with national objectives. Lead, guide, and motivate a team of Regional Heads/State He...

Role Overview: The Relationship Manager will support the City Lead in driving business growth through the DSA channel. This role involves managing day-to-day operations, coordinating with DSAs, and ensuring smooth execution of strategies to achieve revenue and performance targets. Key Responsibilities: Operational Support: Assist the City Lead in managing the DSA portfolio and ensuring target achievement. Monitor daily lead flow, eligibility rates, and loan disbursal performance. Stakeholder Coordination: Act as a liaison between DSAs and internal teams to resolve operational issues. Build and maintain strong relationships with DSA partners to enhance business engagement. Performance Trackin...