31 Unsecured Lending Jobs

Collaborate with the Family Board, the President of Unsecured Lending, and other senior leaders to align financial strategies with overall business goals and stakeholder expectations. Develop and implement financial models to optimize profitability, cost efficiency, and portfolio performance. Drive financial planning and analysis (FP&A) for the unsecured lending division, including budgeting, forecasting, and variance analysis. Lead the development and execution of the Annual Operating Plan (AOP) for the unsecured lending division, ensuring alignment with organizational goals and financial targets. Monitor the financial health of the unsecured lending portfolio, analyzing key metrics such as...

Key Responsibilities: Act as a hybrid PM/BA, driving both project delivery and business analysis activities. Lead end-to-end delivery of initiatives within Unsecured Lending and Retail Banking domains. Collaborate with stakeholders across business, technology, and operations to define project scope, requirements, and delivery roadmaps. Translate business needs into clear, actionable requirements, user stories, and process flows. Manage governance forums, prepare concise status updates, and ensure timely risk/issue management. Drive digital transformation initiatives , ensuring alignment with organizational strategy and customer experience goals. Coordinate with cross-functional teams across ...

Roles and Responsibilities Ensures compliance with all current, relevant, and applicable laws, regulations, rules, guidelines (internal/external), documentation and governance. Applies extensive knowledge of relevant field to solve problems. Excellent verbal and written communication skills to effectively interact with stakeholders at various levels. Strong analytical and critical thinking abilities to access the impact of process changes and call out with relevant stakeholders prior to implementation. Ability to work collaboratively with cross-functional teams to understand their business needs and translate them into solutions. Strong MS Office skills Excel, Word, PowerPoint etc. Detail-or...

Job Title: Senior Credit Underwriter Location: Hyderabad, Mindspace Experience: 3+ Years Position Type: Full-time Shift Timings: 6:00 PM to 3.00 AM (Based on day light saving) Work Model: WFO No transport facility At Palni , we are seeking an experienced Credit Underwriter to support our clients credit team. This role is pivotal in managing underwriting, pricing, loan performance, and collections , with a direct impact on customer-level P&L . As part of our Credit Team , you will make data-driven business decisions to optimize lending margins while leveraging analytics to refine policies and pricing strategies. Key Responsibilities: Analyze financial data to assess the creditworthiness of sm...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

About Us BankersKlub is Indias first and only fintech aggregator platform built and designed exclusively for former/retired bankers. The platform redeploys Indias pool of experienced former bankers, leveraging their diverse and regulatory expertise, credit knowledge, and above all, grassroots understanding of the financial ecosystems. It also serves as a unified lending interface (ULI), facilitating a range of lending solutions such as personal, home, LAP, and unsecured business loans, along with loans against mutual funds and shares. Mission At BankersKlub, our mission is to redefine the role of retired bankers in Indias financial ecosystem while enabling clients and lenders to access relia...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

Department : DSA Channel CTC Range : 4 To 5 Lpa Location : Pune (with field visits within the region as required) Reporting To : Regional Manager DSA Channel Experience Required : 13 years Employment Type : Full-time The Relationship Officer DSA Channel will drive the personal loan business through Direct Selling Agent (DSA) partners, Connectors in the Pune region by managing relationships, coordinating lead generation, and ensuring smooth lead-to-disbursement processes. The role involves day-to-day engagement with DSAs and connectors, maintaining daily MIS (target vs. achievement, lead status, login, disbursement, and rejections), ensuring compliance with company policies, and supporting th...

Roles and Responsibilities Ensures compliance with all current, relevant, and applicable laws, regulations, rules, guidelines (internal/external), documentation and governance. Applies extensive knowledge of relevant field to solve problems. Excellent verbal and written communication skills to effectively interact with stakeholders at various levels. Strong analytical and critical thinking abilities to access the impact of process changes and call out with relevant stakeholders prior to implementation. Ability to work collaboratively with cross-functional teams to understand their business needs and translate them into solutions. Strong MS Office skills Excel, Word, PowerPoint etc. Detail-or...

The Zonal Head will hold ultimate responsibility for all collection activities and performance across a designated large geographical zone. This role requires a visionary leader who can set strategic direction, optimize processes, and build robust collection capabilities to achieve zonal recovery goals. We have openings in multiple locations: Delhi, Haryana, Punjab, Himachal, Madhya Pradesh, Maharashtra, Gujarat, Rajasthan, Uttar Pradesh, Ncr, West Bengal, Odisha, Karnataka, Telangana, Andhra Pradesh Key Responsibilities: Formulate and execute comprehensive collection strategies for the entire zone, aligned with national objectives. Lead, guide, and motivate a team of Regional Heads/State He...

Role Overview: The Relationship Manager will support the City Lead in driving business growth through the DSA channel. This role involves managing day-to-day operations, coordinating with DSAs, and ensuring smooth execution of strategies to achieve revenue and performance targets. Key Responsibilities: Operational Support: Assist the City Lead in managing the DSA portfolio and ensuring target achievement. Monitor daily lead flow, eligibility rates, and loan disbursal performance. Stakeholder Coordination: Act as a liaison between DSAs and internal teams to resolve operational issues. Build and maintain strong relationships with DSA partners to enhance business engagement. Performance Trackin...

Job Profile: Achieve sales target for Personal Loan from DSAs by acquiring new DSAs and maintaining existing relationships by visits at predefined frequency Sourcing to be strictly as per policy parameters & acceptable risk norm of the organisation Ensure activation of channels on monthly basis by regular engagement, training & relationship with DSAs To coordinate with the product management and marketing team, for effective training of DSA of our USPs & Policy guidelines and promotional material if any for customer acquisition at local level Ensuring sourcing mix of Corporate DSA: Retail DSA, SEP: SENP profile, Uniform Disbursement, WIRR, PF% & Insurance penetration Coordinate with function...

Role & responsibilities - Product - PL & BL Job Title - Relationship Manager -DSA CTC - 6Lpa - 7.5 Lpa Education - Min. Graduate Age 32 years Requirement * Achieving sales targets for Pl & BL product with Business Relationship and DSA * Target new client acquisition through sourcing of leads and Business conversation in conjunction with channel partners * Follow the standardized process and documentation norms for quick and complaint closure of client request. Branch Locations - Interested candidate share your updated resume or any reference if you have.

Role & responsibilities - Product - PL & BL Job Title - CRE/RO Education - Min. Graduate Age 32 years Requirement * Achieving sales targets for Pl & BL product with Business Relationship and open market * Target new client acquisition through sourcing of leads and Business conversation in conjunction with channel partners * Follow the standardized process and documentation norms for quick and complaint closure of client request. Branch Locations - Ludhiana, Chandigarh, Hisar & Rewari Interested candidate share your updated resume or any reference if you have.

Roles and Responsibilities Manage credit proposals from sourcing to disbursement, ensuring timely decision-making and high-quality appraisal reports. Conduct thorough credit analysis, assessment, and evaluation of loan applications within defined policy guidelines. Develop strong relationships with customers through effective communication and negotiation skills. Collaborate with internal teams to resolve customer queries and issues related to loan processing. Ensure compliance with regulatory requirements, risk policies, and procedures. Desired Candidate Profile 5-10 years of Credit Underwriting experience in Unsecured Lending (Business Loans) or similar roles. Strong understanding of Credi...

Role & responsibilities The Head Risk Policy will be responsible for development and implementation of optimum risk framework, policies and processes in Retail Lending (Secured & Unsecured Loans). The role is a that of a key member of management and responsible for evaluating and recommending the degree of acceptable risk and reward levels for the products and to set policies, processes, underwriting, portfolio management criteria and methods including the use of statistical models and techniques where appropriate. The role is also responsible for analyzing financial results from the products in particular relating to the major items of risk and reward (revenue, collections, provisions and w...

Digital lending PL Product designing, strategy implementation for PL Only digital PL products designing experience is preferred with Basic understanding of Risk analysis ,credit analysis, portfolio management Lifecycle management HR- 8855045944

Role & responsibilities Preferred candidate profile

Area Sales Manager Personal Loans Location: Bangalore (Koramangala, near Forum Mall) Age Limit: Up to 35 years CIBIL Score: Minimum 650 Ticket Size: Up to 30 Lakh Key Responsibilities: Drive sales growth and client acquisition through direct and DSA sourcing. Identify, segment, and approach potential clients with customized loan offers. Build strong relationships with DSAs to boost unsecured loan volumes. Ensure faster loan sanctioning by collaborating with internal teams. Track and report sales productivity and operational metrics. Maintain SLA adherence and recommend process improvements. Support business development initiatives and contests to foster a high-performance sales culture.

Greetings..!!! Please find out the JD for your reference Role: Regional Sales Manager Product-Unsecured business loan

Designation-Relationship Manager/Sales Manager/Area Sales Manager Product-Loan against property/Unsecured Business loan Location- Hyderabad/Vizag/Vijaywada Team handling/ DSA Vertical