49 Unsecured Lending Jobs

Role & responsibilities Monitor and manage assigned collection portfolio across risk buckets to ensure timely recovery. Drive end-to-end collection performance and achieve monthly collection targets for allocated buckets. Coordinate closely with internal business verticals such as Credit, Risk, Sales, Operations, and Finance to resolve account-level issues. Manage third-party collection agencies as well as in-house collection teams, including performance tracking and compliance adherence. Ensure accurate data management, MIS reporting, and portfolio analysis to support collection strategy and decision-making. Track daily, weekly, and monthly collection performance and highlight risks, gaps, ...

Job Details: Company: EXL Role: Collection Strategy Python, SQL Location: Pan India Level: B2C2 Budget: Up to 38 LPA Notice Period: Immediate to January Joiners ________________________________________ Job Description We are hiring for the Collections Strategy & Analytics team at EXL. The ideal candidate should have experience in Python, SQL, and analytics for secured/unsecured lending portfolios, including Personal Loans and Credit Cards. Key Responsibilities: Create and optimize collections strategies for retail lending portfolios. Develop models, segmentation, and dashboards using SQL/Python. Analyse delinquency, roll rates, flow rates, and repayment patterns. Build automated workflows fo...

How to Apply: _@.. / 7999096063 : Identify and acquire new clients for SME - Unsecured Business Loans. Generate and manage leads efficiently through DSAR ERP. Maintain and update sales data for effective portfolio management. Ensure seamless coordination with credit & process teams for smooth operations. Achieve assigned sales targets while maintaining portfolio quality. Build and nurture relationships with clients for long-term business growth. : Minimum 2+ years of experience in sales, preferably in SME loans, NBFCs, or banking. Strong understanding of unsecured business loans and financial services. Excellent communication, negotiation, and relationship-building skills. Any graduate can a...

Roles and Responsibilities Ensure profitability of the branch, and contribution to the revenue of the state by ensuring all Company policies, practices & guidelines are adhered to as per approved policy. All constituents of the branch functions in a seamless manner & build synergy in overall operations of the Unit. Required Skills: Ability to effectively communicate with the public Good analytic skills, judgment and ability to make independent decisions informed by both quantitative and qualitative data (including informal feedback from stakeholders and non-business context: socio-political-religious environmental factors) Ability to work with minimal direction. Self-starter Good interperson...

Roles & Responsibilities: - 1. DSA Channel Development & Management Identify, onboard, and activate new DSAs to expand the sourcing network for unsecured business loans. Maintain strong relationships with existing DSAs, ensuring consistent sourcing quality and volume. Conduct regular meetings, training, and performance reviews with DSAs to improve productivity. Ensure DSAs comply with company policies, documentation standards, and regulatory guidelines. 2. Sales Target Achievement Drive business loan sourcing through the DSA channel to meet monthly and quarterly sales targets. Analyze daily and weekly sales numbers; implement corrective measures to achieve branch goals. Monitor lead conversi...

Branch Operation Manager – Unsecured lending for Kanpur location. Grade - Sr. Executive. Max age 34 years.

Key Responsibilities: Manage and grow business through DSA channel partners across assigned territory. Lead and mentor a team of 5-7 Sales Manager Drive disbursement volumes for Personal Loans and Self-Employed Non-Professional products. Onboard and activate new DSA partners and ensure regular engagement for lead flow. Work closely with credit , Risk and operations teams to ensure timely login, processing, and disbursal of cases. Monitor market trends, competitor activities, and suggest strategies for improvement. Achieve monthly and quarterly business targets as defined by the organization. Candidate Requirements: 67 years of relevant experience in Unsecured Lending (specifically Personal L...

KEY DUTIES & RESPONSIBILITIES OF THE ROLE Managing end to end collections for the unsecured and secured lending business. Deep understanding of collections , consumer lending, and risk management. Building a robust collection team both in-house and BC workforce . Responsible for the development, monitoring and implementation of Loans Collections strategies. Identify and pursue opportunities that enhance the collectability of financial return. Setting up fraud management and operations practices to reduce delinquency ratios . Ability to come up with data driven insights and interventions. Defining performance driven incentive culture. Implementation of technology-enabled collection practices ...

Credit Appraisal & Underwriting Assess and approve/reject unsecured loan and small personal loan applications as per policy guidelines. Evaluate and approve/reject digital loan applications (personal loans, STPL, P-day Loans small business loans, etc.) as per credit policy Analyze applicants creditworthiness using financial data, income analysis, credit bureau reports, and risk indicators. Ensure balanced judgment between automation outputs and human intervention in borderline cases Recommend appropriate credit limits and structures based on risk assessment Maintain credit quality while meeting business volume and turnaround time (TAT) targets Ensure compliance with RBI and other regulatory ...

Role & respon Job Description - Business Analyst - Risk Role Title: Business Analyst Department / Function: Risk Team / Sub-department: Risk Reporting to: Head of Risk Job Location: Bengaluru Employment Type: On-roll, Full-time Role Overview As a Business Analyst in the Risk team, you will partner closely with Risk Managers and Data Scientists to: Develop, maintain and enhance risk assessment models and frameworks across credit, operational, and portfolio risk. Analyze large datasets to identify risk trends, early warning signals, and portfolio performance metrics. Produce regular risk dashboards, heat maps, and reports for senior management and key stakeholders. Collaborate with product, fi...

Role & responsibilities a) Having handled channels before b) Understanding of PL business c) Knowledge of local market conditions d) Competitor knowledge e) Knowledge of no. of channels servicing the different financial institutions f) Ability to differentiate between PD / DSA / DST / PPC Preferred candidate profile Should be handing unsecured biz through DSA & Channel

Business Relationship Manager / Territory Business Manager : Job Role To understand clients business & provide appropriate working capital and business loan solutions. Deal across Fund/ non-Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc. Work closely with Branch Banking teams for new customer addition. To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies. To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. Focus on continually increasing book size and profitability of the assigned portfolio. To u...

Manage the Area Sales Managers/ Sales Managers and achieve the sales targets across products and channels. Conduct area sales team meetings and set targets to ensure tight control on sales process

Join Credflow as a Business Development Manager (BDM) - Individual Contributor Role Location: Panipat , Chandigarh & Ahmedabad Experience: 15 years (preferred in SME Lending or B2B Sales) About Credflow : At Credflow, we're on a mission to empower small and medium enterprises (SMEs) by making access to credit simple, transparent, and impactful. As a rapidly growing fintech, we’re reshaping the future of SME lending in India — and we want you to be a part of it. Role Overview: We are looking for driven and dynamic professionals to join our team as Business Development Managers (BDMs). In this client-facing, high-impact role, you will play a pivotal part in expanding our SME customer base and ...

Business Relationship Manager Job Role To understand clients business & provide appropriate working capital and business loan solutions. Deal across Fund/ non-Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc. Work closely with Branch Banking teams for new customer addition. To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies. To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. Focus on continually increasing book size and profitability of the assigned portfolio. To understand client business model...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

As a part of the Financial Services team at Meesho, you will play a crucial role in driving the growth and revenue of the company by focusing on lending as the primary area of interest. Your responsibilities will revolve around risk management, a critical component in building a sustainable credit business at scale. Here are the key aspects of the role: **Role Overview:** Lending is the primary focus of Meesho's Financial Services journey, where risk management plays a crucial role. Your main responsibilities will include driving policies, data science, and analytics to assess borrower risk, leveraging alternative information for borrower profiling, and creating a competitive advantage using...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

Collaborate with the Family Board, the President of Unsecured Lending, and other senior leaders to align financial strategies with overall business goals and stakeholder expectations. Develop and implement financial models to optimize profitability, cost efficiency, and portfolio performance. Drive financial planning and analysis (FP&A) for the unsecured lending division, including budgeting, forecasting, and variance analysis. Lead the development and execution of the Annual Operating Plan (AOP) for the unsecured lending division, ensuring alignment with organizational goals and financial targets. Monitor the financial health of the unsecured lending portfolio, analyzing key metrics such as...

Key Responsibilities: Act as a hybrid PM/BA, driving both project delivery and business analysis activities. Lead end-to-end delivery of initiatives within Unsecured Lending and Retail Banking domains. Collaborate with stakeholders across business, technology, and operations to define project scope, requirements, and delivery roadmaps. Translate business needs into clear, actionable requirements, user stories, and process flows. Manage governance forums, prepare concise status updates, and ensure timely risk/issue management. Drive digital transformation initiatives , ensuring alignment with organizational strategy and customer experience goals. Coordinate with cross-functional teams across ...

Roles and Responsibilities Ensures compliance with all current, relevant, and applicable laws, regulations, rules, guidelines (internal/external), documentation and governance. Applies extensive knowledge of relevant field to solve problems. Excellent verbal and written communication skills to effectively interact with stakeholders at various levels. Strong analytical and critical thinking abilities to access the impact of process changes and call out with relevant stakeholders prior to implementation. Ability to work collaboratively with cross-functional teams to understand their business needs and translate them into solutions. Strong MS Office skills Excel, Word, PowerPoint etc. Detail-or...

Job Title: Senior Credit Underwriter Location: Hyderabad, Mindspace Experience: 3+ Years Position Type: Full-time Shift Timings: 6:00 PM to 3.00 AM (Based on day light saving) Work Model: WFO No transport facility At Palni , we are seeking an experienced Credit Underwriter to support our clients credit team. This role is pivotal in managing underwriting, pricing, loan performance, and collections , with a direct impact on customer-level P&L . As part of our Credit Team , you will make data-driven business decisions to optimize lending margins while leveraging analytics to refine policies and pricing strategies. Key Responsibilities: Analyze financial data to assess the creditworthiness of sm...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...

Role: Relationship Officer- SBE Grade- E0 Job Description Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To understand clients business & provide appropriate working capital and business loan solutions. Deal across secured and unsecured lending such as Fund/ non-Fund based products like Cash Credit, Demand Loan, BG etc. Wo...