Job Title: Associate Relationship Manager (ARM) Inclusive Finance Institution (Credit Analyst in Business Team) Department: Inclusive Finance Institution (IFI) Grade: Senior Manager / Associate Vice President (AVP) Location: Mumbai / Delhi Position Purpose The Associate Relationship Manager (ARM) is responsible for supporting and strengthening asset and liability relationships within the Inclusive Finance Institution (IFI) segment. The role involves monitoring portfolio quality, conducting detailed credit assessments, managing client onboarding and documentation, and contributing to the achievement of portfolio and revenue goals with optimal turnaround time (TAT). The IFI segment caters to small and mid-sized NBFC-MFIs (microfinance), as well as NBFCs engaged in affordable housing, MSME, vehicle loans, gold loans, education finance, and other financial services. Key Responsibilities Credit Assessment and Client Engagement: Conduct in-depth assessments of client businesses, promoter backgrounds, and industry dynamics to evaluate creditworthiness. Prepare and present credit proposals for products such as long-term loans, working capital loans, and foreign currency loans, incorporating financial, risk, business model, and liquidity analyses. Work closely with the Relationship Manager to present proposals to the appropriate credit committee and structure suitable financial solutions for clients. Engage with clients directly to understand business needs, enabling better credit structuring and identifying cross-sell opportunities. Promote a broad suite of banking products including fixed deposits, salary accounts, APIs, and retail offerings, aligning with the One Bank approach. Documentation and Onboarding: Collaborate with internal teams including Credit, Compliance, Credit Administration (CAD), Legal, Treasury, and Branch Banking to facilitate seamless client onboarding and servicing. Ensure timely and accurate documentation in line with internal policies and regulatory standards. Portfolio Monitoring and Risk Management: Monitor portfolio quality through regular client reviews and timely identification of early warning signals or signs of stress. Track utilization of sanctioned limits, resolve compliance issues, and proactively manage portfolio risks. Qualifications And Requirements MBA-Finance from a premier institution or Chartered Accountant (first attempt) Skills And Competencies The ideal candidate should possess strong credit writing skills with the ability to comprehensively address all relevant credit and risk-related aspects. A sound understanding of NBFC operations, RBI regulatory frameworks, basic banking products, and macroeconomic and industry trends is essential. Familiarity with credit underwriting and financial structuring will be a key asset. Effective verbal and written communication, including proficiency in report writing and presentation, is vital. The candidate should demonstrate a proactive and self-driven attitude, a high degree of ownership and accountability, and strong analytical thinking. The role also demands strong interpersonal skills for client engagement and coordination with internal stakeholders. A collaborative mindset, problem-solving ability, and the capacity to manage complex tasks across teams are critical for success. Key Success Factors Deep understanding of credit assessment and structuring Analytical and problem-solving capabilities Ability to work collaboratively and influence outcomes across teams (ref:iimjobs.com) Show more Show less

Underwriting - CA Key Responsibilities Weightage : Audits handling IRDA, Statutory and Internal Audits, Financial Underwriting of High value cases . Risk Management - identifying and executing various audit assignments for reducing risk at operational level Handle IRDA reporting, MIS and ad-hoc reporting Involved in Underwriting Automation projects and implement the latest developments in AI and Big Data Meeting prospective vendors, evaluating them and putting forth business proposals to higher management TOTAL : 100% Required Qualification And Skills Qualification : Qualified CA Work experience in years : 2 years + Skills / Experience Required Underwriting experience or audit experience of Insurance company preferred Experience in handling audits and regulatory reporting Experience in driving special initiatives/technology projects Knowledge of underwriting processes and guidelines would be an added advantage Knowledge of MS Office especially Excel and PowerPoint. Strong analytical skills (ref:iimjobs.com) Show more Show less

CA - Senior Manager - Underwriting - Life Insurance Job Description Audits handling IRDA, Statutory and Internal Audits, Financial Underwriting of High value cases . Risk Management - identifying and executing various audit assignments for reducing risk at operational level. Handle IRDA reporting, MIS and ad-hoc reporting. Involved in Underwriting Automation projects and implement the latest developments in AI and Big Data. Meeting prospective vendors, evaluating them and putting forth business proposals to higher management. Required Qualification And Skills Qualification - Qualified CA Skills / Experience Required Underwriting experience or audit experience of Insurance company preferred. Experience in handling audits and regulatory reporting. Experience in driving special initiatives/technology projects. Knowledge of underwriting processes and guidelines would be an added advantage. Knowledge of MS Office especially Excel and PowerPoint. Strong analytical skills Experience Range 0 - 3 Years CTC-9.5 LPA (ref:iimjobs.com) Show more Show less

The RM shall be responsible for originating deals, developing financing solutions for the clients and preparation of analytical models for credit underwriting and investors. RM shall work with the external agencies, sales and investors team for placements, due diligence, documentation and final Scoping and scanning the market for origination of Real Estate transactions across standard asset classes, high yield deals, special situation deals & lease rental discounting transactions from both the primary as well as secondary (existing lender/investor) markets. Ideating with Promoters/CFO/CXO for structuring and identifying opportunities for financing/ restructuring / settlement/ advisory mandates. Need understanding skills to evaluate the Real Estate asset category as a whole. Continuous engagement with internal relationships, agencies, investors and coverage teams Developing pitches with financing solutions and structuring acceptable credit solutions Preparation of IM & analytical material for internal do-ability assessment and for external investors - cash flow models, information docket, etc. Working with external agencies, sales team and prospective investors for placements. Closure of deal including sanctions, due diligences, documentation and funding Working independently as well as part of a larger - Borrowers/ Issuers, Investors, Legal Counsels, Rating Agency, Trustee, valuation agencies, etc. Internal clients- RMs , Credit, Product, Treasury Qualification And Experience Qualifications: MBA / CA Experience profile of at least 10-15 years Should have in-depth experience of working with Borrowers/Corporates/ NBFCs/Investors/Funds Established track record of origination / structuring / placement of RE & high yield deals Keen understanding of expectations and typical investment philosophies of the variety of investors active in this space Create deals across situations -acquisitions financing, refinance, stressed assets space, partner/ PE buy outs, Rentals discounting, etc. Good understanding of taxation & regulatory framework aspects relevant to structuring, listing, etc. Skills Strong coverage and origination capabilities; relationship management skills Mental flexibility, regulatory awareness to structure and execute deals across situations Term sheets and documentation negotiation Self-starting & initiative-taking abilities to work in unstructured situations (ref:iimjobs.com) Show more Show less

Job Title: Credit Manager - Corporate Banking (Large Corporate Segment) Experience Required: 8 to 12 Years (Candidates with 4-7 years may be considered for a junior role) Industry: Banking & Financial Services Client: Private Sector Bank Role Overview We are looking for a highly motivated and experienced Credit Manager to join the Corporate Banking Division, focusing on the Large Corporate Segment. The ideal candidate will be responsible for independently assessing, structuring, and recommending credit proposals, ensuring adherence to risk and compliance frameworks, and supporting business growth through sound credit judgement. Key Responsibilities Credit Analysis & Risk Assessment: Independently analyze and evaluate the risk of new credit transactions and renewal proposals for large corporate clients. Understand and assess the customer's business model, industry dynamics, and long-term sustainability. Analyze historical and projected financial statements to determine the financial soundness and creditworthiness of the borrower. Identify key credit and operational risks and suggest appropriate risk mitigants. Evaluate alternate credit structures to ensure risk-adjusted returns and recommend optimal structuring. Credit Structuring & Recommendation Recommend actions to be taken on credit proposals, including pricing, terms, and risk grading. Ensure credit facilities are properly risk-rated and aligned with internal credit policies and regulatory guidelines. Identify and communicate information requirements and key issues in credit assessments clearly to stakeholders. Stakeholder Management & Communication Collaborate closely with Relationship Managers, Risk, Legal, Compliance, and Operations teams to facilitate deal execution and monitoring. Serve as a key contact point for internal and external stakeholders related to credit matters. Personally develop and maintain strong working relationships across teams. Process Improvement & Leadership Lead or independently handle business-critical projects aimed at improving credit quality, turnaround time, or risk management frameworks. Identify inefficiencies in credit processes and proactively implement improvements. Provide guidance and support to junior credit officers, acting as a resource and mentor. Governance & Compliance Ensure adherence to internal credit policy, regulatory norms, and audit standards. Meet assigned timelines for credit processing and ensure documentation and record-keeping requirements are in place. Demonstrate strong ownership and accountability for allocated work and credit decisions. Candidate Profile 8 to 12 years of relevant experience in credit underwriting, financial analysis, and risk evaluation in a corporate or commercial banking setup. Candidates with 4-7 years of experience may be considered for a junior role. Strong analytical and financial modeling skills; ability to interpret complex financial statements and industry trends. In-depth understanding of banking products, credit structuring, and regulatory environment. Sound judgement, attention to detail, and ability to work independently with minimal supervision. Strong interpersonal skills and ability to communicate effectively across levels and functions. Educational background in Finance, Commerce, Economics, or related fields. MBA (Finance), CA, or CFA preferred. Why Join Be part of a high-impact team that plays a critical role in credit decisions for large corporates. Opportunity to work in a dynamic, performance-driven environment with leadership exposure. Lead strategic initiatives and projects that shape the credit function and risk management framework. (ref:iimjobs.com) Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

DuckCreek Policy Experience : 3 to 10 Location : Greater Period : Immediate-15 Skill : .Net, Duckcreek Policy / PAS / Policy Center, Example, Author, Pages, Rating, Forms, : Candidate should have strong experience on Duck creek. Candidate should have strong experience on Policy. Candidate should strong experience on Duck creek Example Platform 6X & 7X. Good understanding of underwriting, rating, insurance Rules, Forms, Example Author, Server, Express, Forms, Rating, Batch Processing, Task Creation, Transact, Address Validation. Good Knowledge of Policy life cycle and various Policy Transactions. Good Knowledge of Duck Creek Policy System and workflows. Experience in P&C insurance domain. Good Knowledge of Manuscripts, data model and Inheritance model. Good Understanding of business, functional requirements and policy workflow of the total application and project. Understanding the clients requirement properly then going for the development in the core areas of DCT. Must have excellent Communication Skills. (ref:hirist.tech) Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Porch Group is a leading vertical software and insurance platform and is positioned to be the best partner to help homebuyers move, maintain, and fully protect their homes. We offer differentiated products and services, with homeowners insurance at the center of this relationship. We differentiate and look to win in the massive and growing homeowners insurance opportunity by providing the best services for homebuyers led by advantaged underwriting in insurance to protect the whole home As a leader in the home services software-as-a-service (“SaaS”) space, we’ve built deep relationships with approximately 30 thousand companies that are key to the home-buying transaction, such as home inspectors, mortgage companies, and title companies. In 2020, Porch Group rang the Nasdaq bell and began trading under the ticker symbol PRCH. We are looking to build a truly great company and are JUST GETTING STARTED. Job Title: QA Engineer Location: India Workplace Type: Remote Job Summary As a QA Engineer you are critical to the team's success and delivery of the expanding suite of applications. The position is responsible for system analysis, development of test cases, test execution, and documentation as the team develops new systems and modifies existing systems. You will be part of a newly formed and expanding team in a dynamic work environment. What You Will Do As A QA Engineer Testing bug fixes/new features/projects to ensure there are no bugs before deployment Confirming features/functionality meet documented requirements from Product Teams Maintaining, creating, and organizing up-to-date User Stories and Test Cases that specify proper functionality and UI/UX Designs of all Products Communicating with developers in order to understand what changes were made and how to test them Actively engage in Scrum processes, sizing, estimating and executing to sprint tasks Follow documented best practices, standards, and policies as it relates to software development and testing What You Will Bring As A QA Engineer At least 2 years of experience testing production software Strong knowledge of software QA methodologies, tools and processes Experience in writing clear, concise and comprehensive test plans and test cases Experience working in Agile/Scrum development process Experience with performance and/or security testing is a plus Adjust to new situations and escalate issues quickly for resolution Strong verbal and written communication skills Bachelor's degree in Engineering, Computer Science or equivalent work experience Proven collaborator, with clear, open and honest communication Eager to learn new things Excellent communication skills, problem-solving abilities, and a collaborative mindset. Proven experience working with US based business teams. Excellent written and communication skills in English language. Ability to work within core US business hours / time zone expectations - Eastern Standard Time (EST) overlap Workspace: A quiet space to work, an internet connection of at least 30 Mbps download | 10 Mbps upload The application window for this position is anticipated to close in 2 weeks (10 business days) from June 12th 2025. Please know this may change based on business and interviewing needs. What You Will Get As A Porch Group Team Member Our benefits package will provide you with comprehensive coverage for your health, life, and financial well-being. Our benefits include medical insurance, accident insurance and retiral benefits. Our wellness programs include 12 company-paid holidays, 2 flexible holidays, privilege/earned leave, casual/sick leave, paid maternity and paternity Leaves, and weekly wellness events. What’s next? Submit your application below and our Talent Acquisition team will be reviewing your application shortly! If your resume gets us intrigued, we will look to connect with you for a chat to learn more about your background, and then possibly invite you to have virtual interviews. What's important to call out is that we want to make sure not only that you're the right person for us, but also that we're the right next step for you, so come prepared with all the questions you have! Porch is committed to building an inclusive culture of belonging that not only embraces the diversity of our people but also reflects the diversity of the communities in which we work and the customers we serve. We know that the happiest and highest performing teams include people with diverse perspectives that encourage new ways of solving problems, so we strive to attract and develop talent from all backgrounds and create workplaces where everyone feels seen, heard and empowered to bring their full, authentic selves to work. Porch is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected veteran status, or any other characteristic protected by applicable laws, regulations, and ordinances. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Senior Analyst Qualifications: BCom Years of Experience: 5 to 8 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. Conduct detailed research on the financial history of businesses to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans. What are we looking for? Good Communication Roles and Responsibilities: In this role you are required to do analysis and solving of increasingly complex problems Your day to day interactions are with peers within Accenture You are likely to have some interaction with clients and/or Accenture management You will be given minimal instruction on daily work/tasks and a moderate level of instruction on new assignments Decisions that are made by you impact your own work and may impact the work of others In this role you would be an individual contributor and/or oversee a small work effort and/or team Please note that this role may require you to work in rotational shifts BCom Show more Show less

Skill required: Asset Management - Asset Data Management Designation: Capital Markets Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? Applied Technology & Operations for Markets (ATOM) is a multi-client processing on-demand service platform. A trade processing service for the trading and treasury entities of our clients that they can plug onto – in parts or entirely – while focusing their efforts on what differentiates them on the market. ATOM BPaaS leverages cloud hosted architectures to deliver high quality run and change services. It integrates infrastructure and IT management services with business processes execution supported by an orchestrated layer of intelligent operations assets. You will be working as a part of Investment Banking team which specializes primarily in selling securities and underwriting the issuance of new equity shares to raise capital funds. They act as intermediaries between security issuers and investors and help new firms to public. Define and deliver asset data management solutions, to capture, validate and improve plant, equipment, bill of material and maintenance plan data and install base management. What are we looking for? Agility for quick learning Problem-solving skills Strong analytical skills Commitment to quality Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised You will be an individual contributor as a part of a team with a predetermined, narrow scope of work Please note that this role may require you to work in rotational shifts Any Graduation Show more Show less

Skill required: Asset Management - Asset Data Management Designation: Capital Markets Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? Applied Technology & Operations for Markets (ATOM) is a multi-client processing on-demand service platform. A trade processing service for the trading and treasury entities of our clients that they can plug onto – in parts or entirely – while focusing their efforts on what differentiates them on the market. ATOM BPaaS leverages cloud hosted architectures to deliver high quality run and change services. It integrates infrastructure and IT management services with business processes execution supported by an orchestrated layer of intelligent operations assets. You will be working as a part of Investment Banking team which specializes primarily in selling securities and underwriting the issuance of new equity shares to raise capital funds. They act as intermediaries between security issuers and investors and help new firms to public. Define and deliver asset data management solutions, to capture, validate and improve plant, equipment, bill of material and maintenance plan data and install base management. What are we looking for? Agility for quick learning Commitment to quality Problem-solving skills Written and verbal communication Strong analytical skills Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts Any Graduation Show more Show less

Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD Business Financial Services Unit Aditya Birla Finance Limited Location Poornata Position Number of the job Reports to: Poornata Position Number Poornata Position Title of the job (30 characters max) Area Sales Head Reports to: Poornata Position Title Regional Sales Head/Cluster Sales Head Function Sales Reports to: Function Sales Department Retail LAP - Tier 1 DSA Channel Reports to: Department SME Designation of the Employee Area Sales Head Designation of the Manager Regional Sales Head/Cluster Sales Head Date of writing/updation of JD 20 th Nov 2023 Job Purpose : Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters) To set business objectives for area in line with the Retail LAP Tier 1 business unit objectives of book size, profitability, MIS & portfolio management, team building etc.; to devise business strategies for Area wise achievement of business objectives and to execute the SME business’ distribution strategy by managing Retail DSA Channel Partners . To ensure the end-to-end management of SME transactions with superior product delivery and to monitor the credit quality of new acquisitions Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job Retail LAP - Tier I Parameters Measurement Unit Last Year Current Year (LE) Next Year (Proj) FY 22-23 FY 23-24 FY 24-25 Closing Book Amt In Cr 6,048 7,800 10,700 No. of Customers (Lan) Count 5,300 6,500 9,000 Disbursement Amt In Cr 3,525 4,000 4,500 Locations/Branches Count 40 55 70 Revenue-(NII + Fee Income ) Amt In Cr 272 327 375.0 PBT Amt In Cr 191.6 226.0 255.0 PAT Amt In Cr 143 168 189 CIR % 33.4% 31% 31% ROA % 2.72% 2.55% 2.50% ROE % 18.15% 19.50% 19.00% Insurance –Xsell Net Amt In Cr 15.0 20.0 27.5 Quality/GNPA % 183 165 150 Bounce % % 16.0% 13% 11% Sales + Collection + Support (Head Count) Count 160 225 275 DSA’s & Vendor Count 1,750 2,250 2,500 Job Context & Major Challenges : Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ((Max 3975 Characters) Aditya Birla Finance Limited ("ABFL"), a lending subsidiary of Aditya Birla Capital Limited is among the leading well-diversified non-banking financial services company in India. ABFL offers customized solutions in areas of personal finance, SME finance, SME finance, corporate finance, wealth management, debt capital markets and loan syndication. ABFL is registered with RBI as a systemically important non-deposit accepting non-banking finance company (“NBFC”) and is amongst the top five largest private diversified NBFCs in India based on AUM. For the FY ended 31st March 2023, ABFL has a book size of Rs. 66,923 Crores, net PAT of Rs 1287 Crores and net worth of 7,784 crores. The Net Interest Margin expanded by 53 bps y-o-y to 7.35% and ROA at 2.47%. ABFL’s long-term credit rating of AAA (Stable) has been reaffirmed by ICRA in February 2023. ABFL also has a long-term credit rating of AAA (Stable) by India Ratings, Perpetual debt credit rating of AA+ (Stable) by ICRA and AA+ (Stable) by India Ratings (Stable) and short-term credit rating of A1+ by ICRA & India Ratings. SME caters to the varied needs of a diverse set of customers across retail, HNI, ultra HNI, Micro, Small & Medium enterprises. It encompasses a wide variety of financing solutions for clients, ranging Loan against property, to more complex Lease Rental discounting, Commercial Purchase and Construction Finance lending. Financing solutions are provided to Self-Employed [professionals/ non-professionals] against a wide array of lending programs, each of which aims to estimate the client’s repayment capability accurately before the company to take an exposure. The lending program requires assessing clients on various dimensions, including income, repayment behavior, stability of income/ residence, profile, collateral [valuation, marketability], ownership structure of business and the property and many others. Loan approvals entail a good mix of profile checks, balance sheet lending and collateral assessment. An in-depth understanding of the customer’s business model, Cash flows, customers & suppliers, success factors and dependencies needs to be considered given these are long term exposures [ranging upto 15 years]. The financials are assessed to understand the repayment capability in the near and long term. Collateral assessment is another complex part of the underwriting process involving checking the structural stability, marketability, valuation, regulatory / local body compliance and legal veracity – all to ensure the property can be liquidated to repay the loan if required in case of customer default. Lending is often structured to meet the client needs by deriving comfort through the hard collateral [can be a ready or under-construction property / project] and cash flows [in form of rentals, or project cash-flows – both against sold/ unsold receivables]. For the FY ended 31st March 2023 , SME is significant contributor to ABFL’s Portfolio (35% of ABFL Book Size) with a closing book of 23,133 crs SME has been delivering all-time high PBT of almost 563.3 crs and has posted 3.04% of ROA for FY23 SME has moved into segmented strategy model with further focus on client types considering their different complexities and expectations In Retail LAP – Tier 1 Business , robust & tiered distribution network has been put in place to expand retail footprint of SME Business to More than 75 locations across pan India with key intent to add to the Topline numbers and create a sizeable and profitable at the same time quality Portfolio. To bring in more focus on distribution and channel engagement we propose the following structure wherein Tier 1 is divided into 2 verticals: Alternate Channel Business which will source from Corporate channels and 2. Retail Channel which will source from Non-Corporate channels For the FY ended 31st March 2023 , Tier I has been significant contributor to SME Portfolio (26% of SME Book Size) with a closing book of 6,048 crs Tier I had also delivering all-time high PBT of almost 192 crs and has posted 2.7% of ROA for FY23. Being one of the most preferred asset classes in the lending business today, this business continues to present challenge of competing with all FI’s / Banks in a highly price sensitive target segment. Key Challenges Retail LAP – Tier I as a business faces a lot of competition from Banks, other NBFCs and Fintechs which has been intense, dynamic and ever changing considering the entry of new players in the market. Managing factors like technological advancements, changing regulations, and evolving consumer behavior Strongly imbibe the ethical way of business & drive Aditya Birla Group’s Vision & values to each and every one in the team. Develop robust processes across Credit, operations, Collections & legal. Manage profit & loss, manage portfolio, customer, customer portfolio, customer life-cycle to maintain a clean Book growth and hygiene. Spearhead & launch many campaigns to drive the business in respect to Distribution, support functions & keep the spirit & morale high for the team while imbibing the ethical way of business & drive Aditya Birla Group’s Vision & values to each and every one in the team. Manage and Monitor employee productivity and foster employee development To ensure manpower is in place to execute the desired business plan. Setting up robust, comprehensive and scalable Governance frameworks for identifying and managing risk. Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)- Maximum 10 KRAs can be updated Key Result Areas (Max 1325 Characters) Supporting Actions (Max 1325 Characters) Deliver Sales growth at the location and expand the customer base Identify business growth opportunities across the location, build direct/Retail DSAs channel/ new client acquisition strategies and tap growth opportunities to achieve area targets Augment the business volumes of SME lending in the location, manage client databases and tap them through Relationship Managers. Drive relationships with key clients, faster TAT and cross selling initiatives in order to increase the client base of the Area. Monitor lead generation & RM sales productivity metrics to drive a high-performance sales culture across the areas. Analyze product positioning and competition across the locations and develop the distribution network Scan the location market and its competitive offerings on a periodic basis, report on emerging trends and business opportunities for the SME segment to the head office Engage with retail DSA channel partners and develop a touch point management system for faster customer connectivity Conduct engagement programs and sales trainings to develop channel partners Monitor SLAs, sales efficiencies and RoIe of channels Effectively deploy schemes and prioritize sales of high revenue products and structures Drive high levels of customer satisfaction across the location through relationship managers Monitor client servicing metrics, develop relationship marketing programs and motivate RMs and channel partners to display highest levels of client servicing standards Encourage the implementation of improved processes and best practices in order to enhance operational productivity Engage with key customers on a periodic to build stronger relationships, thereby contributing to faster growth Monitor customer issues and complaints and drive necessary action to address the same Analyze and communicate information for better risk management and operational effectiveness to the management team Support the risk and review process by supervising the preparation of loan proposals and documentations to ensure controlled operations for the locations Liaise with the customers and the Risk team to provide regular information required for monitoring the creditworthiness of the proposals Prepare periodic MIS reports for profits, NPAs, new clients & report on a periodic manner to Cluster Area/Regional Heads. Team Management & Development Guide and develop RMs to facilitate better customer acquisition, retention and support, and helping them to achieve superior performance standards Nominate teams for product, behavioral and negotiation trainings and work for self development initiatives Job Purpose of Direct Reports : Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report) Relationship Manager - To effectively contribute towards building the SME line of business and loan book by marketing/ selling all products (LAP/LRD) and solutions to potential and existing customers at targeted yields and fee through a strong distribution network, identified and empaneled able retail DSA Channel partners through knowledge sharing and capability building. Leverage an understanding of local markets and preferences and facilitate structuring of loans in accordance, while ensuring all necessary due diligence is conducted to prevent fraudulent loans and ensure all sales processes are carried out in keeping with internal and regulatory guidelines. Relationships: Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives Relationship Type (Max 80 Characters) Frequency Nature (Max 1325 Characters) Internal Cluster Head Relationship Managers HO HR dept Risk dept Operations dept Weekly Daily Weekly Need based Fortnightly Weekly Region business MIS, review on new market development Reviewing new leads generated & new clients developed MIS Region recruitments, performance reviews Providing market intelligence, MIS on deviations in client accounts Client servicing issues External Existing and Prospective clients Retail DSA Channel partners Daily Daily/ weekly CRM & understanding the need of new products Product and business development initiatives Organizational Relationships : Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position. SIGN -OFF: Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record. Job Holder Reports to – Manager Name Signature (needed for the hard copy) Show more Show less

Porch Group is a leading vertical software and insurance platform and is positioned to be the best partner to help homebuyers move, maintain, and fully protect their homes. We offer differentiated products and services, with homeowners insurance at the center of this relationship. We differentiate and look to win in the massive and growing homeowners insurance opportunity by providing the best services for homebuyers led by advantaged underwriting in insurance to protect the whole home As a leader in the home services software-as-a-service (“SaaS”) space, we’ve built deep relationships with approximately 30 thousand companies that are key to the home-buying transaction, such as home inspectors, mortgage companies, and title companies. In 2020, Porch Group rang the Nasdaq bell and began trading under the ticker symbol PRCH. We are looking to build a truly great company and are JUST GETTING STARTED. Job Title: Senior Software Engineer I Location: India Workplace Type: Remote Job Summary The future is bright for the Porch Group, and we’d love for you to be a part of it as our Senior Software Engineer. The ideal candidate will have a strong background in software development, a passion for solving complex problems, ideally supporting call center applications. What You’ll Do As A Senior Software Engineer Design and Development: Lead the design, development, and implementation of high-quality software solutions and communicating technical decisions through design documentation across two or three software teams Technical Leadership: Provide technical guidance and mentorship to junior engineers, ensuring best practices in software development. Code Review: Conduct code reviews to maintain code quality and consistency. Collaboration: Work closely with cross-functional teams including product managers, designers, and QA engineers to deliver robust software solutions and deliver critical features supporting our contact center applications and related technologies. Problem Solving: Analyze and resolve complex technical issues in a timely manner. Documentation: Create and maintain comprehensive technical documentation. Innovation: Stay updated with the latest industry trends and technologies to ensure our solutions remain cutting-edge. Agile Practices: Participate in agile development processes, including sprint planning, daily stand-ups, and retrospectives. What You Will Bring As A Senior Software Engineer Bachelor's or master's degree in computer science, engineering, or a related field (or four years of equivalent work experience) Experience: 6+ years of software development experience. Technical experience: Experience with JavaScript and its frameworks (React, Vue, Angular, etc.) Proficiency with SQL, preferably PostgreSQL Production JVM language experience, preferably Scala PostgreSQL expertise Development Tools: Experience with development tools such as Git, Jenkins, Docker, etc. Cloud Platforms: Knowledge of cloud platforms (e.g., AWS, Azure, Google Cloud) is a plus. Database Management / CRM: Experience with relational and non-relational databases. Working knowledge of commercial CRM systems and integrations. Excellent communication skills, problem-solving abilities, and a collaborative mindset. Continuous Delivery and Integration experience. Experience with test-driven development (TDD) and automated testing frameworks. Experience working with real time systems with hundreds of concurrent users, preferably call center applications Proficiency with version control systems. Production Kubernetes experience. Proven experience working with US based business teams. Excellent written and communication skills in English language. Ability to work within core US business hours / time zone expectations - Eastern Standard Time (EST) overlap Workspace: A quiet space to work, an internet connection of at least 30 Mbps download | 10 Mbps upload The application window for this position is anticipated to close in 2 weeks (10 business days) from May 16, 2025. Please know this may change based on business and interviewing needs. What You Will Get As A Porch Group Team Member Our benefits package will provide you with comprehensive coverage for your health, life, and financial well-being. Our benefits include medical insurance, accident insurance and retiral benefits. Our wellness programs include 12 company-paid holidays, 2 flexible holidays, privilege/earned leave, casual/sick leave, paid maternity and paternity Leaves, and weekly wellness events. What’s next? Submit your application below and our Talent Acquisition team will be reviewing your application shortly! If your resume gets us intrigued, we will look to connect with you for a chat to learn more about your background, and then possibly invite you to have virtual interviews. What's important to call out is that we want to make sure not only that you're the right person for us, but also that we're the right next step for you, so come prepared with all the questions you have! Porch is committed to building an inclusive culture of belonging that not only embraces the diversity of our people but also reflects the diversity of the communities in which we work and the customers we serve. We know that the happiest and highest performing teams include people with diverse perspectives that encourage new ways of solving problems, so we strive to attract and develop talent from all backgrounds and create workplaces where everyone feels seen, heard and empowered to bring their full, authentic selves to work. Porch is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected veteran status, or any other characteristic protected by applicable laws, regulations, and ordinances. Show more Show less