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1.0 years
0 Lacs
Bengaluru, Karnataka, India
On-site
About Us Rexera is on a mission to transform the $36.2 trillion residential real estate industry. We're building innovative AI Agents that are streamlining real estate transactions, and we're proud to be working with some of the leading Title & Escrow companies, Lenders, and Investors in the field. Powered by recent advancements in AI, our proprietary data, and our team's extensive real estate experience, we help our customers increase operational efficiency, decrease risks and costs, close more files, spend more time with their customers, and increase revenue through referrals. We're passionate about redefining how real estate transactions are conducted, creating more efficient and effective processes for all stakeholders. If you're excited about the potential of AI in real estate and want to be part of this innovative journey, we invite you to join our team. Discover more about our mission and our impactful work at https://www.rexera.com/ and connect with us on LinkedIn at https://www.linkedin.com/company/rexera/mycompany/. Be part of the team that's building the future of real estate, one AI-powered transaction at a time! Rexera was founded in 2020 and raised over $6 million in seed money from investors such as Inventus Capital, SVQuad, Dheeraj Pandey, and more. It is led by its co-founders Vishrut Malhotra (ex-BlackRock and AQR), Anton Tonev (ex-Morgan Stanley and AQR), and Atin Hindocha (ex-NetApp and BlackBerry). Rexera is headquartered in California and has offices in India and Bulgaria. Your Goal As a Lender Review Analyst at Rexera, you will assess lender performance, ensure regulatory compliance, and manage financial risk. This role requires a solid background in underwriting US mortgages, knowledge of borrower’s income and assets, and experience in reviewing escrow or condo documents. Principal Responsibilities Project Review and Analysis: Conduct thorough reviews of condo project documentation to ensure compliance with relevant guidelines. Analyze project financials, legal documents, insurance policies, and other pertinent materials. Evaluate the financial stability, governance structure, and overall condition of condo associations. Risk Assessment: Identify and assess risks associated with lender projects. Provide recommendations to mitigate identified risks and ensure regulatory compliance. Documentation and Reporting: Prepare detailed reports and summaries of findings. Maintain accurate and organized records of all reviewed projects. Communicate findings and recommendations to internal stakeholders, including underwriting and management teams. Compliance and Guidelines: Stay current with relevant guidelines, updates, and industry best practices. Ensure all project reviews adhere to current standards and regulatory requirements. Collaboration: Work closely with underwriting, loan processing, and risk management teams. Liaise with external stakeholders, including condo association representatives, project developers, and legal advisors. Training and Support: Assist in training junior analysts and team members on compliance guidelines and review processes. Provide support and expertise to internal teams as needed. Essential Skills Proficient in Microsoft Excel and financial modeling. Strong analytical skills with attention to detail. Solid problem-solving abilities. Desired Skills Experience in the mortgage, banking, or financial services industry. Knowledge of regulatory requirements (e.g., Basel III, Dodd-Frank Act). Certification in risk management or credit analysis (e.g., FRM, CFA). Excellent verbal and written communication skills. Ability to work independently and manage multiple tasks. Strong teamwork and interpersonal skills. High level of integrity and ethical standards. Education and Experience Bachelor’s degree in Finance, Economics, Business Administration, or a related field. 1- 2+ years of experience in risk management, US Mortgage, or Underwriting. Background in underwriting US mortgages, including understanding borrower’s income, assets, and appraisal. Experience reviewing escrow or condo documents, such as balance sheets, CC&Rs, and budget statements. Shift Timings: US Shift Location: HSR Layout, Bangalore Mandatory requirement: Must have a laptop that is WiFi-enabled. Apart from a competitive compensation package with bonus opportunities, We Offer An intellectually stimulating environment where you'll collaborate with colleagues across the US, Bulgaria, and India. Robust career development with pathways for internal mobility and professional growth. Comprehensive paid time off, including vacation, sick time, and holidays. Why Join Rexera? At Rexera, we celebrate diversity and embrace uniqueness. We believe in channeling your skills to bring out the best in you, and we recognize and value each employee's efforts. We are committed to maintaining a workplace free from discrimination of any kind. Join us as a Lender Review Analyst, and embark on a career journey that could lead to positions such as Senior Lender Review Analyst, Risk Assessment Manager, or even Director of Financial Audits. Your potential is boundless! Skills: financial modeling,underwriting,real estate,interpersonal skills,analytical skills,teamwork,problem-solving,risk management,attention to detail,microsoft excel,knowledge of regulatory requirements,attention to detail in data entry,communication skills
Posted 6 days ago
8.0 years
0 Lacs
Gurugram, Haryana, India
On-site
Job title: Product Manager – Business Loans Location: Gurugram BU/Function: Digital Strategy & Analytics About the Digital Business Unit at IndusInd: The mandate of the Digital Business Unit at IndusInd Bank is as follows: Building customer centric products with human centered design principles for retail Individual and micro, small and medium enterprise (MSME) customer segments Build innovative products and propositions backed with problem solving mindset to discover and solve latent needs of customers Build Embedded Finance (Banking as a Service) applications Ensure designs are highly available, highly modular, highly scalable and highly secure Drive digital business Some of the applications managed by the Digital Business Unit include IndusMobile (bank’s mobile app for retail individual clients), Indusnet (net banking application of the bank), IndusMerchantSolutions app, Whatsapp Banking, Chatbots, easycredit for Individuals, easycredit for Business Owners, savings, current account and fixed deposit online platforms. There are many more innovative digital products and solutions in pipeline The unit’s objectives are three fold – (a) Drive better customer experience and engagement (b) transform existing lines of businesses and (c) build new digital only or banking as a service led digital business models About the Role: We are seeking a highly motivated and experienced Product Manager to join our team. The ideal candidate will be responsible for owning the product roadmap, designing customer journeys, and ensuring compliance with regulatory requirements. The candidate must possess a strong background in Fintech/Bank/NBFC with expertise in business lending products. This is a cross-functional role that requires collaboration with various departments to capture clear requirements and drive product enhancements. The successful candidate will also be responsible for keeping stakeholders updated and conducting market research to identify new opportunities for product improvement. Responsibilities: Ownership of Product Roadmap : Develop and maintain the product roadmaps for digital sourcing of Business Loans, ensuring alignment with company objectives, customer needs, and regulatory requirements. Design Customer Journey : Design/Optimize seamless and intuitive customer and RM journeys based on customer voice, UI/UX best practices, A/B testing and product metrics to enhance the overall experience. Expertise in Lending : Utilize in-depth knowledge of business loan products to drive product innovation and development. Understand the lending process and the internal and external integrations required for delivering customer journeys. Experience: Possess 6–8 years of experience in B2C or B2B setup within Fintech/Bank/NBFC, with a proven track record of delivering successful lending products. Knowledge of Products/Frameworks : Familiarity with Account Aggregator, GST Systems, underwriting processes, credit policy, BRE implementation, risk assessment frameworks and A/B testing. Stakeholder Communication: Keep all stakeholders (including Senior Management) informed about product updates, milestones, and changes throughout the product lifecycle. Cross-Functional Collaboration : Work closely with engineering, marketing, growth, sales, credit, and operations teams to gather requirements and prioritize features. Regulatory Compliance : Stay current with regulatory requirements and ensure products comply with all applicable regulations. Market Research : Conduct market research to identify trends, competitors, and opportunities for product enhancements, and translate findings into actionable insights. Qualifications: • 6–8 years of experience in product management within the banking or fintech industry, specifically in business lending
Posted 6 days ago
3.0 - 6.0 years
0 Lacs
Bengaluru, Karnataka, India
On-site
About the Team The Credit Strategy team at Navi is responsible for developing and optimizing underwriting strategies across our key lending products. The team owns and drives key underwriting metrics, asset quality indicators and portfolio monitoring while ensuring that credit decisions align with business objectives and risk tolerance of the Company. This team focuses on continually enhancing underwriting quality and portfolio health to support sustainable growth. About the Role This role offers an opportunity to be an integral part of the team that is scaling up the Personal and/or Housing Loans business at Navi. It involves owning end-to-end credit policies from creation to implementation for different customer segments, portfolio management and monitoring credit metrics. You’ll have the opportunity to apply cutting-edge techniques to real-world challenges, while collaborating closely with cross-functional teams such as product, analytics, business and data science to deliver measurable business impact. This isn’t just a role - it’s a chance to contribute to the future of fintech through innovative, high-ownership work that makes a visible difference. Must Haves Highly analytical and has the ability to find patterns in data and analyze potential impact against key credit risk metrics and business drivers Ability to work in a fast-paced environment and be a self-starter Takes initiative and can think of new approaches to problem-solving Work in a dynamic environment of business, structure problems, define and track actionables Excellent verbal & written communication skills, as well as presentation skills Working knowledge of SQL, Excel, Tableau. Python would be a plus Graduation from top IITs/BITS, with 3-6 years of experience (preferred but not mandatory) / MBA from a top 4 B-school with up to 5 years of experience What We Expect From You Be part of and develop a high impact team fostering a culture of learning and growth mindset Drive development of risk based credit strategies and amount strategies to maximize approvals within specific segments while also minimizing credit risk; own portfolio risk metrics - Bounces, PAR metrics, Roll rates etc Monitor portfolio risk from granular dimensions and constantly implement strategies to maintain risk metrics within specific ranges. Monitor various operational metrics and develop alerting mechanisms to maintain process efficiency Maintain high level of collaboration with Navi’s Data Science (DS) team in developing extensive range of credit underwriting models for the entire lifecycle - from conceptualization to deployment, model validation and optimization Working towards continuous improvement (through testing and calibration) of DS models ranging across underwriting, parsing, income assessment etc Innovate and experiment with various new data sources for underwriting Work on identification of emerging credit risks across portfolio, and drive key initiatives to help achieve objectives of credit risk mitigation Collaborate with several stakeholder functions, such as Business, Analytics, Tech, Product, Collections to achieve these outcomes The approach to this role will involve: Reviewing credit underwriting outcomes across various cuts - borrower level, segment level, parameter level, etc to gather credit insights and make necessary policy modifications, Identifying policy implementation gaps and making necessary improvements. Evaluate data sources - including alternate data sources for digital underwriting of personal / housing loans Objective assessments to verify outcomes driven by credit underwriting strategies and drive continuous improvement Own the recommendations made from this process, and action items linked for appropriate conclusions Streamlining processes to manage risks and enhance efficiencies Inside Navi We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold — we’re building tech-first solutions that work at scale, with a strong customer-first approach. Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India’s fastest-growing financial services organisations. But we’re just getting started! Our Culture The Navi DNA Ambition. Perseverance. Self-awareness. Ownership. Integrity. We’re looking for people who dream big when it comes to innovation. At Navi, you’ll be empowered with the right mechanisms to work in a dynamic team that builds and improves innovative solutions. If you’re driven to deliver real value to customers, no matter the challenge, this is the place for you. We chase excellence by uplifting each other—and that starts with every one of us. Why You'll Thrive at Navi At Navi, it’s about how you think, build, and grow. You’ll thrive here if: ● You’re impact-driven You take ownership, build boldly, and care about making a real difference. ● You strive for excellence Good isn’t good enough. You bring focus, precision, and a passion for quality. ● You embrace change You adapt quickly, move fast, and always put the customer first.
Posted 6 days ago
0.0 - 1.0 years
0 Lacs
Bengaluru, Karnataka
On-site
Key Responsibilities: Project Review and Analysis: Conduct thorough reviews of condo project documentation to ensure compliance with relevant guidelines. Analyze project financials, legal documents, insurance policies, and other pertinent materials. Evaluate the financial stability, governance structure, and overall condition of condo associations. Risk Assessment: Identify and assess risks associated with lender projects. Provide recommendations to mitigate identified risks and ensure regulatory compliance. Documentation and Reporting: Prepare detailed reports and summaries of findings. Maintain accurate and organized records of all reviewed projects. Communicate findings and recommendations to internal stakeholders, including underwriting and management teams. Compliance and Guidelines: Stay current with relevant guidelines, updates, and industry best practices. Ensure all project reviews adhere to current standards and regulatory requirements. Collaboration: Work closely with underwriting, loan processing, and risk management teams. Liaise with external stakeholders, including condo association representatives, project developers, and legal advisors. Training and Support: Assist in training junior analysts and team members on compliance guidelines and review processes. Provide support and expertise to internal teams as needed. Required Qualifications: Bachelor’s degree in Finance, Economics, Business Administration, or a related field. 2+ years of experience in risk management, US Mortgage, or Underwriting. Background in underwriting US mortgages with knowledge of borrower’s income, assets, and appraisal. Experience in reviewing escrow or condo documents, including balance sheets, CC&Rs, and budget statements. Proficient in Microsoft Excel and financial modeling. Strong analytical skills, attention to detail, and problem-solving abilities. Preferred Qualifications: Experience in the mortgage, banking, or financial services industry. Knowledge of regulatory requirements (e.g., Basel III, Dodd-Frank Act). Certification in risk management or credit analysis (e.g., FRM, CFA). Skills & Competencies: Excellent verbal and written communication skills. Ability to work independently and manage multiple tasks effectively. Strong teamwork and interpersonal skills. High level of integrity and ethical standards. Job Types: Full-time, Permanent Pay: Up to ₹800,000.00 per year Job Type: Full-time Pay: Up to ₹800,000.00 per year Benefits: Paid sick time Paid time off Provident Fund Application Question(s): Do you have a wi-fi enabled laptop? Can you start immediately? What is your current CTC? Are you comfortable in working in night shift? Experience: US Mortgage Underwriting: 1 year (Preferred) Location: Bangalore City, Karnataka (Required) Shift availability: Night Shift (Preferred) Overnight Shift (Preferred) Work Location: In person
Posted 6 days ago
4.0 years
0 Lacs
Mumbai, Maharashtra, India
On-site
About Us: BankersKlub is India’s first and only fintech aggregator platform built and designed exclusively for former/retired bankers. The platform redeploys India’s pool of experienced former bankers, leveraging their diverse and regulatory expertise, credit knowledge, and above all, grassroots understanding of the financial ecosystems. It also serves as a unified lending interface (ULI), facilitating a range of lending solutions such as personal, car, home, LAP, and unsecured business loans, along with loans against mutual funds and shares. Mission: We are looking for a dynamic and driven Relationship Manager to manage and grow relationships within the SME and Branch Banking segments. The ideal candidate should have a sound understanding of retail and business credit, experience in lender coordination, and a strong network within the banking ecosystem. You will play a critical role in banker onboarding, transaction facilitation, and client servicing. Position Overview: Job Title: Relationship Manager – SME / Branch Banking Company: BankersKlub Location: Chandigarh, Indore, Ludhiana, Mumbai, Bengaluru, Hyderabad Experience: 3–4 years (preferably in SME or Branch Banking) Salary: As per industry standards + performance-based incentives Qualification: Graduate or Postgraduate in Finance, Business, or a related field Key Responsibilities Develop and manage relationships with SME clients, ensuring high levels of client satisfaction and retention. Understand client requirements and provide customized banking and lending solutions. Conduct financial and credit assessments; coordinate with internal credit and risk teams at banks. Engage with lenders and financial institutions for credit underwriting, deal structuring, and closure. Onboard and activate bankers across regions to facilitate lending and financial product offerings. Track, monitor, and report on the pipeline of leads, proposals, and conversions. Stay updated on regulatory changes, market trends, and credit product developments. Collaborate closely with internal teams including Credit, Legal, and Operations to ensure seamless execution of transactions across multiple products such as Personal Loans, Car Loans, Home Loans, Loans against Property, Unsecured Business Loans, as well as Loans against Mutual Funds and Shares. Collaborate with internal product teams to drive cross-selling of wealth management solutions and financial products. Identify, engage, and onboard former and retired banking professionals across regions in alignment with organizational needs. Act as a point of contact for all banker-related queries and support requirements. Monitor engagement levels, deal participation, and performance metrics of onboarded bankers. Maintain and regularly update the MIS for all onboarded bankers, their activity status, deals sourced, and engagement history. Generate dashboards and reports to provide actionable insights to internal teams. Must Have 1. Good understanding of retail credit, SME finance, working capital, and unsecured lending. 2. Entrepreneurial mindset with a strong drive to take ownership and consistently deliver impactful results. 3. Prior experience in banker onboarding, channel activation, or lender coordination is a plus. 4. Proficiency in MS Office; familiarity with CRM and pipeline tracking tools. 5. Analytical mindset with the ability to interpret data and derive actionable insights 6. Previous experience in Banking & MSMEs across Startup ecosystem or exposure to FINTECH/BFSI vertical
Posted 6 days ago
0 years
0 Lacs
Rajasthan, India
On-site
Company Description Life Insurance Corporation of India (LIC) is the largest insurance company in India, headquartered in Mumbai. Founded in 1956, LIC was created by nationalizing over 245 insurance companies and provident societies. With an extensive asset value and a staggering number of policies sold, LIC is a state-owned insurance group committed to providing robust insurance solutions. LIC's mission is to enhance customer satisfaction, provide value-added services, and maintain strong financial stability. Role Description This is a full-time on-site role for a Commercial Relationship Manager based in Rajasthan, India. The Commercial Relationship Manager will be responsible for managing and nurturing business relationships, overseeing treasury and finance activities, handling portfolio management, and conducting underwriting assessments. The individual will work closely with clients to ensure their insurance and financial needs are met, driving business growth and customer satisfaction. Qualifications Business Relationship Management skills Experience in Treasury Management and Finance Knowledge of Portfolio Management Underwriting expertise Strong analytical and problem-solving abilities Excellent communication and interpersonal skills Ability to work independently and as part of a team Bachelor’s degree in Finance, Business Administration, or related field Experience in the insurance industry is a plus
Posted 6 days ago
8.0 - 10.0 years
0 Lacs
Pune, Maharashtra, India
On-site
Job Description Job Title – Risk and Compliance- Manager - S&C GN-CFO&EV Management Level: 07 –Manager Location: Gurgaon, Mumbai, Bangalore, Pune, Hyderabad Must have skills: Risk modelling Good to have skills: Credit risk, Market risk, Liquidity risk Experience: 8-10 years Educational Qualification: MBA(Finance) or CA or CMA Job Summary: Support Accenture's CFO EV Finance and Risk practice in delivering Risk and Compliance strategy and solutions across geographies. Advise financial and non-financial Institutions across risk management areas such as risk strategy, transformation programs, enterprise risk, portfolio management, capability maturity assessments, fraud and financial crime risk compliance. Partner with global deal teams in selling, shaping and solution development of client deals by providing subject matter expertise on risk related topics. Shape thought capital around current and emerging risk management topics and contribute to development of Accenture points-of-view on risk trends and issues. Support practice development through various activities such as staffing, quality management, capability development and knowledge management. Build strong relationships with global Accenture Risk Management teams, and develop existing relationships based on mutual benefit and synergies. Roles & Responsibilities: Ability to lead the design and delivery of strategy, business case analysis, transformation programs, technology enablement, with respect to enterprise risk, portfolio management, capability maturity assessments, and fraud & financial crime risk compliance programs Ability to build sales pipeline through business development and proposals Strong business acumen and knowledge of risk management process Ability to solve complex business problems and deliver client delight Strong writing skills to build point of views on current industry trends Good analytical and problem-solving skills with an aptitude to learn quickly Excellent communication, interpersonal and presentation skills Cross-cultural competence with an ability to thrive in a dynamic consulting environment Professional & Technical Skills: MBA from Tier-1 B-schools with specialization in risk management 8-10 years of risk management experience at one or more financial services institutions, rating agency or professional services / risk advisory with an understanding of one or more of the following areas: Credit risk measurement for the purpose of financial instruments impairment and/or capital requirements calculation (PD, LGD, EAD methodologies), Credit Risk Underwriting Frameworks, Risk Based Pricing, Early Warning Systems, Credit Policy & Limit Management, Collections Frameworks, Counterparty credit risk management and experience on counterparty risk methodologies such as PFE, EPE. Market risk measurement and management-related topics including operational processes, technologies, modelling approaches, risk aggregation and reporting, FRTB: Expected Shortfall, Default Risk Charge, NMRF; IBOR or LIBOR Transition experience. Operational risk management framework and methodology. Liquidity risk measurement, reporting and management, balance sheet framework, contingency funding requirement Hands-on experience in VaR/SVaR/IRC/CRM calculations for variety of financial instruments across Currencies, Credit, Commodities and Rates; In-depth understanding of new/evolving regulations in the Market Risk management space including treatment of off-balance sheet exposures, proprietary trading, systemic risk, stress testing, capital calculations, reporting standards etc. Treasury experiences in areas such as Asset Liability Management, Fund Transfer Pricing, and Interest Rate Risk in Banking Book. Hands-on experience in developing risk registers, conducting RCSAs, defining KRIs for risk management and control indicators, Risk Scenario Library & Analysis Experience in managing financial crime and compliance with a focus on fraud risk management, compliance analytics, enterprise risk management (financial services and non-financial services), data analysis & aggregation, trade surveillance, robotic process automation Enterprise Risk Management experience Strong understanding of risk regulatory framework of one more of the major economies across globe Knowledge of Risk Platforms such as Sungard, Murex, Sungard , Calypso, OpenPage, Fenergo, PEGA, JIRA, SAP HANA, Bloomberg, Reuters, and so on Experience in third-party risk consulting will be preferred. Prior Risk Consulting experience at pre-eminent, global risk management consulting firms desirable Exposure to working in globally distributed workforce environment, both onshore and offshore Industry certifications such as FRM, PRM, CFA preferred Additional Information: An opportunity to work on transformative projects with key G2000 clients Potential to Co-create with leaders in strategy, industry experts, enterprise function practitioners and, business intelligence professionals to shape and recommend innovative solutions that leverage emerging technologies. Ability to embed responsible business into everything—from how you service your clients to how you operate as a responsible professional. Personalized training modules to develop your strategy & consulting acumen to grow your skills, industry knowledge and capabilities Opportunity to thrive in a culture that is committed to accelerate equality for all. Engage in boundaryless collaboration across the entire organization. About Our Company | Accenture
Posted 6 days ago
0 years
0 Lacs
India
Remote
Insurch is building the first global expert network and knowledge platform dedicated to the insurance industry. We connect companies with vetted insurance professionals across underwriting, regulation, product innovation, claims, and more, on demand. Responsibilities: As a Marketing & Content Intern, you'll work directly with the founder to shape how Insurch presents itself to the world. From branding and social presence to content strategy and community engagement, you'll help lay the foundation for a trusted platform. Your work will include: Supporting content creation for LinkedIn, newsletters, and outreach Drafting case studies and light thought-leadership content Helping define Insurch’s voice and messaging for target markets Assisting in building a simple content calendar and outreach campaigns Researching trends in insurtech, B2B marketing, and the expert economy Tracking and analysing early engagement metrics You'll Gain Real-world experience building a B2B startup’s brand from the ground up Exposure to insurance, consulting, and expert network industries A strong reference letter upon successful completion Potential for ongoing freelance or part-time work You might be a great fit if you: Are a university student (any field, marketing/communications a plus) Enjoy writing and are confident in your written/verbal English Are curious about startups, content strategy, or professional services Can commit 3-5 hours/week for 1 month Important Notes: This is an unpaid internship , intended to provide hands-on marketing and startup experience Fully remote and flexible across time zones
Posted 6 days ago
0 years
0 Lacs
Gurugram, Haryana, India
On-site
Job Description About the company SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone. SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work. Join us to shape the future of digital payment in India and unlock your full potential. What’s In It For YOU SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees Dynamic, Inclusive and Diverse team culture Gender Neutral Policy Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits Commitment to the overall development of an employee through comprehensive learning & development framework Role Purpose Responsible for accurately performing manual credit decisioning of assigned applications within TAT and as per Credit and compliance guidelines. Role Accountability Adhere to Credit Guidelines while processing applications Maintain decisioning accuracy levels as per agreed SLA to maintain portfolio quality Perform decisioning of applications within defined TAT Ensure timely rectification of errors highlighted by monitoring team Perform process documentation and compliance adherence Measures of Success Decisioning Accuracy % Daily Productivity targets (Throughput, TAT) Process adherence as per MOU Technical Skills / Experience / Certifications Understanding of credit policy framework Competencies critical to the role Detail Orientation Process Orientation Verbal and written communication Analytical Ability Qualification Graduate in any discipline Preferred Industry BFSI
Posted 6 days ago
1.0 - 31.0 years
1 - 2 Lacs
Hyderabad
On-site
Job Title: Credit Process Associate 1 to 2 years experience Mandatory in Similar profile Department: Credit Operations / Risk Management Location: Hyderabad Key Responsibilities: Review and verify credit application documents for accuracy and completeness Input customer data into credit processing systems and databases Coordinate with internal teams (sales, underwriting, risk) for document follow-ups Perform initial credit checks and validations as per defined criteria Maintain proper records and logs of all credit-related transactions Criteria-1years of experience in credit operations, loan processing, or financial services Proficiency in MS Office (especially Excel); experience with CRM or ERP tools is a plus Good communication and interpersonal skills. Shift Timing-9:30 to 6:30 Week Off- 2nd & 4th Saturday AND all Sunday are fixed off Salary Budget-28K Gross ( Depends on last drawn)
Posted 6 days ago
0.0 - 31.0 years
1 - 6 Lacs
Church Gate, Mumbai/Bombay
On-site
Job Summary: As a Sales Executive at HDFC, you will be responsible for promoting and selling HDFC’s financial products and services to potential customers. Your role will involve driving business growth, building strong client relationships, and meeting sales targets. Key Responsibilities: Customer Acquisition: Identify and reach out to potential customers (individuals and businesses) to promote HDFC's financial products such as home loans, personal loans, and other related services. Sales Target Achievement: Consistently meet or exceed assigned sales targets and KPIs, contributing to the overall growth of the company. Lead Generation: Utilize multiple channels for lead generation, including cold calling, networking, referrals, and market research. Customer Relationship Management: Establish and maintain long-term relationships with customers to ensure satisfaction and repeat business. Respond to customer queries and concerns promptly. Product Knowledge: Stay updated on the company’s products and services and be able to clearly communicate their benefits and features to customers. Documentation and Compliance: Ensure that all necessary documentation for loan applications and sales processes are completed accurately and in line with regulatory requirements. Reporting: Provide regular updates to management on sales performance, market trends, and competitor activity. Collaboration: Work closely with other departments, such as the underwriting and customer service teams, to ensure a seamless process for customers. Key Skills and Qualifications: Education: A bachelor’s degree in any field. Additional qualifications in finance or sales are a plus. Experience: Prior experience in sales, preferably in the financial services or banking industry, is preferred. Communication Skills: Strong verbal and written communication skills, with the ability to influence and negotiate. Customer-Centric: A focus on understanding customer needs and offering suitable solutions. Goal-Oriented: Ability to work independently and manage time efficiently to meet sales targets. Problem-Solving: Ability to address customer issues with practical solutions and deliver results under pressure. Tech-Savvy: Proficiency in using MS Office and CRM tools. Desired Personal Attributes: Self-motivated with a strong drive to succeed. Positive attitude and a strong work ethic. Ability to thrive in a fast-paced, target-driven environment. Excellent interpersonal skills and team collaboration. Benefits: Competitive salary and performance-based incentives. Health insurance and other employee benefits. Opportunity for career advancement and skill development.
Posted 6 days ago
37.0 years
0 Lacs
Navi Mumbai, Maharashtra, India
On-site
Company Description Sutherland is a digital transformation company focused on delivering exceptional experiences for both customers and employees. For over 37 years, we have been entrusted with caring for our clients’ customers - a responsibility we believe we should earn every day. We are dedicated to making those experiences as delightful as possible - instantaneous, relevant, predictive and frictionless. As an early pioneer in robotic automation, we added to our core through steady investment and acquiring key capabilities. Our design capabilities marry human insight, design-thinking, and process engineering. To make these designs come to life as envisioned by our designers, we employ the latest in robotic automation, conversational AI techniques with a range of AI-ML enhanced products and cloud-based platforms. We believe that the best relationships come from trust and value. We call it One Sutherland. Job Description We are seeking a skilled and detail-oriented Loan Underwriter to join our lending team specializing in manufactured housing chattel loans. As an Underwriter, they will play a pivotal role in evaluating loan applications and assessing the creditworthiness of borrowers seeking financing for manufactured homes. Their expertise in analyzing financial documents, assessing risk, and ensuring regulatory compliance. Desired Mentality: Passionate about improving consumer outcomes and addressing the affordable housing crisis. A critical thinker with a collaborative mindset, committed to excellence and innovation in lending. Responsibilities: Review loan applications and supporting documentation for manufactured housing loans, including income verification, credit reports, and property valuations. Assess the creditworthiness of borrowers by analyzing financial statements, tax returns, employment history, and other relevant information. Evaluate debt-to-income ratios and other key financial indicators to determine loan feasibility. Ensure compliance with lending regulations, internal policies, and underwriting guidelines. Collaborate with loan officers, processors, and other team members to gather necessary information and address any application deficiencies or documentation gaps. Conduct thorough risk assessments to identify potential red flags or fraudulent activities. Prepare loan underwriting summaries, including recommended loan structures, risk mitigation strategies, and rationales for decision-making. Communicate lending decisions and provide clear explanations to loan officers, processors, and other stakeholders. Stay updated on industry best practices, regulatory changes, and market trends related to manufactured housing financing. Qualifications Proven experience as a Loan Underwriter or in a similar role, with expertise in manufactured housing loans preferred. Deep understanding of underwriting guidelines, lending regulations, and compliance requirements specific to manufactured housing. Proficiency in analyzing financial documents, including credit reports, tax returns, and income statements. Familiarity with loan origination systems, mortgage underwriting software, and document management tools. Meticulous attention to detail and the ability to accurately review and interpret complex loan documents. Strong analytical skills for evaluating creditworthiness and risk. Excellent verbal and written communication skills for clear decision-making explanations and stakeholder interactions. Ability to work independently, manage priorities effectively, and meet deadlines in a fast-paced environment. High ethical standards with a commitment to confidentiality and data privacy. Additional Information Basic technical skills Ability to use the computer system. - Booting and shutting down Basic level familiarity of Operating System (Windows / XP) Usage of MS Office suite (MS Outlook) Knowledge of browsers (MS Edge, Google Chrome) Soft Skills Typing skills of 25 words per minute with an accuracy of 80% Comprehension – Ability to clearly understand the problem Analytical & Numerical Ability – Basic mathematics skills and ability to calculate, ability to analyze problem statements/ documents Tools Knowledge Experience in industry renowned LOS. Fraudguard Disclaimer: Sutherland never requests payment or favors in exchange for job opportunities. Please report any suspicious activity immediately to TAHelpdesk@Sutherlandglobal.com
Posted 1 week ago
0 years
0 Lacs
Bengaluru East, Karnataka, India
On-site
Associate Scientist - Data Sourcing & Solutions Gurgaon/Bangalore, India AXA XL recognises data and information as critical business assets, both in terms of managing risk and enabling new business opportunities. This data should not only be high quality, but also actionable - enabling AXA XL's executive leadership team to maximise benefits and facilitate sustained enterprise advantage. Our Innovation, Data, and Analytics Office (IDA) is focused on driving innovation by optimizing how we leverage data to drive strategy and create a new business model - disrupting the insurance market. As we develop an enterprise-wide data and digital strategy that moves us toward a greater focus on the use of data and data-driven insights, we are seeking an Associate Scientist for our Data Sourcing & Solutions team. The role sits across the IDA Department to make sure customer requirements are properly captured and transformed into actionable data specifications. Success in the role will require a focus on proactive management of the sourcing and management of data from source through usage. What You’ll Be DOING What will your essential responsibilities include? Accountable for documenting data requirements (Business and Function Requirements) and assessing the reusability of Axiom assets. Build processes to simplify and expedite data sourcing to focus on delivering data to AXA XL business stakeholders frequently. Develops and operationalizes strategic data products, and answers and proactively manages the sourcing and management of data from source through usage (reusable Policy and Claim Domain data assets). Data Validation Testing of the data products in partnership with the AXA XL business to ensure the accuracy of the data and validation of the requirements. Assesses all data required as part of the Data Ecosystem to make sure data has a single version of the truth. Respond to ad-hoc data requests to support AXA XL's business. Instill a customer-first attitude, prioritizing service for our business stakeholders above all else. Internalize and execute IDA and company-wide goals to become a data-driven organization. Contribute to best practices and standards to make sure there is a consistent and efficient approach to capturing business requirements and translating them into functional, non-functional, and semantic specifications. Develop a comprehensive understanding of the data and our customers. Drive root cause analysis for identified data deficiencies within reusable data assets delivered via IDA. Identify solution options to improve the consistency, accuracy, and quality of data when captured at its source. You will report to the Team Lead - Data Sourcing & Solutions. What You Will BRING We’re looking for someone who has these abilities and skills: Required Skills And Abilities Experience in a data role (business analyst, data analyst, analytics) preferably in the Insurance industry and within a data division. A minimum of a bachelor’s or master's degree (preferred) in a relevant discipline. Robust SQL knowledge and technical ability to query AXA XL data sources to understand our data. Excellent presentation, communication (oral & written), and relationship-building skills, across all levels of management and customer interaction. Insurance experience in data, underwriting, claims, and/or operations, including influencing, collaborating, and leading efforts in complex, disparate, and interrelated teams with competing priorities. Passion for data and experience working within a data-driven organization. Work together internal data with external industry data to deliver holistic answers. Work with unstructured data to unlock information needed by the business to create unique products for the insurance industry. Possesses robust exploratory analysis skills and high intellectual curiosity. Displays exceptional organizational skills and is detail-oriented. The robust conceptual thinker who 'connects dots', and has critical thinking, and analytical skills. Desired Skills And Abilities Ability to work with team members across the globe and departments. Ability to take ownership, work under pressure, and meet deadlines. Builds trust and rapport within and across groups. Applies in-depth knowledge of business and specialized areas to solve business problems and understand integration challenges and long-term impact creatively and strategically. Ability to manage data needs of an individual project(s) while being able to understand the broader enterprise data perspective. Expected to recommend innovation and improvement to policies, and procedures, deploying resources, and performing core activities. Experience with SQL Server, Azure Databricks Notebook, Qlikview, PowerBI, and Jira/Confluence a plus. Who WE are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it. How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty. With an innovative and flexible approach to risk solutions, we partner with those who move the world forward. Learn more at axaxl.com What we OFFER Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed. Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe. Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at axaxl.com/about-us/inclusion-and-diversity. AXA XL is an Equal Opportunity Employer. Total Rewards AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do. We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence. Sustainability At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations. Our Pillars Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future. We’re committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans. Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions. Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting. AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving. For more information, please see axaxl.com/sustainability.
Posted 1 week ago
2.0 - 6.0 years
0 Lacs
Gurugram, Haryana, India
On-site
Debt Capital Market (Investment Banking), Associate/ Sr Associate Job Summary Acuity is currently looking for dedicated and motivated individuals who have strong leadership, organizational and teamwork skills for its Investment Banking team based in Gurgaon. Key Responsibilities Will be responsible for working as part of the dedicated team for an investment bank Supporting our clients across industries in the Debt Capital Market space Work on projects including detailed industry studies or market updates, newsletters, results analysis, tracking bond markets, macro events, geo-political events, ad-hoc requests, financial analysis, competitive benchmarking and opportunity assessments through in depth secondary research and studying & analyzing different business & financial models in a particular industry Good knowledge of the Bonds Market including their pricing steps, market dynamics etc. Should know credit underwriting process along with in-depth analysis of financial moments Manage project timelines and quality of deliverables in a manner to ensure "high client satisfaction" Demonstrate strength and flair in client/requester relationship building and management, information/knowledge needs assessment Required Background Post-Graduation in Finance (MBA, CFA, CA etc.) or equivalent qualification Relevant experience of 2-6 years supporting Investment banking division of a bank, consulting firm, boutique firm, advisory firm The candidate should have the ability to work independently and possesses the management/leadership skills to run the research on a day-to-day basis and apply his insights to client ideas Ability to handle pressure working in fast paced environment with quick problem solving skills Sound knowledge and relevant work experience on industry and macro-economic overviews/ studies, credit markets, competitive landscape, relative valuation, detailed company analysis, Pitch books, IMs, etc. Excellent written and spoken communication skills Working knowledge of databases such as Bloomberg, Capital IQ, Thomson Eikon, Merger Market, etc. MS Office skills - should be excellent in MS PowerPoint, MS Excel, and MS Word
Posted 1 week ago
3.0 - 8.0 years
0 Lacs
Pune, Maharashtra, India
On-site
Designation: Property Risk Engineer Experience : 3 to 8 years Job Location : Pune / Trivandrum Work Mode : Hybrid Some of your specific responsibilities could include: Perform desktop reviews and risk assessments on loss control topics at location and account level for Proactively liaise with underwriting areas to support underwriting activities and a comprehensive risk understanding. Delivering concise, high quality, objective views of risks in a timely manner. Providing insights, analysis, and best engineering judgement to determine likelihood of impact to loss mitigation and working with underwriting to improve overall account risk quality. Application of NFPA/FM and related safety guidelines, codes, and local standards What You’ll Bring to the Role Preferably a bachelor’s degree in engineering & technology with specialization in Mechanical / Chemical / Electrical / Automobile / Industrial / Civil. Minimum 3 to 5 years of professional experience with technical expertise in various industry sectors/occupancies, strong familiarity in property exposure identification, risk assessments and loss control adequacy. Experience in the insurance industry – being able to talk the language of property insurance as well as loss prevention/fire protection, including Nat-Cat, loss estimates, sprinklers/water supplies, construction, etc is a plus. You are data-focussed, enjoy analytics, and have an interest in new technologies in engineering. Disclaimer: We at Allianz believe in a strong inclusive culture that encourages people to speak their minds, get involved and question the status quo. We are proud to be an equal opportunity employer and encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love, or what you believe in. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability, sexual orientation, or any other characteristics protected under applicable local laws and regulations. Great to have you on board. Let's care for tomorrow.
Posted 1 week ago
8.0 - 12.0 years
0 Lacs
Pune, Maharashtra, India
On-site
Designation : Assistant Manager-P&C Insurance Experience - 08 to 12 years Job Location - Pune & Trivandrum Qualification - Graduate/Post Graduate Skills Required : Property & Casualty Insurance, Policy administration, Underwriting, Team Management , Insurance Claims Job Descriptions: 8 to 12 years of experience with P&C Insurance background (Mandatory) in an MNC. Preferable domain experience in submissions, Underwriting & Support , Policy Administration, claims etc Should have experience handling a team of 15 to 30 members (exposure in performance management, attrition management, grievance management) - Mandatory Excellent communication & Stakeholder management skills Graduate/ Post Graduate in any discipline & willing to work in US shift . Preferring candidates who can join immediately or within 30 days timeline Disclaimer: We at Allianz believe in a strong inclusive culture that encourages people to speak their minds, get involved and question the status quo. We are proud to be an equal opportunity employer and encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love, or what you believe in. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability, sexual orientation, or any other characteristics protected under applicable local laws and regulations. Great to have you on board. Let's care for tomorrow.
Posted 1 week ago
3.0 - 8.0 years
0 Lacs
Pune, Maharashtra, India
On-site
Designation: Construction Risk Engineer Experience : 3 to 8 years Job Location : Pune / Trivandrum Work Mode : Hybrid What You’ll Bring to the Role: Bachelor’s Degree in Civil/Structural Engineering, with at least 3 years of experience as a Civil/Structural Engineer in industry or consulting firms. Proven engineering expertise across a wide range of building and civil engineering projects worldwide. Professional engineering qualifications, experience in construction and project/site management, and knowledge and expertise in risk assessment, particularly in civil/structural/geotechnical engineering topics, are advantageous. Experience in an insurance company is a plus. Familiarity with industry regulations and best practices. Strong digital and data analytical skills. Excellent communication and interpersonal skills, with ability to navigate an international matrix organization and collaborate with global teams Fluency in spoken and written English is a must. Job Description: As a Construction Risk Engineer, you will be responsible for conducting desktop risk assessment reviews for Large Corporate clients. Your role will involve supporting Construction Underwriter functions and the Global Engineering Network by performing technical risk reviews for both prospective and existing clients. You will maintain professional relationships with key stakeholders, make informed decisions, provide rational reasoning, and summarize key risk issues and loss scenarios based on your engineering judgment. Additionally, you will develop loss control recommendations, review client responses, and ensure compliance with required actions. You will receive technical and procedural training during onboarding, which may be conducted virtually or on-site at one of theoffices in India. The team aims to support continual client service improvements and contribute to management strategies focused on innovation, improving working practices, risk quality, and new concepts for the benefit of clients and underwriting. This position offers a great opportunity to join a leading global insurer and be part of an exciting new team with significant growth potential. Some of your specific responsibilities could include: Assist Global Underwriting in risk selection and retention. Evaluate risk information and conduct risk assessments for new investments to be insured, covering a wide range of structural infrastructure projects worldwide, including tunnels, road and rail projects, residential and commercial buildings, factory complexes, and energy infrastructures. You may also need to summarize the risk quality of portfolios and large accounts/programs. Collaborate with Underwriters to develop bespoke risk support and insurance programs. Analyze various types of data to assess client, location, and project/account risk profiles, and prepare dashboards and trend analyses as needed. Disclaimer: We at Allianz believe in a strong inclusive culture that encourages people to speak their minds, get involved and question the status quo. We are proud to be an equal opportunity employer and encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love, or what you believe in. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability, sexual orientation, or any other characteristics protected under applicable local laws and regulations. Great to have you on board. Let's care for tomorrow.
Posted 1 week ago
0 years
2 - 4 Lacs
India
On-site
An international voice process mortgage role typically involves handling customer interactions via phone for mortgage-related services. This includes providing information, resolving queries, and guiding customers through the mortgage application and processing stages. These roles often require strong communication skills, familiarity with the mortgage process, and the ability to work in a fast-paced, customer-focused environment. Key aspects of an international voice process mortgage role: Customer Interaction: Engaging with customers via phone to address their mortgage-related needs. This could involve answering questions about loan products, guiding them through the application process, or troubleshooting issues. Mortgage Knowledge: A solid understanding of the mortgage process, including pre-approval, application, loan processing, underwriting, and closing, is essential. Communication Skills: Excellent verbal communication skills are crucial for effectively conveying information, building rapport with customers, and resolving their concerns. Sales and Targets: Some roles may involve sales targets, requiring the ability to promote mortgage products and services and meet sales goals. Technical Proficiency: Familiarity with relevant software and systems used in mortgage processing is often necessary. Process Management: Effectively managing the workflow of mortgage applications, ensuring timely completion and adherence to procedures. Compliance: Understanding and adhering to relevant regulations and compliance requirements within the mortgage industry. Typical responsibilities: Answering incoming calls from customers with mortgage inquiries. Guiding customers through the mortgage application process. Verifying customer information and documentation. Following up with customers to collect necessary information. Troubleshooting issues related to mortgage applications. Providing information about mortgage rates and loan options. Meeting sales targets and performance metrics. Maintaining accurate records of customer interactions. Job Types: Full-time, Permanent Pay: ₹20,000.00 - ₹40,000.00 per month Benefits: Health insurance Provident Fund Work Location: In person
Posted 1 week ago
3.0 years
0 Lacs
Hyderabad, Telangana, India
On-site
Job Description Join a multidisciplinary team of scientists, engineers, and mathematicians developing catastrophe models for the insurance and reinsurance industries. At Verisk, we are leading the way in generating new solutions based on machine learning and high-resolution numerical weather models to simulate storm surge inundation consistent with a changing climate. We are seeking an oceanographer or statistician to advance the expansion, support, and delivery of the hazard component of storm surge peril models. Your work will inform risk and capital management decisions globally. Responsibilities Key Responsibilities Contribute to pioneering storm surge research and model development in a framework where machine learning and numerical modeling are the basis of the storm surge modeling. Develop process improvement to optimize model performance Develop and maintain codebase, apply version control (e.g. Git) best practices Qualifications QUALIFICATIONS Expertise in physics-informed machine learning algorithms Proficiency in deep learning architectures, particularly Convolutional Neural Networks and Recurrent Neural Networks Experience in handling large, complex datasets for efficient utilization Strong understanding of data engineering for model training Experience in a Linux based high performance computing environment Excellent written and verbal communication skills, with the ability to convey technical concepts clearly. A solutions-oriented mindset with a focus on delivering scalable, high-quality solutions. Strong understanding of model evaluation metrics and uncertainty quantification Expert in Python preferred, R also accepted Statistical analysis skills Experience with modelling on GPU architectures Version control in Git Requirements Ph.D. in oceanography or atmospheric science, that makes heavy use of data science, applied mathematics, or a related field; or Master’s with 3+ years of relevant experience. About Us For over 50 years, Verisk has been the leading data analytics and technology partner to the global insurance industry by delivering value to our clients through expertise and scale. We empower communities and businesses to make better decisions on risk, faster. At Verisk, you'll have the chance to use your voice and build a rewarding career that's as unique as you are, with work flexibility and the support, coaching, and training you need to succeed. For the eighth consecutive year, Verisk is proudly recognized as a Great Place to Work® for outstanding workplace culture in the US, fourth consecutive year in the UK, Spain, and India, and second consecutive year in Poland. We value learning, caring and results and make inclusivity and diversity a top priority. In addition to our Great Place to Work® Certification, we’ve been recognized by The Wall Street Journal as one of the Best-Managed Companies and by Forbes as a World’s Best Employer and Best Employer for Women, testaments to the value we place on workplace culture. We’re 7,000 people strong. We relentlessly and ethically pursue innovation. And we are looking for people like you to help us translate big data into big ideas. Join us and create an exceptional experience for yourself and a better tomorrow for future generations. Verisk Businesses Underwriting Solutions — provides underwriting and rating solutions for auto and property, general liability, and excess and surplus to assess and price risk with speed and precision Claims Solutions — supports end-to-end claims handling with analytic and automation tools that streamline workflow, improve claims management, and support better customer experiences Property Estimating Solutions — offers property estimation software and tools for professionals in estimating all phases of building and repair to make day-to-day workflows the most efficient Extreme Event Solutions — provides risk modeling solutions to help individuals, businesses, and society become more resilient to extreme events. Specialty Business Solutions — provides an integrated suite of software for full end-to-end management of insurance and reinsurance business, helping companies manage their businesses through efficiency, flexibility, and data governance Marketing Solutions — delivers data and insights to improve the reach, timing, relevance, and compliance of every consumer engagement Life Insurance Solutions – offers end-to-end, data insight-driven core capabilities for carriers, distribution, and direct customers across the entire policy lifecycle of life and annuities for both individual and group. Verisk Maplecroft — provides intelligence on sustainability, resilience, and ESG, helping people, business, and societies become stronger Verisk Analytics is an equal opportunity employer. All members of the Verisk Analytics family of companies are equal opportunity employers. We consider all qualified applicants for employment without regard to race, religion, color, national origin, citizenship, sex, gender identity and/or expression, sexual orientation, veteran's status, age or disability. Verisk’s minimum hiring age is 18 except in countries with a higher age limit subject to applicable law. https://www.verisk.com/company/careers/ Unsolicited resumes sent to Verisk, including unsolicited resumes sent to a Verisk business mailing address, fax machine or email address, or directly to Verisk employees, will be considered Verisk property. Verisk will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Verisk Employee Privacy Notice
Posted 1 week ago
5.0 years
0 Lacs
Bengaluru, Karnataka, India
On-site
This job is with Swiss Re, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly. About The Role Risk model development and maintenance including exploring alternative approaches. Address findings/issues from internal risk model validation and regulators. Ensure proper documentation. Providing guidance on quantitative issues arising in risk management such as in new products, backtesting, stress testing and scenarios. Analyzing dependencies between financial market and insurance risks. Presenting and defending modelling approaches. Use, analyse and improve data from various sources, such as finance systems, costing platforms, etc. Design and run quantitative analyses using our risk model. Support the implementation of new models/features. About The Team We are a Zurich and Bangalore based team of 12 Risk Modellers within Group Risk Management tasked to develop and maintain Swiss Re's internal capital model, which is used for regulatory reporting and capital allocation. We work with numerous internal and external stakeholders in Risk Management, Actuarial, Finance, Investments and Underwriting as well as regulators. We have implemented a state of the art modelling platform over the last years that you will work with. About You Quantitative experience in insurance and financial markets. 5 + years of Experience in programming in a professional setting. Advanced knowledge of Python. Some experience with valuation and risk models. Strong analytical skills. Project skills, process-oriented approach, working well within a team in Zurich and Bangalore. Ability to present complicated subjects in a simpler manner to different audiences, ability to share knowledge within a team. Excellent command of the English language. About Swiss Re Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. We cover both Property & Casualty and Life & Health. Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000 employees across the world. Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability. If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positions that match your skills and experience. swissre_footer { position: relative; margin-top: -50px; height: 30px; clear: both; margin-bottom: 20px; background: #EEE none repeat scroll 0% 0%; line-height: 30px; padding: 0px 10px; color: #AAA; font-family: "Arial,Helvetica,sans-serif"; } .swissre_jobtemplate { width: 970px; max-width: 100%; height: auto; } .jobDisplay .job { font-family: "Arial" !important; font-size: 12px !important; } .joqReqDescription { max-width: 100%; height: auto; align: center; } .joqReqDescription ul { width: 787px; max-width: 100%; } .joqReqDescription p { width: 827px; max-width: 100%; } Keywords Reference Code: 134796
Posted 1 week ago
2.0 - 5.0 years
3 - 6 Lacs
Pune
Work from Office
IT Projects Ensure timely and prompt resolution of all issues faced in the 2 digital assets used by the advisors by the IT team Engage with teams such as IT, Operations and underwriting to develop a digitalized flow for various inititaves such as introduction of new products on the assets Coordinate with the IT department for BRD, developments, provide test cases, UAT testing, etc. and sign off MIS & Reporting Oversee the process of MIS & report generation to ensure all reports are generated on time and accurately; Review the reports with other senior team members/ sales channel heads to determine outcomes Provide guidance to the team on preparation of appropriate formats to get desired outcomes for new report requests Prepare presentation and reports for AOP, LRP review etc. as needed Roles and Responsibilities 2
Posted 1 week ago
2.0 - 3.0 years
0 Lacs
Gurugram, Haryana, India
On-site
About the Role : Interlinkages Limited is hiring Credit Research Analysts, based at its Gurugram office for its Credence Data Services business (https://www.credencedata.com/) which provides Business Information reports on Cross Border Trade counterparties to Banks, Companies and institutions. The successful candidate will be responsible for gathering, analyzing, and disseminating annual reports and other relevant company information from registries and official records for over 200 countries. This role is ideal for someone with experience in spreading financial data, particularly within BPOs and KPOs, and who has worked for overseas clients in the financial industry. As a Credit Research Analyst, your primary role will be to research, evaluate and analyze business and credit information to generate credit reports and scores for companies. Your insights and expertise will support decision-making processes and help mitigate performance and payment risks. Key Responsibilities Collect and review annual reports, financial statements, and other official documents from company registries and databases. Analyze financial data and company performance metrics to generate insightful reports. Collate key data points through official sources and web research Perform data entry into our system with high accuracy where needed or check system generated output in case of system integrations. Ensure timely delivery of reports and data within short deadlines. Assess creditworthiness and provide accurate and reliable credit information to clients, including lenders, financial institutions, and other organizations. Requirements: Education: Bachelor's degree in Finance, Accounting or a professional degree like CA, MBA . CA Intermediate can also apply Experience: 2-3 years of previous experience in credit analysis, financial spreading, risk assessment, credit underwriting, Corporate banking or a related field is preferred. Experience in spreading financial data, particularly within BPOs and KPOs will be preferred. Freshers with degree in Finance, Business or Commerce can apply. Basic understanding of financial statements and corporate reporting is essential. Attention to Detail: This is the most important requirement. Strong attention to detail to ensure accuracy and precision in credit evaluations, reports, and scoring assignments. Analytical Skills: Proficiency in analyzing credit data, financial statements, and credit reports to identify credit risks, trends, and patterns. Strong quantitative and qualitative analysis skills are essential. Communication Skills: Good written communication skills to convey analysis findings, reports, and scores effectively. Computer Skills: Proficiency in using credit analysis software, spreadsheet applications, and data analysis tools. Knowledge of statistical software and databases is an advantage. Time Management: Ability to manage multiple report assignments, prioritize tasks, and meet deadlines in a fast-paced environment. Important Details 1. This is a full time role (9.30AM- 6PM) in Gurugram and work from office for at least 4 days a week. Only people based in Gurugram should apply. 2. We work 5 days a week and Sunday can be a workday based on customer location. Please apply only if you can work on Sunday with weekly off on Saturday and Friday. 3. We need to fill this position immediately. Please apply only if you are available to join within 15-30 days.
Posted 1 week ago
0 years
0 Lacs
Bengaluru, Karnataka, India
On-site
Work Level : Individual Core : Result Driven Leadership : Team Alignment Industry Type : Banking Function : Credit Manager Key Skills : Credit Manager,Credit,Personal Loan,Credit Memo,Letter oF Credit,Credit Underwriter Education : Graduate Note: This is a requirement for one of the Workassist Hiring Partner. Primary Responsibility: We are seeking an experienced and analytical Credit Manager for Personal Loans to oversee and manage the credit underwriting and risk assessment function. The role requires strong credit evaluation skills, knowledge of personal loan products, and the ability to implement risk strategies that balance portfolio growth with asset quality. Key Responsibilities: Assess and underwrite personal loan applications as per company policy and credit norms. Analyze applicants' financial data (income documents, bank statements, credit bureau reports, etc.) to determine creditworthiness. Approve/reject loan applications within assigned credit limits. Monitor and evaluate portfolio performance and recommend risk mitigation strategies. Collaborate with sales, operations, and collections teams to ensure effective credit processing and risk control. Design and implement credit risk policy, scorecards, and process improvements. Stay updated on market trends, regulatory guidelines, and competitor practices. Provide training and guidance to junior underwriters or credit analysts. Company Description Workassist is an online recruitment and employment solution platform based in Lucknow, India. We provide relevant profiles to employers and connect job seekers with the best opportunities across various industries. With a network of over 10,000+ recruiters, we help employers recruit talented individuals from sectors such as Banking & Finance, Consulting, Sales & Marketing, HR, IT, Operations, and Legal. We have adapted to the new normal and strive to provide a seamless job search experience for job seekers worldwide. Our goal is to enhance the job seeking experience by leveraging technology and matching job seekers with the right employers. For a seamless job search experience, visit our website: https://bit.ly/3QBfBU2 (Note: There are many more opportunities apart from this on the portal. Depending on the skills, you can apply for them as well). So, if you are ready for a new challenge, a great work environment, and an opportunity to take your career to the next level, don't hesitate to apply today. We are waiting for you!
Posted 1 week ago
5.0 - 9.0 years
0 Lacs
chennai, tamil nadu
On-site
You will be responsible for underwriting corporate finance business and managing the portfolio in your assigned area. Your main duties will include supporting and co-partnering with business teams to manage end-to-end credit approval for the designated region, underwriting cases and presenting them to senior levels, and authorizing deviations raised by underwriters in compliance with credit policy. Additionally, you will be finalizing the review of credit memos prepared by underwriters, approving or declining sign-offs on every file after checking for documentation requests, and approving all disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. You will also be monitoring and overseeing PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases, and initiating follow-ups with external vendors to ensure timely query resolution and report submission. Furthermore, you will be coordinating with the recoveries team to generate business insights, leading a team of credit approvers to ensure portfolio quality and minimize delinquencies, and engaging in the development, implementation, review, and monitoring of various credit programs. You will also provide training and coaching to continuously upgrade the competency of the team and improve the processing efficiency of the HUB. Your role will involve ensuring due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. You will be expected to evolve underwriting norms customized to the local market needs and ensure the continued enhancement and execution of consumer credit risk strategy. Ideally, you should have an MBA/PGDBA/PGPM/CA or equivalent qualification.,
Posted 1 week ago
0 years
0 Lacs
Secunderābād, Telangana, India
On-site
Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving students' queries. Manage the process from eligibility to the sanctioning of the loan. About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.
Posted 1 week ago
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