5718 Underwriting Jobs - Page 14

About Chubb Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com . About Chubb India At Chubb India, we are on an exciting journey of digital transformation driven by a commitment to engineering excellence and analytics. We are proud to share that we have been officially certified as a Great Place to Work® for the third consecutive year, a reflection of the culture at Chubb where we believe in fostering an environment where everyone can thrive, innovate, and grow With a team of over 2500 talented professionals, we encourage a start-up mindset that promotes collaboration, diverse perspectives, and a solution-driven attitude. We are dedicated to building expertise in engineering, analytics, and automation, empowering our teams to excel in a dynamic digital landscape. We offer an environment where you will be part of an organization that is dedicated to solving real-world challenges in the insurance industry. Together, we will work to shape the future through innovation and continuous learning. Position Details Job Title : Technical Lead Function/Department : Technology Location : Hyderabad – Work From Office Employment Type : Full-time Role Overview Responsibilities:- Use Agile engineering practices and other technologies to rapidly develop creative and efficient solutions to enhance customer experience and create business impact. Able to link the architectural vision with the business vision and building solutions that focus on business value, not just technical excellence. Identify and communicate issues/risks to the relevant stakeholders (Product Owners, Team lead, Engineering Managers) Work with Product Owner and members to refine and maintain product backlog and estimate resourcing/timing requirements for development. Deep dive on technical solutioning or troubleshooting with the Tech Leads and Squads as required. Build solutions adhering to best-in-class integration standards and practices. Comply with standard coding guidelines and code reviews including change control, configuration management and logical access control. Strive for continual development; upgrade skillset and expertise continuously to improve problem solving ability and engineering “craft”. Create and maintain technical design documentation for solutions Functional Competencies: Able to provide technical excellence while embracing flexibility over building “bulletproof” systems. Passionate learner who keeps up with evolving technologies and is willing to experiment to test what would work for the business. Experience in or willingness to learn Agile methodology and working in a cross functional team. Prior knowledge working in Financial Domain and Life Insurance Processes are preferable. Technical Competencies: 5+ years of hands-on, software development experience building applications using any open tech stack like Java/J2EE, Spring boot, NodeJS, Typescript, Angular and other JavaScript based technology stacks or .NET Experience working with RDBMS (SQL Server/Oracle), including database design, and tuning programs for optimized performance. 2+ years of experience working with Workflow tools (e.g. BPM tool with concept of BPMN) and hands-on knowledge in process modelling, automation, integration patterns with enterprise systems and BPM tool (e.g. OpenText, Camunda, JBPM, Appian, Appworks etc.) Experience in integrating with REST based APIs using Microservice architecture, Open API Specification and/or creating specifications w/Swagger. Knowledge of non-functional considerations (scalability, availability, reliability, manageability) for complex, distributed environments. Experience with secure SDLC and application security & compliance. Desirable Skills: A background in the insurance/financial services sector. A background in building workflow using any Appian BPM tool or equivalent platform. Why Chubb? Join Chubb to be part of a leading global insurance company! Our constant focus on employee experience along with a start-up-like culture empowers you to achieve impactful results. Industry leader: Chubb is a world leader in the insurance industry, powered by underwriting and engineering excellence A Great Place to work: Chubb India has been recognized as a Great Place to Work® for the years 2023-2024, 2024-2025 and 2025-2026 Laser focus on excellence : At Chubb we pride ourselves on our culture of greatness where excellence is a mindset and a way of being. We constantly seek new and innovative ways to excel at work and deliver outstanding results Start-Up Culture : Embracing the spirit of a start-up, our focus on speed and agility enables us to respond swiftly to market requirements, while a culture of ownership empowers employees to drive results that matter Growth and success : As we continue to grow, we are steadfast in our commitment to provide our employees with the best work experience, enabling them to advance their careers in a conducive environment Employee Benefits Our company offers a comprehensive benefits package designed to support our employees’ health, well-being, and professional growth. Employees enjoy flexible work options, generous paid time off, and robust health coverage, including treatment for dental and vision related requirements. We invest in the future of our employees through continuous learning opportunities and career advancement programs, while fostering a supportive and inclusive work environment. Our benefits include: Savings and Investment plans: We provide specialized benefits like Corporate NPS (National Pension Scheme), Employee Stock Purchase Plan (ESPP), Long-Term Incentive Plan (LTIP), Retiral Benefits and Car Lease that help employees optimally plan their finances Upskilling and career growth opportunities: With a focus on continuous learning, we offer customized programs that support upskilling like Education Reimbursement Programs, Certification programs and access to global learning programs. Health and Welfare Benefits: We care about our employees’ well-being in and out of work and have benefits like Employee Assistance Program (EAP), Yearly Free Health campaigns and comprehensive Insurance benefits. Application Process Our recruitment process is designed to be transparent, and inclusive. Step 1 : Submit your application via the Chubb Careers Portal. Step 2 : Engage with our recruitment team for an initial discussion. Step 3 : Participate in HackerRank assessments/technical/functional interviews and assessments (if applicable). Step 4 : Final interaction with Chubb leadership. Join Us With you Chubb is better. Whether you are solving challenges on a global stage or creating innovative solutions for local markets, your contributions will help shape the future. If you value integrity, innovation, and inclusion , and are ready to make a difference, we invite you to be part of Chubb India’s journey . Apply Now : Chubb External Careers

About Chubb Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com. About Chubb India At Chubb India, we are on an exciting journey of digital transformation driven by a commitment to engineering excellence and analytics. We are proud to share that we have been officially certified as a Great Place to Work® for the third consecutive year, a reflection of the culture at Chubb where we believe in fostering an environment where everyone can thrive, innovate, and grow With a team of over 2500 talented professionals, we encourage a start-up mindset that promotes collaboration, diverse perspectives, and a solution-driven attitude. We are dedicated to building expertise in engineering, analytics, and automation, empowering our teams to excel in a dynamic digital landscape. We offer an environment where you will be part of an organization that is dedicated to solving real-world challenges in the insurance industry. Together, we will work to shape the future through innovation and continuous learning. Position Details Job Title: Technical Lead Function/Department: Technology Location: Hyderabad – Work From Office Employment Type: Full-time Reports To: Himani Yanamandra Job Overview The ICD/ICM designer will be responsible for implementing and maintaining Majesco Insurance products that uses ICD/ICM toolkit framework as the development framework ICD/ICM is a Majesco’s proprietary framework Majesco has built this framework in house using Java and many open source software The ICDICM is a low code development platform which provides environment for developers to create application software through graphical user interfaces and configuration instead of traditional computer programming Duties and Responsibilities Leading and guiding a small team of developers Designing of functional modules Developing YAWL flows defining and updating Object Models and Mappings Writing and defining Rules in Rules Engine UTP and UT Deployment and demo support QC support Module ownership Functional expertise on modules Database scripting and data verifications Qualifications Bachelors/master’s degree in computer science, Engineering, or a related field. 5+ years of relevant experience. Proficient in software development methodologies and best practices. Strong problem-solving skills and attention to detail. Ability to work effectively in a team and independently. Excellent communication and interpersonal skills. Eagerness to learn and expand technical knowledge. Why Chubb? Join Chubb to be part of a leading global insurance company! Our constant focus on employee experience along with a start-up-like culture empowers you to achieve impactful results. Industry leader: Chubb is a world leader in the insurance industry, powered by underwriting and engineering excellence A Great Place to work: Chubb India has been recognized as a Great Place to Work® for the years 2023-2024, 2024-2025 and 2025-2026 Laser focus on excellence : At Chubb we pride ourselves on our culture of greatness where excellence is a mindset and a way of being. We constantly seek new and innovative ways to excel at work and deliver outstanding results Start-Up Culture : Embracing the spirit of a start-up, our focus on speed and agility enables us to respond swiftly to market requirements, while a culture of ownership empowers employees to drive results that matter Growth and success : As we continue to grow, we are steadfast in our commitment to provide our employees with the best work experience, enabling them to advance their careers in a conducive environment Employee Benefits Our company offers a comprehensive benefits package designed to support our employees’ health, well-being, and professional growth. Employees enjoy flexible work options, generous paid time off, and robust health coverage, including treatment for dental and vision related requirements. We invest in the future of our employees through continuous learning opportunities and career advancement programs, while fostering a supportive and inclusive work environment. Our benefits include: Savings and Investment plans: We provide specialized benefits like Corporate NPS (National Pension Scheme), Employee Stock Purchase Plan (ESPP), Long-Term Incentive Plan (LTIP), Retiral Benefits and Car Lease that help employees optimally plan their finances Upskilling and career growth opportunities: With a focus on continuous learning, we offer customized programs that support upskilling like Education Reimbursement Programs, Certification programs and access to global learning programs. Health and Welfare Benefits: We care about our employees’ well-being in and out of work and have benefits like Employee Assistance Program (EAP), Yearly Free Health campaigns and comprehensive Insurance benefits. Application Process Our recruitment process is designed to be transparent, and inclusive. Step 1 : Submit your application via the Chubb Careers Portal. Step 2 : Engage with our recruitment team for an initial discussion. Step 3 : Participate in HackerRank assessments/technical/functional interviews and assessments (if applicable). Step 4 : Final interaction with Chubb leadership. Join Us With you Chubb is better. Whether you are solving challenges on a global stage or creating innovative solutions for local markets, your contributions will help shape the future. If you value integrity, innovation, and inclusion , and are ready to make a difference, we invite you to be part of Chubb India’s journey . Apply Now : Chubb External Careers

About Chubb Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com. About Chubb India At Chubb India, we are on an exciting journey of digital transformation driven by a commitment to engineering excellence and analytics. We are proud to share that we have been officially certified as a Great Place to Work® for the third consecutive year, a reflection of the culture at Chubb where we believe in fostering an environment where everyone can thrive, innovate, and grow With a team of over 2500 talented professionals, we encourage a start-up mindset that promotes collaboration, diverse perspectives, and a solution-driven attitude. We are dedicated to building expertise in engineering, analytics, and automation, empowering our teams to excel in a dynamic digital landscape. We offer an environment where you will be part of an organization that is dedicated to solving real-world challenges in the insurance industry. Together, we will work to shape the future through innovation and continuous learning. Position Details Job Title: Software Engineer Function/Department: Technology Location: Hyderabad – Work From Office Employment Type: Full-time Reports To: Giribabu Pakalapati Job Overview 3 to 7 years of experience in SQL query writing, optimization, and database management. Proven experience in developing and optimizing Power BI reports and dashboards. Strong understanding of the insurance industry and its data requirements. Excellent problem-solving skills and attention to detail. Strong communication and interpersonal skills. SQL Development and Optimization: Write, test, and optimize complex SQL queries and stored procedures to ensure efficient data retrieval and manipulation. Power BI Reporting: Design, develop, and optimize Power BI reports and dashboards to provide actionable insights to stakeholders. Ensure data accuracy and integrity in reports by implementing robust data validation and transformation processes. Work closely with business analysts and end-users to gather requirements and deliver customized reporting solutions. QUALIFICATIONS Qualifications Bachelors/master’s degree in computer science, Engineering, or a related field. Strong problem-solving skills and attention to detail. Ability to work effectively in a team and independently. Excellent communication and interpersonal skills. Eagerness to learn and expand technical knowledge. Why Chubb? Join Chubb to be part of a leading global insurance company! Our constant focus on employee experience along with a start-up-like culture empowers you to achieve impactful results. Industry leader: Chubb is a world leader in the insurance industry, powered by underwriting and engineering excellence A Great Place to work: Chubb India has been recognized as a Great Place to Work® for the years 2023-2024, 2024-2025 and 2025-2026 Laser focus on excellence : At Chubb we pride ourselves on our culture of greatness where excellence is a mindset and a way of being. We constantly seek new and innovative ways to excel at work and deliver outstanding results Start-Up Culture : Embracing the spirit of a start-up, our focus on speed and agility enables us to respond swiftly to market requirements, while a culture of ownership empowers employees to drive results that matter Growth and success : As we continue to grow, we are steadfast in our commitment to provide our employees with the best work experience, enabling them to advance their careers in a conducive environment Employee Benefits Our company offers a comprehensive benefits package designed to support our employees’ health, well-being, and professional growth. Employees enjoy flexible work options, generous paid time off, and robust health coverage, including treatment for dental and vision related requirements. We invest in the future of our employees through continuous learning opportunities and career advancement programs, while fostering a supportive and inclusive work environment. Our benefits include: Savings and Investment plans: We provide specialized benefits like Corporate NPS (National Pension Scheme), Employee Stock Purchase Plan (ESPP), Long-Term Incentive Plan (LTIP), Retiral Benefits and Car Lease that help employees optimally plan their finances Upskilling and career growth opportunities: With a focus on continuous learning, we offer customized programs that support upskilling like Education Reimbursement Programs, Certification programs and access to global learning programs. Health and Welfare Benefits: We care about our employees’ well-being in and out of work and have benefits like Employee Assistance Program (EAP), Yearly Free Health campaigns and comprehensive Insurance benefits. Application Process Our recruitment process is designed to be transparent, and inclusive. Step 1 : Submit your application via the Chubb Careers Portal. Step 2 : Engage with our recruitment team for an initial discussion. Step 3 : Participate in HackerRank assessments/technical/functional interviews and assessments (if applicable). Step 4 : Final interaction with Chubb leadership. Join Us With you Chubb is better. Whether you are solving challenges on a global stage or creating innovative solutions for local markets, your contributions will help shape the future. If you value integrity, innovation, and inclusion , and are ready to make a difference, we invite you to be part of Chubb India’s journey . Apply Now : Chubb External Careers

Company Description WNS (Holdings) Limited (NYSE: WNS), is a leading Business Process Management (BPM) company. We combine our deep industry knowledge with technology and analytics expertise to co-create innovative, digital-led transformational solutions with clients across 10 industries. We enable businesses in Travel, Insurance, Banking and Financial Services, Manufacturing, Retail and Consumer Packaged Goods, Shipping and Logistics, Healthcare, and Utilities to re-imagine their digital future and transform their outcomes with operational excellence.We deliver an entire spectrum of BPM services in finance and accounting, procurement, customer interaction services and human resources leveraging collaborative models that are tailored to address the unique business challenges of each client. We co-create and execute the future vision of 400+ clients with the help of our 44,000+ employees. Job Description Role and ResponsibilitiesGather, analyze, and interpret insurance data using SQL queries to support decision-makingDevelop Power BI dashboards and reports to visualize key trends and performance metricsIdentify patterns in claims, policy data, and customer behavior to provide actionable insightsWork closely with underwriting, actuarial, and finance teams to optimize data-driven strategiesEnsure data accuracy, integrity, and compliance with industry regulationsContinuously improve reporting processes and automate data workflows for efficiencyRequired Skills & QualificationsBachelor's degree in Finance, Statistics, Data Analytics, or a related field.1+ years of experience in insurance analytics or a similar roleProficiency in SQL for data extraction, transformation, and manipulationExperience in Power BI for data visualization and reportingStrong understanding of insurance concepts, claims, underwriting, and risk analysisAbility to analyze large datasets and translate findings into business recommendationsExcellent problem-solving skills and attention to detailStrong communication skills to collaborate with cross-functional teamsExperience with insurance databases and industry-standard reporting tools.Familiarity with regulatory requirements in the insurance domain Qualifications BE/B. tech/MBA Finance/Insurance/Operations Research or master’s in mathematics/Statistics/Operations Research/Economics from top-tier universities.1 + years’ of experience in risk/ business/ data analytics for P&C insurance, reinsurance, or insurance linked securities

Key Responsibilities: Project Review and Analysis: Conduct thorough reviews of condo project documentation to ensure compliance with relevant guidelines. Analyze project financials, legal documents, insurance policies, and other pertinent materials. Evaluate the financial stability, governance structure, and overall condition of condo associations. Risk Assessment: Identify and assess risks associated with lender projects. Provide recommendations to mitigate identified risks and ensure regulatory compliance. Documentation and Reporting: Prepare detailed reports and summaries of findings. Maintain accurate and organized records of all reviewed projects. Communicate findings and recommendations to internal stakeholders, including underwriting and management teams. Compliance and Guidelines: Stay current with relevant guidelines, updates, and industry best practices. Ensure all project reviews adhere to current standards and regulatory requirements. Collaboration: Work closely with underwriting, loan processing, and risk management teams. Liaise with external stakeholders, including condo association representatives, project developers, and legal advisors. Training and Support: Assist in training junior analysts and team members on compliance guidelines and review processes. Provide support and expertise to internal teams as needed. Required Qualifications: Bachelor’s degree in Finance, Economics, Business Administration, or a related field. 2+ years of experience in risk management, US Mortgage, or Underwriting. Background in underwriting US mortgages with knowledge of borrower’s income, assets, and appraisal. Experience in reviewing escrow or condo documents, including balance sheets, CC&Rs, and budget statements. Proficient in Microsoft Excel and financial modeling. Strong analytical skills, attention to detail, and problem-solving abilities. Preferred Qualifications: Experience in the mortgage, banking, or financial services industry. Knowledge of regulatory requirements (e.g., Basel III, Dodd-Frank Act). Certification in risk management or credit analysis (e.g., FRM, CFA). Skills & Competencies: Excellent verbal and written communication skills. Ability to work independently and manage multiple tasks effectively. Strong teamwork and interpersonal skills. High level of integrity and ethical standards. Job Types: Full-time, Permanent Pay: Up to ₹800,000.00 per year Job Type: Full-time Pay: Up to ₹800,000.00 per year Benefits: Paid sick time Paid time off Provident Fund Application Question(s): Do you have a wi-fi enabled laptop? Can you start immediately? What is your current CTC? Are you comfortable in working in night shift? Experience: US Mortgage Underwriting: 1 year (Preferred) Location: Bangalore City, Karnataka (Required) Shift availability: Night Shift (Preferred) Overnight Shift (Preferred) Work Location: In person

What is the Role? As a Snr Analyst – Credit Underwriting you will be responsible for performing credit underwriting activities for Shell Operational Units (OUs) under Finance Operations. The role requires strong level of ownership and involves maximizing commercial opportunities where credit can play a part in delivering strong margins whilst taking acceptable credit risks. This will require creating very good working relationships with the local Credit, Customer Operations and Sales Teams. Principal Accountabilities : Manage Credit/Risk Underwriting Responsible for the efficient and effective management of credit risk, including management of high- profile and risk portfolio Responsible for providing authorized approval for release of credit blocked orders and taking credit decisions. Providing assessment of a customer credit risk and recommending terms of credit Performing detailed financial analysis based on customer financial statements for development of a risk profile of a customer Analyzing the overall credit exposure Providing authorized approval for continuing deliveries to customers in case of overdue or credit limit exceeding Negotiating and managing securities necessary to support higher risk exposures based on a risk reward approach Resolving credit enquiries and complaints from customers Communicating with internal and external customers in a professional, assertive, and efficient manner Accounts Receivable Drive resolution and support Debt Management Analysts in resolution of cases related to overdue Keep up-to date on issues by holding regular discussions with other Credit functions Regularly and on ad-hoc basis MI information about the managed portfolio. General Provide interpretation of policy and guide fewer senior colleagues on the principles of sound credit management. Ensure compliance with MOA and DCM/OCM and take responsibility for Audit coordination and business control reviews. Act as Team Lead support and go-to person for most complex operational matters Implement cross-border credit strategies and contribute/manage high profile projects which involve delivering presentations to very senior internal/external stakeholders. Demonstrate CI mindset and Shell core behaviors while performing the assigned activities Required Skills and Experience: Degree/qualifications in Accounting/Business preferred; a professional degree required Minimum 5 years of experience in credit management and underwriting Proven experience in credit and balance sheet analysis Sound understanding of Financial processes Must have experience in a multi-national company – preferably in Shared Services environment Exhibits excellent English communications skills (written and oral) Good knowledge of controls framework Ability to work under high pressure an in a rapidly changing environment. Positively engages with others to improve business processes and performance where necessary Strong interpersonal and communication skills, persuasive and firm in discussions (internal and external discussions) Results focused team-player, with excellent communication skills and strong drive Strong analytical skills and strong problem-solving skills An Innovative place to work There’s never been a more exciting time to work at Shell. Everyone here is helping solve one of the biggest challenges facing the world today: bringing the benefits of energy to everyone on the planet, whilst managing the risks of climate change. Our business has been built on a foundation of innovative technology and skilled employees. By providing energy to sustain people’s lives for more than a hundred years, Shell has become one of the world’s leading companies. Join us and you’ll be adding your talent and imagination to a business with the ambition to shape the future. At Shell, everyone does their part. An Inclusive place to work Shell is working to become one of the most diverse, equitable, and inclusive organizations in the world. We are taking steps to create an environment where everyone – from our employees, to our customers, partners, and suppliers – feels valued, respected, and has a strong sense of belonging. To achieve this, we must ensure all people are treated fairly, irrespective of their race, color, religion, age, gender, sexual orientation, gender identity, marital status, disability, ethnic origin, nationality, or other status. To power progress together, we need to attract and develop the brightest minds and make sure every voice is heard. Here are just some of the ways we are nurturing an inclusive environment – one where you can express your ideas, extend your skills, and reach your potential. We’re closing the gender gap – whether that’s through action on equal pay or by enabling more women to reach senior roles in engineering and technology. We’re striving to be a pioneer of an inclusive and diverse workplace, promoting equality for employees regardless of sexual orientation or gender identity. We consider ourselves a flexible employer and want to support you finding the right balance. We encourage you to discuss this with us in your application. A rewarding place to work Combine our creative, collaborative environment and global operations with an impressive range of benefits and joining Shell becomes an inspired career choice. We’re huge advocates for career development. We’ll encourage you to try new roles and experience new settings. By pushing people to reach their potential, we frequently help them find skills they never knew they had, or make career moves they never thought possible.

What is the Role? As a Snr Analyst – Debt Management you will be responsible for performing debt management activities for Shell Operational Units (OUs) under Finance Operations. This role will require strong ownership and discipline in managing overdue-related incidents. It requires ability to analyze and prioritize overdue, combined with the skill to negotiate effectively while maximizing commercial opportunities and taking acceptable risks, together with strong, but firm interpersonal skills. The role will involve close collaboration with other Credit functions, as well as internal/external stakeholders, including collection agencies. Principal Accountabilities Proactively follow-up and ensure timely debt settlement from overdue customers, including high- risk and profile customers from the portfolio Negotiate & approve refinancing of overdue debts Manage overdue-related queries from customers and/or other internal and external stakeholders Responsible for identifying when accounts requiring legal intervention e.g. if customer files for bankruptcy Align internally/externally and contact customers whose debts have been escalated to determine if settlement can be reached without involvement of legal or external agencies. Negotiate repayment arrangements and seek approval when external/internal legal action is required. Perform regular follow up of each file to assure collection payment plans are being met and follow up to ensure proper escalation to legal or outside collection agency when necessary Properly document all collection actions taken or agree to and/or committed to by the customer. Manage, control and advice on portfolio which is handled, including portfolio already handled by collection agency Manage, maintain relationship with external collection agency with credibility Be responsible for specific and general provisions process as per DCM and WI Identify potential write off & obtain MOA and business approval when required. Liase with legal departments and debt collection agencies on the status of recovery case. Regularly reassess customers to determine provisions for recovery. Keep up-to date on issues by holding regular discussions with Credit Underwriting Analysts, Credit/Risk Managers and sales teams. Provide regularly and on ad-hoc basis MI information about the inactive portfolio. Monitor recovery rates whilst upkeep focus on cost efficiency Provide feedbacks about opportunities for continuous improvement. Manage Credit Activities General Provide interpretation of policy and guide less senior colleagues on the principles of sound credit management. Ensure compliance to MOA and DCM/OCM and take responsibility for Audit coordination and business control reviews. Act as Team Lead support and go-to person for most complex operational matters Implement cross-border credit strategies and contribute/manage high profile projects which involve delivering presentations to very senior internal/external stakeholders. Demonstrate CI mindset and adhere to core values while performing the activities assigned Required Skills and Experience: Degree/qualifications in Accounting/Business preferred; a professional degree required Minimum 5 years’ experience in credit management with specific experience in credit and balance sheet analysis Sound understanding of Financial processes, especially debt management and provisioning Must have experience in a multi-national company – preferably in Shared Services environment excellent English communications skills Good knowledge of controls framework Positively engages with others to improve business processes and performance where necessary Strong interpersonal and communication skills, persuasive and firm in discussions (internal and external discussions) Results focused team-player, with excellent communication skills and strong drive Strong analytical skills and Strong problem-solving skills An Innovative place to work There’s never been a more exciting time to work at Shell. Everyone here is helping solve one of the biggest challenges facing the world today: bringing the benefits of energy to everyone on the planet, whilst managing the risks of climate change. Our business has been built on a foundation of innovative technology and skilled employees. By providing energy to sustain people’s lives for more than a hundred years, Shell has become one of the world’s leading companies. Join us and you’ll be adding your talent and imagination to a business with the ambition to shape the future. At Shell, everyone does their part. An Inclusive place to work Shell is working to become one of the most diverse, equitable, and inclusive organizations in the world. We are taking steps to create an environment where everyone – from our employees, to our customers, partners, and suppliers – feels valued, respected, and has a strong sense of belonging. To achieve this, we must ensure all people are treated fairly, irrespective of their race, color, religion, age, gender, sexual orientation, gender identity, marital status, disability, ethnic origin, nationality, or other status. To power progress together, we need to attract and develop the brightest minds and make sure every voice is heard. Here are just some of the ways we are nurturing an inclusive environment – one where you can express your ideas, extend your skills, and reach your potential. We’re closing the gender gap – whether that’s through action on equal pay or by enabling more women to reach senior roles in engineering and technology. We’re striving to be a pioneer of an inclusive and diverse workplace, promoting equality for employees regardless of sexual orientation or gender identity. We consider ourselves a flexible employer and want to support you finding the right balance. We encourage you to discuss this with us in your application. A rewarding place to work Combine our creative, collaborative environment and global operations with an impressive range of benefits and joining Shell becomes an inspired career choice. We’re huge advocates for career development. We’ll encourage you to try new roles and experience new settings. By pushing people to reach their potential, we frequently help them find skills they never knew they had, or make career moves they never thought possible.

Job Purpose: This role is responsible for leading the strategy, development, and execution of digital lending products across Two-Wheeler Loan, Used Two-Wheeler Loan, Used Car Loan and other retail credit offerings. This role blends product innovation, customer experience, risk management, and digital transformation to drive growth and profitability. Key Responsibilities: Strategic Leadership: Define and execute the digital lending roadmap aligned with business goals Drive innovation in loan products, customer journeys, and digital platforms Lead cross-functional teams across product, tech, marketing, and operations Product Development: Design and launch retail loan products (Two-Wheeler, Used TW, Used Car etc.) with digital-first features Implement DIY and phygital (physical + digital) customer journeys Leverage data analytics and alternate credit scoring models Customer Experience: Optimize onboarding, application, and servicing processes for seamless digital engagement Personalize offerings based on customer segments and behavioral data Risk & Compliance: Collaborate with credit and risk teams to define underwriting policies Ensure compliance with regulatory standards and data privacy laws Channel Management: Expand acquisition through digital, branch, DSA, and fintech partnerships Build embedded finance and co-lending ecosystems Performance & Growth: Own P&L for digital retail lending products Design and launch schemes (Two-Wheeler, Used TW, Used Car etc.) with digital-first features Driving the business through field team Monitor KPIs including disbursements, yield, cost of acquisition, and NPA ratios Job Requirements: Bachelors degree in Finance, Business or Technology; MBA preferred 15+ years of experience in retail lending, fintech or banking Proven track record in launching and scaling digital lending platforms Strong understanding of credit risk, data analytics, and customer behavior Leadership experience in managing cross-functional teams Tech-savvy with a strategic mindset and customer-centric approach Strategic and analytical thinking Strong communication and interpersonal skills Problem-solving and decision-making skills Strong networking and People Management skills

Plan Credit Underwriting vision & outlook.​ Analyzing financial statements, assessing business viability, and identifying risks related to loan applications. Implementing credit policies and procedures at the state level and ensuring compliance. Monitoring portfolio performance, identifying early warning signs, and taking corrective actions. ​ Conduct portfolio study of the outstanding advances portfolio, Lead credit tightening initiatives to keep delinquencies under control while maintaining a balanced view of business profitability across various products and geographies.​ P repare Risk & Credit Decks on monthly basis.​R e sponsible for ensuring sound understanding of credit policy across all relevant levels.​Pr o duct management: managing the product function, product design, portfolios & performance at State level.​Pro d uct knowledge at market level & market segmentation, is necessary.Prov en experience in credit underwriting of Construction Equipment Loan Skil l Set (Must) ∙Exc ellent Communication Skills : Strong communication and negotiation skills to work effectively with various stakeholders ∙Str ong financial analytical skills and the ability to assess creditworthiness ∙Lea dership Skills : Ability to build, coach, and mentor high-performance teams

Back Office Executive – *General Insurance* || Job Description Job Overview: We are seeking a detail-oriented and experienced Back Office Executive with a background in General Insurance . The ideal candidate will be responsible for handling policy documentation, data entry, claim processing support, and coordination with the sales and underwriting teams to ensure smooth back-end operations. Key Responsibilities: Process and maintain insurance policy records, endorsements, and renewals. Verify documents and input accurate data into internal systems. Assist in claim documentation and follow-up with concerned departments. Coordinate with agents, underwriters, and clients for missing or incorrect information. Prepare and manage MIS reports and support audits. Ensure compliance with company and regulatory guidelines. Requirements: Minimum 2-3 years of experience in Back Office Executive in General Insurance . Good knowledge of policy types, endorsements, and claim workflows. Proficient in MS Office (Excel, Word) and insurance software. Strong attention to detail and communication skills. Why Join Us? Career Advancement Opportunities and professional growth. Supportive work environment with learning opportunities. Location - Head Office – Rajendra Place, Delhi Company - Jai Insurance Brokers Pvt Ltd Experience - 1 to 4yrs Employment Type : Full-time If you are a passionate and motivated individual looking to start your career, we would love to hear from you! Need Assistance? Get in touch with HR at +91-8700046720 or hr@jaiinsurancebrokers.com Job Type: Full-time Pay: ₹25,000.00 - ₹30,000.00 per month Benefits: Internet reimbursement Paid sick time Paid time off Application Question(s): How much experience do you have overall? Do you have experience on General Insurance? What's your current and expected salary? What's your location? What's your notice period? Work Location: In person

Responsibilities: * Collaborate with sales team on new business opportunities * Review applications for risk assessment * Maintain compliance with regulatory standards * Evaluate creditworthiness of borrowers

📌 Job Title: Risk & Credit Manager 🏢 About the Role: We are seeking a dynamic and highly skilled Risk & Credit Manager to lead our credit risk strategy, adjudication processes, and decision models. This role demands a professional who combines deep domain expertise in credit policy and underwriting with hands-on experience in advanced risk analytics , machine learning algorithms , and global best practices in consumer lending. You will play a critical role in strengthening our risk management framework, driving data-driven decision-making, and implementing scalable credit strategies that balance growth with robust portfolio quality. 🎯 Key Responsibilities: ✅ 1️⃣ Credit Risk Adjudication: Oversee and continuously improve credit adjudication policies for both new and repeat customers. Define credit risk acceptance criteria, segment strategies, and scorecards for multiple products. Review high-value or exception cases and guide underwriters on complex decisions. ✅ 2️⃣ Advanced Risk Modeling: Design, implement, and monitor machine learning-based credit risk models , including scorecards, fraud models, and early warning systems. Evaluate and benchmark internal models with leading industry models used in India and globally (e.g., bureau-based, alternate data models, social scoring, behavioral risk models). Collaborate with Data Science teams to test and validate predictive algorithms, ensuring regulatory compliance and interpretability. ✅ 3️⃣ Portfolio Monitoring & Process Improvement: Build and enhance portfolio monitoring dashboards to track risk KPIs — delinquency, vintage curves, segment performance, and early default triggers. Identify process bottlenecks and design control mechanisms to minimize fraud and operational risk. Drive continuous process improvements to reduce TAT and error rates in credit operations. ✅ 4️⃣ Data-Driven Decisioning: Use actionable insights from credit performance data to refine policy, product features, and sourcing strategies. Partner with Product & Tech teams to embed automated decision engines and real-time rule engines. Explore new data partnerships (e.g., alternate bureau, account aggregator, digital footprint data) to enhance risk prediction. ✅ 5️⃣ Cross-Functional Collaboration & Compliance: Work closely with Operations, Collections, Product, Tech, and Regulatory teams to ensure end-to-end risk controls. Ensure adherence to internal risk policies and external regulatory guidelines (RBI, NBFC norms, AML, KYC). Prepare and present risk MIS and portfolio insights for leadership, board, and investors. 🧩 Key Requirements: ✔️ 5–10 years of strong experience in Credit Risk, Underwriting, or Credit Policy roles within NBFCs, Banks, or Fintechs . ✔️ Hands-on experience designing and implementing credit adjudication frameworks and risk scoring models. ✔️ Good understanding of machine learning algorithms , model validation, and usage of advanced data analytics. ✔️ Exposure to global best practices in credit risk — experience with scorecards, bureau data, alternate data, and open banking is a plus. ✔️ Proven track record of process improvement initiatives , automation, or digitization of credit processes. ✔️ Strong analytical mindset with expertise in SQL, Python/R, or other data tools preferred. ✔️ Excellent stakeholder management and communication skills — comfortable presenting to senior management. ✔️ Graduate/Postgraduate in Finance, Statistics, Economics, or relevant quantitative field. 🚀 Why Join Us? Opportunity to work with an innovative team shaping cutting-edge credit products. Hands-on ownership to build next-generation risk management frameworks . Freedom to experiment with new data sources, tools, and algorithms. Collaborative, merit-driven work culture with clear growth opportunities.

--- 📢 We’re Hiring: Regional Credit Manager – Pune / Nasik 📌 Role: Supervisory position handling unsecured & secured product underwriting and early delinquency collections. 👥 Team: Lead a group of Cluster Credit Managers. 📍 Location: Pune/ Nasik --- ✅ Eligibility: Minimum Graduate Minimum 8+ years of pure secured & unsecured credit underwriting experience (preferably in Maharashtra) Strong knowledge of local geography and language Willing to travel for Branch visits regularly --- 🎯 Great opportunity for professionals looking to relocate back to their hometown and grow in a leadership role. --- 📩 How to Apply: Send your profile to kumaraswamy.m@idfcfirstbharat.com or DM me with the following details: 1. Preferred Region (Pune /Nasik) 2. Total secured credit underwriting experience 3. Current organization and designation 4. Current location and team size 5. Current CTC --- ⚠️ Please apply only if you meet the minimum criteria. Best regards, Kumaraswamy M Zonal Credit Head – Mortgages KA & MH

Company Description Fintech Cloud Pvt. Ltd. is a cutting-edge financial operations and technology company that partners with Non-Banking Financial Companies (NBFCs) to drive digital transformation and enhance profitability. We specialize in automated, tech-enabled lending platforms such as STPL (Short-Term Personal Loans) and STBL (Short-Term Business Loans), enabling our partners to launch new products quickly and efficiently. Based on a partnership-centric approach, we offer AI-driven underwriting, automated collections, seamless borrower onboarding, and full regulatory compliance. Our robust platforms are designed to empower NBFCs with minimal operational overhead, maximizing return on capital. Role Description This is a full-time, on-site role based in Mumbai for a Collections Executive. The Collections Executive will be responsible for overseeing credit control and debt collection processes. Key tasks include tracking outstanding payments, contacting clients for payment follow-ups, negotiating payment plans, and ensuring timely settlements. The role will also involve using analytical skills to evaluate debtor accounts, managing finance-related records, and collaborating closely with internal finance teams to optimize collection strategies. Qualifications Credit Control and Debt Collection skills Excellent Communication and Negotiation skills Strong Analytical Skills to assess debtor accounts Basic understanding of Finance principles Proficiency in using finance and collection software Ability to work independently and manage time effectively Bachelor's degree in Finance, Business Administration, or a related field is preferred Prior experience in a similar role within the financial sector is advantageous

We are Planswell Insurance Brokers Pvt Ltd. (Promoted by a group of Chartered Accountants and Lawyers) with a commitment to placing our clients’ interests at the forefront. We offer expert consultancy, competitive quotations, risk inspections, and dedicated support for the settlement of genuine claims. Backed by a young and dynamic team with deep industry knowledge, we aim to create a strong impact in the insurance sector through exceptional client service and robust partnerships with leading insurers. We are seeking a detail-oriented, experienced and self-driven Insurance Advisor (Sales Specialist) cum Underwriter who can independently generate leads and close sales without relying on company-provided data or telecalling support. Role Description This is a full-time on-site role located in New Delhi for an Insurance Advisor (Sales Specialist) cum Underwriter. The individual will be responsible for generating leads, assessing clients' insurance needs, developing tailored insurance solutions, and advising clients on the best policies. The role involves acquiring and managing relationships with corporate as well as Individual clients by evaluating risks, underwriting policies, and providing excellent customer service to ensure client satisfaction. Key Responsibilities: Generate own leads through personal network, field activity, referrals, social media, or digital outreach. Pitch appropriate life/general and all types of insurance products to prospective clients. Schedule meetings with potential customers to assess their insurance needs. Provide detailed policy information, comparisons, and after-sales support. Maintain daily/weekly sales reports and pipeline updates. Meet or exceed monthly premium targets and activity benchmarks. Qualifications Minimum 3-5 years of experience in insurance sales. Proven ability to work independently without lead/data support. Strong personal or professional network for lead sourcing. Insurance and Underwriting skills Excellent communication, negotiation, and relationship-building skills. Strong Customer Service skills Ability to work independently and as part of a team Compensation: As per industry standards based on experience and qualifications. How to apply: Apply here through LinkedIn or Send your CV to aayush@planswellib.in

Company Description WNS (Holdings) Limited (NYSE: WNS), is a leading Business Process Management (BPM) company. We combine our deep industry knowledge with technology and analytics expertise to co-create innovative, digital-led transformational solutions with clients across 10 industries. We enable businesses in Travel, Insurance, Banking and Financial Services, Manufacturing, Retail and Consumer Packaged Goods, Shipping and Logistics, Healthcare, and Utilities to re-imagine their digital future and transform their outcomes with operational excellence.We deliver an entire spectrum of BPM services in finance and accounting, procurement, customer interaction services and human resources leveraging collaborative models that are tailored to address the unique business challenges of each client. We co-create and execute the future vision of 400+ clients with the help of our 44,000+ employees. Job Description Role and ResponsibilitiesGather, analyze, and interpret insurance data using SQL queries to support decision-makingDevelop Power BI dashboards and reports to visualize key trends and performance metricsIdentify patterns in claims, policy data, and customer behavior to provide actionable insightsWork closely with underwriting, actuarial, and finance teams to optimize data-driven strategiesEnsure data accuracy, integrity, and compliance with industry regulationsContinuously improve reporting processes and automate data workflows for efficiencyRequired Skills & QualificationsBachelor's degree in Finance, Statistics, Data Analytics, or a related field.1+ years of experience in insurance analytics or a similar roleProficiency in SQL for data extraction, transformation, and manipulationExperience in Power BI for data visualization and reportingStrong understanding of insurance concepts, claims, underwriting, and risk analysisAbility to analyze large datasets and translate findings into business recommendationsExcellent problem-solving skills and attention to detailStrong communication skills to collaborate with cross-functional teamsExperience with insurance databases and industry-standard reporting tools.Familiarity with regulatory requirements in the insurance domain Qualifications BE/B. tech/MBA Finance/Insurance/Operations Research or master’s in mathematics/Statistics/Operations Research/Economics from top-tier universities.1 + years’ of experience in risk/ business/ data analytics for P&C insurance, reinsurance, or insurance linked securities

Company: Reputed General Insurance. Role: Travel Underwriting. Location: Mumbai. Responsibilities: Review, analyze, and execute sustainable and profitable travel insurance business. Support product development, strategic planning, and implementation of underwriting guidelines. Work closely with sales and product teams to understand market needs and design innovative, profitable solutions. Review new business RFPs and collaborate with cross-functional teams (Sales, Product, Legal) to define product structures and pricing. Please share your updated copy of resume on pranaya@rightmatch.co.in

Greetings from THE JOB FACTORY !! A Mortgage Underwriter plays a pivotal role in the loan approval process by assessing and evaluating the financial profiles of potential borrowers. They meticulously analyze credit reports, income statements, employment history, and other pertinent financial data to determine the risk involved in granting a mortgage. By adhering to strict lending guidelines and regulatory requirements, Mortgage Underwriters ensure that loans are both financially viable and compliant. Their expertise not only helps in mitigating risk for lenders but also provides borrowers with a fair assessment of their eligibility for home financing. For More Details Call : HR Swathi @ 9538878907 (call or whats app) Email id : Swathi@thejobfactory.co.in Key Responsibilities - Evaluate and verify loan applications to ensure compliance with regulations - Analyze credit reports, income documentation, and property appraisals - Approve or deny loan applications based on comprehensive risk assessments - Maintain detailed records of evaluations and decisions - Ensure compliance with regulatory guidelines and internal policies Requirements - Bachelor's degree in any stream - Min 1 years of experience in mortgage underwriting or related field - Strong analytical and problem-solving skills - Excellent communication and decision-making skills - Proficiency in financial analysis, risk evaluation, and documentation For More Details Call : HR Swathi @ 9538878907 (call or whats app) Email id : Swathi@thejobfactory.co.in

Northeast Chit Funds is growing rapidly and is thrilled to announce an exciting opportunity for a Junior Risk Manager to join our dynamic team. As we scale our operations, this role will be instrumental in enhancing our credit and risk evaluation processes, ensuring informed and responsible decision-making aligned with our strategic goals. In this key position, you will support the credit underwriting process by conducting detailed financial analyses, carrying out thorough due diligence, and assessing customer risk profiles. Your analytical insights will play a critical role in strengthening our risk framework and driving sound, data-informed decisions. Responsibilities · Conduct credit appraisals of individuals and businesses. · Analyse financial documents such as ITRs, bank statements, and balance sheets. · Evaluate repayment capacity and prepare risk recommendation reports. · Assist in background verification and field risk assessments. · Support collateral analysis, documentation checks, and legal verifications. · Maintain accurate records of credit proposals, risk observations, and follow-ups. · Coordinate with internal departments (sales, admin, legal) for approvals and clarifications. · Contribute to monthly MIS and risk monitoring dashboards. Qualifications · 1–3 years of experience in risk/credit analysis, preferably in NBFC, Fintech, or Financial Services. · Strong analytical and financial interpretation skills. · Proficiency in MS Excel, Word, and financial documentation analysis. · Good communication and coordination skills. · Knowledge of collateral documents, lien, and legal verifications is an advantage. Salary & Perks Salary: 5-6 LPA Benefits : ESI, Travel Allowance, Incentives, and a clearly defined Career Growth Path

This Opportunity is with a leading General Insurance company for their office in Hyderabad location Role: Liability Underwriter Experience: 4 - 10 Years

This role is for one of the Weekday's clients Min Experience: 1 years Location: Surat JobType: full-time We are looking for a dynamic and results-driven Branch Sales Manager (BSM) with 1 to 3 years of experience in the Home Loan segment. The ideal candidate will be responsible for leading and managing all branch-level sales activities, driving home loan disbursements, building strong relationships with customers, and expanding our market presence within the assigned territory. This role is ideal for professionals with a deep understanding of home loan products, local markets, and customer behavior, who can drive performance through proactive sales strategies, team coordination, and exceptional customer service. Requirements Key Responsibilities: Sales & Business Development: Generate new business through direct sourcing, open market activity, DSA/Channel partners, and builder relationships. Achieve and exceed monthly disbursement targets for home loans. Identify cross-sell opportunities to enhance customer value. Team Leadership & Coordination: Guide, mentor, and manage a small team of Sales Officers or Relationship Executives. Monitor individual and team performance and provide regular feedback. Drive productivity through regular training, goal setting, and motivation. Customer Relationship Management: Handle customer queries and resolve them promptly and professionally. Maintain excellent relationships with customers to drive repeat business and referrals. Ensure seamless end-to-end customer journey - from application to disbursal. Market Intelligence: Understand market trends, pricing, and competition to adjust sales strategies accordingly. Gather feedback from customers and partners to improve product offerings and processes. Compliance & Documentation: Ensure timely and accurate submission of loan applications and documentation. Work closely with credit and operations teams to ensure proper underwriting and disbursal. Maintain adherence to company policies, procedures, and regulatory guidelines. Key Skills & Qualifications: Graduate/Postgraduate in any discipline (preferably in Business/Finance). 1-3 years of experience in home loan sales, preferably in NBFCs, Housing Finance Companies, or Banks. Sound knowledge of home loan products, eligibility criteria, documentation, and process flow. Proven track record of achieving sales targets in a competitive environment. Strong interpersonal, communication, and negotiation skills. Self-driven with the ability to work independently and manage a team. Familiarity with local market dynamics and existing networks in the assigned territory

About Guardian Life: Guardian makes a difference in the lives of people when they need us most. With over 160 years of stability and fiscal integrity, we are a trusted resource to generations of families and business owners, inspiring well-being and helping build financial confidence. Today, we stand behind millions of consumers, helping them prepare and plan for a bright future for themselves and their families. We help business owners care for their employees. And we help people recover and thrive in times of unexpected loss. As a modern mutual insurance company, we believe in driving value beyond dividends. We invest in our colleagues, are building an inclusive and innovative culture, and are helping to uplift communities through thoughtful corporate impact programs. Guardian, which is based in New York City, is a leading provider of life, disability, dental, and other benefits, and has received accolades for its culture and service. Our colleagues and financial professionals serve with care and experience, and our commitments rest on a strong financial foundation, which included a 2024 dividend allocation of $1.398 billion – the largest in the company's history. For more information, visit guardianlife.com or follow us on Facebook, LinkedIn, and YouTube Job Title: Full-Stack Tech Lead (React Expertise) Experience Level: 13+ years of full-stack development experience, with 5+ years in a technical leadership role. Location: Chennai, TN Job Summary: We are seeking a Full-Stack Tech Lead with deep expertise in React and a solid understanding of the insurance industry to join our technology team. In this role, you will lead the development of scalable, secure, and customer-centric applications that power our insurance products and services. You will collaborate closely with product, design, and engineering teams to deliver digital solutions that streamline insurance operations, enhance customer experience, and drive business growth. This position offers a unique opportunity to work at the intersection of insurance and technology, leveraging modern development practices to build products that address real-world industry challenges like policy management, claims processing, underwriting, and customer engagement. Key Responsibilities: 1. Technical Leadership & Strategy Lead and mentor a team of full-stack engineers, promoting a culture of continuous learning and technical excellence. Collaborate with product and business stakeholders to define technical strategies aligned with the company’s insurance product roadmap. Drive the adoption of modern tools, frameworks, and development practices to enhance team productivity and code quality. 2. Frontend Development (React) Architect, design, and build responsive, user-friendly applications using React.js, Redux, React Query, and TypeScript. Develop modular and reusable UI components for policy management, claims tracking, customer portals, and other insurance-related applications. Optimize frontend performance to ensure seamless experiences for agents, customers, and underwriters. 3. Backend Development & Integration Design and implement secure, scalable, and high-performance backend services using Node.js, Java, or .NET. Develop and maintain APIs (REST/GraphQL) for core insurance functionalities such as policy issuance, claims adjudication, and premium calculations. Integrate with third-party systems like CRM platforms, underwriting engines, and payment gateways. 4. System Architecture & Quality Design and document microservices architecture to support evolving business needs. Ensure applications are compliant with industry standards like PCI-DSS, GDPR, HIPAA (for health insurance), and relevant insurance regulations. Implement and oversee automated testing strategies (unit, integration, and end-to-end) to maintain high-quality code. 5. Collaboration & Cross-Functional Engagement Work closely with product owners, actuaries, underwriters, and claims teams to deliver software that meets the evolving needs of insurance operations. Participate in PI Planning and product roadmap discussions, providing technical insights for new insurance product initiatives. Collaborate with DevOps teams to ensure smooth CI/CD pipelines and infrastructure scalability. Key Projects You will Work On: Customer Self-Service Portals: Enable customers to view policies, submit claims, and track claim status. Agent & Broker Platforms: Develop tools for insurance agents to quote, bind, and manage policies efficiently. Underwriting Systems: Integrate with automated underwriting platforms to streamline policy issuance. Claims Management Applications: Build applications to automate claims intake, adjudication, and communication. Required Qualifications: 12+ years of full-stack development experience, with a strong focus on modern frontend frameworks like React.js. Proven track record of leading technical teams and delivering complex projects in the insurance or financial services sector. Strong proficiency in JavaScript/TypeScript, React core concepts (Hooks, Context API), and state management tools like Redux or Zustand. Solid experience with Node.js, Java, or .NET for backend development. In-depth understanding of API development (REST/GraphQL) and microservices architecture. Experience with databases like PostgreSQL, MySQL, or MongoDB. Proficiency in cloud platforms (AWS, Azure, or GCP), including services like Lambda, ECS, and S3. Knowledge of insurance industry-specific integrations such as policy administration systems, claims management platforms, and actuarial tools. Strong grasp of DevOps practices, including CI/CD pipelines, Docker, and Kubernetes.

The Role We’re looking for a hands-on Engineering Lead who combines technical depth with product intuition. You’ll guide a team of junior engineers (currently India-based), set the standard for modern software practices, and deliver robust tools that enable brokers to submit deals, SMEs to provide data, underwriters to assess risk, and internal teams to manage loans across their lifecycle. You’ll also drive adoption of automation and AI where it meaningfully enhances speed, accuracy, or user experience. You Will ● Set technical direction and long-term vision for the platform, aligning engineering efforts with business objectives ● Lead design and development of front-end and back-end features across the full SME lending platform, including onboarding, underwriting, funding, and loan servicing modules ● Work closely with product leadership to shape features, scope timelines, and deliver iteratively ● Mentor junior developers, review code, and enforce high standards across the team ● Drive mobile-friendly UI development using React (or similar frameworks) ● Own integration of external APIs for Open Banking, KYC/KYB, credit scoring, and more ● Establish CI/CD pipelines, testing frameworks, and modern release practices ● Implement robust monitoring, alerting, and incident response processes to maintain system reliability ● Push innovation—whether it’s using AI tools to accelerate dev cycles or improving data pipelines for underwriters ● Act as technical point of contact for both Albatross and Recognise Bank, collaborating across teams You Should Have ● 7–12 years of experience in full-stack or front-end development roles ● 3+ years leading engineering teams or mentoring junior developers ● Proven ability to uplift inexperienced teams and introduce structured engineering practices from scratch ● Deep familiarity with React and JavaScript/TypeScript (Node.js, Python, or Java on the back-end a plus, but not required) ● A track record of shipping responsive, mobile-first web applications ● Experience designing and working with relational databases (e.g. PostgreSQL, MySQL) and understanding of data modeling for lending workflows. ● Experience integrating third-party APIs (Open Banking, KYC/KYB, Credit Bureaus) ● Solid grasp of Git, CI/CD, DevOps, and testing frameworks ● Familiarity with banking or fintech—especially onboarding flows, CRMs, or SME lending ● Experience building platforms with multiple user types (e.g. brokers, SMEs, underwriters) ● Understanding of secure development practices and sensitivity to data privacy in financial applications ● A strong sense of product—able to work without rigid specs and propose better solutions ● Bachelor’s degree in Computer Science, Engineering, or a related field, or equivalent practical experience ● Bonus: Experience leveraging AI/automation tools (e.g. Claude, internal LLMs) to improve development velocity or reduce manual effort. What Success Looks Like ● Junior team becomes high-performing under your leadership ● Front-end and back-end codebases are clean, scalable, and documented ● New features are released regularly without regressions or quality issues ● Product team and stakeholders view you as a proactive problem-solver ● Mobile UI feels seamless; users don’t complain about broken layouts or clunky flows ● You raise the bar for the team across quality, velocity, and technical thoughtfulness Initial Screening Criteria Essential Experience 1. Years of experience: 7-12 years in software engineering, 3+ years leading a team 2. Frontend skills: Strong React experience with portfolio examples or shipped products 3. Mobile responsiveness: Proven delivery of mobile-friendly apps (ask for visual examples or links) 4. API integrations: Hands-on experience integrating 3rd-party APIs (Open Banking, KYC, etc.) 5. Product types: Has built CRMs, onboarding platforms, dashboards, or lending portals 6. Fintech exposure: Worked at a fintech, neobank, or lending platform (ideally UK-focused) 7. Code leadership: Led code reviews, set architecture, mentored junior devs, owned quality 8. DevOps awareness: Comfortable with CI/CD pipelines, GitHub Actions, version control best practices Nice-to-Have Enhancers 1. SME lending familiarity: Understands workflows like DIP, underwriting, and BDM sales pipelines 2. AI/automation curiosity: Has used GitHub Copilot, custom LLM tools, or similar productivity boosters 3. Multi-role platforms: Designed for multiple users (e.g. broker, SME, underwriter, compliance) 4. Experience with junior teams: Proven ability to coach or uplift less-experienced developers 5. Fintech compliance awareness: Knows basic standards around data privacy, audit trails, or FSCS/AML concerns

Designation: Life Insurance Financial Underwriter Location : Mumbai-Powai Joining : Immediate to 30 days Experience : 3+ yrs POSITION : Underwriting DEPARTMENT : Operations PRODUCT : Life Insurance EDUCATION : Min Graduation (Post Graduate is an added advantage) New Business Underwriting. JOB DESCRIPTION: Scrutiny of application for completeness of forms Coordination and collaboration with sales for login and issuance. Pre-login verification of cases Follow-up and coordination with insurers. Maintenance of Login and Issuance MIS. Assessment of risk as per the company's philosophy and supporting guidelines. Ensure consistent implementation of UW guidelines through regular QC and monitoring Ensure adherence to Underwriting TAT Ensure prudent risk underwriting for individual policies through high process and quality adherence

Position-Project Manager SAS Designation- Senior Manager Hybrid Model ( 2 days office) Locations- Gurgaon, Pune and Bangalore Job Title: Manager / Senior Manager – IT Project Manager / Scrum Master (SAS & Insurance Domain) Job Summary : We are seeking a highly driven IT Project Manager / Scrum Master to lead and deliver enterprise-level SAS and data transformation programs. The ideal candidate brings deep expertise in Agile delivery, Jira setup, and managing complex migrations—especially within the Insurance domain, with strong preference for Property & Casualty (P&C) experience. This role is responsible for orchestrating large-scale initiatives from inception to delivery, ensuring quality, agility, and stakeholder alignment throughout. Key Responsibilities: Lead delivery of end-to-end SAS and data platform projects, including large-scale platform migrations (on-prem to cloud, SAS 9.4 to Viya, etc.). Act as Scrum Master for one or more Agile teams, running daily stand-ups, retrospectives, sprint planning, and reviews. Set up and customize Jira and Confluence for Agile project tracking; design custom workflows, dashboards, reporting templates. Engage with Product Owners and business stakeholders to define and prioritize backlogs; drive timely and high-quality sprint deliverables. Track project KPIs and milestones; manage risks, dependencies, and communication plans. Coordinate with cross-functional teams including developers, QA, DevOps, and architects. Facilitate Agile coaching and continuous improvement for team maturity. Drive status reporting and executive-level updates across business and IT stakeholders. Manage vendors, timelines, and budget planning as needed. Demonstrate decision-making, analytical and problem-solving abilities Strong verbal and written communication skills to manage client discussions Familiar with working on Agile methodologies - daily scrum, sprint planning, backlog refinement Required Qualifications: 10+ years of IT project/program management experience with 4+ years as a Scrum Master in Agile environments. Hands-on expertise in SAS ecosystem delivery (e.g., Base SAS, Viya, SAS Grid, SAS on Cloud). Deep experience in Jira administration, configuration, workflow automation, and reporting. Proven success in managing data platform migrations and analytics transformation programs. Strong command of Agile, Scrum, or SAFe delivery practices. Exceptional interpersonal and stakeholder management skills. Bachelor's or Master’s degree in Computer Science, Information Technology, or related fields. Certified Scrum Master (CSM, PSM) and/or PMP/PMI-ACP preferred. Preferred / Value-Add Experience: • Insurance industry experience is highly preferred, especially within Property & Casualty (P&C) lines of business. • Familiarity with insurance data domains (policy, claims, underwriting, actuarial models). • Understanding of regulatory requirements and compliance frameworks in the Insurance sector. • Exposure to cloud platforms (AWS, Azure) and DevOps tools like Jenkins, GitHub, Bitbucket. What we offer: EXL Analytics offers an exciting, fast paced and innovative environment, which brings together a group of sharp and entrepreneurial professionals who are eager to influence business decisions. From your very first day, you get an opportunity to work closely with highly experienced, world class analytics consultants. You can expect to learn many aspects of businesses that our clients engage in. You will also learn effective teamwork and time-management skills - key aspects for personal and professional growth Analytics requires different skill sets at different levels within the organization. At EXL Analytics, we invest heavily in training you in all aspects of analytics as well as in leading analytical tools and techniques. We provide guidance/ coaching to every employee through our mentoring program wherein every junior level employee is assigned a senior level professional as advisors. Sky is the limit for our team members. The unique experiences gathered at EXL Analytics sets the stage for further growth and development in our company and beyond.