Transaction Monitoring Lead

ransaction Monitoring Lead

Responsibilities:

• Real Time Monitoring & Screening: Manage alert queues, triage, enrich, coordinate with client services teams & decisioning support at L1 level and maintain strong control & governance over defer/decline/release cases
• Investigations & Escalations: Conduct deep‑dives on complex cases; prepare internal SAR packages and escalate to L2/DyMLRO; support inquiries from counterparties and law enforcement through L2
• TM Rules/Model Governance: Propose changes to rules/thresholds; run simulation/back‑testing; document change rationale; obtain L2 approval; lead post‑implementation review and report impact to CRO
• QA/QC & Coaching: Run a sampling program with error taxonomy; drive corrective coaching and refresher training; maintain playbooks and runbooks for top typologies
• Audit, Policy & Regulator Support: Evidence control design & effectiveness; map to JMLSG/EU AMLDs/FATF expectations; contribute to responses for audits or regulatory enquiries through L2
• Vendor & Tooling: Partner with Product/Tech on ComplyAdvantage & case‑management configurations, "waterfall" rules, and data pipelines; raise requirements and track issue remediation
• Analytics: Define, publish, and improve KPIs (TPR/FPR, alert SLA, % escalated, QA pass rate, client re‑contact cycles, post‑change uplift); build lightweight SQL/BI views and collaborate with Data/Tech on dashboards
  

Requirements

• A minimum of five years experience with AML and CTF rule-based programmes, ideally from operations within a nexus to the United Kingdom or European based fintechs and payment companies
• The ability to operate with multiple stakeholders from across the Interpolitan Group, from working with overseas Compliance Teams to execute monitoring practices designed for region requirements, liaising with Client Services Teams to better understand client behaviours and
• Comfortable with making and being able to justify judgement calls in ambiguous situations
• To maintain accuracy, consistency, and discipline under pressure, ensuring that actions taken are evidenced and clearly recorded
• To horizon scan for future opportunities, risks and behavioural patterns that would impact the processes and methods used by the Group to prevent and detect emerging threats
• Willingness to operate and maintain shift patterns throughout the week to allow for 24/5 global processing for the Interpolitan Group
  

Benefits

• ESOP Participation for high performers
• Paid Annual Leaves + Public Holidays as per local in-country norms
• Mandatory Birthday Holidays
• Flexible & Hybrid Working Structure
• Group Medical, Term Life and Accidental Coverage as per local in-country norms
• Quarterly Team Celebrations
• Volunteering Days