Senior Risk Analyst (NBFC Portfolio)

Job Description

Work Type: Full-time | On-site| Working Hours: Standard business hours Location - Mumbai, India Compensation (Yearly): ₹800,000 – ₹1,300,000 Note: If shortlisted, we’ll contact you via WhatsApp and email. Please monitor both and respond promptly. About The Client We are hiring for a financial services provider operating in the NBFC space, focused on business and secured lending solutions. The organization is scaling operations and seeks strong risk governance and credit control mechanisms. About The Role We are looking for an experienced Risk Manager with a strong background in NBFC-secured lending, especially Loan Against Property (LAP) and business loans. The role involves evaluating borrower creditworthiness, approving secured loans, and drafting SOPs and risk policies. You'll collaborate with underwriting and collections teams, ensuring compliance with RBI guidelines and risk tolerance thresholds. Key Responsibilities Independently evaluate and sanction secured loans (LAP, MSME, WC Loans) Assess borrower creditworthiness and enforce risk mitigation policies Analyze banking and financial statements for credit decisions Collaborate with collections to control NPAs and improve recoveries Draft and implement SOPs and credit policies aligned with compliance standards Monitor regulatory changes and ensure policy updates accordingly Generate regular risk dashboards and insights for management Align credit strategy with business goals through collaboration with underwriting teams Must-Have Qualifications 3–6 years’ experience in risk management in an NBFC or bank Bachelor’s/Master’s in Finance, Economics, or Business (MBA/CFA/FRM preferred) Strong knowledge of RBI regulations and lending compliance Hands-on experience with LOS, LMS, and credit risk models Excellent written/verbal communication and decision-making ability under pressure Show more Show less