Senior Analyst-Data Science

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

About Credit & Fraud Risk Finance

Credit & Fraud Risk (CFR) Finance team delivers fact-based, decision-driven and high-impact Net Loss Provision forecasts and collections credit-risk related insights and deep analytics. The key objective is to drive prudent financial decisions and support credit-risk strategies while ensuring adherence to governance and controls. This position will be part of a highly talented team with strong intellectual curiosity.

About the role:

Description:

The team supports all regional Finance teams, Risk Management, and Marketing teams on all aspects of Loss Provision. Our key responsibilities include: Planning, Forecasting, & Reporting - Build financial forecasts for Net Loss Provision to aid in investment decisions. Communicate monthly results and highlight key drivers of change to better enable long-term planning. This position will be lead a highly talented team driving Reserves, Recoveries and Credit Risk Analytics. Our team is excited about solving business problems through data and insights.

How will you make an impact in this role?

Support Provision Forecasting through Analytics of our International Card and Non-Card portfolios, through close partnership with Chief Credit Officers in the regions and central Credit COE based out of India.

Provide decision-support with a strong emphasis on developing analytics that identify trends and opportunities in the portfolio which can be used to optimize Business and Risk decisions.

Develop and present key analyses and monthly recoveries results to senior management.

Provide thought leadership in development/enhancement of Forecasting models as well as strategic business analytics on Reserves & Recoveries.

Work cross-functionally on projects across the Risk Finance organization to help AXP meet its long-term growth targets.

Qualifications:

Hands-on experience working on financial analytics using large amounts of data.

Advanced excel modeling skills and high level of proficiency in PowerPoint are required.

Proficiency in SQL, Hive/Yellow Brick required; Python preferred

TM1, Tableau, Power BI or other visualization tools experience is strongly preferred.

BS/MS in Finance, Mathematics, Statistics or Computer Science

Previous card/risk management experience and/or 3+ years of work experience preferred.

Skills:

Solid financial and analytical skills; ability to work with large sets of data and draw meaningful conclusions, empowering our business partners to make smart, information-based decisions.

Superior attention to details, along with exemplary organizational and problem-solving skills

Must be results-driven and proactive with the ability to manage multiple projects and work within tight timelines.

A strong work-ethic and robust interpersonal skills, showcasing the ability to maintain and build relationships and effectively collaborate with team members to achieve goals.

Ability to drive results in collaboration with multiple stakeholders.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.