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IDFC FIRST Bank
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Sales Manager-Gold Loan

Sales Manager-Gold Loan

IDFC FIRST Bank

2 - 5 years

2 - 5 Lacs

Rajasthan

Posted:2 months ago| Platform:

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Skills Required

retail banking execution lending customer service channel microsoft public relations sales retail loan origination excel gold marketing sales management marketing activities direct selling gold loan ups selling acquisition asset word powerpoint follow ups

Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Requirements

Role/Job Title:

Function/ Department:

Job Purpose:

The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch.

Roles & Responsibilities:

Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers.
Existing liability customers are pitched for gold loans.
Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
Fee Income should be Minimum 1% of total disbursals.
Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases.
Co-ordination with valuers to be done time to time basis.
Ensure most of the customers are aligned to pay valuation charges as per product norms.
Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X.
PSL (Priority sector lending) Tagging and should be aware about PSL norms.
Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.
Conduct Marketing activities in the local market for generating NTB gold loan customers.
Willingness to work extensively in the field and travel across the region on short notice.
Carrying out ad-hoc activities as per the requirement of the department.
Proficient in MS - Word /Excel and power point
Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation.

Education Qualification:

Graduation: Any Graduate.

Post-graduation: MBA.

Experience:

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IDFC FIRST Bank

Banking and Financial Services

IDFC FIRST Bank

bhubaneswar, odisha, india

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Sales Manager-Gold Loan