Risk Examiner

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Company Description

Scry AI is at the forefront of AI-powered decision intelligence platforms designed for Banking, Financial Services, and Insurance (BFSI) enterprises. Our solutions help automate risk assessment, credit evaluation, compliance, and internal audit workflows by combining deep domain knowledge with advanced AI, document processing, and predictive analytics.

We are looking for an experienced Risk Examiner to join us as a Subject Matter Expert (SME). This role will help shape intelligent risk management modules across our AI platforms, with a focus on credit, operational, and compliance risk evaluation.

Role Overview

As a Risk Examiner (SME - Credit & Operational Risk) at Scry AI, you will bring deep expertise in risk identification, assessment frameworks, and regulatory standards to ensure that our AI tools reflect real-world banking and insurance risk processes. You’ll collaborate with product teams to embed risk logic into automated workflows and work closely with clients to align solutions with their governance needs.

Key Responsibilities

1. Risk Domain Expertise & Framework Development

• Provide subject matter expertise across risk categories such as credit, operational, compliance, and reputational risk.
• Translate regulatory frameworks (e.g., Basel III, SOX, IRDAI norms) into structured workflows for automation.
• Define field-level data checks, thresholds, red flags, and early warning indicators for risk evaluation.

2. Product Co-Creation & Logic Design

• Collaborate with product managers and data scientists to define rules for creditworthiness scoring, risk rating models, and exception monitoring.
• Design templates for risk assessment reports, internal controls, and audit-ready documentation.
• Validate outputs of AI-based risk engines for accuracy, traceability, and regulatory alignment.

3. Risk Review Automation & Audit Support

• Support automation of risk review processes for loan files, policy documents, financial statements, and KYC records.
• Help identify anomalies, policy breaches, or missing documents using AI and document intelligence.
• Assist with audit trail generation and compliance documentation for enterprise deployments.

4. Client Engagement & Industry Alignment

• Work with clients to understand their risk governance models and align AI capabilities accordingly.
• Participate in UAT, feature planning, and requirement gathering for client-specific risk modules.
• Monitor emerging risk practices, regulatory updates, and benchmarks to evolve product design.

Required Qualifications & Skills

• 3+ years of experience in risk examination, credit analysis, compliance, or internal audit, preferably in BFSI.
• Deep understanding of risk scoring models, credit risk matrices, operational risk assessments, and controls testing.
• Familiarity with risk and compliance systems (e.g., SAS, Moody’s RiskCalc, Actimize, RSA Archer).
• Knowledge of regulatory frameworks (Basel, RBI, IRDAI, SEBI, AML/KYC) and risk rating standards.
• Experience working with large volumes of financial and operational data.
• Strong analytical, documentation, and communication skills.

Our Ideal Candidate

• Understands both strategic and operational aspects of risk management.
• Can bridge the gap between compliance teams and technical product developers.
• Is motivated to modernize legacy risk processes using AI and automation.
• Brings a consultative mindset to client engagements.
• Has a strong attention to detail and passion for structured, auditable systems.