337 Retail Lending Jobs

About Retail Lending: The Retail Lending department focuses on the lending business of the bank by offering various loan products like home loans, car loans, and personal loans among others. They also offer working capital loans and business loans for small businesses and is also responsible for the rural lending business of the bank. About the Role: The Operations officer is responsible for post sanction processing of loans, after verification of pre sanction documents and loan agreements and dispatching varified files with proper system updation to central storage, reconciliation with central team and managing the repayment instrument dispatch. The job holder is also responsible for ensuring internal and regulatory compliance and resolving customer service requests/complaints within stipulated TAT. Key Responsibilities: Handle customer queries and provide appropriate solutions while maintaining high service standards Process loan documents submitted for account opening and ensure its subsequent disbursement Validate the submitted documents as per bank s process and policies Responsible for the dispatch of disbursed files, repayment instruments etc., to central storage post updating the same in system Reply/revert on time for concurrent audit queries and ensure that satisfactory audit ratings are obtained Qualifications: Optimal qualification for success on the job is: Graduation/ Post-Graduation from a recognized institute Role Proficiencies: For successful execution of the job, the candidate should possess the following: Knowledge of Finacle/ other banking softwares Good communication (both written and verbal) and presentation skill Ability to handle pressure and meet deadlines High sales orientation to meet the sales targets consistently Ability to manage complex client situations #ComeAsYouAre "We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply"

About Retail Lending Department The Retail Lending Department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others They also offer working capital loans and Business loans for Small Businesses and is also responsible for the rural lending business of the bank About the Role The CPC Customer Service role is responsible for servicing customer queries and requests post disbursal of loans via addressing queries, assisting in resolution of complaints and managing the service requests raised They are also responsible for handling of escalations They are responsible for addressing all customer service requests and closure in timely manner Ensure servicing customer queries and requests post disbursement of loans, esp to walk - in customers at RAC Service Desks Ensure Service Request Management Handle customer complaints and escalations and ensure adherence to TAT and QoC Ensure Cross Sell Service to Sales Qualifications Graduate / Post graduate in Management Role Proficiencies Ability to ensure delightful customer experience Ability to close service requests within TAT and as per QoC Handling of escalations in professional and timely manner

About Retail Lending Department The Retail Lending Department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others They also offer working capital loans and Business loans for Small Businesses and is also responsible for the rural lending business of the bank About the Role The CPC Customer Service role is responsible for servicing customer queries and requests post disbursal of loans via addressing queries, assisting in resolution of complaints and managing the service requests raised They are also responsible for handling of escalations They are responsible for addressing all customer service requests and closure in timely manner Ensure servicing customer queries and requests post disbursement of loans, esp to walk - in customers at RAC Service Desks Ensure Service Request Management Handle customer complaints and escalations and ensure adherence to TAT and QoC Ensure Cross Sell Service to Sales Qualifications Graduate / Post graduate in Management Role Proficiencies Ability to ensure delightful customer experience Ability to close service requests within TAT and as per QoC Handling of escalations in professional and timely manner

About Retail Lending Department The Retail Lending Department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others They also offer working capital loans and Business loans for Small Businesses and is also responsible for the rural lending business of the bank About the Role The CPC Customer Service role is responsible for servicing customer queries and requests post disbursal of loans via addressing queries, assisting in resolution of complaints and managing the service requests raised They are also responsible for handling of escalations They are responsible for addressing all customer service requests and closure in timely manner Ensure servicing customer queries and requests post disbursement of loans, esp to walk - in customers at RAC Service Desks Ensure Service Request Management Handle customer complaints and escalations and ensure adherence to TAT and QoC Ensure Cross Sell Service to Sales Qualifications Graduate / Post graduate in Management Role Proficiencies Ability to ensure delightful customer experience Ability to close service requests within TAT and as per QoC Handling of escalations in professional and timely manner

BAwithDomain Investment Banking/Capital Markets,Front-to-Back Financial Derivative Products prior exp. of working in the derivative products ex. Equity /FX/Interest Rate Commodities,Credit derivatives,Securities,Structured Notes wid Trade life cycle Required Candidate profile data aspects of trade capture systems & associated trade event processing,Knowledge of Trade confirmation workflows& understanding for use of XML/XSD. exp of corporate banking products Exp-2-12Yrs

Role : Business Analyst Lending Solutions (LOS & LMS) Experience: 5-10 Years Locations: Hyderabad/Mumbai/Pune Domain: Lending/Fintech - LOS/LMS Shifts: IST Timings We are seeking an experienced Business Analyst with a strong background in Loan Origination Systems (LOS) and Loan Management Systems (LMS) to join our product team. The role involves engaging with clients, gathering requirements, performing gap analysis, and ensuring successful implementation of our lending solutions across India and Asian markets. Responsibilities: Requirement analysis, preparing BRDs/FRDs, supporting solution design, coordinating UAT, and working closely with product and engineering teams to deliver high-quality implementations. Requirements: 5-10 years of experience in BFSI/fintech with proven implementation of LOS/LMS projects in financial institutions (Bank's, NBFC's, or FinTech's) Strong understanding of the lending lifecycle (origination, underwriting, disbursement, collections) Knowledge of regulatory frameworks in India and Asian countries Basic technical understanding of APIs, integrations, and data flows to effectively collaborate with technology teams Excellent communication and stakeholder management skills Nice to have: Exposure to digital lending solutions, cloud-based platforms, and multi-country implementations Experience & Qualifications: Experience : 5 to 10 years Education : MBA graduate from a reputed institute or CA About Pennant: Pennant Technologies is an agile, innovative financial technology company that powers the lending operations of global banks and financial institutions - HDFC, Bajaj Finserve, LIC HFL, Godrej HFL, RAK Bank, QNB to name a few. Its suite of future ready lending products and solutions offer banks composable features and scalable capabilities to deliver differentiated loan origination, servicing and collections experiences for their customers. Trusted by leading banks and financial institutions in Asia, Pennants award-winning lending platform has managed more than 10 Million loans and facilitates 50 Million loan transactions per year. Pennant is HQ in Hyderabad and have offices and/ business operations in India, ME, Saudi, Australia, Philippines and UK. We are aggressively expanding across the geographies and adding to our 370+ workforce, spread across multiple locations. Visit us at www.pennanttech.com If you are interested please share me your updated resume on rajkumar.k@pennanttech.com Thanks & Regards, Raj Kumar K 8074788708

RL - Mortgages Sales Manager - Prime Mortgages- Branch About the Business Group The Mortgages department is a part of the Retail Lending business of the bank and offers Home Loans and Loan against Property to all categories of customers Pan India About the Role This is a leadership role responsible for achieving business goals, optimizing profitability, overseeing compliance, and driving transformation within HL and LAP business It involves strategic planning and execution to maximize revenue, enhance portfolio growth, and ensure risk compliance Details of the Role Department Retail Lending Grade AM/DM/M Sub-Department Retail Lending- Prime Mortgages Reporting (Business) M/SM/AVP Location Pan India Reporting (Matrix) Business Goals and Profitability Meet assigned disbursement targets by sourcing home loan business through designated branches Ensure daily follow-up and engagement with branch staff to generate quality leads Create and convert the prospects for cross selling opportunities Sales and Channel Development Support branch teams with product knowledge, sales pitches, and application processing Conduct regular visits and huddles with branch staff to improve lead conversion Compliance and Risk Management Ensure accurate documentation and eligibility checks as per process guidelines Adhere to internal and regulatory compliance requirements Customer Experience Engage with customers referred by branches to ensure prompt service and resolution Facilitate smooth onboarding and address queries during the application process Digital Adoption and Innovation Ensure use of Siddhi, MLP, Omega, and SFDC tools for lead tracking and conversion Qualifications: Graduation/post-graduation from a recognized institute 2+ sales experience (secured products preferred) with at least 0-2 years in HL and LAP Role Proficiencies Strong sales orientation Proficiency in managing complex client relationships, diverse stakeholders Capability to handle pressure and meet deadlines Skill in managing large, geographically spread team; coaching and mentoring team members Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset Adept at communication and interpersonal skills About Axis Incorporated in 1994, Axis Bank is one of India s most trusted banks & the third largest in the private sector At Axis Bank, customer centricity has always been the foundation of our business Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool The Bank has a young & engaged workforce with an average age of 30 years We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way

RL - Mortgages Sales Manager - Prime Mortgages- DSA About the Business Group The Mortgages department is a part of the Retail Lending business of the bank and offers Home Loans and Loan against Property to all categories of customers Pan India About the Role This is a leadership role responsible for achieving business goals, optimizing profitability, overseeing compliance, and driving transformation within HL and LAP business It involves strategic planning and execution to maximize revenue, enhance portfolio growth, and ensure risk compliance Details of the Role Department Retail Lending Grade AM/DM/M Sub-Department Retail Lending- Prime Mortgages Reporting (Business) M/SM/AVP Location Pan India Reporting (Matrix) Business Goals and Profitability Achieve home loan disbursement targets through assigned DSA partners Drive daily productivity through regular engagement and support to DSAs Create and convert the prospects for cross selling opportunities Sales and Channel Development Conduct onboarding, training, and motivation sessions for DSA sales staff Monitor DSA leads and assist in file movement, eligibility checks, and query resolution Compliance and Risk Management Ensure adherence to sourcing quality, documentation norms, and process compliance Track DSA behavior to avoid mis-selling or documentation lapses Customer Experience Ensure prompt customer service and quick turnaround on queries raised by DSA leads Coordinate between DSAs and internal teams for smooth processing Digital Adoption and Innovation Drive usage of digital tools among DSA partners for efficient lead flow and tracking Qualifications: Graduation/post-graduation from a recognized institute 2+ sales experience (secured products preferred) with at least 0-2 years in HL and LAP Role Proficiencies Strong sales orientation Proficiency in managing complex client relationships, diverse stakeholders Capability to handle pressure and meet deadlines Skill in managing large, geographically spread team; coaching and mentoring team members Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset Adept at communication and interpersonal skills About Axis Incorporated in 1994, Axis Bank is one of India s most trusted banks & the third largest in the private sector At Axis Bank, customer centricity has always been the foundation of our business Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool The Bank has a young & engaged workforce with an average age of 30 years We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way

RL - Mortgages Sales Manager ASHA Home Loan Branch About the Business Group The Mortgages department is a part of the Retail Lending business of the bank and offers Asha Home Loans to all segments including affordable segment of customers Pan India About the Role This role is responsible for achieving business goals within laid down compliance norms through adoption of transformation within Asha Home Loan business Details of the Role Department Retail Lending Grade AM/DM/M Sub-Department Retail Lending- ASHA Home Loan - Branch Reporting (Business) M/SM/AVP Location Pan India Reporting (Matrix) Business Goals and Profitability Meet assigned disbursement targets by sourcing Asha home loan business through designated branches Ensure daily follow-up and engagement with branch staff to generate quality leads Create and convert the prospects for cross selling opportunities Sales and Channel Development Support branch teams with product knowledge, sales pitches, and application processing Conduct regular visits and huddles with branch staff to improve lead conversion Compliance and Risk Management Ensure accurate documentation and eligibility checks as per process guidelines Adhere to internal and regulatory compliance requirements Customer Experience Engage with customers referred by branches to ensure prompt service and resolution Facilitate smooth onboarding and address queries during the application process Digital Adoption and Innovation Ensure use of Siddhi, MLP, Omega, and SFDC tools for lead tracking and conversion Qualifications: Graduation/post-graduation from a recognized institute 2+ sales experience (secured products preferred) with at least 0-2 years in Home Loan and LAP (preferably affordable housing loans) Role Proficiencies Strong sales orientation Proficiency in managing complex client relationships, diverse stakeholders Capability to handle pressure and meet deadlines Skill in managing large, geographically spread team; coaching and mentoring team members Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset Adept at communication and interpersonal skills

RL - Mortgages Area Sales Manager - Prime Mortgages- Branch About the Business Group The Mortgages department is a part of the Retail Lending business of the bank and offers Home Loans and Loan against Property to all categories of customers Pan India About the Role This is a leadership role responsible for achieving business goals, optimizing profitability, overseeing compliance, and driving transformation within HL and LAP business It involves strategic planning and execution to maximize revenue, enhance portfolio growth, and ensure risk compliance Details of the Role Department Retail Lending Grade M/SM/AVP Sub-Department Retail Lending- Prime Mortgages Reporting (Business) AVP/VP/SVPI Location Pan India Reporting (Matrix) Business Goals and Profitability Deliver disbursement targets in the assigned area through the Branch Banking channel Monitor daily performance metrics and take proactive measures to meet area-level targets Sales and Channel Development Coordinate with branch managers and staff for regular mortgage product training and support Generate and convert leads from branches, ensuring alignment with zonal strategies Compliance and Risk Management Ensure documentation, eligibility checks, and process adherence at the branch level Support audit and compliance processes as per internal and regulatory norms Customer Experience Support branches in delivering seamless customer experience throughout the loan journey Address and resolve escalations from customers or internal teams Digital Adoption and Innovation Drive usage of digital tools like Siddhi, MLP, Omega, and SFDC by branch staff Qualifications: Graduation/post-graduation from a recognized institute 6+ sales experience (secured products preferred) with at least 2-3 years in HL and LAP Role Proficiencies Strong sales orientation Proficiency in managing complex client relationships, diverse stakeholders Capability to handle pressure and meet deadlines Skill in managing large, geographically spread team; coaching and mentoring team members Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset Adept at communication and interpersonal skills About Axis Incorporated in 1994, Axis Bank is one of India s most trusted banks & the third largest in the private sector At Axis Bank, customer centricity has always been the foundation of our business Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool The Bank has a young & engaged workforce with an average age of 30 years We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way

RL - Mortgages - Zonal Sales Manager - Prime Mortgages- Branch About the Business Group The Mortgages department is a part of the Retail Lending business of the bank and offers Home Loans and Loan against Property to all categories of customers Pan India About the Role This is a leadership role responsible for achieving business goals, optimizing profitability, overseeing compliance, and driving transformation within HL and LAP business It involves strategic planning and execution to maximize revenue, enhance portfolio growth, and ensure risk compliance Details of the Role Department Retail Lending Grade AVP/VP/SVPI Sub-Department Retail Lending- Prime Mortgages Reporting (Business) SVPI/SVPII Location Pan India Reporting (Matrix) Business Goals and Profitability Drive mortgage sales through the Branch Banking network across the assigned zone Monitor branch-wise performance, productivity, and ensure alignment with zonal targets Sales and Channel Development Train and align branch staff on mortgage product features, processes, and lead generation Work closely with Branch Banking leadership to maximize cross-sell and up-sell opportunities Ensure smooth lead flow, conversion, and fulfillment through branch referrals Compliance and Risk Management Ensure compliance with internal policies, RAR observations, and regulatory norms Customer Experience Resolve customer escalations and support frontline in delivering superior customer experience Digital Adoption and Innovation Drive digital adoption among branch teams using tools like Siddhi, MLP, Omega, and SFDC Qualifications: Graduation/post-graduation from a recognized institute 10+ sales experience (secured products preferred) with at least 3-4 years in HL and LAP Role Proficiencies Strong sales orientation Proficiency in managing complex client relationships, diverse stakeholders Capability to handle pressure and meet deadlines Skill in managing large, geographically spread team; coaching and mentoring team members Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset Adept at communication and interpersonal skills About Axis Incorporated in 1994, Axis Bank is one of India s most trusted banks & the third largest in the private sector At Axis Bank, customer centricity has always been the foundation of our business Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool The Bank has a young & engaged workforce with an average age of 30 years We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way

RB - Collection:Zonal Collections Head - Unsecured Products INTERNAL USAGE No of Vacancies Reports to National Collections Manager Is a Team leader? Y Team Size Grade SM/AVP Business Retail Lending Department Unsecured Collections Sub - Department Credit Cards & GL Location About Retail Lending > The Retail Lending department focuses on the lending business of the bank by offering various loan products like home loans, car loans, and personal loans among others They also offer working capital loans and business loans for small businesses and is also responsible for the rural lending business of the bank About the Role Why does the role exist? What is its contribution towards the organization? What is the size of the operation the position manages and supports?------------ List the strategic/ planning aspects of the role (if any) List the functional duties/ responsibilities that are executed and their result (non-numeric) List the managerial responsibilities of the job holder o List the administrative responsibilities of the Job holder o List any team responsibilities and what are the results expected List the stakeholder interactions involved o List the liaising activities with other teams (internal or external) to achieve results List the audit/ compliance related activities List the reporting/ MIS responsibilities (Start each sentence with an action verb) Qualifications Education (formal degrees, certifications) Experience (No of years, relevant fields) Role Proficiencies For successful execution of the job, a candidate should possess the following: Knowledge (eg Knowledge of risks involved in dealing FX and derivatives with banks and Financial Institutions -- Knowledge of relevant IT systems including NDS, Finacle etc -- Knowledge of pricing financial products with respect to Forex and Derivatives) Skills (eg Good communication (both verbal & written) and inter-personal skills - Strong Excel and database manipulation skills, financial and statistical analysis skills) Abilities (eg Ability to work effectively across functions and demonstrated ability to coach and mentor others -- Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment -- Ability to prioritize and make decisions in a fast-paced environment -- Ability to work as a part of team and contribute towards team goals -- Ability to manage multiple tasks/projects and deadlines simultaneously -- Ability to conceptualize and implement competent marketing strategies with a view to penetrate new accounts)

RB - Collection:Zonal Collections Head - Unsecured Products INTERNAL USAGE No of Vacancies Reports to National Collections Manager Is a Team leader? Y Team Size Grade SM/AVP Business Retail Lending Department Unsecured Collections Sub - Department Credit Cards & GL Location About Retail Lending > The Retail Lending department focuses on the lending business of the bank by offering various loan products like home loans, car loans, and personal loans among others They also offer working capital loans and business loans for small businesses and is also responsible for the rural lending business of the bank About the Role Why does the role exist? What is its contribution towards the organization? What is the size of the operation the position manages and supports?------------ List the strategic/ planning aspects of the role (if any) List the functional duties/ responsibilities that are executed and their result (non-numeric) List the managerial responsibilities of the job holder o List the administrative responsibilities of the Job holder o List any team responsibilities and what are the results expected List the stakeholder interactions involved o List the liaising activities with other teams (internal or external) to achieve results List the audit/ compliance related activities List the reporting/ MIS responsibilities (Start each sentence with an action verb) Qualifications Education (formal degrees, certifications) Experience (No of years, relevant fields) Role Proficiencies For successful execution of the job, a candidate should possess the following: Knowledge (eg Knowledge of risks involved in dealing FX and derivatives with banks and Financial Institutions -- Knowledge of relevant IT systems including NDS, Finacle etc -- Knowledge of pricing financial products with respect to Forex and Derivatives) Skills (eg Good communication (both verbal & written) and inter-personal skills - Strong Excel and database manipulation skills, financial and statistical analysis skills) Abilities (eg Ability to work effectively across functions and demonstrated ability to coach and mentor others -- Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment -- Ability to prioritize and make decisions in a fast-paced environment -- Ability to work as a part of team and contribute towards team goals -- Ability to manage multiple tasks/projects and deadlines simultaneously -- Ability to conceptualize and implement competent marketing strategies with a view to penetrate new accounts)

About Retail Lending The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans and Personal Loans among others They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities SMs manage a team of executives responsible for selling loan products to the customers based on their needs They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Skills CommunicationExcellent verbal and written communications skills for interacting with team members and customers Sales and negotiationStrong negotiation skills to close deals and meet targets Customer Service : Ensuring that the sales team provides excellent customer service and addresses customer inquiries and complaints effectively Problem Solving : Identifying issues and developing effective solutions to overcame obstacles Ensure achievement of the Top line Business Targets by sourcing business through channel teams Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product ie from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Good communication (both verbal and written) skill in both English and the local language Excellent lead generation and conversion skill High sales orientation to meet the sales targets consistently Ability to manage complex client situations Ability to coach and mentor others Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment

Should be comfortable with Early Morning Shift (IST). Role & responsibilities Deliver leading, specialized customer-focused expertise at large scale in customer servicing Improve underlying performance metrics, including but not limited to productivity, utilisation, quality, heartbeat score Builds strong influencing relationships across teams and with key frontline stakeholders Develop workforce capability and engagement and embed a high-performance culture including strong succession plans and career pathways Manage cost per FTE effectively through productivity/process improvement/Automation Manage Risk/BCP and adherence to compliance framework Role modelling NAB values and behaviours Preferred candidate profile 10+ years professional experience in banking/finance related disciplines Experience in managing change, embedding operational improvement, delivering key productivity and financial targets Prior experience leading in multi-cultural scenarios Strong track record of People Management Strong Stakeholder Management & Negotiation and Influencing skills Experience in developing & delivering strategy Performance Management Mentoring and Coaching Strong Customer focus Professional maturity to drive continuous change and Lateral thinker Good Analytical knowledge

You will play a pivotal role in building and optimizing Snapmint's credit and lending framework. Collaborating closely with senior management, you will design data-driven strategies, evaluate customer behavior, and develop innovative lending products that balance growth with risk control. This role offers significant exposure to credit analytics, retail lending, product development, and portfolio risk management in a fast-scaling fintech environment. Responsibilities: - Help senior management in credit strategy and planning by creating long and short-term growth charts for all businesses for top and bottom line. - Leverage advanced data analytics to derive insights and optimize credit strategies. - Assist in new product formation and new market exploration. - Analyze large volumes of customer data across a variety of digital tools like SQL to gain insight and identify opportunities for improvement. - Help build credit risk decision strategies for retail lending with a unique value proposition. - Monitor the portfolio and macroeconomic trends impacting loan performance. Drive adjustments to underwriting and marketing strategies to mitigate risk. Requirement: - 3-4 years of relevant experience in lending start-ups, Fintech, or Neo banks with strong analytical, numerical, research, and problem-solving skills. - B. Tech /B.E. from a premier institute (IIT/NIT/ BIT). - Excellent proficiency in Excel. - Hands-on experience in using SQL, Python, Pandas, Jupyter. - Credit experience will be preferred. If you are passionate about credit analytics, retail lending, and risk management, this Analyst role at Snapmint in Bangalore (Marathahalli) could be the perfect opportunity for you. Join a dynamic team and contribute to the growth of a leading online zero-cost EMI provider in India.,

RL - Wheels:Sales Manager - Auto Loan - Hybrid INTERNAL USAGE No. of Vacancies 1 Reports to ASM - Hybrid Is a Team leader Yes Team Size 2 -3 Grade AM, DM, M Business Retail Lending Department Wheels Sub - Department Wheels Location Mumbai About The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Responsibilities Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc. Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i. e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc. ) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Desired Qualifications Graduation and Post-graduation in management from a recognized institute 20 years+ of related experience Role Proficiencies For successful execution of the job, a candidate must possess the following: Knowledge Abilities

RL - Wheels:Sales Manager - Auto Loan - Hybrid INTERNAL USAGE No. of Vacancies 1 Reports to ASM - Hybrid Is a Team leader Yes Team Size 2 -3 Grade AM, DM, M Business Retail Lending Department Wheels Sub - Department Wheels Location Mumbai About The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Responsibilities Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc. Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i. e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc. ) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Desired Qualifications Graduation and Post-graduation in management from a recognized institute 20 years+ of related experience Role Proficiencies For successful execution of the job, a candidate must possess the following: Knowledge Abilities

About Retail Lending The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank. About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Responsibilities Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc. Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i. e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc. ) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Good communication (both verbal and written) skill in both English and the local language Excellent lead generation and conversion skill Ability to handle pressure and meet deadlines High sales orientation to meet the sales targets consistently Ability to manage complex client situations Ability to coach and mentor others Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment

About Retail Lending The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank. About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Skills Communication: Excellent verbal and written communications skills for interacting with team members and customers Sales and negotiation: Strong negotiation skills to close deals and meet targets Customer Service: Ensuring that the sales team provides excellent customer service and addresses customer inquiries and complaints effectively Problem Solving: Identifying issues and developing effective solutions to overcame obstacles Key Responsibilities Ensure achievement of the Top line Business Targets by sourcing business through channel teams (ASL, DSA), building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities through DSA and Sales Executives in open market and improve relationships through expos and events, various activities etc. Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i. e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc. ) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors, DSAs etc. Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training for Sales executives and Direct Selling Agents (DSA) on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Good communication (both verbal and written) skill in both English and the local language Excellent lead generation and conversion skill Ability to handle pressure and meet deadlines High sales orientation to meet the sales targets consistently Ability to manage complex client situations Ability to coach and mentor others. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment.

RL - Wheels:Sales Manager - New Car - Branch About the Business Group: The Auto Loan department is a part of Retail Lending business of the bank which offers Auto Loans to all categories of customers Pan India. About the Role: Sales Manager is part of the Bank s frontline team, the representative of Bank for the customer whose primary responsibility is to onboard new Auto loans Customers and explore additional funding avenues for existing AUTO customers. They have to source Auto business with the right mix of Used and New with the optimal channel mix, maintaining the target placement yield and fee. Details of the Role: Department Retail Lending Grade AM/ DM/ M/ SM Sub-Department RL- Wheels Reporting (Business) M/ SM/ AVP Location Mumbai Reporting (Matrix) Key Responsibilities: Business Goals & Profitability Responsible to ensure achievement of volume targets of Auto loans Business with right business mix of New and Used with required channel mix, yield and fee with higher throughput from each off roll resource Audit, Compliance, and Risk Management Responsible for driving PDD collection and ensuring that thresholds are not breached Ensure risk and compliance through quality customer sourcing, timely and satisfactory closure of all regulatory points Sales and Channel Development Meet existing Auto customers to understand their repeat funding requirement and onboard New to Bank Auto customers to drive volumes Responsible for ensuring end-to-end processing of cases by liaising with cross functional departments Establish relationships and enhance engagement with branches and channel partners Each relationship to be pitched with liability relationship and getting SI from existing and opening of new accounts Adoption of Siddhi Application to enhance efficiency in Sales Team Improve contribution of PSL in portfolio Customer Experience Oversee fulfilling customer journey with seamless processing and offering a host of banking solutions leading to customer delight. Make Axis Bank the financier of first choice by ensuring best in class TAT Responsible to increase customer retention and engagement to improve Net Promoter Score and customer satisfaction. Collaboration and People Priorities Ensure minimum RO attrition by providing timely guidance Drive various people agenda, including but not limited to, values, talent management, internal mobility, culture, learning and developments Qualifications: Graduation/post-graduation from a recognized institute 0-2 years of work experience (secured loans preferred) Role Proficiencies: Strong sales orientation Adept at communication (English and local language) and interpersonal skills Proficiency in managing clients, partner relationships, diverse stakeholders and channels Ability to align with objectives and new initiatives of the bank Skill in managing team efficiently and productively Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset

RL - Wheels:Sales Manager - New Car - Open About the Business Group The Auto Loan department is a part of Retail Lending business of the bank which offers Auto Loans to all categories of customers Pan India. About the Role Sales Manager is part of the Bank s frontline team, the representative of Bank for the customer whose primary responsibility is to onboard new Auto loans Customers and explore additional funding avenues for existing AUTO customers. They have to source Auto business with the right mix of Used and New with the optimal channel mix, maintaining the target placement yield and fee. Details of the Role Department Retail Lending Grade AM/ DM/ M/ SM Sub-Department RL- Wheels Reporting (Business) M/ SM/ AVP Location Mumbai Reporting (Matrix) Key Responsibilities Business Goals & Profitability Responsible to ensure achievement of volume targets of Auto loans Business with right business mix of New and Used with required channel mix, yield and fee with higher throughput from each off roll resource Audit, Compliance, and Risk Management Responsible for driving PDD collection and ensuring that thresholds are not breached Ensure risk and compliance through quality customer sourcing, timely and satisfactory closure of all regulatory points Sales and Channel Development Meet existing Auto customers to understand their repeat funding requirement and onboard New to Bank Auto customers to drive volumes Responsible for ensuring end-to-end processing of cases by liaising with cross functional departments Establish relationships and enhance engagement with branches and channel partners Each relationship to be pitched with liability relationship and getting SI from existing and opening of new accounts Adoption of Siddhi Application to enhance efficiency in Sales Team Improve contribution of PSL in portfolio Customer Experience Oversee fulfilling customer journey with seamless processing and offering a host of banking solutions leading to customer delight. Make Axis Bank the financier of first choice by ensuring best in class TAT Responsible to increase customer retention and engagement to improve Net Promoter Score and customer satisfaction. Collaboration and People Priorities Ensure minimum RO attrition by providing timely guidance Drive various people agenda, including but not limited to, values, talent management, internal mobility, culture, learning and developments Qualifications: Graduation/post-graduation from a recognized institute 0-2 years of work experience (secured loans preferred) Role Proficiencies Strong sales orientation Adept at communication (English and local language) and interpersonal skills Proficiency in managing clients, partner relationships, diverse stakeholders and channels Ability to align with objectives and new initiatives of the bank Skill in managing team efficiently and productively Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset

RL - Wheels:Sales Manager - Auto Loan - Hybrid INTERNAL USAGE No. of Vacancies 1 Reports to ASM - Hybrid Is a Team leader Yes Team Size 2 -3 Grade AM, DM, M Business Retail Lending Department Wheels Sub - Department Wheels Location Mumbai About The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Responsibilities Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc. Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i. e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc. ) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Desired Qualifications Graduation and Post-graduation in management from a recognized institute 20 years+ of related experience Role Proficiencies For successful execution of the job, a candidate must possess the following: Knowledge Abilities

RL - Wheels:Sales Manager - New Car - Open About the Business Group The Auto Loan department is a part of Retail Lending business of the bank which offers Auto Loans to all categories of customers Pan India. About the Role Sales Manager is part of the Bank s frontline team, the representative of Bank for the customer whose primary responsibility is to onboard new Auto loans Customers and explore additional funding avenues for existing AUTO customers. They have to source Auto business with the right mix of Used and New with the optimal channel mix, maintaining the target placement yield and fee. Details of the Role Department Retail Lending Grade AM/ DM/ M/ SM Sub-Department RL- Wheels Reporting (Business) M/ SM/ AVP Location Mumbai Reporting (Matrix) Key Responsibilities Business Goals & Profitability Responsible to ensure achievement of volume targets of Auto loans Business with right business mix of New and Used with required channel mix, yield and fee with higher throughput from each off roll resource Audit, Compliance, and Risk Management Responsible for driving PDD collection and ensuring that thresholds are not breached Ensure risk and compliance through quality customer sourcing, timely and satisfactory closure of all regulatory points Sales and Channel Development Meet existing Auto customers to understand their repeat funding requirement and onboard New to Bank Auto customers to drive volumes Responsible for ensuring end-to-end processing of cases by liaising with cross functional departments Establish relationships and enhance engagement with branches and channel partners Each relationship to be pitched with liability relationship and getting SI from existing and opening of new accounts Adoption of Siddhi Application to enhance efficiency in Sales Team Improve contribution of PSL in portfolio Customer Experience Oversee fulfilling customer journey with seamless processing and offering a host of banking solutions leading to customer delight. Make Axis Bank the financier of first choice by ensuring best in class TAT Responsible to increase customer retention and engagement to improve Net Promoter Score and customer satisfaction. Collaboration and People Priorities Ensure minimum RO attrition by providing timely guidance Drive various people agenda, including but not limited to, values, talent management, internal mobility, culture, learning and developments Qualifications: Graduation/post-graduation from a recognized institute 0-2 years of work experience (secured loans preferred) Role Proficiencies Strong sales orientation Adept at communication (English and local language) and interpersonal skills Proficiency in managing clients, partner relationships, diverse stakeholders and channels Ability to align with objectives and new initiatives of the bank Skill in managing team efficiently and productively Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset

RL - Wheels:Sales Manager - Auto Loan - Hybrid INTERNAL USAGE No. of Vacancies 1 Reports to ASM - Hybrid Is a Team leader Yes Team Size 2 -3 Grade AM, DM, M Business Retail Lending Department Wheels Sub - Department Wheels Location Mumbai About The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Responsibilities Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc. Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i. e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc. ) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Desired Qualifications Graduation and Post-graduation in management from a recognized institute 20 years+ of related experience Role Proficiencies For successful execution of the job, a candidate must possess the following: Knowledge Abilities