Relationship Officer-Micro Mortgages - Modinagar

Ujjivan Small Finance Bank

1 - 3 years

3 - 7 Lacs

modinagar meerut

Posted:12 hours ago| Platform:

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Skills Required

sales open market mortgage portfolio acquisition business loan personal loans business development cross selling marketing client relationship management dsa banking sales housing loan home loans lap mortgage loans housing finance unsecured loans

Work Mode

Work from Office

Job Type

Full Time

Job Description

Business/ Financials
Achieve the set targets on MLAP Loansin terms of open market acquisition and existing potential customer conversion
Maintain database of theprospects, meet select prospects and manage the relationship thereafter
Attend X (to be defined)number of prospects in a day/week/month to generate leads and references forMLAP Loans
Should be readyto travel extensively across the catchment area of the location to build thebase of business

Customer (Both Internal &External)
Interact with customers ina courteous and professional manner; provide prompt, efficient and accurateservices and establish professional relationship with them, with a long-termperspective
Guarantee confidentialtreatment of all the information gathered from customers and demonstrate thehighest order of integrity as per the code of conduct of the organization

Internal Process

Carryout the pre and post-loan activities related to MLAP Loans, perform simplefinancial analysis, present the loan applications to the sanctioning committeeby adhering to the set TAT & prioritize the repayment of loans to preservethe portfolio quality

Visitthe customers business and home to do the assessment/evaluation, following theProduct Policy procedures.
Coordinatewith the credit department in case of identifying discrepancies or problems incustomers information, reports, etc. through Cluster Manager MLAP

Innovation & Learning

Maintain up to dateknowledge of MLAP product as well as a working knowledge of other productsoffered in the branch
InformCluster Manager MLAP about the demand in his/her assigned branch catchment aswell as on the competition on a regular basis
Ensure adherence totraining man-days/ mandatory training programs for self
Shouldbe updated with the latest trends in civic and local laws of the location ofoperation

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