Product Manager-Credit Cards

Job Requirements Role/ Job Title: Product Manager - Credit Card Function/ Department: Credit Cards Job Purpose We are seeking a dynamic and innovative professional to join our Credit Card team, with a strong focus on UPI-based services and digital payment solutions. The ideal candidate will bring deep knowledge of the UPI ecosystem, payment technologies, and customer-centric product development to drive growth, engagement, and revenue through value-added services. Roles & Responsibilities Identify and develop opportunities in the UPI on Credit Card space. Design innovative payment solutions tailored to diverse customer segments, leveraging UPI’s capabilities. Formulate and execute strategic plans to scale value-added services (VAS) and enhance customer experience. Drive monetization of UPI-linked services and other VAS through targeted campaigns and partnerships. Monitor and report on revenue performance, profitability, and customer adoption metrics. Lead initiatives to promote UPI-based offerings and other VAS through digital channels and referral programs. Enhance customer retention and acquisition through personalized payment experiences and loyalty programs. Analyze customer behavior and transaction data across UPI and card platforms to identify trends and opportunities. Use insights to refine product features and improve service delivery. Conduct in-depth research on UPI trends, regulatory developments, and competitor strategies. Stay updated on innovations in the payments industry to inform product roadmap and strategic decisions. Work closely with internal teams (tech, marketing, operations, compliance) to ensure seamless rollout of UPI-integrated services. Strong understanding of UPI architecture, payment gateways, and digital transaction flows. Proficiency in data analysis, MS office and ability to derive actionable insights. Strong understanding of UPI architecture, payment gateways, and digital transaction flows. Proficiency in data analysis, MS office and ability to derive actionable insights. Engage with external stakeholders including payment aggregators, NPCI, and fintech partners for collaboration and feedback. Education Qualification Graduation: Any Graduation Post graduation: Any post-Graduation Experience: 2-5 years of experience Show more Show less