Loan Origination Platform Specialist

Company Description

Gemburg Private Limited is a pioneering company in the tech industry, recognized for its expertise in software product development, software consulting, and HR services. The company's core areas include delivering advanced IT solutions, such as cloud computing and AI-driven platforms, tailored to enhance business operations globally. Gemburg also excels in providing AI and ML innovations, ChatGPT and chatbot expertise, IT consulting, and staffing services, ensuring clients achieve operational efficiency and access top-tier talent. With a commitment to leveraging technology, Gemburg empowers businesses to optimize and elevate their performance.

Role Description

1. Key Skills Required

Core Loan Origination Platform Skills

• nCino (Salesforce-based)

• Commercial, Consumer, or SME Lending modules
• Workflows, credit memos, document tracking
• Salesforce configuration (flows, validation rules; APEX exposure is a plus)

• Blend

• Mortgage LOS automation
• Borrower experience workflows
• Verification integrations (income, employment, assets)

• Empower (Black Knight LOS)

• Loan processing workflows
• Document management
• Credit, underwriting, and closing modules

Integration Experience:

• LOS integration with core banking systems (Finacle, TCS BaNCS, Temenos)
• APIs (REST/SOAP)
• Third-party integrations: Credit bureaus (CIBIL, Experian, Equifax), KYC/AML systems, income/employment verification, payment gateways
• Middleware: Mulesoft, Dell Boomi, Kafka, Snowflake connectors, etc.

2. Responsibilities

• Build, configure, and customize loan origination workflows
• Collaborate with product, engineering, lenders, and credit teams
• Convert business requirements into system workflows
• Integrate LOS platforms with third-party or core banking systems
• Troubleshoot production issues and support UAT cycles
• Prepare BRDs/FSDs, solution design, configuration specs
• Optimize borrower experience and automate loan processing
• Ensure compliance with RBI and other lending regulations

3. Must-Have Competencies

• Strong understanding of Loan Origination Lifecycle: Application → Verification → Underwriting → Approval → Disbursement → Closing
• Knowledge of loan types: Consumer loans, Home loans, SME/Business loans, Secured vs. unsecured lending
• Good communication skills for client-facing interactions
• Ability to work with US-based or APAC-based FinTech clients
• Strong analytical and problem-solving mindset