132 Lending Jobs
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1.0 years
Patan-veraval
On-site
Job Context Key Aspects: The Secured Micro Loan Business segment product line caters to funding short term and medium term working capital needs of Small Businesses and individuals, via a suite of customized short and long tenured products, with collateral. Offerings comprise Secured Micro Loan to self-employed individuals/ non-individual entities, with end use of funds (Working capital requirement, business expansion etc.) to be ascertained during the loan appraisal process. The business is highly retail in nature, characterized by high transaction volumes, smaller ticket sizes, and significantly higher spread and profit margins (up to four times that of Secured Lending products) Given the ...
Posted 4 days ago
0 years
Noida
On-site
At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. About EY GDS Global Delivery Services (GDS) is a dynamic and truly global delivery network. Across our six locations, we work with teams from all EY service lines, geographies and sectors, and play a vital role in the delivery of the EY growth strategy. We operate from six countries and sixteen cities: Argentina (Buenos Aires) China (Dalian) ...
Posted 4 days ago
1.0 years
India
On-site
Job Context Key Aspects: The Secured Micro Loan Business segment product line caters to funding short term and medium term working capital needs of Small Businesses and individuals, via a suite of customized short and long tenured products, with collateral. Offerings comprise Secured Micro Loan to self-employed individuals/ non-individual entities, with end use of funds (Working capital requirement, business expansion etc.) to be ascertained during the loan appraisal process. The business is highly retail in nature, characterized by high transaction volumes, smaller ticket sizes, and significantly higher spread and profit margins (up to four times that of Secured Lending products) Given the ...
Posted 4 days ago
1.0 years
Mandsaur
On-site
Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ((Max 3975 Characters) Organizational Context Key Aspects: As the debt arm of Aditya Birla Capital (ABC), Aditya Birla Finance Limited (ABFL) offers specialized lending and financing solutions in the areas of Capital Markets, Corporate/ Trade Finance, Commercial Real Estate and Mortgages. Currently ranked within the top 25 NBFCs of India, ABFL has made significant progress and the Company’s balance sheet at INR 15,000 Cr plus exceeds that of several mid-sized Banks and NBFCs. The company has a w...
Posted 4 days ago
5.0 - 8.0 years
Chhabra, Rajasthan, India
On-site
Job Requirements About the role Role / Job Title: Area Sales Manager – Gold Loan Place of Work: Mumbai / Delhi Function / Department: Gold Loan Job Purpose The role entails scaling up the business & distribution of Gold‑Loan lending for a designated area by delivering banking needs to customers in the most cost‑efficient and technology‑effective manner. The incumbent will collaborate closely with Retail, Product, Operations, Retail‑Liability, IT and other teams to provide a seamless, fulfilling customer experience and ensure IDFC First becomes the primary bank for all banking needs. Roles & Responsibilities Key / Primary Responsibilities Identify branches and potential locations for Gold‑Loa...
Posted 4 days ago
2.0 - 10.0 years
Jaipur, Rajasthan, India
On-site
Job Requirements Job Requirements Role/Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Cust...
Posted 4 days ago
2.0 - 10.0 years
Jaipur, Rajasthan, India
On-site
Job Requirements Job Requirements Role/Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Cust...
Posted 4 days ago
5.0 - 8.0 years
Bundi, Rajasthan, India
On-site
Job Requirements About the role Role / Job Title: Area Sales Manager – Gold Loan Place of Work: Mumbai / Delhi Function / Department: Gold Loan Job Purpose The role entails scaling up the business & distribution of Gold‑Loan lending for a designated area by delivering banking needs to customers in the most cost‑efficient and technology‑effective manner. The incumbent will collaborate closely with Retail, Product, Operations, Retail‑Liability, IT and other teams to provide a seamless, fulfilling customer experience and ensure IDFC First becomes the primary bank for all banking needs. Roles & Responsibilities Key / Primary Responsibilities Identify branches and potential locations for Gold‑Loa...
Posted 4 days ago
5.0 - 8.0 years
Pali, Rajasthan, India
On-site
Job Requirements About the role Role / Job Title: Area Sales Manager – Gold Loan Place of Work: Mumbai / Delhi Function / Department: Gold Loan Job Purpose The role entails scaling up the business & distribution of Gold‑Loan lending for a designated area by delivering banking needs to customers in the most cost‑efficient and technology‑effective manner. The incumbent will collaborate closely with Retail, Product, Operations, Retail‑Liability, IT and other teams to provide a seamless, fulfilling customer experience and ensure IDFC First becomes the primary bank for all banking needs. Roles & Responsibilities Key / Primary Responsibilities Identify branches and potential locations for Gold‑Loa...
Posted 4 days ago
5.0 - 8.0 years
Jodhpur, Rajasthan, India
On-site
Job Requirements About the role Role / Job Title: Area Sales Manager – Gold Loan Place of Work: Mumbai / Delhi Function / Department: Gold Loan Job Purpose The role entails scaling up the business & distribution of Gold‑Loan lending for a designated area by delivering banking needs to customers in the most cost‑efficient and technology‑effective manner. The incumbent will collaborate closely with Retail, Product, Operations, Retail‑Liability, IT and other teams to provide a seamless, fulfilling customer experience and ensure IDFC First becomes the primary bank for all banking needs. Roles & Responsibilities Key / Primary Responsibilities Identify branches and potential locations for Gold‑Loa...
Posted 4 days ago
2.0 years
Jodhpur, Rajasthan, India
On-site
Job Requirements About the Role The Manager – Gold Loan is responsible for driving gold loan business growth through multiple channels. This includes acquiring new customers, engaging existing ones, and managing a team of Direct Selling Agents (DSAs) to expand the gold loan portfolio across branches. The role also involves ensuring compliance, maintaining portfolio quality, and supporting branch teams in audits and customer communication. Key Responsibilities Primary Responsibilities Achieve monthly sales targets by acquiring New-to-Bank (NTB) and Existing-to-Bank (ETB) customers. Promote gold loan products to existing liability customers. Drive consistent month-on-month growth in End-of-Per...
Posted 4 days ago
5.0 - 8.0 years
Banswara, Rajasthan, India
On-site
Job Requirements About the role Role / Job Title: Area Sales Manager – Gold Loan Place of Work: Mumbai / Delhi Function / Department: Gold Loan Job Purpose The role entails scaling up the business & distribution of Gold‑Loan lending for a designated area by delivering banking needs to customers in the most cost‑efficient and technology‑effective manner. The incumbent will collaborate closely with Retail, Product, Operations, Retail‑Liability, IT and other teams to provide a seamless, fulfilling customer experience and ensure IDFC First becomes the primary bank for all banking needs. Roles & Responsibilities Key / Primary Responsibilities Identify branches and potential locations for Gold‑Loa...
Posted 4 days ago
0 years
Lucknow, Uttar pradesh, India
On-site
Work Level : Individual Core : Communication Skills, Self Motivated, Result Driven Leadership : Building Work Relationships, Team Alignment, Responsive, Working Independently Role : Industry Type : Banking Function : Credit Manager Key Skills : Credit,Letter oF Credit,Credit Memo,Credit Analyst,Credit Manager,Lap,Loan Against Property Education : PG/ Master Note: This is a requirement for one of the Workassist Hiring Partner Primary Responsibility: We are looking for an experienced credit professional to lead and manage the mortgage underwriting function for the region. The role involves credit appraisal, policy formulation, risk management, regulatory compliance, and ensuring portfolio qual...
Posted 4 days ago
2.0 - 8.0 years
Pune, Maharashtra, India
On-site
SECTION III: PURPOSE OF THE ROLE Purpose of the Role- The primary purpose of the role is to plan, direct and control the Multinational & New Economy Corporates relationship-based banking activities of the Bank under the supervisions and direction of Team Leader. The position plays a key role in increasing sales and revenue through management of new and existing clients by selling /cross-selling wholesale banking products and services to Multinational & New Economy clients SECTION IV: KEY RESPONSIBILITIES & KPIS OF THE ROLE Core Responsibilities Manage a portfolio of MNC’s with key responsibilities including advising clients on funding strategies, choose between various Bank products ensuring...
Posted 5 days ago
0 years
Mumbai metropolitan region
On-site
Managing the North India portfolio for NBFC, MFI and Capital Markets segment including assets as well as liabilities business. Also AD/FFMC fee income business for North Region. Identify fee income & lending opportunities across the above IFI segments Manage a 3 member team and guide them in CAM preparation/ finalization & operational activities Liaise with risk team on finalization of the credit proposals and present proposals to the respective Committees for approval Liaise with internal teams for documentation & execution of transactions and ensure smooth delivery of services to the clients in timely manner Building liability relationships with clients including CMS/Digital Banking produc...
Posted 5 days ago
1.0 - 2.0 years
Nandurbar, Maharashtra, India
On-site
Location Name: Nandurbar Job Purpose “This position is open with Bajaj Finance ltd.”Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization’s policiesAct with Integrity Duties And Responsibilities IBA Identification, Management and Deliverables:1) Screening of potential IBA’s basis fitment and profile2) Fulfilling of required criteria before profile is sent for enrollment3) Discrepancy resolution with central support team4) Daily connect with IBA’s recruited and update on KPI’...
Posted 5 days ago
5.0 - 10.0 years
Pratapgarh, Uttar pradesh, India
On-site
Job Requirements Job Requirements Role/ Job Title: Area Sales Manager - Home Loans Function/ Department: Retail Banking Job Purpose The role entails scaling up the business for the Home Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team - product head, operations, sales, Information technology, credit, business intelligence unit for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs. Roles & Responsibilities Acquisition of Home loan ...
Posted 6 days ago
2.0 - 10.0 years
Beawar, Rajasthan, India
On-site
Job Requirements Job Requirements Role/Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Cust...
Posted 6 days ago
7.0 - 8.0 years
3 - 6 Lacs
Calcutta
On-site
Requisition Number: 40986 Job Location: Kolkata, IND Work Type: Office Working Employment Type: Permanent Posting Start Date: 30/01/2026 Posting End Date: 05/02/2026 : Job Summary Sales and Service Objectives Maximize sales performance to achieve given revenue targets of the branch and zone through liability products [Current /Savings /Term deposits], wealth management products and asset related products (secured, unsecured) Ensure effective Relationship Management by monitoring the movement of the top customers of the branch, devise and implement a customer acquisition and retention programme. Improve product per customer holding. Device strategies to counter competition and maximize market...
Posted 1 week ago
1.0 years
Calcutta
On-site
Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ((Max 3975 Characters) Organizational Context Key Aspects: As the debt arm of Aditya Birla Capital (ABC), Aditya Birla Finance Limited (ABFL) offers specialized lending and financing solutions in the areas of Capital Markets, Corporate/ Trade Finance, Commercial Real Estate and Mortgages. Currently ranked within the top 25 NBFCs of India, ABFL has made significant progress and the Company’s balance sheet at INR 15,000 Cr plus exceeds that of several mid-sized Banks and NBFCs. The company has a w...
Posted 1 week ago
0.0 - 4.0 years
India
On-site
Credit Manager Key Result Areas Supporting Actions 4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas) To scrutinize the credit proposals by analyzing the client creditworthiness, business strength, market credibility, Financial statements, Income Tax returns, cash flow statements, repayment track record, average bank balance & adherence to other internal credit norms To perform direct and thorough investigation and obtain relevant credit information through personal interaction with customer. To Assess and conduct detailed credit analysis & e...
Posted 1 week ago
2.0 years
Aligarh, Uttar pradesh, India
On-site
Job Requirements Job Requirements Role/ Job Title : Branch Manager-Micro Business Loan Function/ Department : Micro Business Loans Job Purpose The role entails scaling up the business for the Micro Business Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs. Roles & Responsibilities Target and Manpower planning for the branch. Ensure recruitment and training of manpower – Sales M...
Posted 1 week ago
3.0 years
Bengaluru, karnataka
On-site
DESCRIPTION Welcome to join a fast-growing team breaking new grounds at Amazon. We are looking for Software Development Engineers to join our Family. If you can Think Big, Dive Deep and are curious to Learn, you have our DNA and we need you. Amazon B2B Payments and Lending (ABPL) revolutionizes financial services for businesses of all sizes, anywhere in the world, enabling them to delight their customers and make a positive impact to the communities they serve. We never stop innovating to earn their trust by leveraging our scale, insights, and technology, and raise the bar with simple, secure, and seamless solutions. To support our mission, we are expanding our Engineering, Operations, Resea...
Posted 1 week ago
0 years
Kanpur, Uttar pradesh, India
On-site
Location Name: Kanpur Job Purpose To provide customized lending solutions for business loans, empowering clients to achieve their financial goals Duties And Responsibilities Identify and target potential clients for business loans through open market sourcingBuild and maintain strong relationships with Clients/Channel partners to source business .Prepare and present loan proposals, ensuring all necessary documentation is complete and accurateGuide clients through the loan application process, addressing any questions or concernsStay updated on market trends, loan products, and regulatory changes to provide informed advice to clientsEffectively engage with credit, operations & risk team to st...
Posted 1 week ago
0.0 - 2.0 years
Pardi, Gujarat, India
On-site
Job Requirements Job Requirements Role/Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Cust...
Posted 1 week ago
Exploring Lending Jobs in India
India's lending job market is thriving with opportunities for individuals looking to build a career in the financial sector. With the growth of various lending institutions and the increasing demand for financial services, there is a high demand for skilled professionals in the lending industry.
Top Hiring Locations in India
- Mumbai
- Bangalore
- Delhi
- Chennai
- Hyderabad
These major cities in India are actively hiring for lending roles, offering a wide range of opportunities for job seekers in the financial sector.
Average Salary Range
The average salary range for lending professionals in India varies based on experience and expertise. Entry-level positions in lending typically start at around INR 3-5 lakh per annum, while experienced professionals can earn upwards of INR 15-20 lakh per annum.
Career Path
A career in lending typically progresses from roles such as Loan Officer or Credit Analyst to Senior Loan Officer, Relationship Manager, and eventually to positions like Branch Manager or Regional Head. With experience and expertise, lending professionals can advance to leadership roles within lending institutions.
Related Skills
In addition to expertise in lending practices, professionals in this field are often expected to have strong analytical skills, financial acumen, attention to detail, and excellent communication skills. Knowledge of regulatory requirements and risk management is also beneficial for individuals pursuing a career in lending.
Interview Questions
- What is the difference between secured and unsecured loans? (basic)
- How do you assess a borrower's creditworthiness? (medium)
- Can you explain the concept of debt-to-income ratio? (basic)
- What is the role of collateral in lending? (medium)
- How do you handle loan delinquencies? (medium)
- What are the key factors to consider when evaluating a loan application? (advanced)
- How do you stay updated on changing lending regulations? (basic)
- Can you walk us through the loan underwriting process? (medium)
- How do you handle customer objections during the loan approval process? (medium)
- What strategies would you implement to reduce loan defaults? (advanced)
- How do you assess market risk in lending? (advanced)
- Can you explain the concept of loan-to-value ratio? (basic)
- How do you prioritize loan applications when managing a high volume of requests? (medium)
- What are the key components of a loan agreement? (medium)
- How do you ensure compliance with lending regulations in your day-to-day work? (medium)
- Can you describe a challenging lending scenario you faced and how you resolved it? (advanced)
- How do you build and maintain relationships with borrowers? (basic)
- What software tools do you use for loan management and analysis? (basic)
- How do you handle confidential customer information in your role? (basic)
- Can you explain the impact of interest rates on lending operations? (medium)
- How do you assess the financial health of a business applying for a loan? (medium)
- What steps do you take to verify the information provided by loan applicants? (basic)
- How do you handle disputes between borrowers and lenders? (medium)
- Can you discuss a recent change in lending regulations and its impact on your work? (advanced)
Closing Remark
As you prepare for interviews in the lending industry, remember to showcase your expertise in lending practices, analytical skills, and regulatory knowledge. With the right skills and preparation, you can confidently apply for lending roles in India and advance your career in the financial sector. Good luck!
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