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Manager - Retail Credit - Credit - Housing - EM - Kolkata EM Bypass - JM
TATA Capital

0 years

Calcutta

On-site

10795 · To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculat...

Posted 9 hours ago

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0 years

Nashik, Maharashtra, India

On-site

Company Description Bajaj Finserv, established in April 2007 as part of the Bajaj Group, is among India’s fastest-growing and most diversified non-banking financial corporations (NBFCs). The company provides an extensive product portfolio across lending, insurance, and wealth advisory services. With 24 offerings spread over 12 product lines, Bajaj Finserv continues to expand its reach across India. Guided by its philosophy of striving for greatness, the organization is committed to delivering innovative and customer-centric financial solutions. Role Description This is a full-time on-site role based in Nashik. The Job Title will handle day-to-day responsibilities such as implementing innovat...

Posted 11 hours ago

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0 years

Jetpur, Gujarat, India

On-site

Company Description Axis Bank is the third largest private sector bank in India, providing a comprehensive range of financial services to diverse customer segments, including large corporations, MSMEs, agribusinesses, and retail clients. It operates across the country with over 5,000 branches and a robust network of more than 15,700 ATMs and cash recyclers. The bank also has a global presence through international offices offering services in corporate lending, trade finance, investment banking, and wealth management. Established in 1993, Axis Bank has demonstrated consistent growth, boasting a balance sheet size of Rs. 13,17,326 crores as of March 31, 2023. Axis Bank is committed to deliver...

Posted 15 hours ago

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Loan Executive
Phonepe

0.0 - 31.0 years

1 - 2 Lacs

Peenya, bengaluru/bangalore

On-site

We’re Hiring – Lending Executive (Field Work) Type: Full Time | Field Work Location: Bangalore All Over Karnataka Requirement: Male Candidates Only Qualification: PUC Bike: Mandatory Age Limit: 18 – 38 Years Job Role: * Visit existing shops daily * Help customers with loan process * Build and maintain good customer relationships 💰 Salary & Benefits: * ₹21,000 NTH * Extra PF Benefits * ₹2,500 Fuel Allowance * Attractive Incentives up to ₹30,000/month 70192 48731

Posted 21 hours ago

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Deputy Area Manager - New Car Finance
Bajaj Finserv

4.0 years

Greater lucknow area

On-site

Location Name: Lucknow Job Purpose “This position is open with Bajaj Finance ltd.”Critical role for the company as it entails handling some of our biggest OEM Partners and manage subvention revenue for CD vertical.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization’s policiesAct with Integrity Duties And Responsibilities  Meeting & exceeding business goals/targets in different products ie. Loans & Insurance bundled/Non-Bundled through Lead fulfilment & Field Activity on e...

Posted 1 day ago

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Senior Consultant - PL/SQL- Core Banking
Oracle

3.0 - 7.0 years

Chennai, All india

On-site

Job Description As a consulting business, customer relationships are the heart of growing our business. You will be an ambassador at the customer site to create the right relationship and trust from the customers and deliver high-quality projects, services, and advice. Your skills and capabilities are Consultings most important asset. Position Description We are looking for aspirational candidates interested in a career in Consulting to join our niche Banking Domain and Practice. You will support Territory Heads, Delivery Managers, Portfolio and Project Managers, and teams of talented, professional business and technology consultants in delivering business-focused solutions for our clients u...

Posted 1 day ago

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Associate Relationship Manager-LAP
IDFC FIRST Bank

0.0 - 3.0 years

Jaipur, Rajasthan, India

On-site

Job Requirements Job Requirements Job Title – Associate Relationship Manager-LAP Place of work - Rajasthan/Gujarat/Karnataka/Madhya Pradesh/Chhattisgarh/Odisha/Andhra Pradesh Business Unit - Rural Banking Function - Retail Assets Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organ...

Posted 1 day ago

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Data Analyst-Data Management and Analytics-Data Ops/Data Analyst
EXL

5.0 - 9.0 years

Pune, Maharashtra, India

On-site

5 - 9 years of professional experience as a Data Analyst with good decision-making, analytical and problem-solving skills. Working knowledge / experience of Big Data frameworks like Hadoop, Hive and Spark. Hands-on experience in query languages like HQL or SQL (Spark SQL) for Data exploration. Data mapping: Determine the data mapping required to join multiple data sets together across multiple sources. Documentation - Data Mapping, Subsystem Design, Technical Design, Business Requirements. Exposure to Logical to Physical Mapping, Data Processing Flow to measure the consistency, etc. Data Asset design / build: Working with the data model / asset generation team to identify critical data eleme...

Posted 1 day ago

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Deputy Manager - Business Loans - Indirect
Bajaj Finserv

0 years

Badaun, Uttar pradesh, India

On-site

Location Name: Badaun Job Purpose To provide customized lending solutions for business loans, empowering clients to achieve their financial goalsCulture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization’s policiesAct with Integrity Duties And Responsibilities Identify and target potential clients for business loans through channel partners/open market sourcing.Build, retain and maintain strong relationships with Clients/Channel partners to generate business.Effectively engage wi...

Posted 1 day ago

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Tele- Relationship Manager
Deutsche Bank

3.0 - 5.0 years

Mumbai, Maharashtra, India

On-site

Position Overview Job Title: Tele- Relationship Manager Corporate Title: NCT Location: Mumbai, India Role Description Branch Banking is the liability business for Deutsche Bank present in 17 locations across India . This caters to a wide variety of population through its distinct channels like Personal banking, Private Banking and Business Banking. The candidate will be part of cross-sell team based out of Mumbai and the primary objective is to nurture the Clients & Relationships by providing world class experience for their Banking, Investments, Risk & Lending requirements as well as new client acquisitions. What We’ll Offer You As part of our flexible scheme, here are just some of the bene...

Posted 1 day ago

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Legal Counsel
YES BANK

4.0 - 8.0 years

Mumbai metropolitan region

On-site

PROFILE – Qualification: i) LLB from any reputed law college/university in India. ii) Master’s Degree/LLM from foreign or reputed domestic institutions will be preferred. iii) Should be or have worked in scheduled commercial banks or foreign banks or law firms, handling legal matters related to cross border transactions or related portfolio. iv) Should be well versed with Indian laws and regulations related to lending and security creation etc. related to wholesale banking portfolio. PQE: 4-8 years of relevant work experience Place of Joining: Candidate shall be required to join at the Registered office of the Bank situated in Mumbai. No hybrid structure of working shall be permissible. Resp...

Posted 2 days ago

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Associate Customer Service Manager
IDFC FIRST Bank

2.0 - 5.0 years

Chittorgarh, Rajasthan, India

On-site

Job Requirements Job Requirements Role/Job Title: Associate Customer Service Manager Function/Department: Rural Banking Job Purpose The role entails managing and scaling up the retail banking business for the branch managing operations and resources in the most cost efficient and technology effective manner. The role bearer would lead customer service and branch operations for a designated branch and be responsible for the daily branch upkeep. This role is the central custodian of all Rural Banking documents for the branch and provides operational support for Rural and semi urban Retail products. The role bearer is primarily accountable for ensuring seamless maintaining of customer life cycl...

Posted 2 days ago

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Sales Manager - Gold Loan
IDFC FIRST Bank

2.0 - 5.0 years

Rajasthan, India

On-site

Job Requirements Role/Job Title : Sales Manager - Gold Loan Function/ Department : Gold Loan Job Purpose The role entails the responsibility of generating Gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand Gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for Gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups...

Posted 2 days ago

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GM/AVP - EMI/BNPL
Paytm

10.0 years

Noida, Uttar pradesh, India

On-site

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. Role Overview The EMI Lead will be responsible for driving growth and adoption of EMI (Equated Monthly Installment) on POS products across Paytm’s mid market channel. This role focuses on expanding EMI GMV (Gross Merchandise Value), increasing EMI revenue, and ensuring wider merchant enablement for Brand EMI, Bank EMI, and My EMI programs. The i...

Posted 2 days ago

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Loan Executive
Phonepe

0.0 - 31.0 years

2 - 4 Lacs

Hsr layout, bengaluru/bangalore

On-site

*📢 We’re Hiring – Phonepe Lending Business loan process JOB* *Job Role - 1* : KYC Process Business Loan Process leads provided by Company *🕘 Timings* : 9:30 AM – 6:30 PM* *Work Location* : All over *HSR layout / BTM Layout / Madiwala / Bommannahalli / Korammangala / JP Nagar / Jayanagar* *Fixed Salary upto* : 20,500 NTH *Petrol allowances* : 4,500 *Incentives up to* : 45,000 *Requirements* : 2ndPUC Mandatory | Bike Mandatory *Any sales Experience* *your Interested Send me the details👇will call you* Name - Phone number - Which location - Qualification - Age - Experience - *Send me your updated resume PDF* *You can share with your friends😊*

Posted 2 days ago

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Business Development Executive (BDE)
Phonepe

0.0 - 31.0 years

1 - 2 Lacs

Pollachi

On-site

📢 PhonePe Hiring – Business Development Executive (BDE) ( Lending) 📍 Location: Chennai, Pollachi, Mathupalayam, Tirupur 💼 Exp: 6 months – 2 yrs (Field Sales) 🎓 Qualification: Any Graduate 📞 HR: Lakshmi Priya – 73389 46417 Role: Merchant onboarding, QR stickering, Soundbox sales & loan support. Requirements: Field sales experience (Fintech/Telecom/FMCG) Good communication (Tamil & Basic English) Smartphone & travel readiness

Posted 2 days ago

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Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises
DBS Bank

3.0 - 5.0 years

Kolhāpur

On-site

Business FunctionCorporate and Investment Banking provides corporate customers with a full range of Commercial banking products and services including cash management services, current accounts time deposits, trade finance, working capital finance, term loans and foreign exchange, Through our continued commitment, DBS has cultivated long standing relationships with its customers in the region that are based on account relationship management, service differentiation product development and rigorous credit standards.Job Purpose* To acquire and build a well diversified portfolio within the IBG 4 segment. The portfolio should provide revenue from diversified sources such as assets, trade, cash,...

Posted 3 days ago

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Relationship Officer
Aditya Birla Capital

1.0 years

Bareilly

On-site

Retail - Secured Relationship Officer Location: N-BAR, Bareilly Job Description Relationship Officer Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ((Max 3975 Characters) Organizational Context Key Aspects: As the debt arm of Aditya Birla Capital (ABC), Aditya Birla Finance Limited (ABFL) offers specialized lending and financing solutions in the areas of Capital Markets, Corporate/ Trade Finance, Commercial Real Estate and Mortgages. Currently ranked within the top 25 NBFCs of India, ABFL has made significant progress and the Company’s balan...

Posted 3 days ago

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0.0 - 4.0 years

Jaipur

On-site

Retail - Unsecured Salaried Sales Manager Location: N-JAI, Jaipur Job Description Sales Manager 1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters) The purpose of this job is: To deliver on area/ local strategy for the Unsecured Business segment in terms of target segments, strengthening existing relationships and setting up new channels for market penetration, and work towards achievement of sales targets and operational plans. To proactively address customer/ DSA issues and escalate cases (e.g. fraud alerts, customer complaints or exception handling) as required for smooth operations; work on removal of bottlenecks for the achievement of targets ...

Posted 3 days ago

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Collection Officer
Aditya Birla Capital

0.0 - 4.0 years

4 - 5 Lacs

Jodhpur

On-site

Collections - Retail Unsecured Flows Collection Officer Location: W-JOD, Jodhpur Job Description 1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters) To manage the collections process for a set of delinquent accounts within a location, working with non-performing defaulting borrowers to create optimum recovery solutions. 2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job. Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter Collections Resolutions – Ens...

Posted 3 days ago

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Deputy Manager - Used Car Finance
Bajaj Finserv

0 years

Jaipur, Rajasthan, India

On-site

Location Name: Jaipur Job Purpose “This position is open with Bajaj Finance ltd.”Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization’s policiesAct with Integrity Duties And Responsibilities Meeting & exceeding business goals/targets in different products ie. Loans & Insurance bundled/Non-Bundled through Lead fulfilment & Field Activity on existing Data Base Manage, control & own all channels businesses.  Recruit, retain, manage & build a productive team of Off Roll emplo...

Posted 3 days ago

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Manager - Two Wheeler - North & East
Bajaj Finserv

4.0 years

Aligarh, Uttar pradesh, India

On-site

Location Name: Aligarh Job Purpose “This position is open with Bajaj Finance ltd.”Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization’s policiesAct with Integrity Duties And Responsibilities Ensuring healthy motivation level among partners through continuous engagement2.Responsible for delivering business target for Rural Product3.Responsible for delivering productivity by improving lead quality4.Responsible for designing, launching and running Reward & Recognition program...

Posted 3 days ago

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Sales Manager
Bajaj Finserv

0 years

Sri ganganagar tehsil, Rajasthan, India

On-site

Company Description Bajaj Finserv, established in April 2007, is the financial arm of the Bajaj Group and one of India’s fastest-growing and most diversified non-banking financial companies (NBFCs). With a commitment to excellence, we offer an extensive portfolio of 24 products across 12 categories, including lending, insurance, and wealth advisory. Our reach spans across the country, enabling us to positively impact the lives of millions. At Bajaj Finserv, we strive for continuous growth and innovation to deliver superior services and products to our customers. Role Description This is a full-time, on-site role for a Sales Manager located in Jind. The Sales Manager will be responsible for o...

Posted 4 days ago

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Associate Customer Service Manager
IDFC FIRST Bank

2.0 - 5.0 years

Nawalgarh, Rajasthan, India

On-site

Job Requirements Job Requirements Role/Job Title: Associate Customer Service Manager Function/Department: Rural Banking Job Purpose The role entails managing and scaling up the retail banking business for the branch managing operations and resources in the most cost efficient and technology effective manner. The role bearer would lead customer service and branch operations for a designated branch and be responsible for the daily branch upkeep. This role is the central custodian of all Rural Banking documents for the branch and provides operational support for Rural and semi urban Retail products. The role bearer is primarily accountable for ensuring seamless maintaining of customer life cycl...

Posted 4 days ago

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Sales Manager - Gold Loan
IDFC FIRST Bank

5.0 - 8.0 years

Prayagraj, Uttar pradesh, India

On-site

Job Requirements About the role Role / Job Title: Area Sales Manager – Gold Loan Place of Work: Mumbai / Delhi Function / Department: Gold Loan Job Purpose The role entails scaling up the business & distribution of Gold‑Loan lending for a designated area by delivering banking needs to customers in the most cost‑efficient and technology‑effective manner. The incumbent will collaborate closely with Retail, Product, Operations, Retail‑Liability, IT and other teams to provide a seamless, fulfilling customer experience and ensure IDFC First becomes the primary bank for all banking needs. Roles & Responsibilities Key / Primary Responsibilities Identify branches and potential locations for Gold‑Loa...

Posted 4 days ago

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Exploring Lending Jobs in India

India's lending job market is thriving with opportunities for individuals looking to build a career in the financial sector. With the growth of various lending institutions and the increasing demand for financial services, there is a high demand for skilled professionals in the lending industry.

Top Hiring Locations in India

  1. Mumbai
  2. Bangalore
  3. Delhi
  4. Chennai
  5. Hyderabad

These major cities in India are actively hiring for lending roles, offering a wide range of opportunities for job seekers in the financial sector.

Average Salary Range

The average salary range for lending professionals in India varies based on experience and expertise. Entry-level positions in lending typically start at around INR 3-5 lakh per annum, while experienced professionals can earn upwards of INR 15-20 lakh per annum.

Career Path

A career in lending typically progresses from roles such as Loan Officer or Credit Analyst to Senior Loan Officer, Relationship Manager, and eventually to positions like Branch Manager or Regional Head. With experience and expertise, lending professionals can advance to leadership roles within lending institutions.

Related Skills

In addition to expertise in lending practices, professionals in this field are often expected to have strong analytical skills, financial acumen, attention to detail, and excellent communication skills. Knowledge of regulatory requirements and risk management is also beneficial for individuals pursuing a career in lending.

Interview Questions

  • What is the difference between secured and unsecured loans? (basic)
  • How do you assess a borrower's creditworthiness? (medium)
  • Can you explain the concept of debt-to-income ratio? (basic)
  • What is the role of collateral in lending? (medium)
  • How do you handle loan delinquencies? (medium)
  • What are the key factors to consider when evaluating a loan application? (advanced)
  • How do you stay updated on changing lending regulations? (basic)
  • Can you walk us through the loan underwriting process? (medium)
  • How do you handle customer objections during the loan approval process? (medium)
  • What strategies would you implement to reduce loan defaults? (advanced)
  • How do you assess market risk in lending? (advanced)
  • Can you explain the concept of loan-to-value ratio? (basic)
  • How do you prioritize loan applications when managing a high volume of requests? (medium)
  • What are the key components of a loan agreement? (medium)
  • How do you ensure compliance with lending regulations in your day-to-day work? (medium)
  • Can you describe a challenging lending scenario you faced and how you resolved it? (advanced)
  • How do you build and maintain relationships with borrowers? (basic)
  • What software tools do you use for loan management and analysis? (basic)
  • How do you handle confidential customer information in your role? (basic)
  • Can you explain the impact of interest rates on lending operations? (medium)
  • How do you assess the financial health of a business applying for a loan? (medium)
  • What steps do you take to verify the information provided by loan applicants? (basic)
  • How do you handle disputes between borrowers and lenders? (medium)
  • Can you discuss a recent change in lending regulations and its impact on your work? (advanced)

Closing Remark

As you prepare for interviews in the lending industry, remember to showcase your expertise in lending practices, analytical skills, and regulatory knowledge. With the right skills and preparation, you can confidently apply for lending roles in India and advance your career in the financial sector. Good luck!

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