Lead - Digital Technology

Godrej Capital is a subsidiary of Godrej Industries and is the holding company for Godrej Housing finance & Godrej Finance. With a digital-first approach and a keen focus on customer-centric product innovation, Godrej Capital offers Home Loans, Loan Against Property, Property Loans, Business Loans and is positioned to diversify into other customer segments and launch new products. The company is focused on building a long-term, sustainable retail financial services business in India, anchored by Godrej Group’s 125+year legacy of trust and excellence. Godrej Capital has a special focus on learning and capability development across its employee base and is committed to diversity, equity, and inclusion as a guiding principle.

The organization has been consistently recognized as a Great Place to Work™ receiving certifications in 2022 and 2023. As it stands, Godrej Capital holds a spot among India's Top 50 Best Workplaces in BFSI 2023 and is also recognized as one of India’s Great Mid-Size Workplaces 2023. Beyond that, it has also had the honor of being named the Best Organization for Women by The Economic Times in both 2022 and 2023, and the Best Workplaces for Women by Great Place to Work in 2022 and in 2023.

Position Overview

We are seeking an experienced and dynamic Lead - Digital Technology to join our technology team as an end-to-end owner driving digital innovations and strategic technology projects. This role requires a seasoned professional who can bridge business strategy with technical execution while leading cross-functional initiatives that drive organizational growth and digital transformation.

Key Responsibilities

Strategic Leadership & Innovation

• Drive end-to-end ownership of digital technology initiatives from conception to implementation
• Identify and evaluate emerging technologies and digital trends to drive innovation within the organization
• Develop and execute comprehensive digital transformation strategies aligned with business objectives
• Lead research and development of new digital solutions and platforms

Project Management & Execution

• Manage complex, multi-stakeholder technology projects with full accountability for delivery
• Define project scope, timelines, resource requirements, and success metrics
• Coordinate with cross-functional teams including product, engineering, design, and business stakeholders
• Ensure projects are delivered on time, within budget, and meet quality standards

Technical Leadership

• Provide technical guidance and mentorship to team members and developers
• Architect scalable and robust digital solutions that meet current and future business needs
• Evaluate and recommend technology stack, tools, and platforms for various initiatives
• Ensure adherence to best practices in software development, security, and data management

Stakeholder Management

• Collaborate closely with senior leadership to align technology initiatives with business strategy
• Present project updates, technical recommendations, and strategic insights to executive stakeholders
• Partner with business units to understand requirements and translate them into technical solutions
• Manage vendor relationships and external technology partnerships

Team Development & Culture

• Foster a culture of innovation, continuous learning, and technical excellence within the team
• Participate in hiring and building high-performing technology teams
• Establish processes and frameworks that enhance team productivity and project delivery

Required Qualifications

Education

• MBA from a recognized business school (required)
• Bachelor's degree in Computer Science, Information Technology, Engineering, or related technical field

Experience

• 8-12 years of progressive experience in digital technology, software development, or related fields
• Proven track record of successfully delivering large-scale technology projects
• Experience in digital transformation initiatives and emerging technology implementation

Technical Skills

• Strong understanding of modern software development methodologies (Agile, DevOps, etc.)
• Familiarity with AI/ML technologies, and digital platforms
• Understanding of API design, microservices architecture, and system integration
• Knowledge of cybersecurity principles and best practices

Preferred Qualifications

• Industry Experience

  : 3+ years of experience in the lending industry (banks, NBFCs, fintech lenders, or financial services)

• Lending Technology Knowledge

  : Understanding of lending lifecycle, credit assessment systems, loan origination systems (LOS), loan management systems (LMS), and regulatory compliance requirements

• Financial Technology Expertise

  : Experience with payment gateways, digital KYC, risk management systems, and banking APIs

• Salesforce Experience

  : Hands-on experience with Salesforce platform, including Sales Cloud, Service Cloud, and custom application development
• Experience with fintech-specific technologies and regulatory frameworks
• Track record of building and scaling technology teams in financial services