Senior Executive - Central Operations

Job Description

Godrej Capital is a subsidiary of Godrej Industries and is the holding company for Godrej Housing finance & Godrej Finance. With a digital-first approach and a keen focus on customer-centric product innovation, Godrej Capital offers Home Loans, Loan Against Property, Property Loans, Business Loans and is positioned to diversify into other customer segments and launch new products. The company is focused on building a long-term, sustainable retail financial services business in India, anchored by Godrej Group’s 125+year legacy of trust and excellence. Godrej Capital has a special focus on learning and capability development across its employee base and is committed to diversity, equity, and inclusion as a guiding principle. The organization has been consistently recognized as a Great Place to Work™ receiving certifications in 2022 and 2023. As it stands, Godrej Capital holds a spot among India's Top 50 Best Workplaces in BFSI 2023 and is also recognized as one of India’s Great Mid-Size Workplaces 2023. Beyond that, it has also had the honor of being named the Best Organization for Women by The Economic Times in both 2022 and 2023, and the Best Workplaces for Women by Great Place to Work in 2022 and in 2023. This role requires the candidate to be well versed with Secured Operations and preferable experience in high value cases/Construction Finance cases. The candidate should have a collaborative approach in owning up and discharging his/her responsibilities. The role incumbent will be responsible for process of managing central operations activities for Construction Finance loans. Repayments: End to end Repayments management including NACH registration and EMI presentations. Account maintenance: Management of post disbursal loan life cycle activities: like Part payments and Loan closures Daily and monthly Bank book, Bank statement and system reconciliations Loan Servicing for customer requests and complains received at Operations Insurance Operations: Central Insurance management for all locations Ensure adherence to all Central operations process in collaboration with other functions like sales, credit, customer service, collections. Adherence to the laid processes and checklist and regular feedback to incorporate adequate controls. Management of contractual resources to ensure productivity and quality of delivery. Proper assistance in audits & compliance related matters and ensuring proper closures with corrective action. Management of MIS’s and ensure all open entries are well reconciled. Follow up with relevant teams for closure of open entries. Execution knowledge of Regulatory activities like CERSAI, CKYC and other reporting criteria. Graduate with 3-4 years of work experience in Operations (Secured Operations, high value cases). Handled Operations at an HFC / NBFC. Handled a team of contractual staff in previous experience Eye for detail and stretch basis the work requirements. Good communication and multi-tasking skills. Ability to work in a challenging and unstructured / dynamic start-up environment. Good Collaboration with other functions Show more Show less