5000 Home Loans Jobs - Page 49

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location: M umbai,New Delhi,Pune,Bangalore,Hyderabad,Chennai

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location: M umbai,New Delhi,Pune,Bangalore,Hyderabad,Chennai

As the Credit-Operations Manager, you will be responsible for managing Credit-Operations activities for retail mortgage loans including Home Loans, Home Equity, Affordable Housing Loans, and Digital Loans at a cluster level, covering multiple branches. Your primary role will involve ensuring 100% process adherence, quality checks in lines with credit policy, and compliance. You will act as a bridge between Credit and Operations teams to ensure seamless loan processing. Your responsibilities will include overseeing End-to-End Credit & Operations with a thorough knowledge of credit policy and process. You will supervise the login of loan applications, ensuring all documents are in place as per policy guidelines including KYC. Moreover, you will ensure gating rejections in line with credit policy, monitor login quality, and initiate internal reports and checks as mandated by credit policy. Additionally, you will oversee the preparation of CAM (Credit Appraisal Memo) ensuring completeness and accuracy before submission to credit approvers. You will conduct a final review of loan files before disbursement, ensure compliance with internal and regulatory guidelines, and maintain 100% adherence to policies and SOPs across all credit-operations processes. Identifying and rectifying process gaps to enhance efficiency and accuracy will be a key aspect of your role. You will manage and resolve queries from the Hind-Sighting Team and Internal Audit, ensuring compliance with regulatory requirements and internal controls. Your role will also involve working on Loan Origination System (LOS) and Finnone for loan processing. Familiarity with SFDC (Salesforce) and MS-Excel is an added advantage for tracking and reporting. You will support digital initiatives to streamline credit-operations processes and improve efficiency. Furthermore, you will manage a team of Credit Processing Associates (CPAs) across branches in the assigned region. Regular training and upskilling of CPAs to enhance process knowledge and efficiency will be part of your responsibilities. You will conduct periodic performance reviews and ensure team adherence to KPIs. Foster collaboration between Credit, Sales, and Operations teams to ensure smooth loan processing. Key Performance Indicators (KPIs) that you will be evaluated on include First Time Right (FTR), Turnaround Time (TAT), Compliance Adherence, Process Efficiency, driving penetration of E-NACH for improved operational efficiency, ensuring acknowledgment of property papers from the credit team, and timely handover of PF/Balance PF Cheques to operations team. Qualifications required for this role include being a Graduate (Preferred: Finance, Business Administration, Commerce, or related field) with a Masters/Postgraduate degree. Additionally, a CA/MBA (Finance) or Equivalent qualification is preferred.,

JOB DESCRIPTION : 1.PRINCIPAL ACCOUNTABILITIES: Sourcing business through Existing Customers / Open Market / BT / Top-Ups Verifying KYC & Property Documents Field Verification (Property / Business) Co-ordinate with internal departments (Operations, Credit and Legal Technical) till disbursement. Achieving Monthly Login and Disbursal Targets Ensure adherence to all processes, compliance & policies. 2. SKILLS AND KNOWLEDGE Effective Communication Problem Solving Customer Service Ability to work in a target-oriented environment. 3. EDUCATIONAL QUALIFICATION: MBA - Fresher Locations - Alanganallur, ANNA NAGAR, ARANI, ARANTHANGI, Ariyalur, ATTUR, Batlagundu-2, Chengam, CHIDAMBARAM, Dharapuram, DINDUGAL, EDAPPADI, Erode, GINGEE, Gobichettipalayam, KALLAKURICHI, Kanai, Karaikudi Town, KARAMPAKUDI, KARUMANDAPAM, KUMBAKONAM, MANAMADURAI, MANAPARAI, MECHERI, Melur, Namakkal, Panruti, PATTUKOTTAI, PERAMBALUR, POLLACHI, Pudukkottai, Ranipet, RASIPURAM, Salem, TANJORE, THANAKKANKULAM, Thirukovilur, THIRUVARUR, Thudiyalur, THURAIYUR, TINDIVANAM, Tiruchengode, Tirupattur, Tiruppur, Tiruvanamalai, ULUNDURPET, USILAMPATTI, VELLORE-VIRUTHAMPET, Virudhachalam, VIRUDUNAGAR, Tirunelveli, Tenkasi, Karur, Dharmapuri, Sankarankovil, Oddanchathram, Cumubum, Periyakulam

Candidate must be previous from loan department field sales should have good knowledge about loan sales in field should have bike and license also mandatory should have good communication skills. should be able to travel in field.

Immediately Hiring Relationship Manager for HDFC Sales Pvt limited - Home Loans Across Mysuru Belgaum Hosapete Gulbarga Raichur Interested candidates can Directly Walk-in for Interview at below mentioned Interview location. Here is the Job Description for reference. Roles and Responsibilities :- 1. Area/ Lane /Geography Mapping : Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management : Managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports : Maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment : Identifying the need for appointment of a channel partner. 5. Team Huddle : Attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management : Enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File : Submission of complete application form, documentations and information. Desired Candidate Profile :- At least a graduate. Comfortable for Field Sales. Candidates with experience in any sales background would be preferred. Added advantage to candidates from BFSI industry. Should have good communication & inter-personal skills. Must be having a two wheeler. Perks and Benefits :- Salary as per Company norm's + Attractive Incentives. Contact for more details.- 9844280992 ( Vinod K V - HR ). or Send Mail to vinodkv@hdfcsales.com ** If your are not Interested Kindly refer a Friend Give them a Career ** Thanks & regards, Vinod K V

Dear Candidate, HDFC Sales Pvt Ltd is inviting applications for the role of Loan Officer with below details- Product - Home Loan Work Location - Kalyan Nagar Qualification - Minimum Graduation Experience - 1 year of outbound tele-sales experience from PL/HL/ CC/ Insurance sector Prefer Only Male Candidates can apply If interested please share your updated resume at vinodkv@hdfcsales.com or call at 9844280992for further details. * Refer a Friend and Give them a Career *

Immediately Hiring Relationship Manager for HDFC Sales Pvt limited - Home Loans , Credit Cards, Fixed Deposits and Insurance Sales Across Bangalore. Interested candidates can Directly Walk-in for Interview at below mentioned Interview location. Here is the Job Description for reference. Roles and Responsibilities :- 1. Area/ Lane /Geography Mapping : Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management : Managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports : Maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment : Identifying the need for appointment of a channel partner. 5. Team Huddle : Attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management : Enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File : Submission of complete application form, documentations and information. Desired Candidate Profile :- At least a graduate. Comfortable for Field Sales. Candidates with experience in any sales background would be preferred. Added advantage to candidates from BFSI industry. Should have good communication & inter-personal skills. Must be having a two wheeler. Perks and Benefits :- Salary as per Company norm's + Attractive Incentives. Contact for more details.- 9844280992 ( Vinod K V - HR ). or Send Mail to vinodkv@hdfcsales.com ** If your are not Interested Kindly refer a Friend Give them a Career ** Thanks & regards, Vinod K V

Immediately Hiring Relationship Manager for HDFC Sales Pvt limited - Home Loans Across Mysuru Belgaum Hosapete Gulbarga Raichur Interested candidates can Directly Walk-in for Interview at below mentioned Interview location. Here is the Job Description for reference. Roles and Responsibilities :- 1. Area/ Lane /Geography Mapping : Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management : Managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports : Maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment : Identifying the need for appointment of a channel partner. 5. Team Huddle : Attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management : Enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File : Submission of complete application form, documentations and information. Desired Candidate Profile :- At least a graduate. Comfortable for Field Sales. Candidates with experience in any sales background would be preferred. Added advantage to candidates from BFSI industry. Should have good communication & inter-personal skills. Must be having a two wheeler. Perks and Benefits :- Salary as per Company norm's + Attractive Incentives. Contact for more details.- 9844280992 ( Vinod K V - HR ). or Send Mail to vinodkv@hdfcsales.com ** If your are not Interested Kindly refer a Friend Give them a Career ** Thanks & regards, Vinod K V

you will play a vital role in ensuring the cleanliness, orderliness, and overall hygiene of the facilities within a hospitality establishment. Working closely with the housekeeping team, you will assist in coordinating daily operations, managing staff, and maintaining high cleanliness standards. Key Responsibilities: Housekeeping Operations: Assist in planning, organizing, and overseeing day-to-day housekeeping operations. Ensure all areas of the facility are maintained to the highest standards of cleanliness. Staff Supervision: Supervise housekeeping staff, including room attendants, housekeeping aides, and laundry personnel. Provide training, guidance, and support to ensure efficient and effective performance. Inventory Management: Monitor and manage inventory of cleaning supplies, linens, and guest amenities. Coordinate with the procurement team to replenish supplies as needed. Quality Control: Conduct regular inspections to ensure that rooms and public areas meet established cleanliness standards. Address any deficiencies promptly and implement corrective measures. Guest Satisfaction: Ensure that guest rooms are prepared according to established standards. Respond promptly to guest requests and concerns, striving to exceed guest expectations. Scheduling and Coordination: Assist in creating work schedules for housekeeping staff. Coordinate with other departments to ensure seamless operations. Safety and Compliance: Implement and enforce safety procedures and standards. Ensure compliance with health and safety regulations. Reporting: Generate regular reports on housekeeping activities, including occupancy rates, room turnovers, and cleaning productivity. Provide reports to the management team. Training and Development: Conduct training sessions for housekeeping staff on cleaning techniques, safety protocols, and guest service. Foster a culture of continuous improvement and learning. Budget Assistance: Assist in budget planning and management for the housekeeping department. Control expenses and optimize resource utilization. Collaboration: Collaborate with other departments, such as front office and maintenance, to ensure smooth guest experiences. Participate in regular meetings to coordinate interdepartmental activities. Environmental Initiatives: Implement and promote environmentally friendly housekeeping practices. Integrate sustainability measures into daily operations. Qualifications and Skills: High school diploma or equivalent. Additional education in hospitality or housekeeping is advantageous. Proven experience in housekeeping roles, with supervisory responsibilities. Knowledge of cleaning techniques, sanitation standards, and housekeeping best practices. Familiarity with inventory management systems. Strong organizational and multitasking abilities. Excellent communication and leadership skills. Customer-focused with a commitment to delivering exceptional service. Ability to handle and resolve guest concerns.

We are Hiring HDB Financial sevices From the trusted Family of HDFC Bank Ltd. #Freshers Also Apply Kindly share Your Resume to WhatsApp !!! Kindly share your resume in WhatsApp and Mentioned Your Nearby city +917871539343 Roles and Responsibilities Manage a team of sales professionals to achieve targets in Home Loans, LAP (Loan Against Property), Mortgage Loans, NBFC, Banking Sales & Financial Services Sales. Develop and implement effective strategies to increase revenue growth and customer acquisition. Build strong relationships with clients through excellent communication skills and negotiation abilities. Analyze market trends and competitor activity to stay ahead in the industry. Ensure compliance with regulatory requirements and internal policies.

Role & responsibilities Position : Branch Business Manager - Home Loans Location : Pune/Rajkot 1. Ensure achievement of sales target by driving sales at the branch 2. Build, manage and promote relationship with DSAs in order to generate new customer leads 3. Interface with the customer and provide efficient service 4. Work towards building a credit worthy portfolio at the branch

As a Fortune 50 company with more than 400,000 team members worldwide, Target is an iconic brand and one of America's leading retailers. Joining Target means promoting a culture of mutual care and respect and striving to make the most meaningful and positive impact. Becoming a Target team member means joining a community that values different voices and lifts each other up . Here, we believe your unique perspective is important, and you'll build relationships by being authentic and respectful. Overview about TII At Target, we have a timeless purpose and a proven strategy. And that hasnt happened by accident. Some of the best minds from different backgrounds come together at Target to redefine retail in an inclusive learning environment that values people and delivers world-class outcomes. That winning formula is especially apparent in Bengaluru, where Target in India operates as a fully integrated part of Targets global team and has more than 4,000 team members supporting the companys global strategy and operations. PRIMARY FUNCTION: Participate in the strategic growth of Assets protection department to support the design, construction. Drive collaboration and deliver optimized programmatic technical/engineering solutions that fulfil Targets goals and objectives. Partner with internal teams, to assure the successful completion of all Assets protection team programs including design of new facilities and remodel efforts, sustainability programs, innovation, and facilities support. Direct supervision of Assets protection team members. Participates in strategic talent and business planning as well as, goal development activities. Provide team leadership and brand management of the Target team through the implementation of culture and Values. PRINCIPAL DUTIES AND RESPONSIBILITIES 1.Team Leadership Build a positive work environment that unifies the team, encourages collaboration and promotes Target as a preferred workplace. Enhance partnership between Minneapolis and TII supporting our one team philosophy.Provides leadership, coaching, motivation and assistance to direct reports and other team members to ensure teamwork and high performance in the accomplishment of all responsibilities and projects. 2. Manage Talent: Cultivate talent by recruiting, attracting and developing new team members.Work directly with team member(s) to set goals, objectives and position responsibilities that support Targets culture and Values. Closely monitor high potentials and provide resources for continued growth.Writes and conducts team member performance reviews, recommends and administers counseling and corrective action.Develops and encourage growth of team members.Initiate and conduct work programs in accordance with Targets policies, priorities and budget. 3. Manage Financial Resources Support the development, forecasting and management of capital and expense budgets for assigned function 4. Provide Technical Leadership: Recognized technical leader within discipline and thorough understanding of how work affects other disciplines.Strategize and implement ways to improve productivity, design, accuracy, and completeness of work.Schedule projects and assignments..Monitor execution of team assignments associated with Targets construction program.Provide technical oversight and assistance to other departments as required. REPORTING/WORKING RELATIONSHIPS : Reports to Sr. Manager and above Skills/Abilities Proven ability to lead and coordinate multiple projects, develop and implement schedules, and prioritize workload Excellent analytical and strategic problem solving skills, highly developed understanding of companys strategic direction and ability to interpret and communicate senior management directives. Demonstrated ability to make effective presentations to executive groups Excellent interpersonal and communication skills; ability to work well with others and contribute to a positive work environment and the ability to mentor and coach others. Working knowledge of business application software (Outlook, PowerPoint, Excel, and Word). Des Desired Qualifications and Experience Bachelors degree from a recognized university. ( BE/Bsc/BCA/BBA) Achieved recognized standing in professional field through personal contribution 7 to 10 years related experience in Engineering/Project Management/project execution with demonstrated managerial ability. Useful Links- Life at Target- https://india.target.com/ Benefits- https://india.target.com/life-at-target/workplace/benefits Culture- https://india.target.com/life-at-target/belonging

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Core Responsibilities: Sales Process Management o Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for home loan and LAP channel so as to ensure repeat business or referrals o Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Maximize number of APFs and increase penetration in the approved APF projects. o Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Sales Planning and Team Management o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team of relationship managers for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Industry & Governance o Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems. Qualifications: Graduate, Masters/Postgraduate Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals.o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

Responsibilities: Identify & meet potential customers through field visits Pitch home loan solutions to customers Manage documentation & loan processing Achieve monthly sales and disbursement targets Own a two-wheeler & ready for fieldwork Travel allowance Job/soft skill training

Responsibilities: Identify & meet potential customers through field visits Pitch home loan solutions to customers Manage documentation & loan processing Achieve monthly sales and disbursement targets Own a two-wheeler & ready for fieldwork Travel allowance Job/soft skill training

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - Mumbai,Delhi / NCR,Pune,Bangalore,Hyderabad,Chennai

Key Responsibilities: Customer Follow-up: Conduct timely follow-ups through phone calls, field visits, and SMS to customers who have missed their first EMI or are in early stages of delinquency. Collection Execution: Achieve monthly recovery targets by persuading customers to make payments and reduce delinquency levels in the X bucket. Field Visits: Visit customers' addresses to collect dues, issue notices if required, and assess customer intent and capacity to pay. Skip Tracing: Coordinate with internal skip tracing team or conduct basic investigation for non-contactable customers. Negotiation & Resolution: Negotiate with customers to arrive at amicable payment solutions while adhering to company policy. Documentation & Reporting: Maintain accurate and timely documentation of collection activities, payment commitments, and customer interactions in the system. Compliance & Ethics: Follow collection guidelines as per RBI and company norms, maintaining professionalism and avoiding coercive practices. Coordination: Work closely with the branch team, collection agencies, and tele-calling units to ensure prompt action and resolution. Key Skills & Competencies: Strong interpersonal and negotiation skills Basic knowledge of two-wheeler loan products Willingness to travel within the assigned geography Good communication and persuasive abilities Target-oriented with a proactive approach Familiarity with collection tools and mobile apps is a plus Qualifications & Experience: Minimum HSC / Graduate (preferred) 1-3 years of experience in retail loan collections, preferably in two-wheeler loans Experience handling X bucket or early-stage delinquency is an advantage Familiarity with the local language and geography is a must Valid two-wheeler driving license and own vehicle preferred

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals.o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales.o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategieso Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable) Location - Mumbai,Delhi / NCR,Pune,Bangalore,Hyderabad,Chennai