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3.0 - 5.0 years

2 - 6 Lacs

Gadag, Hubli, Koppal

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We are looking for a skilled Relationship Manager to join our team at Equitas Small Finance Bank Ltd, with 3 years of experience in the BFSI industry. The ideal candidate will have a strong background in micro mortgages and excellent relationship management skills. Roles and Responsibility Manage and maintain relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through cross-selling and upselling of financial products. Develop and implement strategies to increase sales revenue from micro mortgage loans. Collaborate with internal teams to resolve client queries and issues promptly. Conduct regular portfolio reviews to ensure compliance with regulatory requirements. Provide exceptional customer service to build and retain strong client relationships. Job Requirements Minimum 3 years of experience in the BFSI industry, preferably in micro mortgages. Strong knowledge of financial products and services related to micro mortgages. Excellent communication and interpersonal skills for building strong client relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to identify new business opportunities. Experience working with small finance banks or NBFCs is an added advantage.

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1.0 - 5.0 years

1 - 4 Lacs

Chennai, Kanchipuram

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We are looking for a highly skilled and experienced Legal Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-4 years of experience in the BFSI industry. Roles and Responsibility Provide legal advice and support on various matters, including contracts and agreements. Draft, review, and negotiate legal documents such as contracts, agreements, and policies. Conduct legal research and analysis to ensure compliance with regulatory requirements. Collaborate with internal stakeholders to provide legal guidance and support. Develop and implement legal procedures and protocols to ensure compliance with regulatory requirements. Manage and maintain accurate records of legal documents and correspondence. Job Requirements Bachelor's degree in Law (LLB) or equivalent qualification. At least 1 year of experience in the BFSI industry, preferably in a legal role. Possess strong knowledge of banking laws, regulations, and industry standards. Demonstrate excellent drafting, negotiation, and communication skills. Ability to work independently and collaboratively as part of a team. Exhibit strong analytical and problem-solving skills.

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1.0 - 6.0 years

2 - 4 Lacs

Erode

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd in the BFSI industry. The ideal candidate will have 1 to 6 years of experience managing Mutual Fund collections. Roles and Responsibility Manage and maintain strong relationships with clients to ensure timely payments and minimize defaults. Develop and implement effective strategies to improve collection efficiency and reduce delinquencies. Collaborate with internal teams to resolve customer complaints and issues promptly. Analyze market trends and competitor activity to identify opportunities for growth and improvement. Provide excellent customer service to build trust and loyalty with clients. Identify and mitigate risks associated with mutual fund investments. Job Requirements Proven experience in relationship management, preferably in the BFSI industry. Strong knowledge of mutual fund products and services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with cross-functional teams to achieve business objectives.

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1.0 - 6.0 years

3 - 7 Lacs

Omalur, Erode

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue and cross-sell products. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Proficiency in using technology and software applications. Ability to meet sales targets and achieve performance goals.

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2.0 - 7.0 years

3 - 7 Lacs

Tiruchirapalli, Krishnarayapuram

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing customers to ensure timely payments and minimize defaults. Identify new business opportunities through networking and referrals. Conduct site visits to assess customer needs and provide personalized solutions. Develop and implement strategies to increase sales and revenue growth. Collaborate with internal teams to resolve customer complaints and issues. Maintain accurate records of customer interactions and transactions. Job Requirements Strong knowledge of micro mortgages and related products. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Experience in relationship management and sales strategy development.

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1.0 - 4.0 years

4 - 8 Lacs

Kolhapur, Pune

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably in retail mortgages. Roles and Responsibility Manage and maintain strong relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and competitor analysis to stay informed about industry trends. Collaborate with internal teams to provide comprehensive solutions to clients. Develop and implement effective sales plans to achieve targets and goals. Provide exceptional customer service and support to resolve client queries and concerns. Job Requirements Strong knowledge of retail mortgages and financial products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with cross-functional teams and building strong relationships. Familiarity with industry regulations and compliance requirements.

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1.0 - 6.0 years

3 - 7 Lacs

Perambalur, Kumbakonam

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1 to 6 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue from existing clients. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Experience in relationship management and sales is an added advantage.

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0.0 - 3.0 years

3 - 7 Lacs

Kumbakonam, Nagapattinam

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We are looking for a highly motivated and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 0-3 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing customers to ensure timely payments and minimize defaults. Identify new business opportunities through networking and referrals. Conduct site visits to assess customer needs and provide personalized solutions. Develop and implement strategies to increase sales and revenue growth. Collaborate with internal teams to resolve customer complaints and issues. Maintain accurate records of customer interactions and transactions. Job Requirements Any graduate or postgraduate degree from a recognized university. Strong knowledge of micro mortgages and financial products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Proficiency in MS Office and other relevant software applications. Strong analytical and problem-solving skills.

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2.0 - 7.0 years

3 - 7 Lacs

Tiruvannamalai, Chennai, Vellore

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Experience in relationship management and sales development.

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1.0 - 2.0 years

2 - 7 Lacs

Chennai

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We are looking for a highly motivated and experienced Branch Sales Manager to lead our micro mortgage sales team in Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Develop and implement effective sales strategies to achieve business targets. Lead and manage a team of sales professionals to meet their individual and collective goals. Build and maintain strong relationships with customers, stakeholders, and partners. Analyze market trends and competitor activity to identify new business opportunities. Collaborate with cross-functional teams to drive business growth. Monitor and control expenses to ensure profitability and efficiency. Job Requirements Proven experience in micro mortgages or related fields. Strong leadership and management skills. Excellent communication, interpersonal, and negotiation skills. Ability to analyze data and make informed decisions. Strong problem-solving and customer service skills. Experience working in a fast-paced environment and meeting deadlines.

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2.0 - 4.0 years

2 - 6 Lacs

Nokha, Bikaner

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-4 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans and maintain high customer satisfaction. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue and achieve business targets. Collaborate with internal teams to resolve client queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgages and related products. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong problem-solving and analytical skills. Proficiency in using technology and software applications. Ability to meet sales targets and achieve business objectives.

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1.0 - 6.0 years

2 - 6 Lacs

Kalburagi, Hubli

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We are looking for a highly skilled and experienced Area Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-15 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee credit operations within the bank. Develop and implement effective credit policies and procedures. Conduct thorough credit risk assessments and provide recommendations. Collaborate with cross-functional teams to achieve business objectives. Monitor and analyze credit portfolio performance metrics. Identify areas for improvement and implement process enhancements. Job Requirements Strong knowledge of credit underwriting, risk management, and regulatory compliance. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Strong leadership and team management skills. Proficiency in credit software and systems. Experience in managing and analyzing large datasets. Educational qualifications: Any Graduate or Postgraduate degree.

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2.0 - 4.0 years

2 - 6 Lacs

Nokha, Bikaner

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-4 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue from existing clients. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Experience in relationship management and sales is an added advantage.

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1.0 - 4.0 years

4 - 8 Lacs

Barmer, Jodhpur

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We are looking for a highly skilled and experienced Relationship Manager to join our team in the retail mortgages sector. The ideal candidate will have 1-4 years of experience in relationship management, preferably in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and grow existing client relationships through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of mortgage products and services. Provide exceptional customer service and support to clients throughout the mortgage process. Stay updated on market trends and competitor activity to stay ahead in the competitive landscape. Achieve sales targets and contribute to the growth of the organization. Job Requirements Proven experience in relationship management, preferably in the BFSI industry. Strong knowledge of retail mortgages and related products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working with Equitas Small Finance Bank Ltd is an added advantage.

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1.0 - 2.0 years

4 - 8 Lacs

Bhavnagar, Surendranagar, Rajkot

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We are looking for a highly motivated and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably in retail mortgages. Roles and Responsibility Manage and maintain strong relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and competitor analysis to stay informed about industry trends. Collaborate with internal teams to provide excellent customer service and support. Develop and implement effective sales plans to achieve targets and goals. Analyze sales data and performance metrics to optimize sales strategies. Job Requirements Strong knowledge of retail mortgages and financial products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with cross-functional teams and building strong relationships. Familiarity with industry regulations and compliance requirements.

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3.0 - 8.0 years

2 - 7 Lacs

Bhavnagar

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We are looking for a highly motivated and experienced Business Development Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3 to 8 years of experience in the BFSI industry, preferably in used car finance. Roles and Responsibility Develop and implement effective business strategies to achieve sales targets. Build and maintain strong relationships with clients and stakeholders. Conduct market research and analyze competitor activity to stay ahead in the market. Collaborate with cross-functional teams to drive business growth. Identify and mitigate risks associated with business development activities. Monitor and report on business performance metrics. Job Requirements Strong knowledge of the BFSI industry, particularly in used car finance. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with financial institutions is an advantage. Ability to think creatively and develop innovative solutions. Any graduate can apply for this position.

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3.0 - 5.0 years

3 - 7 Lacs

Kallakkurichi, Chidambaram, Viluppuram

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Minimum 3 years of experience in the BFSI industry, preferably in micro mortgages. Strong knowledge of financial products and services related to micro mortgages. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with banking regulations and compliance requirements.

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2.0 - 7.0 years

3 - 7 Lacs

Erode

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue and market share. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Proficiency in MS Office and other relevant software applications.

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5.0 - 10.0 years

4 - 8 Lacs

Bengaluru

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We are looking for a highly skilled and experienced Relationship Manager to join our team in the retail mortgages sector. The ideal candidate will have a strong background in BFSI, particularly in small finance banks. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and grow existing client relationships through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of mortgage products and services. Conduct thorough analysis of client financial situations to offer expert advice on mortgage options. Build and maintain a network of industry contacts to stay informed about market trends and competitor activity. Provide exceptional customer service by responding promptly to client queries and resolving issues efficiently. Job Requirements Proven experience in relationship management within the BFSI sector, preferably in a retail mortgages setting. Strong knowledge of mortgage products, including features, benefits, and risks. Excellent communication and interpersonal skills to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets consistently. Strong analytical and problem-solving skills to assess client financial situations. Experience working with small finance banks or similar institutions is advantageous.

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2.0 - 7.0 years

2 - 7 Lacs

Ballari, Chitradurga

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We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes and industry trends to enhance credit operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment with multiple priorities. Proficiency in credit software and systems is required. Strong attention to detail and organizational skills are essential. Experience working in the BFSI industry, preferably in a similar role.

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2.0 - 3.0 years

1 - 4 Lacs

Ludhiana

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We are looking for a highly motivated and experienced Business Development Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-3 years of experience in the BFSI industry. Roles and Responsibility Develop and implement effective business strategies to achieve sales targets. Build and maintain strong relationships with clients and stakeholders. Identify new business opportunities and expand existing customer relationships. Collaborate with cross-functional teams to drive business growth. Analyze market trends and competitor activity to stay ahead in the market. Provide excellent customer service and support to ensure high levels of customer satisfaction. Job Requirements Strong understanding of the BFSI industry and its regulations. Excellent communication, interpersonal, and negotiation skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills with attention to detail. Experience in developing and implementing business development plans. Familiarity with financial products and services is an added advantage.

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1.0 - 6.0 years

4 - 8 Lacs

Madurai, Manapparai, Tiruchirapalli

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We are looking for a highly skilled and experienced Relationship Manager to join our team in the retail mortgages sector. The ideal candidate will have 1-10 years of experience in the BFSI industry, preferably with Equitas Small Finance Bank Ltd. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and grow existing client relationships through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of mortgage products and services. Conduct thorough analysis of client financial situations to offer expert advice on mortgage options. Build and maintain a network of contacts within the community to stay informed about market trends and competitor activity. Provide exceptional customer service by responding promptly to client queries and resolving issues efficiently. Job Requirements Proven experience in relationship management, preferably in the BFSI industry. Strong knowledge of mortgage products and services, including features and benefits. Excellent communication and interpersonal skills to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets consistently. Strong analytical and problem-solving skills to assess client financial situations. Proficiency in using technology and software applications to manage client data and interactions.

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2.0 - 4.0 years

1 - 4 Lacs

Bengaluru

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We are looking for a highly skilled and experienced Receivable Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1 to 6 years of experience in the BFSI industry, with expertise in receivables management. Roles and Responsibility Manage and oversee the collection process to ensure timely recovery of outstanding amounts. Develop and implement effective strategies to minimize bad debt and improve cash flow. Collaborate with internal teams to resolve customer complaints and disputes. Analyze and report on delinquency trends and provide insights for improvement. Ensure compliance with regulatory requirements and company policies. Maintain accurate records and reports of all transactions and interactions. Job Requirements Strong knowledge of accounting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in MS Office and other relevant software applications. Strong analytical and problem-solving skills. Ability to maintain confidentiality and handle sensitive information. Experience working in a similar role within the BFSI industry is preferred.

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0.0 - 4.0 years

1 - 3 Lacs

Madurai, Theni

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We are looking for a highly motivated and customer-focused individual with 0 to 4 years of experience to join our team as a Customer Service Officer - MF in Equitas Small Finance Bank Ltd. The ideal candidate will have excellent communication skills and the ability to provide top-notch service to our customers. Roles and Responsibility Handle customer inquiries and resolve issues professionally and courteously. Provide product information and solutions to customers via phone, email, or other channels. Resolve complaints and concerns in a timely and efficient manner. Collaborate with internal teams to improve overall customer satisfaction. Maintain accurate records of customer interactions and transactions. Identify opportunities to upsell and cross-sell products and services. Job Requirements Any graduate degree from a recognized university. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and handle multiple tasks simultaneously. Strong problem-solving and analytical skills. Proficient in using computer systems and software applications. Ability to work collaboratively as part of a team.

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0.0 - 3.0 years

4 - 8 Lacs

Nagpur, Buldana, Akola

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Looking for a motivated Relationship Manager to join our team in the retail mortgages department. The ideal candidate should have 0-3 years of experience and be based in Equitas Small Finance Bank Ltd. Roles and Responsibility Develop and maintain strong relationships with clients to understand their mortgage needs and provide tailored solutions. Conduct thorough analysis of client financial statements to assess creditworthiness and make informed decisions. Collaborate with internal teams to ensure seamless processing of mortgage applications and disbursements. Provide exceptional customer service by responding promptly to client queries and resolving issues efficiently. Stay updated on market trends and competitor activity to identify new business opportunities. Maintain accurate records of client interactions, transactions, and portfolio performance. Job Requirements Strong knowledge of retail mortgages, including features, benefits, and risks. Excellent communication, interpersonal, and negotiation skills. Ability to work in a fast-paced environment and meet sales targets. Proficiency in using technology platforms for efficient workflow management. Strong analytical and problem-solving skills with attention to detail. Ability to build rapport with clients from diverse backgrounds and income levels. Location - Buldana,Akola,Nagpur,Nashik

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Exploring Home Loans Jobs in India

The home loans job market in India is thriving, with numerous opportunities available for individuals looking to build a career in the financial sector. Whether you are a fresh graduate or an experienced professional, there are various roles in the home loans industry that you can explore.

Top Hiring Locations in India

If you are seeking home loans jobs in India, consider looking in the following major cities where there is active hiring for roles in this field:

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Hyderabad

Average Salary Range

The salary range for home loans professionals in India varies based on experience and expertise. On average, entry-level positions may start at INR 3-5 lakhs per annum, while experienced professionals can earn anywhere between INR 8-15 lakhs per annum.

Career Path

In the home loans industry, a typical career path may progress as follows:

  • Home Loan Associate
  • Home Loan Officer
  • Home Loan Consultant
  • Home Loan Manager
  • Home Loan Specialist

Related Skills

In addition to expertise in home loans, individuals in this field may benefit from possessing the following skills:

  • Financial analysis
  • Customer relationship management
  • Risk assessment
  • Communication skills
  • Sales and marketing acumen

Interview Questions

Here are 25 interview questions that you may encounter when applying for home loans roles. Each question is categorized by difficulty level:

  • Basic:
  • What is a home loan?
  • How do you determine a borrower's eligibility for a home loan?
  • What documents are required for a home loan application?

  • Medium:

  • How do you assess the creditworthiness of a potential borrower?
  • Can you explain the difference between fixed-rate and adjustable-rate mortgages?
  • What factors can affect the interest rate on a home loan?

  • Advanced:

  • How do you handle a situation where a borrower defaults on their home loan?
  • Can you discuss the impact of economic trends on the home loans market?
  • How would you develop a strategic plan to increase home loan approvals for a financial institution?

Closing Remark

As you explore opportunities in the home loans sector in India, remember to showcase your skills, knowledge, and passion for the industry during interviews. By preparing thoroughly and applying confidently, you can position yourself for a successful career in this dynamic field. Good luck!

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