5000 Home Loans Jobs - Page 45

Roles and Responsibilities Sourcing Customers: > Responsible for sourcing target customers (Mortgage) in the branch catchment area. Disbursement > Coordinating with Risk Team for PD, facilitating additional documents/information if any. Collection: > Ensuring timely repayment from the customers Desired Candidate Profile Excellent Local people Networking & Local Market knowledge Excellent ability to speak, read and write in " Hindi" Interest and Good understanding - Local Business around the branch locations. Good interpersonal skills Individual should own a bike & Driving License ( for safety Measures ) . Perks and Benefits Local working candidate - are most preferred . Minimum Graduation Or HSC - cleared profile is required. Age 18-30 Immediate Joiners preferred Fresher or any sales experience are encouraged Experience in Mortgage ( will be added advantage ) Company will Insure - the employee with 5 Lakhs premium ( Health Insurance ) from the day of joining along for family members ( 1 + 4 ) . CUG sim & Data charges - free Travel Allowance are fixed and credit monthly basis.

Role & responsibilities: 1. Sales Strategy & Planning Develop and implement regional sales plans for home loan products. Set targets for branches and sales teams in the region. Analyze market trends and identify new business opportunities. 2. Team Management Lead and manage a team of sales executives, branch managers, and relationship managers. Provide training, mentoring, and motivation to achieve sales targets. Monitor team performance and provide feedback. 3. Business Development Build relationships with builders, real estate agents, and other partners to generate leads. Conduct promotional activities and participate in property exhibitions/events. Explore untapped markets to expand the customer base. 4. Customer Relationship Management Ensure a smooth customer journey from lead generation to disbursement. Resolve customer complaints or issues promptly and professionally. Ensure compliance with customer service standards and regulatory requirements. 5. Reporting & Coordination Prepare regular sales reports and performance reviews. Coordinate with credit, operations, and risk teams for smooth processing and approvals. Ensure adherence to company policies, compliance, and risk management guidelines. 6. Market & Competitor Analysis Keep track of competitor products, pricing, and strategies. Suggest changes or improvements in home loan offerings to stay competitive. Preferred candidate profile :Should have a team handling experience of driving Home Loans/Mortgage loans sales with a min business of 15Cr/month candidates who frequently change jobs are requested to ignore this job posting. candidates with good stability with the organizations are preferred Perks and benefits :Attractive salary and benefits for the deserving candidate Suitable candidates who believe a fit for the position may please forward their resumes to gunaseelan.ekambaram@indusind.com/ reach on 9962444774

Green Start is looking to hire a seasoned Zonal Sales Manager South for a reputable NBFC specializing in Affordable Housing Finance. As the Zonal Sales Manager, you will be responsible for overseeing sales operations for Affordable Home Loans across the entire South Zone, which includes Tamil Nadu, Karnataka, Andhra Pradesh, Telangana, and Kerala. The ideal candidate for this role must have a minimum of 15 years of experience in the home loan industry, specifically in Affordable Housing Finance. You should have a strong command over the South Zone and a proven track record of successfully managing teams, building robust DSA networks, and driving loan sales with ticket sizes ranging between 5 to 50 lakhs at interest rates exceeding 11%. Key Responsibilities: - Lead sales operations for Affordable Home Loans in the South Zone. - Manage a large team of Area Sales Managers, Cluster Heads, and Sales Officers across multiple states. - Establish and enhance DSA and connector networks to ensure consistent lead generation and disbursements. - Focus on maintaining portfolio quality and customer satisfaction with ticket sizes ranging from 5 lakhs to 50 lakhs. - Implement pricing discipline and ensure that loan products are sold at interest rates above 11%. - Collaborate with Credit, Operations, and Collections departments to ensure smooth execution and customer onboarding. - Monitor team performance, set zone-wise targets, and design incentive programs to drive results. - Ensure compliance with all regulatory, compliance, and internal audit norms. Candidate Profile: - Minimum 15 years of experience in Home Loans / Affordable Housing Finance. - Extensive experience in DSA-driven business models and managing large field teams. - Proven track record of handling loan ticket sizes ranging from 5 to 50 lakhs. - Strong geographical knowledge and network across South India. - Excellent team management, strategic planning, and execution skills. - Strong interpersonal, negotiation, and communication abilities. - High business acumen with a passion for affordable housing finance. Education: - Graduate / Postgraduate in Business Administration, Finance, or a relevant discipline. Join Green Start as the Zonal Sales Manager South for an exciting opportunity to lead sales operations in Affordable Home Loans and make a significant impact in the Affordable Housing Finance sector.,

As an Insurance Sales Manager in Amritsar and Jalandhar, you will be responsible for managing sales activities in the Life Insurance sector through the Banca channel. Your key responsibilities will include reconciling data received from PCHFL with application forms, resolving discrepancies identified by the operations and underwriting teams, and following up with stakeholders for application clearance. You will be expected to track and report the progress of cases on a daily basis, schedule medical examinations, assist in lead generation for cross-selling opportunities, and provide post-issuance customer service by addressing customer queries and resolving issues related to certificates of insurance. To be successful in this role, you should have 1-2 years of experience in sales, specifically in the insurance, home loan, or banking sectors. A graduate or post-graduate qualification is required, along with key skills in bancassurance, banca sales, cross-selling, and customer service. The salary range for this position is between 2 to 4 Lakhs per annum. If you are passionate about sales and have a professional degree, this opportunity in sales and marketing could be the next step in your career growth.,

About The Role Sr. Business Executive - DSA Department Business Banking Asset Division-Business Loans Location All Number of Positions 52 Reporting Relationships No Position Grade E0 Job Role: This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans) Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography To understand clients business & provide appropriate products like Business loans, OD facilty Has to work closely with DSA"™s/do Tele calling/Branch Banking teams for new customer addition. To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. To be alert on competitive elements in the target segments (viz. other banks etc.) &Augment the presence and penetration of the Kotak brand in the target market Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible Job Requirements: Graduate / MBA Experience3-4 years in the local market, preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Should have good oral and written Communication skills. Job Knowledge- The candidate would need to handle Sales for a gamut of products like TL, OD,

Sourcing Home Loans/LAP via market leads & DSAs Managing teams, driving targets, ensuring end-to-end processing, training staff, resolving queries. Maintaining client relations and analyzing market trends to boost disbursement & portfolio quality.

Should have 2+ years of experience. Should have experience in products: Home Loan, LAP, and Major Money Funding cases. Basic knowledge about KYC. This role requires an in-depth understanding of Affordable Home loan sector together.

Key Responsibilities: Sales & Business Development: Developing and executing strategies to achieve sales targets and business growth. Identifying and pursuing new business opportunities within the branch's area. Managing key dealer and customer relationships. Leading and managing sales teams to drive performance. Operations & Financial Management: Overseeing daily branch operations, ensuring smooth functioning. Managing budgets, monitoring expenses, and forecasting financial performance. Ensuring compliance with company policies and procedures. Preparing and analyzing financial reports. Customer Relationship Management: Ensuring a customer-centric approach within the branch. Maintaining and nurturing customer relationships. Providing excellent customer service throughout the loan application process. Team Management: Recruiting, hiring, and training new team members. Managing and motivating branch staff. Conducting performance appraisals and providing feedback.

This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans) Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography To understand clients business & provide appropriate products like Business loans, OD facilty Has to work closely with DSAs/do Tele calling/Branch Banking teams for new customer addition. To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. To be alert on competitive elements in the target segments (viz. other banks etc.) &Augment the presence and penetration of the Kotak brand in the target market Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible Graduate / MBA Experience3-4 years in the local market, preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Should have good oral and written Communication skills. Job Knowledge- The candidate would need to handle Sales for a gamut of products like TL, OD,

Regional Technical Manager JD : Handling to the team of technical manger Valuation of Real Estate Scenario:- Handling various key segments in terms of Valuation of different properties with specific turnaround time. Quality Measurement: - Established good quality standards for developing the business and created a good learning environment for team to ensure good quality of work and as per the policy norms. Business Development: - Identified and developed new builder relationships for revenue growth and also maintained relationships with the old builders to achieve repetitive business. Have also gained some experience related to Sales, Credit, Compliances and Operations stream. Prepared Job Safety Analysis for site Checking beam details, steel work and levels of shuttering. Prepared Bar Bending Schedules for columns and beams. Site visit and data collection. Conducted various load tests on pile. Visited and observed the working of cement plant at Kymore. Studied the basics of construction at site. Examined various safety parameters at plant.

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function Credit Card - Credit Role Credit Underwriters Designation M2 Grade CTC 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards) Location Goregaon & Thane (candidates staying about an hour max from office location). To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases under defined TAT by Bank. Ensure to maintained acceptable audit quality report Co-coordinating with verification agencies to get timely verification reports, cross-verifying reports.

Relationship Manager Prime Vishwaas Sales M1 Job role & Responsibilities: Manage Auto loan through Car Dealers, Direct Sales Agents & Direct Sales Teams Empanelment of New car Dealers, DSA & DST in the Market Accountable for sales performance & Productivity of team Conduct Training for all the channels & Team on Product, Policy & Market Changes Manage Business Promotional activities with Channels Responsible for tracking channels & Team for Quality sourcing & Healthy portfolio Interact with credit team, & Get business approvals Keep close watch on competitor product, Policy & Market strategy Deliverables : Recruit, Train & Motivate channel sales team achieve sales targets Guide channel sales team & introduce clients to them Maintain knowledge on all bank product & series & assist to resolve customer queries Develop new relationships with customers to increase revenue & accounts

Relationship Manager Prime Vishwaas Sales M1 Job role & Responsibilities: Manage Auto loan through Car Dealers, Direct Sales Agents & Direct Sales Teams Empanelment of New car Dealers, DSA & DST in the Market Accountable for sales performance & Productivity of team Conduct Training for all the channels & Team on Product, Policy & Market Changes Manage Business Promotional activities with Channels Responsible for tracking channels & Team for Quality sourcing & Healthy portfolio Interact with credit team, & Get business approvals Keep close watch on competitor product, Policy & Market strategy Deliverables : Recruit, Train & Motivate channel sales team achieve sales targets Guide channel sales team & introduce clients to them Maintain knowledge on all bank product & series & assist to resolve customer queries Develop new relationships with customers to increase revenue & accounts

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function Credit Card - Credit Role Credit Underwriters Designation M2 Grade CTC 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards) Location Goregaon & Thane (candidates staying about an hour max from office location). To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases under defined TAT by Bank. Ensure to maintained acceptable audit quality report Co-coordinating with verification agencies to get timely verification reports, cross-verifying reports.

JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different MISs of Portfolio. Monitoring churning and overdue in accounts. Processing bills of empaneled vendors for service rendered. Coordinating with empaneled vendors and resolving issues (if any). Coordinating with Business team, Credit teams, etc as per the requirement. Other related activities. Approve or reject loan requests, based on credibility and potential revenues and losses Calculate and set interest rates Negotiate loan terms with clients Monitor payments Maintain records of loan applications

Relationship Manager Prime Vishwaas Sales M1 Job role & Responsibilities: Manage Auto loan through Car Dealers, Direct Sales Agents & Direct Sales Teams Empanelment of New car Dealers, DSA & DST in the Market Accountable for sales performance & Productivity of team Conduct Training for all the channels & Team on Product, Policy & Market Changes Manage Business Promotional activities with Channels Responsible for tracking channels & Team for Quality sourcing & Healthy portfolio Interact with credit team, & Get business approvals Keep close watch on competitor product, Policy & Market strategy Deliverables : Recruit, Train & Motivate channel sales team achieve sales targets Guide channel sales team & introduce clients to them Maintain knowledge on all bank product & series & assist to resolve customer queries Develop new relationships with customers to increase revenue & accounts

Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with other internal cross functional stakeholders like Marketing, IT, digital/ BSG, to drive agreed initiatives to build scale Work with partners to design and execute joint PA/PQ programs resulting in 3X growth Job Requiremetnts Qualification - Graduate from a recognized University - with 6 to 8 years of experience of handling web aggregator business. preferably in banking or insurance. Job KnowledgeUnderstanding of personal loans will be an added advantage; Skills & Experience Quick learner ; Excellent written and oral communication,

Job Responsibilities: Should have experience in Mortgage Loan, Loan against property Generating business from DSAs. Monitoring pre and post disbursal documents / formalities. Monitoring & resolving Infant delinquent cases Building relationship with current and prospective Customers Providing off roll incentive inputs for timely processing Meeting HNI customers for Business Loans Generating corporate leads and closing them Achieve the branch/location target through the team which includes branch sales target, ALR ,controlling PDD/delinquency Job Requirements: Comfortable with using MS Word and MS Excel Good Communication and interpersonal skills Demonstrable team management skills Ability to collaborate, delegate and motivate Educational Qualifications: Should be graduate and above Work Experience: Minimum work experience of 3 years Exposure in similar industry would be preferable Exposure to secured lending asset products viz. Home Finance/Personal Loan/Educational Loan etc can be considered

Job Role PDU Executive Visit the properties being mortgage with KMBL for verticals of commercial & consumer banking. Complete APF process for project like site visit, Builder meeting, Original documents verification. Preparing valuation reports & APF reports for property visited , Vetting external reports, Verifying documents of properties , releasing valuation, putting up for deviation approval to respective authority & updating reports in LOS. Initiation cases to external vendor, getting report in TAT, coordinate with Branch & vendor, Billing of vendor. Needs to adhere policies & processes of bank. Updating to sales/HO for current market trend in real estate. Educational qualification BE in Civil engineering. Must be familiar with location.

Job Role Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To ensure completion of disbursement process of a client will all formalities.

Manage sales and distribution through the cross channel and open market channels Ensure unilateral growth by adding new DSAs / Branches Manage and grow the Direct Sales team and focus on increased Productivity Marketing and encashing catchment areas Meeting HNI clients and explaining various products related to Loan against property/HF Responsible for Builder relations and Builder Tie Ups to focus on Primary Markets Responsible for Project approvals of Builders Ensure additional revenue generation through cross sell & Multi selling of Insurance, CASA , Credit Cards etc. Training & Development of the DST Team and DSAs Liasoning with Internal teams for business like Credit, Legal, Technical, RCU & Operations Responsible for end to end processing of the case and updating the status of the same to the customers. Ensuring Top Class service for Customers for better NPS Scores. Job Requirements: Qualification- Graduate / MBA

Position Title Department Finance Consumer Bank Location Goregaon, Mumbai Number of Positions Upto 2 Reporting Relationships Sr. Vice President, Finance Consumer Bank Position Grade DVP / AVP / Senior Manager It is an exciting time to be in Consumer Bank. It is the epicenter of the growth strategy of our Bank. Having already re-organized itself into products, proposition and distribution structure, Consumer Bank is at the forefront of STARTUP strategy of the firm, where several initiatives on omnichannel distribution, unique propositions (Solitaire, NR etc.) and several speed simplicity and transparency initiatives have come to life. It is the largest lever to transforming for scale since it represents close to 75% of its deposits, 50% of advances and a 50k+ workforce. This business franchise is spread across 2 cr+ customers who have availed a variety of products & offerings including Deposits, Group products, Mortgage (HF & LAP), Business Banking (Working capital & business loans), Credit cards, Personal Loans etc and a distribution franchise of 2000+ branches & 3000+ ATMs. This role presents an excellent opportunity to not just learn retail banking business model, from a financial lens, but also to contribute in the path to its transformation. This role is under finance team with P&L responsibilities and partnering with business to enable and facilitate financial optimization Preparation of Business P&L Monitoring of revenues and costs Assurance on our interest rate yields, transfer price, spreads, fee are in line with business Assurance on our costs being are at or below budget tight monitoring and prevent potential excess / leakage Variance analysis on the P&L in context of underlying operating drivers Developing granularity slice dice and dissection of revenues and costs Track KPIs for the business time-series and vs. budgets Be a P&L partner to business and facilitate P&L improvement Experience4 5 years. Can consider lesser, if you demonstrate hunger to learn fast AcademicsPreferably CA or PG / Graduates of commerce Other aspectsPassion for numbers, eye for detail, hunger to learn and an Excel-Ninja

Job Role :As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. Visiting customers for personal discussions and deal structuring Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained To evaluate proposals of customers for Home Loans, Loan against Property Decision making within defined TAT Understanding of property related aspects (like legal title and market value of the property) is an added advantage Coordinating with sales, operations, legal, technical and customer service Job Requirements: Qualification- CA with relevant underwriting experience Job Knowledge o Technical underwriting experience o Analytical skills Skills & Experience o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

Relationship Manager-Loan Against Property Location Mumbai Reporting Relationships Location Manager The Loan Against Property (LAP) Business vertical is the part of Secured Assets division of the Consumer Bank. This vertical specializes in acquiring retail customers for funding against Residential, Commercial & Industrial Properties. We also provide loans for purchase of Commercial Properties and funding with Lease Rental Discounting. The target customer segment is small & medium traders, manufacturers & service provides and self-employed professionals. We have recently started funding Salaried customers also. The vertical has Pan India presence with coverage in most of the major towns of the country. The Sales team comprises Relationship Managers (RMs) who are responsible for acquiring LAP customers from various channels i.e. Direct Marketing Agents, Direct Sales Teams, Branch Banking & Other Group Businesses etc. Manage sales for Loan against Property business from cross channel and open market Manage sales and distribution through the cross channel and open market channels Ensure unilateral growth by adding new Branches Manage and grow the Direct Sales team and focus on increased Productivity Marketing and encashing catchment areas Meeting HNI clients and explaining various products related to Loan against property/HF/ Working capital. Responsible for Builder relations and Builder Tie Ups to focus on Primary Markets Responsible for Project approvals of Builders Ensure additional revenue generation through cross sell & Multi selling of Insurance, CASA , Credit Cards etc. Training & Development of the DST Team and DSAs Liasoning with Internal teams for business like Credit, Legal, Technical, RCU & Operations Responsible for end to end processing of the case and updating the status of the same to the customers. Ensuring Top Class service for Customers for better NPS Scores Experience in SECURED LOAN SALES is Must Job Requirements: Qualification - Graduate / MBA Skills & Experience Minimum 2 years work experience in Home Loan /Mortgage Sales with DMA/DST/Bank Branches Customer relationship management skills Sales and service orientation

Job Opening for Sales Officers at SMFG Gramshakti. Locations: Surandai, Ambasamudram, Kovilpatti & Palayam Kottai Promote and sell loan products to individuals, small businesses, and rural clients Travel across assigned territory to meet customers at their locations Requirements Minimum qualification: Any UG must Willingness to travel extensively within local regions Must have two wheeler and driving license. What We Offer Attractive Salary Incentives based on performance Insurance benefits If interested, pls call Amrithaa - 8655767561 Or Gayathri - 7304964190